Money Made Easy: How to Budget, Pay off Debt, and Save Money
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Newark
John Wiley & Sons, Incorporated
2023
|
| Online-Zugang: | HWR01 |
| Beschreibung: | Description based on publisher supplied metadata and other sources |
| Beschreibung: | 1 Online-Ressource (303 Seiten) |
| ISBN: | 9781119894971 |
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| 505 | 8 | |a Cover -- Title Page -- Copyright Page -- Table of Contents -- Preface -- Acknowledgments -- About the Author -- Chapter 1 Finding Your Catalyst -- Beginning the Journey -- The Catalyst Is Your Motivator for Change -- Identifying Your Catalyst for Change -- Real-world Examples -- Creating Internal Motivation -- Action Items -- Chapter 2 Money Habits and Money Mindset -- Money Mindset: What Is It? -- Your Childhood and Money -- Scarcity vs. Abundance Money Mindset -- Stop Believing Money Lies -- How To Change Your Money Mindset -- Your Money Mindset Matters -- Money Habits: What Are They? -- How to Identify Harmful Money Habits -- Face Your Financial Truth -- Find Patterns in Your Spending -- Confide in Someone -- Replacing Your Money Habits -- Time: The Ultimate Gift -- Action Items -- Chapter 3 Creating Your Budget -- What Is a Budget? -- Writing a Budget -- Step 1: Budget per Paycheck -- Step 2: List Out Your Income and Fixed Expenses -- Step 3: Budget for Variable Expenses -- Step 4: Budget for Debt Payments and Savings -- Step 5: Put It All Together -- Budgeting on a Variable Income -- Common Budget Percentages -- 50%-Needs -- 30%-Wants -- 20%-Savings and Debt -- Where Does Charity Fit In? -- Tracking Your Spending -- How Should You Track Your Spending? -- You've Tracked Your Spending-Now What? -- Action Items -- Chapter 4 The Secret Behind Successful Budgeting -- Three Massive Budget Mistakes to Avoid -- Mistake #1: Depriving Yourself and Living on a Supertight Budget -- Mistake #2: Losing Traction with Your Budget and Giving Up along the Way -- Mistake #3: Believing You'll Never Be Good with Money -- How to Stick to Your Budget -- Tip #1: Keep a Buffer in Your Budget -- Tip #2: Stay out of the Stores -- Tip #3: Check Your Calendar Before You Make a Budget -- Tip #4: Track Your Spending Every Day -- Tip #5: Find an Accountability Partner | |
| 505 | 8 | |a The Secret Weapon to Budgeting: Your Mini-budget -- How to Write a Mini-budget -- Three Benefits of a Mini-budget -- Action Items -- Chapter 5 Paying Off Debt While Enjoying Life -- A Turning Point -- Debt Payoff Strategies -- The Debt Snowball Method -- How the Debt Snowball Works -- The Debt Snowball: Pros and Cons -- The Debt Avalanche Method -- How the Debt Avalanche Works -- The Debt Avalanche: Pros and Cons -- The DIY Debt Payoff Method -- How The DIY Debt Payoff Method Works -- The DIY Debt Payoff: Pros and Cons -- Your Debt Payoff Plan -- How to Pay Off Debt and Save Money at the Same Time -- 1. Don't Ignore Your Budget -- 2. Set Up an Emergency Fund -- 3. Start Saving Money for What You Know You'll Need -- 4. Pause Extra Debt Payments When Emergencies Happen -- 5. Continue to Contribute to Retirement -- How to Stay Motivated While Paying Off Debt -- 1. Keep Your Progress Visual -- 2. Stay Updated on Your Numbers -- 3. Make Every Step Count -- 4. Make More Aggressive Moves -- 5. Stay on Your Feet -- 6. Create Incentives for Debt Payoff Motivation -- 7. Grow a Savings Balance While You Pay Down Debt -- 8. Stay Motivated with Inspiring Quotes -- Rethink Your Debt-free Journey -- Action Items -- Chapter 6 Saving for Emergencies -- Why Have an Emergency Fund? -- What Your Emergency Fund Should Cover -- How Much Should Be in Your Emergency Fund -- How to Calculate Your Emergency Fund -- Where to Store Your Emergency Fund -- Option A: Standard Savings Account -- Option B: High-yield Savings Account -- Option C: Mix of Both -- You Used Your Emergency Fund. Now What? -- What to Do When Your Emergency Fund Isn't Enough -- Steps to Take -- Action Items -- Chapter 7 Setting Up Sinking Funds -- What Is a Sinking Fund? -- Sinking Funds: What You Know Will Happen -- Sinking Funds: What You Want to Happen -- Sinking Funds: What Might Happen | |
| 505 | 8 | |a How Sinking Funds Work -- How Much Money to Save -- Adding Sinking Funds to Your Budget -- Where to Keep Sinking Funds -- Option 1: Cash -- Option 2: Standard Savings Account -- Option 3: Online High-yield Savings Account -- Choosing Your Sinking Fund Locations -- You've Used Your Sinking Funds. Now What? -- Action Items -- Chapter 8 Goal Setting: The Ultimate Game Changer -- The Benefits You Can't Ignore -- Benefit #1: You Have a Clear Path to Follow -- Benefit #2: Your Communication Improves -- Benefit #3: You're More Likely to Follow through with Your Goals -- Benefit #4: Your Children See Goal Setting in Action -- How to Set Money Goals -- Step 1: Review and Reflect -- Step 2: Set Your Intentions -- Step 3: Create Your Goal -- Step 4: Review and Track Your Goals -- How Often to Set Goals -- Long-term Goals -- Yearly Goals -- Monthly Goals -- Weekly Goals -- Money Goals to Consider -- Tips to Reach Your Goals -- Tip #1: Check In on Your Goals Often -- Tip #2: Break Your Goals Down -- Tip #3: Celebrate Your Progress -- Action Items -- Chapter 9 Conquering Impulse Spending with Intention -- Impulse Spending: What Is it? -- Common Reasons People Impulse Spend -- Find Patterns in Your Past Impulse Spending -- When, Where, and Why You Spend Money Impulsively -- The Real Reason behind Impulse Spending -- How to Find the Real Reason -- Battling Comparison -- How to Live in the Moment -- Social Media and Advertising -- Responding to Impulse Spending in the Moment -- 1. Question Your Thoughts -- 2. Sit with Your Feelings -- 3. Take Action -- What to Do after You've Spent Impulsively -- Tips to Help with Impulse Spending -- 1. Include Spending Money in Your Budget -- 2. Unsubscribe from Store Emails -- 3. Unfollow or Mute Temptations on Social Media -- 4. Keep Your Debit Card at Home -- 5. Use Cash Envelopes -- 6. Let Items Sit in Your Cart | |
| 505 | 8 | |a 7. Find an Accountability Partner -- 8. Calculate the Cost in Hours Worked -- 9. Remove Your Card Information Online -- 10. Stay out of the Stores -- 11. Find Something Free or Low Cost -- 12. Focus on What You Want Long Term -- Replacing Impulse with Intention -- Action Items -- Chapter 10 Working with Your Partner -- Communication Is Key -- How to Discuss Budgeting and Money with Your Partner -- 1. Discuss Your Dreams and Goals -- 2. Focus on the Benefits -- 3. Provide Concrete Examples -- 4. Allow Room for Fun -- Approaching a Reluctant Partner -- Four Tips for Approaching a Reluctant Partner -- Weekly Money Meetings -- Don't Underestimate Your Budget Meeting -- Make Budget Meetings Nonnegotiable -- Budget Meeting Expectations -- What to Discuss -- Joint vs. Separate Bank Accounts -- Benefits of Joint Bank Accounts -- Benefits of Separate Bank Accounts -- Joint and Separate Bank Accounts -- Compromise Is Everything -- Action Items -- Chapter 11 Accelerating Your Financial Progress -- Follow the Plan You Set -- Decrease Expenses and