Does Deposit Insurance Increase Banking System Stability?: An Empirical Investigation
Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak. - Based on evidence for 61 countries in 1980-97, Demirgüç-Kunt and Detragiache find that explicit deposit insurance tends to be detr...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Washington, D.C
The World Bank
1999
|
| Schlagworte: | |
| Online-Zugang: | BSB01 EUV01 HTW01 FHI01 IOS01 Volltext |
| Zusammenfassung: | Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak. - Based on evidence for 61 countries in 1980-97, Demirgüç-Kunt and Detragiache find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector. This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to study deposit insurance. The study was funded by the Bank's Research Support Budget under the research project Deposit Insurance: Issues of Principle, Design, and Implementation (RPO 682-90). The authors may be contacted at ademirguckunt@worldbank.org or edetragiache@imf.org |
| Beschreibung: | 1 Online-Ressource (42 Seiten)) |
Internformat
MARC
| LEADER | 00000nmm a22000001c 4500 | ||
|---|---|---|---|
| 001 | BV049076344 | ||
| 003 | DE-604 | ||
| 005 | 00000000000000.0 | ||
| 007 | cr|uuu---uuuuu | ||
| 008 | 230731s1999 xxu|||| o||u| ||||||eng d | ||
| 035 | |a (ZDB-1-WBA)093208340 | ||
| 035 | |a (OCoLC)1392152150 | ||
| 035 | |a (DE-599)GBVNLM005444497 | ||
| 040 | |a DE-604 |b ger | ||
| 041 | 0 | |a eng | |
| 044 | |a xxu |c XD-US | ||
| 049 | |a DE-12 |a DE-521 |a DE-573 |a DE-523 |a DE-Re13 | ||
| 100 | 1 | |a Detragiache, Enrica |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Does Deposit Insurance Increase Banking System Stability? |b An Empirical Investigation |c Detragiache, Enrica |
| 264 | 1 | |a Washington, D.C |b The World Bank |c 1999 | |
| 300 | |a 1 Online-Ressource (42 Seiten)) | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b c |2 rdamedia | ||
| 338 | |b cr |2 rdacarrier | ||
| 520 | 3 | |a Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak. - Based on evidence for 61 countries in 1980-97, Demirgüç-Kunt and Detragiache find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector. This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to study deposit insurance. The study was funded by the Bank's Research Support Budget under the research project Deposit Insurance: Issues of Principle, Design, and Implementation (RPO 682-90). The authors may be contacted at ademirguckunt@worldbank.org or edetragiache@imf.org | |
| 533 | |a Online-Ausg | ||
| 650 | 4 | |a Asset Portfolio | |
| 650 | 4 | |a Asset Quality | |
| 650 | 4 | |a Bank Asset | |
| 650 | 4 | |a Bank Depos Banking Crises | |
| 650 | 4 | |a Banking Market | |
| 650 | 4 | |a Banking Sector | |
| 650 | 4 | |a Banking System | |
| 650 | 4 | |a Banks and Banking Reform | |
| 650 | 4 | |a Central Bank | |
| 650 | 4 | |a Currencies and Exchange Rates | |
| 650 | 4 | |a Debt Markets | |
| 650 | 4 | |a Depos Deposit Insurance | |
| 650 | 4 | |a Depositor | |
| 650 | 4 | |a Depositors | |
| 650 | 4 | |a Deposits | |
| 650 | 4 | |a Developing Countries | |
| 650 | 4 | |a Emerging Markets | |
| 650 | 4 | |a Finance and Financial Sector Development | |
| 650 | 4 | |a Financial Crisis Management and Restructuring | |
| 650 | 4 | |a Financial Intermediation | |
| 650 | 4 | |a Financial Literacy | |
| 650 | 4 | |a Insurance Law | |
| 650 | 4 | |a Insurance and Risk Mitigation | |
| 650 | 4 | |a Law and Development | |
| 650 | 4 | |a Liquidity | |
| 650 | 4 | |a Loan | |
| 650 | 4 | |a Monetary Fund | |
| 650 | 4 | |a Moral Hazard | |
| 650 | 4 | |a National Bank | |
| 650 | 4 | |a Private Sector Development | |
| 700 | 1 | |a Detragiache, Enrica |e Sonstige |4 oth | |
| 776 | 0 | 8 | |i Detragiache, Enrica |a Does Deposit Insurance Increase Banking System Stability? |
| 856 | 4 | 0 | |u http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 |x Verlag |z URL des Erstveröffentlichers |3 Volltext |
| 912 | |a ZDB-1-WBA | ||
| 999 | |a oai:aleph.bib-bvb.de:BVB01-034338235 | ||
| 966 | e | |u http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 |l BSB01 |p ZDB-1-WBA |x Verlag |3 Volltext | |
| 966 | e | |u http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 |l EUV01 |p ZDB-1-WBA |x Verlag |3 Volltext | |
| 966 | e | |u http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 |l HTW01 |p ZDB-1-WBA |x Verlag |3 Volltext | |
| 966 | e | |u http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 |l FHI01 |p ZDB-1-WBA |x Verlag |3 Volltext | |
| 966 | e | |u http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 |l IOS01 |p ZDB-1-WBA |x Verlag |3 Volltext | |
Datensatz im Suchindex
| _version_ | 1804185397313404928 |
|---|---|
| adam_txt | |
| any_adam_object | |
| any_adam_object_boolean | |
| author | Detragiache, Enrica |
| author_facet | Detragiache, Enrica |
| author_role | aut |
| author_sort | Detragiache, Enrica |
| author_variant | e d ed |
| building | Verbundindex |
| bvnumber | BV049076344 |
| collection | ZDB-1-WBA |
| ctrlnum | (ZDB-1-WBA)093208340 (OCoLC)1392152150 (DE-599)GBVNLM005444497 |
| discipline | Wirtschaftswissenschaften |
| discipline_str_mv | Wirtschaftswissenschaften |
| format | Electronic eBook |
| fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>03903nmm a22007571c 4500</leader><controlfield tag="001">BV049076344</controlfield><controlfield tag="003">DE-604</controlfield><controlfield tag="005">00000000000000.0</controlfield><controlfield tag="007">cr|uuu---uuuuu</controlfield><controlfield tag="008">230731s1999 xxu|||| o||u| ||||||eng d</controlfield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(ZDB-1-WBA)093208340</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)1392152150</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)GBVNLM005444497</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-604</subfield><subfield code="b">ger</subfield></datafield><datafield tag="041" ind1="0" ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="044" ind1=" " ind2=" "><subfield code="a">xxu</subfield><subfield code="c">XD-US</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">DE-12</subfield><subfield code="a">DE-521</subfield><subfield code="a">DE-573</subfield><subfield code="a">DE-523</subfield><subfield code="a">DE-Re13</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Detragiache, Enrica</subfield><subfield code="e">Verfasser</subfield><subfield code="4">aut</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Does Deposit Insurance Increase Banking System Stability?</subfield><subfield code="b">An Empirical Investigation</subfield><subfield code="c">Detragiache, Enrica</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Washington, D.C</subfield><subfield code="b">The World Bank</subfield><subfield code="c">1999</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">1 Online-Ressource (42 Seiten))</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="520" ind1="3" ind2=" "><subfield code="a">Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak. - Based on evidence for 61 countries in 1980-97, Demirgüç-Kunt and Detragiache find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector. This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to study deposit insurance. The study was funded by the Bank's Research Support Budget under the research project Deposit Insurance: Issues of Principle, Design, and Implementation (RPO 682-90). The authors may be contacted at ademirguckunt@worldbank.org or edetragiache@imf.org</subfield></datafield><datafield tag="533" ind1=" " ind2=" "><subfield code="a">Online-Ausg</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Asset Portfolio</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Asset Quality</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Bank Asset</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Bank Depos Banking Crises</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Banking Market</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Banking Sector</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Banking System</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Banks and Banking Reform</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Central Bank</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Currencies and Exchange Rates</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Debt Markets</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Depos Deposit Insurance</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Depositor</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Depositors</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Deposits</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Developing Countries</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Emerging Markets</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Finance and Financial Sector Development</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Financial Crisis Management and Restructuring</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Financial Intermediation</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Financial Literacy</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Insurance Law</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Insurance and Risk Mitigation</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Law and Development</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Liquidity</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Loan</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Monetary Fund</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Moral Hazard</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">National Bank</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Private Sector Development</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Detragiache, Enrica</subfield><subfield code="e">Sonstige</subfield><subfield code="4">oth</subfield></datafield><datafield tag="776" ind1="0" ind2="8"><subfield code="i">Detragiache, Enrica</subfield><subfield code="a">Does Deposit Insurance Increase Banking System Stability?</subfield></datafield><datafield tag="856" ind1="4" ind2="0"><subfield code="u">http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247</subfield><subfield code="x">Verlag</subfield><subfield code="z">URL des Erstveröffentlichers</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ZDB-1-WBA</subfield></datafield><datafield tag="999" ind1=" " ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-034338235</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247</subfield><subfield code="l">BSB01</subfield><subfield code="p">ZDB-1-WBA</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247</subfield><subfield code="l">EUV01</subfield><subfield code="p">ZDB-1-WBA</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247</subfield><subfield code="l">HTW01</subfield><subfield code="p">ZDB-1-WBA</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247</subfield><subfield code="l">FHI01</subfield><subfield code="p">ZDB-1-WBA</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247</subfield><subfield code="l">IOS01</subfield><subfield code="p">ZDB-1-WBA</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield></record></collection> |
