The U.S. experience with no-fault automobile insurance :: a retrospective /
No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Weitere Verfasser: | , |
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Santa Monica, CA :
RAND,
2010.
|
| Schriftenreihe: | Rand Corporation monograph series.
|
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear. |
| Beschreibung: | 1 online resource (xx, 170 pages) : illustrations |
| Bibliographie: | Includes bibliographical references. |
| ISBN: | 9780833049469 0833049461 |
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| 100 | 1 | |a Anderson, James M. |0 http://id.loc.gov/authorities/names/n2010065284 | |
| 245 | 1 | 4 | |a The U.S. experience with no-fault automobile insurance : |b a retrospective / |c James M. Anderson, Paul Heaton, Stephen J. Carroll. |
| 246 | 3 | |a United States experience with no-fault automobile insurance | |
| 260 | |a Santa Monica, CA : |b RAND, |c 2010. | ||
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| 504 | |a Includes bibliographical references. | ||
| 505 | 0 | |a A primer on tort and no-fault systems -- A brief history of no-fault -- The cost of no-fault -- Why have no-fault regimes been more expensive than anticipated? -- Conclusion, policy implications, and future developments. | |
| 520 | |a No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear. | ||
| 588 | 0 | |a Print version record. | |
| 546 | |a English. | ||
| 650 | 0 | |a No-fault automobile insurance |x Law and legislation |z United States. | |
| 650 | 0 | |a No-fault automobile insurance |z United States. | |
| 650 | 0 | |a Liability for traffic accidents |z United States. | |
| 650 | 6 | |a Assurance-automobiles sans égard à la responsabilité |z États-Unis. | |
| 650 | 6 | |a Responsabilité pour accidents de la route |z États-Unis. | |
| 650 | 7 | |a LAW |x Administrative Law & Regulatory Practice. |2 bisacsh | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Insurance |x Automobile. |2 bisacsh | |
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| 650 | 7 | |a No-fault automobile insurance |2 fast | |
| 650 | 7 | |a No-fault automobile insurance |x Law and legislation |2 fast | |
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| 650 | 7 | |a No-fault automobile insurance |x Law and legislation |z United States. |2 nli | |
| 650 | 7 | |a No-fault automobile insurance |z United States. |2 nli | |
| 650 | 7 | |a Liability for traffic accidents |z United States. |2 nli | |
| 700 | 1 | |a Heaton, Paul, |d 1978- |1 https://id.oclc.org/worldcat/entity/E39PCjykr3chdbhRkrxrQvcpj3 |0 http://id.loc.gov/authorities/names/nr2007000150 | |
| 700 | 1 | |a Carroll, Stephen J., |d 1940- |1 https://id.oclc.org/worldcat/entity/E39PCjw9q6Gv4Q3DQV3vt73jkC |0 http://id.loc.gov/authorities/names/n79041110 | |
| 758 | |i has work: |a The U.S. experience with no-fault automobile insurance (Text) |1 https://id.oclc.org/worldcat/entity/E39PCGtyP3QyBdwvbfB7X3WrWP |4 https://id.oclc.org/worldcat/ontology/hasWork | ||
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| adam_text | |
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| author | Anderson, James M. |
| author2 | Heaton, Paul, 1978- Carroll, Stephen J., 1940- |
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| author_GND | http://id.loc.gov/authorities/names/n2010065284 http://id.loc.gov/authorities/names/nr2007000150 http://id.loc.gov/authorities/names/n79041110 |
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| contents | A primer on tort and no-fault systems -- A brief history of no-fault -- The cost of no-fault -- Why have no-fault regimes been more expensive than anticipated? -- Conclusion, policy implications, and future developments. |
| ctrlnum | (OCoLC)593295888 |
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| id | ZDB-4-EBA-ocn593295888 |
| illustrated | Illustrated |
| indexdate | 2024-11-27T13:17:05Z |
| institution | BVB |
| isbn | 9780833049469 0833049461 |
| language | English |
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| spelling | Anderson, James M. http://id.loc.gov/authorities/names/n2010065284 The U.S. experience with no-fault automobile insurance : a retrospective / James M. Anderson, Paul Heaton, Stephen J. Carroll. United States experience with no-fault automobile insurance Santa Monica, CA : RAND, 2010. 