Spending -- Complete an Expense Audit -- Increase Your Income -- Ask for a Raise -- Search for a Higher-paying Job -- Switch Careers Altogether -- Start a Side Hustle -- Ask for More Hours at Work -- Work from Home -- Think outside the Box -- Action Items -- Chapter 12 How to Stay on Track with Your Money -- What Is Self-discipline with Money? -- Five Steps to Creating Self-discipline with Your Money -- 1. Make Learning a Priority -- 2. Look for Inspiration -- 3. Create Boundaries That Feel Good to You -- 4. Be Realistic -- 5. Find Ways to Motivate Yourself -- Tips to Stay on Track with Your Money -- 1. Keep Your Goals Visible -- 2. Create a Habit Tracker -- 3. Focus on What You Can Control -- 4. Share Your Wins with Others -- How Cash Can Change Everything -- What Is the Cash Envelope System? | |
| 505 | 8 | |a Why Cash Envelopes Help People Spend Less -- How Cash Envelopes Work -- How Often Should You Withdraw Cash? -- Common Cash Envelope Categories -- What to Do with Leftover Money -- What to Do If You Run Out of Money -- How to Get Back on Track with Your Money -- 1. Identify the Problem -- 2. Evaluate the Situation -- 3. Make a Budget -- 4. Give Yourself Grace -- 5. Set New Goals -- Action Items -- Chapter 13 Investing for Your Future -- Your Step-by-step Investing Plan -- 1. Think Ahead to Your Future -- 2. Do the Math -- 3. Understand How Investing Works -- 4. Choose the Right Account for You -- 5. Buy Your Investments -- 6. Set Yourself Up for Success -- Investing While in Debt -- 1. Compare Earned Interest vs. Owed Interest -- 2. Learn How to "Pay Yourself" Responsibly -- 3. Establish and Maintain an Emergency Fund -- 4. Make Investing a Priority -- Investing Tips -- Follow the Simple Formula -- Invest Early and Consistently -- Keep Your Fees Low -- Take a Long-term Approach to Investing -- Retirement Comes before College -- Action Items -- Chapter 14 Conclusion -- About the Website -- Index -- EULA. | |
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| contents | Cover -- Title Page -- Copyright Page -- Table of Contents -- Preface -- Acknowledgments -- About the Author -- Chapter 1 Finding Your Catalyst -- Beginning the Journey -- The Catalyst Is Your Motivator for Change -- Identifying Your Catalyst for Change -- Real-world Examples -- Creating Internal Motivation -- Action Items -- Chapter 2 Money Habits and Money Mindset -- Money Mindset: What Is It? -- Your Childhood and Money -- Scarcity vs. Abundance Money Mindset -- Stop Believing Money Lies -- How To Change Your Money Mindset -- Your Money Mindset Matters -- Money Habits: What Are They? -- How to Identify Harmful Money Habits -- Face Your Financial Truth -- Find Patterns in Your Spending -- Confide in Someone -- Replacing Your Money Habits -- Time: The Ultimate Gift -- Action Items -- Chapter 3 Creating Your Budget -- What Is a Budget? -- Writing a Budget -- Step 1: Budget per Paycheck -- Step 2: List Out Your Income and Fixed Expenses -- Step 3: Budget for Variable Expenses -- Step 4: Budget for Debt Payments and Savings -- Step 5: Put It All Together -- Budgeting on a Variable Income -- Common Budget Percentages -- 50%-Needs -- 30%-Wants -- 20%-Savings and Debt -- Where Does Charity Fit In? -- Tracking Your Spending -- How Should You Track Your Spending? -- You've Tracked Your Spending-Now What? -- Action Items -- Chapter 4 The Secret Behind Successful Budgeting -- Three Massive Budget Mistakes to Avoid -- Mistake #1: Depriving Yourself and Living on a Supertight Budget -- Mistake #2: Losing Traction with Your Budget and Giving