Personal Finance for Canadians for Dummies:
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Newark
John Wiley & Sons, Incorporated
2024
|
| Ausgabe: | 7th ed |
| Online-Zugang: | DE-2070s |
| Beschreibung: | Description based on publisher supplied metadata and other sources |
| Beschreibung: | 1 Online-Ressource (514 Seiten) |
| ISBN: | 9781394220687 |
Internformat
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| 100 | 1 | |a Tyson, Eric |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Personal Finance for Canadians for Dummies |
| 250 | |a 7th ed | ||
| 264 | 1 | |a Newark |b John Wiley & Sons, Incorporated |c 2024 | |
| 264 | 4 | |c ©2024 | |
| 300 | |a 1 Online-Ressource (514 Seiten) | ||
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| 505 | 8 | |a Intro -- Title Page -- Copyright Page -- Table of Contents -- Introduction -- About This Book -- Foolish Assumptions -- Icons Used in This Book -- Beyond the Book -- Where to Go from Here -- Part 1 Getting Started with Personal Finance -- Chapter 1 Embracing Financial Literacy -- What Being Financially Literate Means -- Starting with the basics: Budgeting and transaction accounts -- Making your money work for you: Investing -- Protecting your income and assets: Insurance -- Talking Money at Home -- Identifying Unreliable Sources of Information -- The dangers of free financial content online -- The dangers of following financial gurus (and celebrities) -- Know who's talking -- Beware celebrity endorsers -- Watch out for outrageous performance claims -- Publishers pandering to advertisers -- Jumping over Real and Imaginary Hurdles to Financial Success -- Discovering what (or who) is holding you back -- Developing good financial habits -- Chapter 2 Establishing a Financial Foundation -- Your Cash Flow: Money In, Money Out -- Uncovering where your money goes -- Sizing up your income -- Investing in your career -- Securing a side hustle -- Utilizing Transaction and Investment Accounts -- Chequing/transaction accounts -- High-interest savings accounts -- Money-market funds -- Investment accounts -- Budgeting to Boost Your Savings -- Understanding and Improving Your Credit Score -- Deciphering how lenders use credit reports and scores -- Obtaining your credit reports -- Getting your credit score -- Chapter 3 Measuring Your Financial Health -- Avoiding Common Money Mistakes -- Determining Your Financial Net Worth -- Adding up your financial assets -- Subtracting your financial liabilities -- Crunching your numbers -- Interpreting your net worth results -- Examining Your Credit Score and Reports -- Understanding what your credit data includes and means | |
| 505 | 8 | |a Reviewing your credit reports and score -- Improving your credit reports and score -- Getting credit report errors corrected -- Evaluating Bad Debt and Good Debt -- Consuming your way to bad debt -- Recognizing bad debt overload -- Assessing good debt: Can you get too much? -- Playing the credit card float and reward games -- Analyzing Your Savings -- Evaluating Your Investment Knowledge -- Assessing Your Insurance Savvy -- Chapter 4 Establishing and Achieving Financial Goals -- Creating Your Own Definition of Wealth -- Acknowledging what money can't buy -- Managing the balancing act -- Prioritizing Your Savings Goals -- Knowing what's most important to you -- Valuing retirement plans -- Dealing with competing goals -- Building Emergency Reserves -- Saving to Buy a Home or Business -- Funding Kids' Educational Expenses -- Saving for Big Purchases -- Preparing for Retirement/Financial Independence -- Figuring out what you need for retirement/financial independence -- Understanding retirement building blocks -- Counting on government benefits -- The Canada Pension Plan (and Quebec Pension Plan) -- CPP contribution rates -- Calculating your CPP contributions -- Calculating your CPP contribution, part 2: The CPP2 -- Receiving CPP benefits -- How much will you get from CPP? -- Should you start getting CPP benefits early or later? -- Additional Enhanced CPP Benefits -- Canada Pension Plan disability benefits -- CPP survivor's pension -- CPP death benefit -- Old Age Security pension -- How much could you receive? -- The OAS clawback -- Choosing when to start receiving OAS payments -- OAS supplementary benefits -- Guaranteed Income Supplement -- OAS allowance -- OAS allowance for the survivor -- Planning your personal savings/ investment strategy -- Making the most of pensions -- Crunching numbers for your retirement -- Making up for lost time | |
| 505 | 8 | |a Part 2 Spending Less, Saving More -- Chapter 5 Managing Where Your Money Goes -- Examining Overspending -- Having access to credit -- Misusing credit cards -- Taking out car loans -- Bending to outside influences and agendas -- Spending to feel good -- Assessing Your Spending -- Tracking spending the "low-tech" way -- Tracking your spending on "free" websites and apps -- Chapter 6 Dealing with Debt -- Using Savings to Reduce Your Consumer Debt -- Understanding how you gain -- Finding the funds to pay down consumer debts -- Decreasing Debt When You Lack Savings -- Reducing your credit card's interest rate -- Understanding all credit-card terms and conditions -- Cutting up your credit cards -- Discovering debit cards: The best of both worlds -- Turning to Credit-Counselling Agencies -- Beware of biased advice at credit-counselling agencies -- Ask questions and avoid debt-management programs -- Filing Bankruptcy -- Understanding bankruptcy benefits -- Student loans -- Income-tax debt -- Secured loans -- Coming to terms with bankruptcy drawbacks -- Seeking bankruptcy advice -- Considering a Consumer Proposal: An Alternative to Bankruptcy -- Stopping the Spending/Consumer Debt Cycle -- Resisting the credit temptation -- Identifying and treating a compulsion -- Chapter 7 Reducing Your Spending -- Unlocking the Keys to Successful Spending -- Living within your means -- Looking for the best values -- Don't waste money on brand names -- Tread carefully online -- Getting your money back -- Eliminating the fat from your spending -- Turning your back on consumer credit -- Reducing Your Spending -- Managing food costs -- Eating out frugally -- Eating healthy at home without spending a fortune -- Joining a wholesale superstore -- Saving on groceries -- Saving on shelter -- Reducing the cost of renting -- Reducing homeowner expenses -- Cutting transportation costs | |
