Shortchanged :: life and debt in the fringe economy /
Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" direc...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
San Francisco, CA : Berkeley, CA :
Berrett-Koehler ; Publishers Group West [distributor],
©2005.
|
| Ausgabe: | 1st ed. |
| Schriftenreihe: | BK currents book.
|
| Schlagworte: | |
| Online-Zugang: | DE-862 DE-863 |
| Zusammenfassung: | Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated. Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually page |
| Beschreibung: | 1 online resource (xx, 252 pages :) |
| Format: | Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. |
| Bibliographie: | Includes bibliographical references (pages 218-236) and index. |
| ISBN: | 9781605098050 1605098051 9781609943882 1609943880 9781605098777 1605098779 1283268728 9781283268721 9786613268723 6613268720 |
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| 100 | 1 | |a Karger, Howard Jacob, |d 1948- |1 https://id.oclc.org/worldcat/entity/E39PBJkxDDjwJBgxVYWHV8WkXd |0 http://id.loc.gov/authorities/names/n86020018 | |
| 245 | 1 | 0 | |a Shortchanged : |b life and debt in the fringe economy / |c Howard Karger. |
| 250 | |a 1st ed. | ||
| 260 | |a San Francisco, CA : |b Berrett-Koehler ; |a Berkeley, CA : |b Publishers Group West [distributor], |c ©2005. | ||
| 300 | |a 1 online resource (xx, 252 pages :) | ||
| 336 | |a text |b txt |2 rdacontent | ||
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| 490 | 1 | |a A BK currents book | |
| 504 | |a Includes bibliographical references (pages 218-236) and index. | ||
| 505 | 0 | |a pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. | |
| 520 | |a Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated. Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually page | ||
| 588 | 0 | |a Print version record. | |
| 506 | |3 Use copy |f Restrictions unspecified |2 star |5 MiAaHDL | ||
| 533 | |a Electronic reproduction. |b [Place of publication not identified] : |c HathiTrust Digital Library, |d 2010. |5 MiAaHDL | ||
| 538 | |a Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. |u http://purl.oclc.org/DLF/benchrepro0212 |5 MiAaHDL | ||
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| 546 | |a English. | ||
| 650 | 0 | |a Poor |z United States. |0 http://id.loc.gov/authorities/subjects/sh2004009391 | |
| 650 | 0 | |a Working class |z United States |x Economic conditions. | |
| 650 | 0 | |a Informal sector (Economics) |z United States. | |
| 650 | 0 | |a Financial services industry |z United States. | |
| 650 | 0 | |a Debt |z United States. | |
| 650 | 0 | |a Microfinance |z United States. | |
| 650 | 0 | |a Pawnbroking |z United States. | |
| 650 | 0 | |a Loans, Personal |z United States. | |
| 650 | 0 | |a Working poor |z United States. | |
| 650 | 0 | |a Marginality, Social |z United States. | |
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| 650 | 6 | |a Prêts sur gages |z États-Unis. | |
| 650 | 6 | |a Prêts personnels |z États-Unis. | |
| 650 | 6 | |a Travailleurs pauvres |z États-Unis. | |
| 650 | 6 | |a Exclusion sociale |z États-Unis. | |
| 650 | 6 | |a Travailleurs |z États-Unis |x Conditions économiques. | |
| 650 | 6 | |a Secteur informel (Économie politique) |z États-Unis. | |
| 650 | 6 | |a Services financiers |z États-Unis. | |
| 650 | 6 | |a Dettes |z États-Unis. | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Finance. |2 bisacsh | |
| 650 | 7 | |a POLITICAL SCIENCE |x Political Economy. |2 bisacsh | |
| 650 | 7 | |a Working poor |2 fast | |
| 650 | 7 | |a Pawnbroking |2 fast | |
| 650 | 7 | |a Microfinance |2 fast | |
| 650 | 7 | |a Marginality, Social |2 fast | |
| 650 | 7 | |a Loans, Personal |2 fast | |
| 650 | 7 | |a Debt |2 fast | |
| 650 | 7 | |a Financial services industry |2 fast | |
| 650 | 7 | |a Informal sector (Economics) |2 fast | |
| 650 | 7 | |a Poor |2 fast | |
| 650 | 7 | |a Working class |x Economic conditions |2 fast | |
