Estimating the costs of financial regulation /:
To assess the overall impact of the financial regulatory initiatives on U.S., European, and Japanese financial institutions and their respective economies. It will examine the existing analyses on the impact of the regulatory initiatives by the financial industry (financial analysts, industry associ...
Gespeichert in:
| Hauptverfasser: | , |
|---|---|
| Körperschaft: | |
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
[Washington, D.C.] :
International Monetary Fund,
2012.
|
| Schriftenreihe: | IMF staff discussion note ;
SDN/12/11. |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | To assess the overall impact of the financial regulatory initiatives on U.S., European, and Japanese financial institutions and their respective economies. It will examine the existing analyses on the impact of the regulatory initiatives by the financial industry (financial analysts, industry associations, and consulting companies) and the official sector and supplements them with Basel III disclosures by financial institutions to estimate the overall impact of the regulatory reforms and reach some overall conclusions. The assessment takes into account how financial institutions respond to the combined effects of the regulatory measures by adapting their business models to a new set of capital regulations, shrinking their balance sheet, changing its structure (funding and asset composition), cutting costs, and charging more for loans. Indeed, one of the most important conclusions is that any increase in lending rates will be minor. |
| Beschreibung: | Title from PDF title page (IMF Web site, viewed Sept. 14, 2012). "Monetary and Capital Markets Department." "September 11, 2012." |
| Beschreibung: | 1 online resource (43 pages). |
| Bibliographie: | Includes bibliographical references. |
| ISBN: | 9781475539943 1475539940 1616354356 9781616354350 |
Internformat
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| 504 | |a Includes bibliographical references. | ||
| 500 | |a "Monetary and Capital Markets Department." | ||
| 500 | |a "September 11, 2012." | ||
| 520 | 3 | |a To assess the overall impact of the financial regulatory initiatives on U.S., European, and Japanese financial institutions and their respective economies. It will examine the existing analyses on the impact of the regulatory initiatives by the financial industry (financial analysts, industry associations, and consulting companies) and the official sector and supplements them with Basel III disclosures by financial institutions to estimate the overall impact of the regulatory reforms and reach some overall conclusions. The assessment takes into account how financial institutions respond to the combined effects of the regulatory measures by adapting their business models to a new set of capital regulations, shrinking their balance sheet, changing its structure (funding and asset composition), cutting costs, and charging more for loans. Indeed, one of the most important conclusions is that any increase in lending rates will be minor. | |
| 505 | 0 | |a Literature review -- Quantitative analysis of stand-alone reforms -- Estimating changes to lending rates -- Capital requirements -- Liquidity requirements -- Derivatives requirements -- Deposit insurance and similar fees -- Integrated effects on credit provision. | |
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| author | Santos, André Elliott, Douglas J., 1959- |
| author_GND | http://id.loc.gov/authorities/names/no99080482 http://id.loc.gov/authorities/names/n2011048849 |
| author_corporate | International Monetary Fund. Monetary and Capital Markets Department |
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| author_facet | Santos, André Elliott, Douglas J., 1959- International Monetary Fund. Monetary and Capital Markets Department |
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| contents | Literature review -- Quantitative analysis of stand-alone reforms -- Estimating changes to lending rates -- Capital requirements -- Liquidity requirements -- Derivatives requirements -- Deposit insurance and similar fees -- Integrated effects on credit provision. |
| ctrlnum | (OCoLC)809953268 |
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| illustrated | Not Illustrated |
| indexdate | 2024-10-25T16:21:02Z |
| institution | BVB |
| institution_GND | http://id.loc.gov/authorities/names/no2006113696 |
| isbn | 9781475539943 1475539940 1616354356 9781616354350 |
| language | English |
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| series | IMF staff discussion note ; |
| series2 | IMF staff discussion note ; |