| 505 | 8 | |a Research before you buy a car -- Finding fuel-efficient, safe, and reliable vehicles -- Don't lease, don't borrow: Buy your car with cash -- Replace high-cost cars -- Keep cars to a minimum -- Buy commuter passes -- Use regular unleaded gas -- Service your car regularly -- Lowering your energy costs -- Controlling clothing costs -- Repaying your debt -- Indulging responsibly in fun and recreation -- Looking at low-cost entertainment -- Vacationing for less -- Using thrift with gifts -- Lowering your phone bills -- Technology: Spending wisely -- Curtailing personal care costs -- Paring down professional expenses -- Managing medical expenses -- Eliminating costly addictions -- Kick the smoking habit -- Stop abusing alcohol and other drugs -- Don't gamble -- Keeping an eye on insurance premiums -- Trimming your taxes -- Chapter 8 Trimming Your Taxes -- Understanding Your Tax Return -- Focusing on your total taxes -- Making sense of the tax system -- Recognizing the importance of your marginal tax rate -- Federal marginal tax brackets -- Combining federal and provincial/ territorial tax systems -- The difference between marginal and effective tax rates -- Defining taxable income -- Trimming Employment Income Taxes -- Contributing to registered retirement plans -- Take advantage of a tax-free savings account (TFSA) -- Save taxes when saving for your first home with a First Home Savings Account -- Shifting some income -- Organizing your taxes -- Increasing Your Deductions -- Child-care expenses -- Alimony and maintenance payments -- Child support -- Annual union and professional fees -- Business losses -- Interest on investment loans -- Moving expenses -- Making the Most of Tax Credits -- Maximizing your tax credits -- Basic personal tax credit -- Spousal credit -- Canada child benefit -- Children with a disability | |
| 505 | 8 | |a The CRA's Child and Family Benefits calculator -- Amount for an eligible dependant -- Credits for contributing to charities -- Medical expenses credit -- Credit for cost of medical expenses for other dependants -- Refundable medical expense supplement -- Home buyers' amount -- Pension income (amount) credit -- Age 65 or older -- Disability credit (amount) -- Canada caregiver credit -- Child disability benefit -- Deducting self-employment expenses -- Reducing Investment Income Taxes -- Selecting other tax-friendly investments -- Making your profits long term -- Enlisting Education Tax Breaks -- Getting Help from Tax Resources -- Obtaining CRA assistance -- Consulting preparation and advice guides -- Using software and websites -- Hiring professional help -- Preparers -- Chartered Professional Accountants -- Tax lawyers -- Dealing with an Audit -- How does the CRA choose a file for an audit? -- Getting your act together -- Surviving the day of reckoning -- Chapter 9 Making the Most of Registered Retirement Savings Plans -- Understanding How RRSPs Work -- The benefits of tax-deductible contributions -- The payoff from tax-deferred compound growth -- Maximizing Your RRSP's Growth -- The payoff from starting an RRSP early -- Increasing your returns -- Examining the Contribution Rules -- Checking out the contribution limits -- How much can you contribute? -- If you belong to a defined-benefit pension plan -- If you belong to a money-purchase pension plan -- If you belong to a deferred profit-sharing plan -- Types of Registered Retirement Savings Plans -- Taking Money Out of Your Plan before Retirement -- Regular withdrawals before retirement -- Special circumstances -- The Home Buyers' Plan -- The Lifelong Learning Plan -- Closing Down Your RRSP -- Registered Retirement Income Funds -- Annuities -- Part 3 Building Wealth through Investing | |
| 505 | 8 | |a Chapter 10 Considering Important Investment Concepts | |
| 700 | 1 | |a Martin, Tony |e Sonstige |4 oth | |
| 700 | 1 | |a McCullough, Michael |e Sonstige |4 oth | |
| 776 | 0 | 8 | |i Erscheint auch als |n Druck-Ausgabe |a Tyson, Eric |t Personal Finance for Canadians for Dummies |d Newark : John Wiley & Sons, Incorporated,c2024 |z 9781394220663 |
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Datensatz im Suchindex
| _version_ | 1810687474162204672 |
|---|---|
| adam_text | |
| any_adam_object | |
| author | Tyson, Eric |
| author_facet | Tyson, Eric |
| author_role | aut |
| author_sort | Tyson, Eric |
| author_variant | e t et |
| building | Verbundindex |
| bvnumber | BV049877178 |
| collection | ZDB-30-PQE |
| contents | Intro -- Title Page -- Copyright Page -- Table of Contents -- Introduction -- About This Book -- Foolish Assumptions -- Icons Used in This Book -- Beyond the Book -- Where to Go from Here -- Part 1 Getting Started with Personal Finance -- Chapter 1 Embracing Financial Literacy -- What Being Financially Literate Means -- Starting with the basics: Budgeting and transaction accounts -- Making your money work for you: Investing -- Protecting your income and assets: Insurance -- Talking Money at Home -- Identifying Unreliable Sources of Information -- The dangers of free financial content online -- The dangers of following financial gurus (and celebrities) -- Know who's talking -- Beware celebrity endorsers -- Watch out for outrageous performance claims -- Publishers pandering to advertisers -- Jumping over Real and Imaginary Hurdles to Financial Success -- Discovering what (or who) is holding you back -- Developing good financial habits -- Chapter 2 Establishing a Financial Foundation -- Your Cash Flow: Money In, Money Out -- Uncovering where your money goes -- Sizing up your income -- Investing in your career -- Securing a side hustle -- Utilizing Transaction and Investment Accounts -- Chequing/transaction accounts -- High-interest savings accounts -- Money-market funds -- Investment accounts -- Budgeting to Boost Your Savings -- Understanding and Improving Your Credit Score -- Deciphering how lenders use credit reports and scores -- Obtaining your credit reports -- Getting your credit score -- Chapter 3 Measuring Your Financial Health -- Avoiding Common Money Mistakes -- Determining Your Financial Net Worth -- Adding up your financial assets -- Subtracting your financial liabilities -- Crunching your numbers -- Interpreting your net worth results -- Examining Your Credit Score and Reports -- Understanding what your credit data includes and means Reviewing your credit reports and score -- Improving your credit reports and score -- Getting credit report errors corrected -- Evaluating Bad Debt and Good Debt -- Consuming