| 651 | 7 | |a United States |2 fast |1 https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq | |
| 758 | |i has work: |a Shortchanged advance uncorrected galley (Text) |1 https://id.oclc.org/worldcat/entity/E39PCH8yd6CXM8Gb798QckX6JC |4 https://id.oclc.org/worldcat/ontology/hasWork | ||
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Datensatz im Suchindex
| DE-BY-FWS_katkey | ZDB-4-EBA-ocn297961692 |
|---|---|
| _version_ | 1826941598919819264 |
| adam_text | |
| any_adam_object | |
| author | Karger, Howard Jacob, 1948- |
| author_GND | http://id.loc.gov/authorities/names/n86020018 |
| author_facet | Karger, Howard Jacob, 1948- |
| author_role | |
| author_sort | Karger, Howard Jacob, 1948- |
| author_variant | h j k hj hjk |
| building | Verbundindex |
| bvnumber | localFWS |
| callnumber-first | H - Social Science |
| callnumber-label | HC110 |
| callnumber-raw | HC110.P6 K27 2005 HG178.33.U6 K37 2005 |
| callnumber-search | HC110.P6 K27 2005 HG178.33.U6 K37 2005 |
| callnumber-sort | HC 3110 P6 K27 42005 |
| callnumber-subject | HC - Economic History and Conditions |
| collection | ZDB-4-EBA |
| contents | pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. |
| ctrlnum | (OCoLC)297961692 |
| dewey-full | 332.3 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.3 |
| dewey-search | 332.3 |
| dewey-sort | 3332.3 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| edition | 1st ed. |
| format | Electronic eBook |
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| indexdate | 2025-03-18T14:14:40Z |
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| spelling | Karger, Howard Jacob, 1948- https://id.oclc.org/worldcat/entity/E39PBJkxDDjwJBgxVYWHV8WkXd http://id.loc.gov/authorities/names/n86020018 Shortchanged : life and debt in the fringe economy / Howard Karger. 1st ed. San Francisco, CA : Berrett-Koehler ; Berkeley, CA : Publishers Group West [distributor], ©2005. 1 online resource (xx, 252 pages :) text txt rdacontent computer c rdamedia online resource cr rdacarrier polychrome. rdacc http://rdaregistry.info/termList/RDAColourContent/1003 text file rdaft http://rdaregistry.info/termList/fileType/1002 A BK currents book Includes bibliographical references (pages 218-236) and index. pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated. Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually page Print version record. Use copy Restrictions unspecified star MiAaHDL Electronic reproduction. [Place of publication not identified] : HathiTrust Digital Library, 2010. MiAaHDL Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. http://purl.oclc.org/DLF/benchrepro0212 MiAaHDL digitized 2010 HathiTrust Digital Library committed to preserve pda MiAaHDL English. Poor United States. http://id.loc.gov/authorities/subjects/sh2004009391 Working class United States Economic conditions. Informal sector (Economics) United States. Financial services industry United States. Debt United States. Microfinance United States. Pawnbroking United States. Loans, Personal United States. Working poor United States. Marginality, Social United States. Microcrédit États-Unis. Prêts sur gages États-Unis. Prêts personnels États-Unis. Travailleurs pauvres États-Unis. Exclusion sociale États-Unis. Travailleurs États-Unis Conditions économiques. Secteur informel (Économie politique) États-Unis. Services financiers États-Unis. Dettes États-Unis. BUSINESS & ECONOMICS Finance. bisacsh POLITICAL SCIENCE Political Economy. bisacsh Working poor fast Pawnbroking fast Microfinance fast Marginality, Social fast Loans, Personal fast Debt fast Financial services industry fast Informal sector (Economics) fast Poor fast Working class Economic conditions fast United States fast https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq has work: Shortchanged advance uncorrected galley (Text) https://id.oclc.org/worldcat/entity/E39PCH8yd6CXM8Gb798QckX6JC https://id.oclc.org/worldcat/ontology/hasWork Print version: Karger, Howard Jacob, 1948- Shortchanged. 1st ed. San Francisco, CA : Berrett-Koehler ; Berkeley, CA : Publishers Group West [distributor], ©2005 1576753360 9781576753361 (DLC) 2005040973 (OCoLC)58595162 BK currents book. http://id.loc.gov/authorities/names/no2005084334 |
