Technology is at the core of credit reporting systems, which have evolved significantly over the past decade by adopting new technologies and business models. As disruptive technologies have been increasingly adopted around the globe, concerns have arisen over possible misuse or unethical use of the...

Ausführliche Beschreibung

Bibliographische Detailangaben

Körperschaft:	World Bank Group (VerfasserIn)
Format:	Elektronisch E-Book
Sprache:	English
Veröffentlicht:	Washington, D.C The World Bank 2022
Schriftenreihe:	Other papers
Schlagworte:	Access To Finance Ethics Finance and Financial Sector Development Governance Human Rights ICT Data and Statistics Information and Communication Technologies Private Sector Development
Online-Zugang:	Volltext
Zusammenfassung:	Technology is at the core of credit reporting systems, which have evolved significantly over the past decade by adopting new technologies and business models. As disruptive technologies have been increasingly adopted around the globe, concerns have arisen over possible misuse or unethical use of these new technologies. These concerns inspired international institutions and national authorities to issue high-level principles and guidance documents on responsible technology use. While adopting new technologies benefits the credit reporting industry, unintended negative outcomes of these technologies from ethics and human rights perspectives must also be considered. The white paper begins with a brief introductory section, followed in section 2 with a discussion of technology use in credit reporting, with a special focus on the key disruptive technologies being increasingly adopted by the industry. Section 3 provides information on the scope, development, and high-level principles of several key technology frameworks, including the principles underlying their responsible use. Section 4 introduces ten principles to guide responsible use of technology in credit reporting activities. Section 5 discusses considerations for applying the principles. The section concludes with use cases illustrating the principles in action
Beschreibung:	1 Online-Ressource
DOI:	10.1596/38312