your way to bad debt -- Recognizing bad debt overload -- Assessing good debt: Can you get too much? -- Playing the credit card float and reward games -- Analyzing Your Savings -- Evaluating Your Investment Knowledge -- Assessing Your Insurance Savvy -- Chapter 4 Establishing and Achieving Financial Goals -- Creating Your Own Definition of Wealth -- Acknowledging what money can't buy -- Managing the balancing act -- Prioritizing Your Savings Goals -- Knowing what's most important to you -- Valuing retirement plans -- Dealing with competing goals -- Building Emergency Reserves -- Saving to Buy a Home or Business -- Funding Kids' Educational Expenses -- Saving for Big Purchases -- Preparing for Retirement/Financial Independence -- Figuring out what you need for retirement/financial independence -- Understanding retirement building blocks -- Counting on government benefits -- The Canada Pension Plan (and Quebec Pension Plan) -- CPP contribution rates -- Calculating your CPP contributions -- Calculating your CPP contribution, part 2: The CPP2 -- Receiving CPP benefits -- How much will you get from CPP? -- Should you start getting CPP benefits early or later? -- Additional Enhanced CPP Benefits -- Canada Pension Plan disability benefits -- CPP survivor's pension -- CPP death benefit -- Old Age Security pension -- How much could you receive? -- The OAS clawback -- Choosing when to start receiving OAS payments -- OAS supplementary benefits -- Guaranteed Income Supplement -- OAS allowance -- OAS allowance for the survivor -- Planning your personal savings/ investment strategy -- Making the most of pensions -- Crunching numbers for your retirement -- Making up for lost time Part 2 Spending Less, Saving More -- Chapter 5 Managing Where Your Money Goes -- Examining Overspending -- Having access to credit -- Misusing credit cards -- Taking out car loans -- Bending to outside influences and agendas -- Spending to feel good -- Assessing Your Spending -- Tracking spending the "low-tech" way -- Tracking your spending on "free" websites and apps -- Chapter 6 Dealing with Debt -- Using Savings to Reduce Your Consumer Debt -- Understanding how you gain -- Finding the funds to pay down consumer debts -- Decreasing Debt When You Lack Savings -- Reducing your credit card's interest rate -- Understanding all credit-card terms and conditions -- Cutting up your credit cards -- Discovering debit cards: The best of both worlds -- Turning to Credit-Counselling Agencies -- Beware of biased advice at credit-counselling agencies -- Ask questions and avoid debt-management programs -- Filing Bankruptcy -- Understanding bankruptcy benefits -- Student loans -- Income-tax debt -- Secured loans -- Coming to terms with bankruptcy drawbacks -- Seeking bankruptcy advice -- Considering a Consumer Proposal: An Alternative to Bankruptcy -- Stopping the Spending/Consumer Debt Cycle -- Resisting the credit temptation -- Identifying and treating a compulsion -- Chapter 7 Reducing Your Spending -- Unlocking the Keys to Successful Spending -- Living within your means -- Looking for the best values -- Don't waste money on brand names -- Tread carefully online -- Getting your money back -- Eliminating the fat from your spending -- Turning your back on consumer credit -- Reducing Your Spending -- Managing food costs -- Eating out frugally -- Eating healthy at home without spending a fortune -- Joining a wholesale superstore -- Saving on groceries -- Saving on shelter -- Reducing the cost of renting -- Reducing homeowner expenses -- Cutting transportation costs Research before you buy a car -- Finding fuel-efficient, safe, and reliable vehicles -- Don't lease, don't borrow: Buy your car with cash -- Replace high-cost cars -- Keep cars to a minimum -- Buy commuter passes -- Use regular unleaded gas -- Service your car regularly -- Lowering your energy costs -- Controlling clothing costs -- Repaying your debt -- Indulging responsibly in fun and recreation -- Looking at low-cost entertainment -- Vacationing for less -- Using thrift with gifts -- Lowering your phone bills -- Technology: Spending wisely -- Curtailing personal care costs -- Paring down professional expenses -- Managing medical expenses -- Eliminating costly addictions -- Kick the smoking habit -- Stop abusing alcohol and other drugs -- Don't gamble -- Keeping an eye on insurance premiums -- Trimming your taxes -- Chapter 8 Trimming Your Taxes -- Understanding Your Tax Return -- Focusing on your total taxes -- Making sense of the tax system -- Recognizing the importance of your marginal tax rate -- Federal marginal tax brackets -- Combining federal and provincial/ territorial tax systems -- The difference between marginal and effective tax rates -- Defining taxable income -- Trimming Employment Income Taxes -- Contributing to registered retirement plans -- Take advantage of a tax-free savings account (TFSA) -- Save taxes when saving for your first home with a First Home Savings Account -- Shifting some income -- Organizing your taxes -- Increasing Your Deductions -- Child-care expenses -- Alimony and maintenance payments -- Child support -- Annual union and professional fees -- Business losses -- Interest on investment loans -- Moving expenses -- Making the Most of Tax Credits -- Maximizing your tax credits -- Basic personal tax credit -- Spousal credit -- Canada child benefit -- Children with a disability The CRA's Child and Family Benefits calculator -- Amount for an eligible dependant -- Credits for contributing to charities -- Medical expenses credit -- Credit for cost of medical expenses for other dependants -- Refundable medical expense supplement -- Home buyers' amount -- Pension income (amount) credit -- Age 65 or older -- Disability credit (amount) -- Canada caregiver credit -- Child disability benefit -- Deducting self-employment expenses -- Reducing Investment Income Taxes -- Selecting other tax-friendly investments -- Making your profits long term -- Enlisting Education Tax Breaks -- Getting Help from Tax Resources -- Obtaining CRA assistance -- Consulting preparation and advice guides -- Using software and websites -- Hiring professional help -- Preparers -- Chartered Professional Accountants -- Tax lawyers -- Dealing with an Audit -- How does the CRA choose a file for an audit? -- Getting your act together -- Surviving the day of reckoning -- Chapter 9 Making the Most of Registered Retirement Savings Plans -- Understanding How RRSPs Work -- The benefits of tax-deductible contributions -- The payoff from tax-deferred compound growth -- Maximizing Your RRSP's Growth -- The payoff from starting an RRSP early -- Increasing your returns -- Examining the Contribution Rules -- Checking out the contribution limits -- How much can you contribute? -- If you belong to a defined-benefit pension plan -- If you belong to a money-purchase pension plan -- If you belong to a deferred profit-sharing plan -- Types of Registered Retirement Savings Plans -- Taking Money Out of Your Plan before Retirement -- Regular withdrawals before retirement -- Special circumstances -- The Home Buyers' Plan -- The Lifelong Learning Plan -- Closing Down Your RRSP -- Registered Retirement Income Funds -- Annuities -- Part 3 Building Wealth through Investing Chapter 10 Considering Important Investment Concepts |