| spellingShingle | Karger, Howard Jacob, 1948- Shortchanged : life and debt in the fringe economy / BK currents book. pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. Poor United States. http://id.loc.gov/authorities/subjects/sh2004009391 Working class United States Economic conditions. Informal sector (Economics) United States. Financial services industry United States. Debt United States. Microfinance United States. Pawnbroking United States. Loans, Personal United States. Working poor United States. Marginality, Social United States. Microcrédit États-Unis. Prêts sur gages États-Unis. Prêts personnels États-Unis. Travailleurs pauvres États-Unis. Exclusion sociale États-Unis. Travailleurs États-Unis Conditions économiques. Secteur informel (Économie politique) États-Unis. Services financiers États-Unis. Dettes États-Unis. BUSINESS & ECONOMICS Finance. bisacsh POLITICAL SCIENCE Political Economy. bisacsh Working poor fast Pawnbroking fast Microfinance fast Marginality, Social fast Loans, Personal fast Debt fast Financial services industry fast Informal sector (Economics) fast Poor fast Working class Economic conditions fast |
| subject_GND | http://id.loc.gov/authorities/subjects/sh2004009391 |
| title | Shortchanged : life and debt in the fringe economy / |
| title_auth | Shortchanged : life and debt in the fringe economy / |
| title_exact_search | Shortchanged : life and debt in the fringe economy / |
| title_full | Shortchanged : life and debt in the fringe economy / Howard Karger. |
| title_fullStr | Shortchanged : life and debt in the fringe economy / Howard Karger. |
| title_full_unstemmed | Shortchanged : life and debt in the fringe economy / Howard Karger. |
| title_short | Shortchanged : |
| title_sort | shortchanged life and debt in the fringe economy |
| title_sub | life and debt in the fringe economy / |
| topic | Poor United States. http://id.loc.gov/authorities/subjects/sh2004009391 Working class United States Economic conditions. Informal sector (Economics) United States. Financial services industry United States. Debt United States. Microfinance United States. Pawnbroking United States. Loans, Personal United States. Working poor United States. Marginality, Social United States. Microcrédit États-Unis. Prêts sur gages États-Unis. Prêts personnels États-Unis. Travailleurs pauvres États-Unis. Exclusion sociale États-Unis. Travailleurs États-Unis Conditions économiques. Secteur informel (Économie politique) États-Unis. Services financiers États-Unis. Dettes États-Unis. BUSINESS & ECONOMICS Finance. bisacsh POLITICAL SCIENCE Political Economy. bisacsh Working poor fast Pawnbroking fast Microfinance fast Marginality, Social fast Loans, Personal fast Debt fast Financial services industry fast Informal sector (Economics) fast Poor fast Working class Economic conditions fast |
| topic_facet | Poor United States. Working class United States Economic conditions. Informal sector (Economics) United States. Financial services industry United States. Debt United States. Microfinance United States. Pawnbroking United States. Loans, Personal United States. Working poor United States. Marginality, Social United States. Microcrédit États-Unis. Prêts sur gages États-Unis. Prêts personnels États-Unis. Travailleurs pauvres États-Unis. Exclusion sociale États-Unis. Travailleurs États-Unis Conditions économiques. Secteur informel (Économie politique) États-Unis. Services financiers États-Unis. Dettes États-Unis. BUSINESS & ECONOMICS Finance. POLITICAL SCIENCE Political Economy. Working poor Pawnbroking Microfinance Marginality, Social Loans, Personal Debt Financial services industry Informal sector (Economics) Poor Working class Economic conditions United States |
| work_keys_str_mv | AT kargerhowardjacob shortchangedlifeanddebtinthefringeeconomy |