Determinants of and barriers to people's financial inclusion in Mexico:
Individuals' access to finance is particularly low in Mexico. Widening access to finance would boost growth and inclusion. This paper uses microdata from the National Survey for Financial Inclusion to assess the drivers of and the barriers to people's financial inclusion in Mexico. Results...
Gespeichert in:
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| Weitere Verfasser: | , , |
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Paris
OECD Publishing
2022
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| Schriftenreihe: | OECD Economics Department Working Papers
no.1728 |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | Individuals' access to finance is particularly low in Mexico. Widening access to finance would boost growth and inclusion. This paper uses microdata from the National Survey for Financial Inclusion to assess the drivers of and the barriers to people's financial inclusion in Mexico. Results show that working in the formal sector, the level of wealth and income, educational attainment, and age are the socio-economic characteristics that most affect the likelihood of holding any formal financial product. The relative importance of these characteristics, however, varies across financial products. Economic barriers to individuals' financial inclusion are strongly associated with widespread informality and a low level of education and income. These results suggest that financial education programmes and credit registries considering a wider set of data to assess informal workers' credit worthiness would be promising avenues to help more Mexicans access financial services. |
| Beschreibung: | 1 Online-Ressource (38 p.) 21 x 28cm. |
| DOI: | 10.1787/73e9341b-en |
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| spelling | Cassimon, Steven VerfasserIn aut Determinants of and barriers to people's financial inclusion in Mexico Steven, Cassimon ... [et al] Paris OECD Publishing 2022 1 Online-Ressource (38 p.) 21 x 28cm. Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier OECD Economics Department Working Papers no.1728 Individuals' access to finance is particularly low in Mexico. Widening access to finance would boost growth and inclusion. This paper uses microdata from the National Survey for Financial Inclusion to assess the drivers of and the barriers to people's financial inclusion in Mexico. Results show that working in the formal sector, the level of wealth and income, educational attainment, and age are the socio-economic characteristics that most affect the likelihood of holding any formal financial product. The relative importance of these characteristics, however, varies across financial products. Economic barriers to individuals' financial inclusion are strongly associated with widespread informality and a low level of education and income. These results suggest that financial education programmes and credit registries considering a wider set of data to assess informal workers' credit worthiness would be promising avenues to help more Mexicans access financial services. Economics Mexico Maravalle, Alessandro MitwirkendeR ctb González Pandiella, Alberto MitwirkendeR ctb Turroques, Lou MitwirkendeR ctb FWS01 ZDB-13-SOC FWS_PDA_SOC https://doi.org/10.1787/73e9341b-en Volltext |
| spellingShingle | Cassimon, Steven Determinants of and barriers to people's financial inclusion in Mexico Economics Mexico |
| title | Determinants of and barriers to people's financial inclusion in Mexico |
| title_auth | Determinants of and barriers to people's financial inclusion in Mexico |
| title_exact_search | Determinants of and barriers to people's financial inclusion in Mexico |
| title_full | Determinants of and barriers to people's financial inclusion in Mexico Steven, Cassimon ... [et al] |
| title_fullStr | Determinants of and barriers to people's financial inclusion in Mexico Steven, Cassimon ... [et al] |
| title_full_unstemmed | Determinants of and barriers to people's financial inclusion in Mexico Steven, Cassimon ... [et al] |
| title_short | Determinants of and barriers to people's financial inclusion in Mexico |
| title_sort | determinants of and barriers to people s financial inclusion in mexico |
| topic | Economics Mexico |
| topic_facet | Economics Mexico |
| url | https://doi.org/10.1787/73e9341b-en |
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