| ctrlnum | (ZDB-30-PQE)EBC31571560 (ZDB-30-PAD)EBC31571560 (ZDB-89-EBL)EBL31571560 (OCoLC)1450837055 (DE-599)BVBBV049877178 |
| dewey-full | 332.02400971 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.02400971 |
| dewey-search | 332.02400971 |
| dewey-sort | 3332.02400971 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| edition | 7th ed |
| format | Electronic eBook |
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Part 1 Getting Started with Personal Finance -- Chapter 1 Embracing Financial Literacy -- What Being Financially Literate Means -- Starting with the basics: Budgeting and transaction accounts -- Making your money work for you: Investing -- Protecting your income and assets: Insurance -- Talking Money at Home -- Identifying Unreliable Sources of Information -- The dangers of free financial content online -- The dangers of following financial gurus (and celebrities) -- Know who's talking -- Beware celebrity endorsers -- Watch out for outrageous performance claims -- Publishers pandering to advertisers -- Jumping over Real and Imaginary Hurdles to Financial Success -- Discovering what (or who) is holding you back -- Developing good financial habits -- Chapter 2 Establishing a Financial Foundation -- Your Cash Flow: Money In, Money Out -- Uncovering where your money goes -- Sizing up your income -- Investing in your career -- Securing a side hustle -- Utilizing Transaction and Investment Accounts -- Chequing/transaction accounts -- High-interest savings accounts -- Money-market funds -- Investment accounts -- Budgeting to Boost Your Savings -- Understanding and Improving Your Credit Score -- Deciphering how lenders use credit reports and scores -- Obtaining your credit reports -- Getting your credit score -- Chapter 3 Measuring Your Financial Health -- Avoiding Common Money Mistakes -- Determining Your Financial Net Worth -- Adding up your financial assets -- Subtracting your financial liabilities -- Crunching your numbers -- Interpreting your net worth results -- Examining Your Credit Score and Reports -- Understanding what your credit data includes and means</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Reviewing your credit reports and score -- Improving your credit reports and score -- Getting credit report errors corrected -- Evaluating Bad Debt and Good Debt -- Consuming your way to bad debt -- Recognizing bad debt overload -- Assessing good debt: Can you get too much? -- Playing the credit card float and reward games -- Analyzing Your Savings -- Evaluating Your Investment Knowledge -- Assessing Your Insurance Savvy -- Chapter 4 Establishing and Achieving Financial Goals -- Creating Your Own Definition of Wealth -- Acknowledging what money can't buy -- Managing the balancing act -- Prioritizing Your Savings Goals -- Knowing what's most important to you -- Valuing retirement plans -- Dealing with competing goals -- Building Emergency Reserves -- Saving to Buy a Home or Business -- Funding Kids' Educational Expenses -- Saving for Big Purchases -- Preparing for Retirement/Financial Independence -- Figuring out what you need for retirement/financial independence -- Understanding retirement building blocks -- Counting on government benefits -- The Canada Pension Plan (and Quebec Pension Plan) -- CPP contribution rates -- Calculating your CPP contributions -- Calculating your CPP contribution, part 2: The CPP2 -- Receiving CPP benefits -- How much will you get from CPP? -- Should you start getting CPP benefits early or later? -- Additional Enhanced CPP Benefits -- Canada Pension Plan disability benefits -- CPP survivor's pension -- CPP death benefit -- Old Age Security pension -- How much could you receive? -- The OAS clawback -- Choosing when to start receiving OAS payments -- OAS supplementary benefits -- Guaranteed Income Supplement -- OAS allowance -- OAS allowance for the survivor -- Planning your personal savings/ investment strategy -- Making the most of pensions -- Crunching numbers for your retirement -- Making up for lost time</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Part 2 Spending Less, Saving More -- Chapter 5 Managing Where Your Money Goes -- Examining Overspending -- Having access to credit -- Misusing credit cards -- Taking out car loans -- Bending to outside influences and agendas -- Spending to feel good -- Assessing Your Spending -- Tracking spending the "low-tech" way -- Tracking your spending on "free" websites and apps -- Chapter 6 Dealing with Debt -- Using Savings to Reduce Your Consumer Debt -- Understanding how you gain -- Finding the funds to pay down consumer debts -- Decreasing Debt When You Lack Savings -- Reducing your credit card's interest rate -- Understanding all credit-card terms and conditions -- Cutting up your credit cards -- Discovering debit cards: The best of both worlds -- Turning to Credit-Counselling Agencies -- Beware of biased advice at credit-counselling agencies -- Ask questions and avoid debt-management programs -- Filing Bankruptcy -- Understanding bankruptcy benefits -- Student loans -- Income-tax debt -- Secured loans -- Coming to terms with bankruptcy drawbacks -- Seeking bankruptcy advice -- Considering a Consumer Proposal: An Alternative to Bankruptcy -- Stopping the Spending/Consumer Debt Cycle -- Resisting the credit temptation -- Identifying and treating a compulsion -- Chapter 7 Reducing Your Spending -- Unlocking the Keys to Successful Spending -- Living within your means -- Looking for the best values -- Don't waste money on brand names -- Tread carefully online -- Getting your money back -- Eliminating the fat from your spending -- Turning your back on