Digital financial inclusion: towards inclusive and sustainable finance for all
"With the arrival of the 'Internet of Things', (IoT), smartphones, real-time payments systems, plus FinTech activity, financial inclusion services can now be integrated into a country's National Payment System, (NPS), which means there should be no systemic barriers to transition...
Gespeichert in:
1. Verfasser: | |
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Format: | Buch |
Sprache: | English |
Veröffentlicht: |
London ; New York
Routledge, Taylor & Francis Group
2025
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Schlagworte: | |
Zusammenfassung: | "With the arrival of the 'Internet of Things', (IoT), smartphones, real-time payments systems, plus FinTech activity, financial inclusion services can now be integrated into a country's National Payment System, (NPS), which means there should be no systemic barriers to transitioning the socioeconomic pyramid, as actors build their financial status. This, however, is not the case. This book is a comprehensive guide to understanding the transition of financial services from cash-based to digital-based systems, with a focus on financial inclusion. It explores the success of financial inclusion programs in promoting economic activity and lifting people out of poverty. It does not concentrate on a single deployment or approach, rather, it takes a broader view. The book surveys the technology and infrastructure required to build digital payment systems, as well as the regulatory and governance frameworks that enable their operation, however, the major focus is on the incorporation of these financial services within communities in order to deliver social outcomes. The book opens the conversation, proposing a new method of measuring financial inclusion. It takes a critical but constructive look at the field over the last 20+ years and discusses the key learnings. It examines the Kenya mobile money approach to financial inclusion, compared with the Indian bank lead approach, and delivers a broad-based plan on how the programs can be more effective in the future. Financial inclusion requires a pathway to progress, through a period of technology transformation. The foundation is provided by this book and the reader, on finishing it, will have a comprehensive appreciation of the subject matter"-- |
Beschreibung: | Includes bibliographical references and index 2405 |
Beschreibung: | x, 128 Seiten Diagramme |
ISBN: | 9781032748191 9781032748207 |
Internformat
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520 | 3 | |a "With the arrival of the 'Internet of Things', (IoT), smartphones, real-time payments systems, plus FinTech activity, financial inclusion services can now be integrated into a country's National Payment System, (NPS), which means there should be no systemic barriers to transitioning the socioeconomic pyramid, as actors build their financial status. This, however, is not the case. This book is a comprehensive guide to understanding the transition of financial services from cash-based to digital-based systems, with a focus on financial inclusion. It explores the success of financial inclusion programs in promoting economic activity and lifting people out of poverty. It does not concentrate on a single deployment or approach, rather, it takes a broader view. The book surveys the technology and infrastructure required to build digital payment systems, as well as the regulatory and governance frameworks that enable their operation, however, the major focus is on the incorporation of these financial services within communities in order to deliver social outcomes. The book opens the conversation, proposing a new method of measuring financial inclusion. It takes a critical but constructive look at the field over the last 20+ years and discusses the key learnings. It examines the Kenya mobile money approach to financial inclusion, compared with the Indian bank lead approach, and delivers a broad-based plan on how the programs can be more effective in the future. Financial inclusion requires a pathway to progress, through a period of technology transformation. The foundation is provided by this book and the reader, on finishing it, will have a comprehensive appreciation of the subject matter"-- | |
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Datensatz im Suchindex
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adam_text | |
any_adam_object | |
author | Goldfinch, Peter |
author_GND | (DE-588)1177735857 |
author_facet | Goldfinch, Peter |
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author_sort | Goldfinch, Peter |
author_variant | p g pg |
building | Verbundindex |
bvnumber | BV050188959 |
ctrlnum | (DE-599)BVBBV050188959 |
dewey-full | 332.1/78 |
dewey-hundreds | 300 - Social sciences |
dewey-ones | 332 - Financial economics |