| spelling | Santos, André, author. http://id.loc.gov/authorities/names/no99080482 Estimating the costs of financial regulation / prepared by André Oliveira Santos and Douglas Elliott. [Washington, D.C.] : International Monetary Fund, 2012. 1 online resource (43 pages). text txt rdacontent computer c rdamedia online resource cr rdacarrier IMF staff discussion note ; SDN/12/11 Title from PDF title page (IMF Web site, viewed Sept. 14, 2012). Includes bibliographical references. "Monetary and Capital Markets Department." "September 11, 2012." To assess the overall impact of the financial regulatory initiatives on U.S., European, and Japanese financial institutions and their respective economies. It will examine the existing analyses on the impact of the regulatory initiatives by the financial industry (financial analysts, industry associations, and consulting companies) and the official sector and supplements them with Basel III disclosures by financial institutions to estimate the overall impact of the regulatory reforms and reach some overall conclusions. The assessment takes into account how financial institutions respond to the combined effects of the regulatory measures by adapting their business models to a new set of capital regulations, shrinking their balance sheet, changing its structure (funding and asset composition), cutting costs, and charging more for loans. Indeed, one of the most important conclusions is that any increase in lending rates will be minor. Literature review -- Quantitative analysis of stand-alone reforms -- Estimating changes to lending rates -- Capital requirements -- Liquidity requirements -- Derivatives requirements -- Deposit insurance and similar fees -- Integrated effects on credit provision. Online resource; title from PDF title page (IMF, viewed Dec. 13, 2016). English. Banks and banking State supervision. http://id.loc.gov/authorities/subjects/sh85011634 Banking law. http://id.loc.gov/authorities/subjects/sh85011597 Banques Contrôle de l'État. POLITICAL SCIENCE Public Affairs & Administration. bisacsh Banking law fast Banks and banking State supervision fast Elliott, Douglas J., 1959- author. https://id.oclc.org/worldcat/entity/E39PCjHv3WjPwWhdgKTVbRJtw3 http://id.loc.gov/authorities/names/n2011048849 International Monetary Fund. Monetary and Capital Markets Department. http://id.loc.gov/authorities/names/no2006113696 has work: Estimating the costs of financial regulation (Text) https://id.oclc.org/worldcat/entity/E39PCGxJVHDmkVYWbvgQkHdG73 https://id.oclc.org/worldcat/ontology/hasWork IMF staff discussion note ; SDN/12/11. http://id.loc.gov/authorities/names/no2011013696 FWS01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=520722 Volltext CBO01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=520722 Volltext |
| spellingShingle | Santos, André Elliott, Douglas J., 1959- Estimating the costs of financial regulation / IMF staff discussion note ; Literature review -- Quantitative analysis of stand-alone reforms -- Estimating changes to lending rates -- Capital requirements -- Liquidity requirements -- Derivatives requirements -- Deposit insurance and similar fees -- Integrated effects on credit provision. Banks and banking State supervision. http://id.loc.gov/authorities/subjects/sh85011634 Banking law. http://id.loc.gov/authorities/subjects/sh85011597 Banques Contrôle de l'État. POLITICAL SCIENCE Public Affairs & Administration. bisacsh Banking law fast Banks and banking State supervision fast |
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| title | Estimating the costs of financial regulation / |
| title_auth | Estimating the costs of financial regulation / |
| title_exact_search | Estimating the costs of financial regulation / |
| title_full | Estimating the costs of financial regulation / prepared by André Oliveira Santos and Douglas Elliott. |
| title_fullStr | Estimating the costs of financial regulation / prepared by André Oliveira Santos and Douglas Elliott. |
| title_full_unstemmed | Estimating the costs of financial regulation / prepared by André Oliveira Santos and Douglas Elliott. |
| title_short | Estimating the costs of financial regulation / |
| title_sort | estimating the costs of financial regulation |
| topic | Banks and banking State supervision. http://id.loc.gov/authorities/subjects/sh85011634 Banking law. http://id.loc.gov/authorities/subjects/sh85011597 Banques Contrôle de l'État. POLITICAL SCIENCE Public Affairs & Administration. bisacsh Banking law fast Banks and banking State supervision fast |
| topic_facet | Banks and banking State supervision. Banking law. Banques Contrôle de l'État. POLITICAL SCIENCE Public Affairs & Administration. Banking law Banks and banking State supervision |
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