consumer credit -- Reducing Your Spending -- Managing food costs -- Eating out frugally -- Eating healthy at home without spending a fortune -- Joining a wholesale superstore -- Saving on groceries -- Saving on shelter -- Reducing the cost of renting -- Reducing homeowner expenses -- Cutting transportation costs</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Research before you buy a car -- Finding fuel-efficient, safe, and reliable vehicles -- Don't lease, don't borrow: Buy your car with cash -- Replace high-cost cars -- Keep cars to a minimum -- Buy commuter passes -- Use regular unleaded gas -- Service your car regularly -- Lowering your energy costs -- Controlling clothing costs -- Repaying your debt -- Indulging responsibly in fun and recreation -- Looking at low-cost entertainment -- Vacationing for less -- Using thrift with gifts -- Lowering your phone bills -- Technology: Spending wisely -- Curtailing personal care costs -- Paring down professional expenses -- Managing medical expenses -- Eliminating costly addictions -- Kick the smoking habit -- Stop abusing alcohol and other drugs -- Don't gamble -- Keeping an eye on insurance premiums -- Trimming your taxes -- Chapter 8 Trimming Your Taxes -- Understanding Your Tax Return -- Focusing on your total taxes -- Making sense of the tax system -- Recognizing the importance of your marginal tax rate -- Federal marginal tax brackets -- Combining federal and provincial/ territorial tax systems -- The difference between marginal and effective tax rates -- Defining taxable income -- Trimming Employment Income Taxes -- Contributing to registered retirement plans -- Take advantage of a tax-free savings account (TFSA) -- Save taxes when saving for your first home with a First Home Savings Account -- Shifting some income -- Organizing your taxes -- Increasing Your Deductions -- Child-care expenses -- Alimony and maintenance payments -- Child support -- Annual union and professional fees -- Business losses -- Interest on investment loans -- Moving expenses -- Making the Most of Tax Credits -- Maximizing your tax credits -- Basic personal tax credit -- Spousal credit -- Canada child benefit -- Children with a disability</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">The CRA's Child and Family Benefits calculator -- Amount for an eligible dependant -- Credits for contributing to charities -- Medical expenses credit -- Credit for cost of medical expenses for other dependants -- Refundable medical expense supplement -- Home buyers' amount -- Pension income (amount) credit -- Age 65 or older -- Disability credit (amount) -- Canada caregiver credit -- Child disability benefit -- Deducting self-employment expenses -- Reducing Investment Income Taxes -- Selecting other tax-friendly investments -- Making your profits long term -- Enlisting Education Tax Breaks -- Getting Help from Tax Resources -- Obtaining CRA assistance -- Consulting preparation and advice guides -- Using software and websites -- Hiring professional help -- Preparers -- Chartered Professional Accountants -- Tax lawyers -- Dealing with an Audit -- How does the CRA choose a file for an audit? -- Getting your act together -- Surviving the day of reckoning -- Chapter 9 Making the Most of Registered Retirement Savings Plans -- Understanding How RRSPs Work -- The benefits of tax-deductible contributions -- The payoff from tax-deferred compound growth -- Maximizing Your RRSP's Growth -- The payoff from starting an RRSP early -- Increasing your returns -- Examining the Contribution Rules -- Checking out the contribution limits -- How much can you contribute? -- If you belong to a defined-benefit pension plan -- If you belong to a money-purchase pension plan -- If you belong to a deferred profit-sharing plan -- Types of Registered Retirement Savings Plans -- Taking Money Out of Your Plan before Retirement -- Regular withdrawals before retirement -- Special circumstances -- The Home Buyers' Plan -- The Lifelong Learning Plan -- Closing Down Your RRSP -- Registered Retirement Income Funds -- Annuities -- Part 3 Building Wealth through Investing</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Chapter 10 Considering Important Investment Concepts</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Martin, Tony</subfield><subfield code="e">Sonstige</subfield><subfield code="4">oth</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">McCullough, Michael</subfield><subfield code="e">Sonstige</subfield><subfield code="4">oth</subfield></datafield><datafield tag="776" ind1="0" ind2="8"><subfield code="i">Erscheint auch als</subfield><subfield code="n">Druck-Ausgabe</subfield><subfield code="a">Tyson, Eric</subfield><subfield code="t">Personal Finance for Canadians for Dummies</subfield><subfield code="d">Newark : John Wiley & Sons, Incorporated,c2024</subfield><subfield code="z">9781394220663</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ZDB-30-PQE</subfield></datafield><datafield tag="943" ind1="1" ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-035216628</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://ebookcentral.proquest.com/lib/hwr/detail.action?docID=31571560</subfield><subfield code="l">DE-2070s</subfield><subfield code="p">ZDB-30-PQE</subfield><subfield code="q">HWR_PDA_PQE</subfield><subfield code="x">Aggregator</subfield><subfield code="3">Volltext</subfield></datafield></record></collection> |
| id | DE-604.BV049877178 |
| illustrated | Not Illustrated |
| indexdate | 2024-09-20T04:22:19Z |
| institution | BVB |
| isbn | 9781394220687 |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-035216628 |
| oclc_num | 1450837055 |
| open_access_boolean | |
| owner | DE-2070s |
| owner_facet | DE-2070s |
| physical | 1 Online-Ressource (514 Seiten) |
| psigel | ZDB-30-PQE ZDB-30-PQE HWR_PDA_PQE |
| publishDate | 2024 |
| publishDateSearch | 2024 |
| publishDateSort | 2024 |
| publisher | John Wiley & Sons, Incorporated |
| record_format | marc |
