Financial Education for Long-term Savings and Investments: Review of Research and Literature
Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth and financial development. Evidence shows that financial knowledge and skills are positively related to LTSI behaviour, and indicates a strong correlation between levels of financia...
Gespeichert in:
| 1. Verfasser: | |
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| Weitere Verfasser: | , , |
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Paris
OECD Publishing
2015
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| Schriftenreihe: | OECD Working Papers on Finance, Insurance and Private Pensions
no.39 |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth and financial development. Evidence shows that financial knowledge and skills are positively related to LTSI behaviour, and indicates a strong correlation between levels of financial literacy and retirement wealth accumulation. However, both the quantity and quality of LTSI are often worryingly low, pointing to an important role for financial education to increase levels of financial literacy and thus improve LTSI among individuals. Evaluations of various types of financial education aimed at increasing LTSI have identified some promising results. Initial findings suggest the need for additional, targeted evaluation of education programmes to compare the effects of different delivery channels and the intensity of provision in order to identify optimal approaches. More detailed research is also important to fully understand why some evaluations indicate mixed outcomes from certain programmes. |
| Beschreibung: | 1 Online-Ressource (34 p.) 21 x 29.7cm. |
| DOI: | 10.1787/5jrtgzfl6g9w-en |
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| indexdate | 2024-11-26T14:55:58Z |
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| spelling | Atkinson, Adele VerfasserIn aut Financial Education for Long-term Savings and Investments Review of Research and Literature Adele, Atkinson ... [et al] Paris OECD Publishing 2015 1 Online-Ressource (34 p.) 21 x 29.7cm. Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier OECD Working Papers on Finance, Insurance and Private Pensions no.39 Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth and financial development. Evidence shows that financial knowledge and skills are positively related to LTSI behaviour, and indicates a strong correlation between levels of financial literacy and retirement wealth accumulation. However, both the quantity and quality of LTSI are often worryingly low, pointing to an important role for financial education to increase levels of financial literacy and thus improve LTSI among individuals. Evaluations of various types of financial education aimed at increasing LTSI have identified some promising results. Initial findings suggest the need for additional, targeted evaluation of education programmes to compare the effects of different delivery channels and the intensity of provision in order to identify optimal approaches. More detailed research is also important to fully understand why some evaluations indicate mixed outcomes from certain programmes. Finance and Investment Messy, Flore-Anne MitwirkendeR ctb Rabinovich, Lila MitwirkendeR ctb Yoong, Joanne MitwirkendeR ctb FWS01 ZDB-13-SOC FWS_PDA_SOC https://doi.org/10.1787/5jrtgzfl6g9w-en Volltext |
| spellingShingle | Atkinson, Adele Financial Education for Long-term Savings and Investments Review of Research and Literature Finance and Investment |
| title | Financial Education for Long-term Savings and Investments Review of Research and Literature |
| title_auth | Financial Education for Long-term Savings and Investments Review of Research and Literature |
| title_exact_search | Financial Education for Long-term Savings and Investments Review of Research and Literature |
| title_full | Financial Education for Long-term Savings and Investments Review of Research and Literature Adele, Atkinson ... [et al] |
| title_fullStr | Financial Education for Long-term Savings and Investments Review of Research and Literature Adele, Atkinson ... [et al] |
| title_full_unstemmed | Financial Education for Long-term Savings and Investments Review of Research and Literature Adele, Atkinson ... [et al] |
| title_short | Financial Education for Long-term Savings and Investments |
| title_sort | financial education for long term savings and investments review of research and literature |
| title_sub | Review of Research and Literature |
| topic | Finance and Investment |
| topic_facet | Finance and Investment |
| url | https://doi.org/10.1787/5jrtgzfl6g9w-en |
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