Access To Financial Services In Zambia:
Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 p...
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Washington, D.C
The World Bank
2006
|
| Schlagworte: | |
| Online-Zugang: | DE-12 DE-521 DE-573 DE-523 DE-Re13 Volltext |
| Zusammenfassung: | Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 percent of GDP in 2005, which is slightly lower than the level registered in 1990. As in the early 1990s, only large corporations and a few small- and medium-size enterprises have access to credit in 2006. Moreover, less than 8 percent of Zambia's adult population had a bank account in 2005. And despite the open door policy to foreign financial institutions, which has been in place since Zambia's independence, only a few new banking products have been introduced by foreign banks to serve the needs of households and firms. This paper analyzes the factors that have prevented the development of a large and inclusive banking system in Zambia and highlights possible actions that may help improve access to finance in Zambia in both the short and long terms |
| Beschreibung: | 1 Online-Ressource (36 Seiten)) |
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| 520 | 3 | |a Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 percent of GDP in 2005, which is slightly lower than the level registered in 1990. As in the early 1990s, only large corporations and a few small- and medium-size enterprises have access to credit in 2006. Moreover, less than 8 percent of Zambia's adult population had a bank account in 2005. And despite the open door policy to foreign financial institutions, which has been in place since Zambia's independence, only a few new banking products have been introduced by foreign banks to serve the needs of households and firms. This paper analyzes the factors that have prevented the development of a large and inclusive banking system in Zambia and highlights possible actions that may help improve access to finance in Zambia in both the short and long terms | |
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| spelling | de Luna Martinez, Jose Verfasser aut Access To Financial Services In Zambia de Luna Martinez, Jose Washington, D.C The World Bank 2006 1 Online-Ressource (36 Seiten)) txt rdacontent c rdamedia cr rdacarrier Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 percent of GDP in 2005, which is slightly lower than the level registered in 1990. As in the early 1990s, only large corporations and a few small- and medium-size enterprises have access to credit in 2006. Moreover, less than 8 percent of Zambia's adult population had a bank account in 2005. And despite the open door policy to foreign financial institutions, which has been in place since Zambia's independence, only a few new banking products have been introduced by foreign banks to serve the needs of households and firms. This paper analyzes the factors that have prevented the development of a large and inclusive banking system in Zambia and highlights possible actions that may help improve access to finance in Zambia in both the short and long terms Online-Ausg Bank Bank Branches Banking Banking Services Banking System Banks Banks and Banking Reform Commercial Banks Credit Deposits Debt Markets Emerging Markets Enterprises Finance Finance and Financial Sector Development Financial Institutions Financial Intermediation Financial Literacy Financial Services Private Sector Development de Luna Martinez, Jose Sonstige oth de Luna Martinez, Jose Access To Financial Services In Zambia http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-4061 Verlag URL des Erstveröffentlichers Volltext |
| spellingShingle | de Luna Martinez, Jose Access To Financial Services In Zambia Bank Bank Branches Banking Banking Services Banking System Banks Banks and Banking Reform Commercial Banks Credit Deposits Debt Markets Emerging Markets Enterprises Finance Finance and Financial Sector Development Financial Institutions Financial Intermediation Financial Literacy Financial Services Private Sector Development |
| title | Access To Financial Services In Zambia |
| title_auth | Access To Financial Services In Zambia |
| title_exact_search | Access To Financial Services In Zambia |
| title_exact_search_txtP | Access To Financial Services In Zambia |
| title_full | Access To Financial Services In Zambia de Luna Martinez, Jose |
| title_fullStr | Access To Financial Services In Zambia de Luna Martinez, Jose |
| title_full_unstemmed | Access To Financial Services In Zambia de Luna Martinez, Jose |
| title_short | Access To Financial Services In Zambia |
| title_sort | access to financial services in zambia |
| topic | Bank Bank Branches Banking Banking Services Banking System Banks Banks and Banking Reform Commercial Banks Credit Deposits Debt Markets Emerging Markets Enterprises Finance Finance and Financial Sector Development Financial Institutions Financial Intermediation Financial Literacy Financial Services Private Sector Development |
| topic_facet | Bank Bank Branches Banking Banking Services Banking System Banks Banks and Banking Reform Commercial Banks Credit Deposits Debt Markets Emerging Markets Enterprises Finance Finance and Financial Sector Development Financial Institutions Financial Intermediation Financial Literacy Financial Services Private Sector Development |
| url | http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-4061 |
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