| spelling | Tyson, Eric Verfasser aut Personal Finance for Canadians for Dummies 7th ed Newark John Wiley & Sons, Incorporated 2024 ©2024 1 Online-Ressource (514 Seiten) txt rdacontent c rdamedia cr rdacarrier Description based on publisher supplied metadata and other sources Intro -- Title Page -- Copyright Page -- Table of Contents -- Introduction -- About This Book -- Foolish Assumptions -- Icons Used in This Book -- Beyond the Book -- Where to Go from Here -- Part 1 Getting Started with Personal Finance -- Chapter 1 Embracing Financial Literacy -- What Being Financially Literate Means -- Starting with the basics: Budgeting and transaction accounts -- Making your money work for you: Investing -- Protecting your income and assets: Insurance -- Talking Money at Home -- Identifying Unreliable Sources of Information -- The dangers of free financial content online -- The dangers of following financial gurus (and celebrities) -- Know who's talking -- Beware celebrity endorsers -- Watch out for outrageous performance claims -- Publishers pandering to advertisers -- Jumping over Real and Imaginary Hurdles to Financial Success -- Discovering what (or who) is holding you back -- Developing good financial habits -- Chapter 2 Establishing a Financial Foundation -- Your Cash Flow: Money In, Money Out -- Uncovering where your money goes -- Sizing up your income -- Investing in your career -- Securing a side hustle -- Utilizing Transaction and Investment Accounts -- Chequing/transaction accounts -- High-interest savings accounts -- Money-market funds -- Investment accounts -- Budgeting to Boost Your Savings -- Understanding and Improving Your Credit Score -- Deciphering how lenders use credit reports and scores -- Obtaining your credit reports -- Getting your credit score -- Chapter 3 Measuring Your Financial Health -- Avoiding Common Money Mistakes -- Determining Your Financial Net Worth -- Adding up your financial assets -- Subtracting your financial liabilities -- Crunching your numbers -- Interpreting your net worth results -- Examining Your Credit Score and Reports -- Understanding what your credit data includes and means Reviewing your credit reports and score -- Improving your credit reports and score -- Getting credit report errors corrected -- Evaluating Bad Debt and Good Debt -- Consuming your way to bad debt -- Recognizing bad debt overload -- Assessing good debt: Can you get too much? -- Playing the credit card float and reward games -- Analyzing Your Savings -- Evaluating Your Investment Knowledge -- Assessing Your Insurance Savvy -- Chapter 4 Establishing and Achieving Financial Goals -- Creating Your Own Definition of Wealth -- Acknowledging what money can't buy -- Managing the balancing act -- Prioritizing Your Savings Goals -- Knowing what's most important to you -- Valuing retirement plans -- Dealing with competing goals -- Building Emergency Reserves -- Saving to Buy a Home or Business -- Funding Kids' Educational Expenses -- Saving for Big Purchases -- Preparing for Retirement/Financial Independence -- Figuring out what you need for retirement/financial independence -- Understanding retirement building blocks -- Counting on government benefits -- The Canada Pension Plan (and Quebec Pension Plan) -- CPP contribution rates -- Calculating your CPP contributions -- Calculating your CPP contribution, part 2: The CPP2 -- Receiving CPP benefits -- How much will you get from CPP? -- Should you start getting CPP benefits early or later? -- Additional Enhanced CPP Benefits -- Canada Pension Plan disability benefits -- CPP survivor's pension -- CPP death benefit -- Old Age Security pension -- How much could you receive? -- The OAS clawback -- Choosing when to start receiving OAS payments -- OAS supplementary benefits -- Guaranteed Income Supplement -- OAS allowance -- OAS allowance for the survivor -- Planning your personal savings/ investment strategy -- Making the most of pensions -- Crunching numbers for your retirement -- Making up for lost time Part 2 Spending Less, Saving More -- Chapter 5 Managing Where Your Money Goes -- Examining Overspending -- Having access to credit -- Misusing credit cards -- Taking out car loans -- Bending to outside influences and agendas -- Spending to feel good -- Assessing Your Spending -- Tracking spending the "low-tech" way -- Tracking your spending on "free" websites and apps -- Chapter 6 Dealing with Debt -- Using Savings to Reduce Your Consumer Debt -- Understanding how you gain -- Finding the funds to pay down consumer debts -- Decreasing Debt When You Lack Savings -- Reducing your credit card's interest rate -- Understanding all credit-card terms and conditions -- Cutting up your credit cards -- Discovering debit cards: The best of both worlds -- Turning to Credit-Counselling Agencies -- Beware of biased advice at credit-counselling agencies -- Ask questions and avoid debt-management programs -- Filing Bankruptcy -- Understanding bankruptcy benefits -- Student loans -- Income-tax debt -- Secured loans -- Coming to terms with bankruptcy drawbacks -- Seeking bankruptcy advice -- Considering a Consumer Proposal: An Alternative to Bankruptcy -- Stopping the Spending/Consumer Debt Cycle -- Resisting the credit temptation -- Identifying and treating a compulsion -- Chapter 7 Reducing Your Spending -- Unlocking the Keys to Successful Spending -- Living within your means -- Looking for the best values -- Don't waste money on brand names -- Tread carefully online -- Getting your money back -- Eliminating the fat from your spending -- Turning your back on consumer credit -- Reducing Your Spending -- Managing food costs -- Eating out frugally -- Eating healthy at home without spending a fortune -- Joining a wholesale superstore -- Saving on groceries -- Saving on shelter -- Reducing the cost of renting -- Reducing homeowner expenses -- Cutting transportation costs Research before you buy a car -- Finding fuel-efficient, safe, and reliable vehicles -- Don't lease, don't borrow: Buy your car with cash -- Replace high-cost cars -- Keep cars to a minimum -- Buy commuter passes -- Use regular unleaded gas -- Service your car regularly -- Lowering your energy costs -- Controlling clothing costs -- Repaying your debt -- Indulging responsibly in fun and recreation -- Looking at low-cost entertainment -- Vacationing for less -- Using thrift with gifts -- Lowering your phone bills -- Technology: Spending wisely -- Curtailing personal care costs -- Paring down professional expenses -- Managing medical expenses -- Eliminating costly addictions -- Kick the smoking habit -- Stop abusing alcohol and other drugs -- Don't gamble -- Keeping an eye on insurance premiums -- Trimming your taxes -- Chapter 8 Trimming Your Taxes -- Understanding Your Tax Return -- Focusing on your total taxes -- Making sense of the tax system -- Recognizing the importance of your marginal tax rate -- Federal marginal tax brackets -- Combining federal and provincial/ territorial tax systems -- The difference between marginal and effective tax rates -- Defining taxable income -- Trimming Employment Income Taxes -- Contributing to registered retirement plans -- Take advantage of a tax-free savings account (TFSA) -- Save taxes when saving for your first home with a First Home Savings Account -- Shifting some income -- Organizing your taxes -- Increasing Your Deductions -- Child-care expenses -- Alimony and maintenance payments -- Child support -- Annual union and professional fees -- Business losses -- Interest on investment loans -- Moving expenses -- Making the Most of Tax Credits -- Maximizing your tax credits -- Basic personal tax credit -- Spousal credit -- Canada child benefit -- Children with a disability The CRA's Child and Family Benefits calculator -- Amount for an eligible dependant -- Credits for contributing to charities -- Medical expenses credit -- Credit for cost of medical expenses for other dependants -- Refundable medical expense supplement -- Home buyers' amount -- Pension income (amount) credit -- Age 65 or older -- Disability credit (amount) -- Canada caregiver credit -- Child disability benefit -- Deducting self-employment expenses -- Reducing Investment Income Taxes -- Selecting other tax-friendly investments -- Making your profits long term -- Enlisting Education Tax Breaks -- Getting Help from Tax Resources -- Obtaining CRA assistance -- Consulting preparation and advice guides -- Using software and websites -- Hiring professional help -- Preparers -- Chartered Professional Accountants -- Tax lawyers -- Dealing with an Audit -- How does the CRA choose a file for an audit? -- Getting your act together -- Surviving the day of reckoning -- Chapter 9 Making the Most of Registered Retirement Savings Plans -- Understanding How RRSPs Work -- The benefits of tax-deductible contributions -- The payoff from tax-deferred compound growth -- Maximizing Your RRSP's Growth -- The payoff from starting an RRSP early -- Increasing your returns -- Examining the Contribution Rules -- Checking out the contribution limits -- How much can you contribute? -- If you belong to a defined-benefit pension plan -- If you belong to a money-purchase pension plan -- If you belong to a deferred profit-sharing plan -- Types of Registered Retirement Savings Plans -- Taking Money Out of Your Plan before Retirement -- Regular withdrawals before retirement -- Special circumstances -- The Home Buyers' Plan -- The Lifelong Learning Plan -- Closing Down Your RRSP -- Registered Retirement Income Funds -- Annuities -- Part 3 Building Wealth through Investing Chapter 10 Considering Important Investment Concepts Martin, Tony Sonstige oth McCullough, Michael Sonstige oth Erscheint auch als Druck-Ausgabe Tyson, Eric Personal Finance for Canadians for Dummies Newark : John Wiley & Sons, Incorporated,c2024 9781394220663 |
| spellingShingle | Tyson, Eric Personal Finance for Canadians for Dummies Intro -- Title Page -- Copyright Page -- Table of Contents -- Introduction -- About This Book -- Foolish Assumptions -- Icons Used in This Book -- Beyond the Book -- Where to Go from Here -- Part 1 Getting Started with Personal Finance -- Chapter 1 Embracing Financial Literacy -- What Being Financially Literate Means -- Starting with the basics: Budgeting and transaction accounts -- Making your money work for you: Investing -- Protecting your income and assets: Insurance -- Talking Money at Home -- Identifying Unreliable Sources of Information -- The dangers of free financial content online -- The dangers of following financial gurus (and celebrities) -- Know who's talking -- Beware celebrity endorsers -- Watch out for outrageous performance claims -- Publishers pandering to advertisers -- Jumping over Real and Imaginary Hurdles to Financial Success -- Discovering what (or who) is holding you back -- Developing good financial habits -- Chapter 2 Establishing a Financial Foundation -- Your Cash Flow: Money In, Money Out -- Uncovering where your money goes -- Sizing up your income -- Investing in your career -- Securing a side hustle -- Utilizing Transaction and Investment Accounts -- Chequing/transaction accounts -- High-interest savings accounts -- Money-market funds -- Investment accounts -- Budgeting to Boost Your Savings -- Understanding and Improving Your Credit Score -- Deciphering how lenders use credit reports and scores -- Obtaining your credit reports -- Getting your credit score -- Chapter 3 Measuring Your Financial Health -- Avoiding Common Money Mistakes -- Determining Your Financial Net Worth -- Adding up your financial assets -- Subtracting your financial liabilities -- Crunching your numbers -- Interpreting your net worth results -- Examining Your Credit Score and Reports -- Understanding what your credit data includes and means Reviewing your credit reports and score -- Improving your credit reports and score -- Getting credit report errors corrected -- Evaluating Bad Debt and Good Debt -- Consuming your way to bad debt -- Recognizing bad debt overload -- Assessing good debt: Can you get too much? -- Playing the credit card float and reward games -- Analyzing Your Savings -- Evaluating Your Investment Knowledge -- Assessing Your Insurance Savvy -- Chapter 4 Establishing and Achieving Financial Goals -- Creating Your Own Definition of Wealth -- Acknowledging what money can't buy -- Managing the balancing act -- Prioritizing Your Savings Goals -- Knowing what's most important to you -- Valuing retirement plans -- Dealing with competing goals -- Building Emergency Reserves -- Saving to Buy a Home or Business -- Funding Kids' Educational Expenses -- Saving for Big Purchases -- Preparing for Retirement/Financial Independence -- Figuring out what you need for retirement/financial independence -- Understanding retirement building blocks -- Counting on government benefits -- The Canada Pension Plan (and Quebec Pension Plan) -- CPP contribution rates -- Calculating your CPP contributions -- Calculating your CPP contribution, part 2: The CPP2 -- Receiving CPP benefits -- How much will you get from CPP? -- Should you start getting CPP benefits early or later? -- Additional Enhanced CPP Benefits -- Canada Pension Plan disability benefits -- CPP survivor's pension -- CPP death benefit -- Old Age Security pension -- How much could you receive? -- The OAS clawback -- Choosing when to start receiving OAS payments -- OAS supplementary benefits -- Guaranteed Income Supplement -- OAS allowance -- OAS