Extending Insurance?: Funeral Associations in Ethiopia and Tanzania
This paper studies the development of indigenous insurance institutions set up to help cover the high costs of funerals, using evidence from rural areas in Tanzania and Ethiopia. Many of these institutions tend to co-exist within the same community and are based on well-defined rules and regulations...
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Format: | Elektronisch E-Book |
Sprache: | English |
Veröffentlicht: |
Paris
OECD Publishing
2004
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Schriftenreihe: | OECD Development Centre Working Papers
no.240 |
Schlagworte: | |
Online-Zugang: | Volltext |
Zusammenfassung: | This paper studies the development of indigenous insurance institutions set up to help cover the high costs of funerals, using evidence from rural areas in Tanzania and Ethiopia. Many of these institutions tend to co-exist within the same community and are based on well-defined rules and regulations, often offering premium-based insurance for funeral expenses, as well as, in many cases, other forms of insurance and credit to help address hardship. The paper argues that the characteristics and inclusiveness of these institutions make them well placed as models to broaden insurance provision and other development activities in these communities. In Ethiopia, there is some encouraging experience with using these institutions, as reviewed in this paper. However, the paper argues that their fragility as institutions is well illustrated by current pressures related to HIV/AIDS, as well as by their apparent resistance to engage more broadly with NGOs and government agencies. As a ... |
Beschreibung: | 1 Online-Ressource (46 p.) 21 x 29.7cm. |
DOI: | 10.1787/103027727461 |
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spelling | Dercon, Stefan VerfasserIn aut Extending Insurance? Funeral Associations in Ethiopia and Tanzania Stefan, Dercon ... [et al] Paris OECD Publishing 2004 1 Online-Ressource (46 p.) 21 x 29.7cm. Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier OECD Development Centre Working Papers no.240 This paper studies the development of indigenous insurance institutions set up to help cover the high costs of funerals, using evidence from rural areas in Tanzania and Ethiopia. Many of these institutions tend to co-exist within the same community and are based on well-defined rules and regulations, often offering premium-based insurance for funeral expenses, as well as, in many cases, other forms of insurance and credit to help address hardship. The paper argues that the characteristics and inclusiveness of these institutions make them well placed as models to broaden insurance provision and other development activities in these communities. In Ethiopia, there is some encouraging experience with using these institutions, as reviewed in this paper. However, the paper argues that their fragility as institutions is well illustrated by current pressures related to HIV/AIDS, as well as by their apparent resistance to engage more broadly with NGOs and government agencies. As a ... Development Ethiopia Tanzania, United Republic of Bold, Tessa MitwirkendeR ctb De Weerdt, Joachim MitwirkendeR ctb Pankhurst, Alula MitwirkendeR ctb FWS01 ZDB-13-SOC FWS_PDA_SOC https://doi.org/10.1787/103027727461 Volltext |
spellingShingle | Dercon, Stefan Extending Insurance? Funeral Associations in Ethiopia and Tanzania Development Ethiopia Tanzania, United Republic of |
title | Extending Insurance? Funeral Associations in Ethiopia and Tanzania |
title_auth | Extending Insurance? Funeral Associations in Ethiopia and Tanzania |
title_exact_search | Extending Insurance? Funeral Associations in Ethiopia and Tanzania |
title_full | Extending Insurance? Funeral Associations in Ethiopia and Tanzania Stefan, Dercon ... [et al] |
title_fullStr | Extending Insurance? Funeral Associations in Ethiopia and Tanzania Stefan, Dercon ... [et al] |
title_full_unstemmed | Extending Insurance? Funeral Associations in Ethiopia and Tanzania Stefan, Dercon ... [et al] |
title_short | Extending Insurance? |
title_sort | extending insurance funeral associations in ethiopia and tanzania |
title_sub | Funeral Associations in Ethiopia and Tanzania |
topic | Development Ethiopia Tanzania, United Republic of |
topic_facet | Development Ethiopia Tanzania, United Republic of |
url | https://doi.org/10.1787/103027727461 |
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