| id | DE-604.BV049076344 |
| illustrated | Not Illustrated |
| index_date | 2024-07-03T22:27:50Z |
| indexdate | 2024-07-10T09:54:35Z |
| institution | BVB |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-034338235 |
| oclc_num | 1392152150 |
| open_access_boolean | |
| owner | DE-12 DE-521 DE-573 DE-523 DE-Re13 DE-BY-UBR |
| owner_facet | DE-12 DE-521 DE-573 DE-523 DE-Re13 DE-BY-UBR |
| physical | 1 Online-Ressource (42 Seiten)) |
| psigel | ZDB-1-WBA |
| publishDate | 1999 |
| publishDateSearch | 1999 |
| publishDateSort | 1999 |
| publisher | The World Bank |
| record_format | marc |
| spelling | Detragiache, Enrica Verfasser aut Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation Detragiache, Enrica Washington, D.C The World Bank 1999 1 Online-Ressource (42 Seiten)) txt rdacontent c rdamedia cr rdacarrier Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak. - Based on evidence for 61 countries in 1980-97, Demirgüç-Kunt and Detragiache find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector. This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to study deposit insurance. The study was funded by the Bank's Research Support Budget under the research project Deposit Insurance: Issues of Principle, Design, and Implementation (RPO 682-90). The authors may be contacted at ademirguckunt@worldbank.org or edetragiache@imf.org Online-Ausg Asset Portfolio Asset Quality Bank Asset Bank Depos Banking Crises Banking Market Banking Sector Banking System Banks and Banking Reform Central Bank Currencies and Exchange Rates Debt Markets Depos Deposit Insurance Depositor Depositors Deposits Developing Countries Emerging Markets Finance and Financial Sector Development Financial Crisis Management and Restructuring Financial Intermediation Financial Literacy Insurance Law Insurance and Risk Mitigation Law and Development Liquidity Loan Monetary Fund Moral Hazard National Bank Private Sector Development Detragiache, Enrica Sonstige oth Detragiache, Enrica Does Deposit Insurance Increase Banking System Stability? http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 Verlag URL des Erstveröffentlichers Volltext |
| spellingShingle | Detragiache, Enrica Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation Asset Portfolio Asset Quality Bank Asset Bank Depos Banking Crises Banking Market Banking Sector Banking System Banks and Banking Reform Central Bank Currencies and Exchange Rates Debt Markets Depos Deposit Insurance Depositor Depositors Deposits Developing Countries Emerging Markets Finance and Financial Sector Development Financial Crisis Management and Restructuring Financial Intermediation Financial Literacy Insurance Law Insurance and Risk Mitigation Law and Development Liquidity Loan Monetary Fund Moral Hazard National Bank Private Sector Development |
| title | Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation |
| title_auth | Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation |
| title_exact_search | Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation |
| title_exact_search_txtP | Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation |
| title_full | Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation Detragiache, Enrica |
| title_fullStr | Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation Detragiache, Enrica |
| title_full_unstemmed | Does Deposit Insurance Increase Banking System Stability? An Empirical Investigation Detragiache, Enrica |
| title_short | Does Deposit Insurance Increase Banking System Stability? |
| title_sort | does deposit insurance increase banking system stability an empirical investigation |
| title_sub | An Empirical Investigation |
| topic | Asset Portfolio Asset Quality Bank Asset Bank Depos Banking Crises Banking Market Banking Sector Banking System Banks and Banking Reform Central Bank Currencies and Exchange Rates Debt Markets Depos Deposit Insurance Depositor Depositors Deposits Developing Countries Emerging Markets Finance and Financial Sector Development Financial Crisis Management and Restructuring Financial Intermediation Financial Literacy Insurance Law Insurance and Risk Mitigation Law and Development Liquidity Loan Monetary Fund Moral Hazard National Bank Private Sector Development |
| topic_facet | Asset Portfolio Asset Quality Bank Asset Bank Depos Banking Crises Banking Market Banking Sector Banking System Banks and Banking Reform Central Bank Currencies and Exchange Rates Debt Markets Depos Deposit Insurance Depositor Depositors Deposits Developing Countries Emerging Markets Finance and Financial Sector Development Financial Crisis Management and Restructuring Financial Intermediation Financial Literacy Insurance Law Insurance and Risk Mitigation Law and Development Liquidity Loan Monetary Fund Moral Hazard National Bank Private Sector Development |
| url | http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-2247 |
| work_keys_str_mv | AT detragiacheenrica doesdepositinsuranceincreasebankingsystemstabilityanempiricalinvestigation |