allowance for the survivor -- Planning your personal savings/ investment strategy -- Making the most of pensions -- Crunching numbers for your retirement -- Making up for lost time Part 2 Spending Less, Saving More -- Chapter 5 Managing Where Your Money Goes -- Examining Overspending -- Having access to credit -- Misusing credit cards -- Taking out car loans -- Bending to outside influences and agendas -- Spending to feel good -- Assessing Your Spending -- Tracking spending the "low-tech" way -- Tracking your spending on "free" websites and apps -- Chapter 6 Dealing with Debt -- Using Savings to Reduce Your Consumer Debt -- Understanding how you gain -- Finding the funds to pay down consumer debts -- Decreasing Debt When You Lack Savings -- Reducing your credit card's interest rate -- Understanding all credit-card terms and conditions -- Cutting up your credit cards -- Discovering debit cards: The best of both worlds -- Turning to Credit-Counselling Agencies -- Beware of biased advice at credit-counselling agencies -- Ask questions and avoid debt-management programs -- Filing Bankruptcy -- Understanding bankruptcy benefits -- Student loans -- Income-tax debt -- Secured loans -- Coming to terms with bankruptcy drawbacks -- Seeking bankruptcy advice -- Considering a Consumer Proposal: An Alternative to Bankruptcy -- Stopping the Spending/Consumer Debt Cycle -- Resisting the credit temptation -- Identifying and treating a compulsion -- Chapter 7 Reducing Your Spending -- Unlocking the Keys to Successful Spending -- Living within your means -- Looking for the best values -- Don't waste money on brand names -- Tread carefully online -- Getting your money back -- Eliminating the fat from your spending -- Turning your back on consumer credit -- Reducing Your Spending -- Managing food costs -- Eating out frugally -- Eating healthy at home without spending a fortune -- Joining a wholesale superstore -- Saving on groceries -- Saving on shelter -- Reducing the cost of renting -- Reducing homeowner expenses -- Cutting transportation costs Research before you buy a car -- Finding fuel-efficient, safe, and reliable vehicles -- Don't lease, don't borrow: Buy your car with cash -- Replace high-cost cars -- Keep cars to a minimum -- Buy commuter passes -- Use regular unleaded gas -- Service your car regularly -- Lowering your energy costs -- Controlling clothing costs -- Repaying your debt -- Indulging responsibly in fun and recreation -- Looking at low-cost entertainment -- Vacationing for less -- Using thrift with gifts -- Lowering your phone bills -- Technology: Spending wisely -- Curtailing personal care costs -- Paring down professional expenses -- Managing medical expenses -- Eliminating costly addictions -- Kick the smoking habit -- Stop abusing alcohol and other drugs -- Don't gamble -- Keeping an eye on insurance premiums -- Trimming your taxes -- Chapter 8 Trimming Your Taxes -- Understanding Your Tax Return -- Focusing on your total taxes -- Making sense of the tax system -- Recognizing the importance of your marginal tax rate -- Federal marginal tax brackets -- Combining federal and provincial/ territorial tax systems -- The difference between marginal and effective tax rates -- Defining taxable income -- Trimming Employment Income Taxes -- Contributing to registered retirement plans -- Take advantage of a tax-free savings account (TFSA) -- Save taxes when saving for your first home with a First Home Savings Account -- Shifting some income -- Organizing your taxes -- Increasing Your Deductions -- Child-care expenses -- Alimony and maintenance payments -- Child support -- Annual union and professional fees -- Business losses -- Interest on investment loans -- Moving expenses -- Making the Most of Tax Credits -- Maximizing your tax credits -- Basic personal tax credit -- Spousal credit -- Canada child benefit -- Children with a disability The CRA's Child and Family Benefits calculator -- Amount for an eligible dependant -- Credits for contributing to charities -- Medical expenses credit -- Credit for cost of medical expenses for other dependants -- Refundable medical expense supplement -- Home buyers' amount -- Pension income (amount) credit -- Age 65 or older -- Disability credit (amount) -- Canada caregiver credit -- Child disability benefit -- Deducting self-employment expenses -- Reducing Investment Income Taxes -- Selecting other tax-friendly investments -- Making your profits long term -- Enlisting Education Tax Breaks -- Getting Help from Tax Resources -- Obtaining CRA assistance -- Consulting preparation and advice guides -- Using software and websites -- Hiring professional help -- Preparers -- Chartered Professional Accountants -- Tax lawyers -- Dealing with an Audit -- How does the CRA choose a file for an audit? -- Getting your act together -- Surviving the day of reckoning -- Chapter 9 Making the Most of Registered Retirement Savings Plans -- Understanding How RRSPs Work -- The benefits of tax-deductible contributions -- The payoff from tax-deferred compound growth -- Maximizing Your RRSP's Growth -- The payoff from starting an RRSP early -- Increasing your returns -- Examining the Contribution Rules -- Checking out the contribution limits -- How much can you contribute? -- If you belong to a defined-benefit pension plan -- If you belong to a money-purchase pension plan -- If you belong to a deferred profit-sharing plan -- Types of Registered Retirement Savings Plans -- Taking Money Out of Your Plan before Retirement -- Regular withdrawals before retirement -- Special circumstances -- The Home Buyers' Plan -- The Lifelong Learning Plan -- Closing Down Your RRSP -- Registered Retirement Income Funds -- Annuities -- Part 3 Building Wealth through Investing Chapter 10 Considering Important Investment Concepts |
| title | Personal Finance for Canadians for Dummies |
| title_auth | Personal Finance for Canadians for Dummies |
| title_exact_search | Personal Finance for Canadians for Dummies |
| title_full | Personal Finance for Canadians for Dummies |
| title_fullStr | Personal Finance for Canadians for Dummies |
| title_full_unstemmed | Personal Finance for Canadians for Dummies |
| title_short | Personal Finance for Canadians for Dummies |
| title_sort | personal finance for canadians for dummies |
| work_keys_str_mv | AT tysoneric personalfinanceforcanadiansfordummies AT martintony personalfinanceforcanadiansfordummies AT mcculloughmichael personalfinanceforcanadiansfordummies |