1 online resource (xx, 170 pages) : illustrations text txt rdacontent computer c rdamedia online resource cr rdacarrier polychrome. rdacc http://rdaregistry.info/termList/RDAColourContent/1003 text file Rand Corporation monograph series Includes bibliographical references. A primer on tort and no-fault systems -- A brief history of no-fault -- The cost of no-fault -- Why have no-fault regimes been more expensive than anticipated? -- Conclusion, policy implications, and future developments. No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear. Print version record. English. No-fault automobile insurance Law and legislation United States. No-fault automobile insurance United States. Liability for traffic accidents United States. Assurance-automobiles sans égard à la responsabilité États-Unis. Responsabilité pour accidents de la route États-Unis. LAW Administrative Law & Regulatory Practice. bisacsh BUSINESS & ECONOMICS Insurance Automobile. bisacsh Liability for traffic accidents fast No-fault automobile insurance fast No-fault automobile insurance Law and legislation fast United States fast https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq No-fault automobile insurance Law and legislation United States. nli No-fault automobile insurance United States. nli Liability for traffic accidents United States. nli Heaton, Paul, 1978- https://id.oclc.org/worldcat/entity/E39PCjykr3chdbhRkrxrQvcpj3 http://id.loc.gov/authorities/names/nr2007000150 Carroll, Stephen J., 1940- https://id.oclc.org/worldcat/entity/E39PCjw9q6Gv4Q3DQV3vt73jkC http://id.loc.gov/authorities/names/n79041110 has work: The U.S. experience with no-fault automobile insurance (Text) https://id.oclc.org/worldcat/entity/E39PCGtyP3QyBdwvbfB7X3WrWP https://id.oclc.org/worldcat/ontology/hasWork Print version: Anderson, James M. U.S. experience with no-fault automobile insurance. Santa Monica, CA : RAND, 2010 9780833049162 (DLC) 2009047041 (OCoLC)468232163 Rand Corporation monograph series. http://id.loc.gov/authorities/names/no2008057654 FWS01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=314465 Volltext |
| spellingShingle | Anderson, James M. The U.S. experience with no-fault automobile insurance : a retrospective / Rand Corporation monograph series. A primer on tort and no-fault systems -- A brief history of no-fault -- The cost of no-fault -- Why have no-fault regimes been more expensive than anticipated? -- Conclusion, policy implications, and future developments. No-fault automobile insurance Law and legislation United States. No-fault automobile insurance United States. Liability for traffic accidents United States. Assurance-automobiles sans égard à la responsabilité États-Unis. Responsabilité pour accidents de la route États-Unis. LAW Administrative Law & Regulatory Practice. bisacsh BUSINESS & ECONOMICS Insurance Automobile. bisacsh Liability for traffic accidents fast No-fault automobile insurance fast No-fault automobile insurance Law and legislation fast No-fault automobile insurance Law and legislation United States. nli No-fault automobile insurance United States. nli Liability for traffic accidents United States. nli |
| title | The U.S. experience with no-fault automobile insurance : a retrospective / |
| title_alt | United States experience with no-fault automobile insurance |
| title_auth | The U.S. experience with no-fault automobile insurance : a retrospective / |
| title_exact_search | The U.S. experience with no-fault automobile insurance : a retrospective / |
| title_full | The U.S. experience with no-fault automobile insurance : a retrospective / James M. Anderson, Paul Heaton, Stephen J. Carroll. |
| title_fullStr | The U.S. experience with no-fault automobile insurance : a retrospective / James M. Anderson, Paul Heaton, Stephen J. Carroll. |
| title_full_unstemmed | The U.S. experience with no-fault automobile insurance : a retrospective / James M. Anderson, Paul Heaton, Stephen J. Carroll. |
| title_short | The U.S. experience with no-fault automobile insurance : |
| title_sort | u s experience with no fault automobile insurance a retrospective |
| title_sub | a retrospective / |
| topic | No-fault automobile insurance Law and legislation United States. No-fault automobile insurance United States. Liability for traffic accidents United States. Assurance-automobiles sans égard à la responsabilité États-Unis. Responsabilité pour accidents de la route États-Unis. LAW Administrative Law & Regulatory Practice. bisacsh BUSINESS & ECONOMICS Insurance Automobile. bisacsh Liability for traffic accidents fast No-fault automobile insurance fast No-fault automobile insurance Law and legislation fast No-fault automobile insurance Law and legislation United States. nli No-fault automobile insurance United States. nli Liability for traffic accidents United States. nli |
| topic_facet | No-fault automobile insurance Law and legislation United States. No-fault automobile insurance United States. Liability for traffic accidents United States. Assurance-automobiles sans égard à la responsabilité États-Unis. Responsabilité pour accidents de la route États-Unis. LAW Administrative Law & Regulatory Practice. BUSINESS & ECONOMICS Insurance Automobile. Liability for traffic accidents No-fault automobile insurance No-fault automobile insurance Law and legislation United States |
| url | https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=314465 |
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