dewey-raw | 332.1/78 |
dewey-search | 332.1/78 |
dewey-sort | 3332.1 278 |
dewey-tens | 330 - Economics |
discipline | Wirtschaftswissenschaften |
format | Book |
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id | DE-604.BV050188959 |
illustrated | Not Illustrated |
indexdate | 2025-03-03T11:01:14Z |
institution | BVB |
isbn | 9781032748191 9781032748207 |
language | English |
oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-035524546 |
open_access_boolean | |
owner | DE-11 |
owner_facet | DE-11 |
physical | x, 128 Seiten Diagramme |
publishDate | 2025 |
publishDateSearch | 2025 |
publishDateSort | 2025 |
publisher | Routledge, Taylor & Francis Group |
record_format | marc |
spelling | Goldfinch, Peter Verfasser (DE-588)1177735857 aut Digital financial inclusion towards inclusive and sustainable finance for all Peter Goldfinch London ; New York Routledge, Taylor & Francis Group 2025 x, 128 Seiten Diagramme txt rdacontent n rdamedia nc rdacarrier Includes bibliographical references and index 2405 "With the arrival of the 'Internet of Things', (IoT), smartphones, real-time payments systems, plus FinTech activity, financial inclusion services can now be integrated into a country's National Payment System, (NPS), which means there should be no systemic barriers to transitioning the socioeconomic pyramid, as actors build their financial status. This, however, is not the case. This book is a comprehensive guide to understanding the transition of financial services from cash-based to digital-based systems, with a focus on financial inclusion. It explores the success of financial inclusion programs in promoting economic activity and lifting people out of poverty. It does not concentrate on a single deployment or approach, rather, it takes a broader view. The book surveys the technology and infrastructure required to build digital payment systems, as well as the regulatory and governance frameworks that enable their operation, however, the major focus is on the incorporation of these financial services within communities in order to deliver social outcomes. The book opens the conversation, proposing a new method of measuring financial inclusion. It takes a critical but constructive look at the field over the last 20+ years and discusses the key learnings. It examines the Kenya mobile money approach to financial inclusion, compared with the Indian bank lead approach, and delivers a broad-based plan on how the programs can be more effective in the future. Financial inclusion requires a pathway to progress, through a period of technology transformation. The foundation is provided by this book and the reader, on finishing it, will have a comprehensive appreciation of the subject matter"-- Finanzwirtschaft (DE-588)4017214-4 gnd rswk-swf Innovation (DE-588)4027089-0 gnd rswk-swf Technische Innovation (DE-588)4431027-4 gnd rswk-swf Technischer Fortschritt (DE-588)4059252-2 gnd rswk-swf Electronic funds transfers Finance / Technological innovations Finance / Technological innovations / Social aspects Finanzwirtschaft (DE-588)4017214-4 s Technische Innovation (DE-588)4431027-4 s Technischer Fortschritt (DE-588)4059252-2 s Innovation (DE-588)4027089-0 s DE-604 9781003471073 ebook Erscheint auch als Online-Ausgabe Goldfinch, Peter Abingdon, Oxon : Routledge, 2024 9781003471073 |
spellingShingle | Goldfinch, Peter Digital financial inclusion towards inclusive and sustainable finance for all Finanzwirtschaft (DE-588)4017214-4 gnd Innovation (DE-588)4027089-0 gnd Technische Innovation (DE-588)4431027-4 gnd Technischer Fortschritt (DE-588)4059252-2 gnd |
subject_GND | (DE-588)4017214-4 (DE-588)4027089-0 (DE-588)4431027-4 (DE-588)4059252-2 |
title | Digital financial inclusion towards inclusive and sustainable finance for all |
title_auth | Digital financial inclusion towards inclusive and sustainable finance for all |
title_exact_search | Digital financial inclusion towards inclusive and sustainable finance for all |
title_full | Digital financial inclusion towards inclusive and sustainable finance for all Peter Goldfinch |
title_fullStr | Digital financial inclusion towards inclusive and sustainable finance for all Peter Goldfinch |
title_full_unstemmed | Digital financial inclusion towards inclusive and sustainable finance for all Peter Goldfinch |
title_short | Digital financial inclusion |
title_sort | digital financial inclusion towards inclusive and sustainable finance for all |
title_sub | towards inclusive and sustainable finance for all |
topic | Finanzwirtschaft (DE-588)4017214-4 gnd Innovation (DE-588)4027089-0 gnd Technische Innovation (DE-588)4431027-4 gnd Technischer Fortschritt (DE-588)4059252-2 gnd |
topic_facet | Finanzwirtschaft Innovation Technische Innovation Technischer Fortschritt |
work_keys_str_mv | AT goldfinchpeter digitalfinancialinclusiontowardsinclusiveandsustainablefinanceforall |