Up along the Way -- Mistake #3: Believing You'll Never Be Good with Money -- How to Stick to Your Budget -- Tip #1: Keep a Buffer in Your Budget -- Tip #2: Stay out of the Stores -- Tip #3: Check Your Calendar Before You Make a Budget -- Tip #4: Track Your Spending Every Day -- Tip #5: Find an Accountability Partner The Secret Weapon to Budgeting: Your Mini-budget -- How to Write a Mini-budget -- Three Benefits of a Mini-budget -- Action Items -- Chapter 5 Paying Off Debt While Enjoying Life -- A Turning Point -- Debt Payoff Strategies -- The Debt Snowball Method -- How the Debt Snowball Works -- The Debt Snowball: Pros and Cons -- The Debt Avalanche Method -- How the Debt Avalanche Works -- The Debt Avalanche: Pros and Cons -- The DIY Debt Payoff Method -- How The DIY Debt Payoff Method Works -- The DIY Debt Payoff: Pros and Cons -- Your Debt Payoff Plan -- How to Pay Off Debt and Save Money at the Same Time -- 1. Don't Ignore Your Budget -- 2. Set Up an Emergency Fund -- 3. Start Saving Money for What You Know You'll Need -- 4. Pause Extra Debt Payments When Emergencies Happen -- 5. Continue to Contribute to Retirement -- How to Stay Motivated While Paying Off Debt -- 1. Keep Your Progress Visual -- 2. Stay Updated on Your Numbers -- 3. Make Every Step Count -- 4. Make More Aggressive Moves -- 5. Stay on Your Feet -- 6. Create Incentives for Debt Payoff Motivation -- 7. Grow a Savings Balance While You Pay Down Debt -- 8. Stay Motivated with Inspiring Quotes -- Rethink Your Debt-free Journey -- Action Items -- Chapter 6 Saving for Emergencies -- Why Have an Emergency Fund? -- What Your Emergency Fund Should Cover -- How Much Should Be in Your Emergency Fund -- How to Calculate Your Emergency Fund -- Where to Store Your Emergency Fund -- Option A: Standard Savings Account -- Option B: High-yield Savings Account -- Option C: Mix of Both -- You Used Your Emergency Fund. Now What? -- What to Do When Your Emergency Fund Isn't Enough -- Steps to Take -- Action Items -- Chapter 7 Setting Up Sinking Funds -- What Is a Sinking Fund? -- Sinking Funds: What You Know Will Happen -- Sinking Funds: What You Want to Happen -- Sinking Funds: What Might Happen How Sinking Funds Work -- How Much Money to Save -- Adding Sinking Funds to Your Budget -- Where to Keep Sinking Funds -- Option 1: Cash -- Option 2: Standard Savings Account -- Option 3: Online High-yield Savings Account -- Choosing Your Sinking Fund Locations -- You've Used Your Sinking Funds. Now What? -- Action Items -- Chapter 8 Goal Setting: The Ultimate Game Changer -- The Benefits You Can't Ignore -- Benefit #1: You Have a Clear Path to Follow -- Benefit #2: Your Communication Improves -- Benefit #3: You're More Likely to Follow through with Your Goals -- Benefit #4: Your Children See Goal Setting in Action -- How to Set Money Goals -- Step 1: Review and Reflect -- Step 2: Set Your Intentions -- Step 3: Create Your Goal -- Step 4: Review and Track Your Goals -- How Often to Set Goals -- Long-term Goals -- Yearly Goals -- Monthly Goals -- Weekly Goals -- Money Goals to Consider -- Tips to Reach Your Goals -- Tip #1: Check In on Your Goals Often -- Tip #2: Break Your Goals Down -- Tip #3: Celebrate Your Progress -- Action Items -- Chapter 9 Conquering Impulse Spending with Intention -- Impulse Spending: What Is it? -- Common Reasons People Impulse Spend -- Find Patterns in Your Past Impulse Spending -- When, Where, and Why You Spend Money Impulsively -- The Real Reason behind Impulse Spending -- How to Find the Real Reason -- Battling Comparison -- How to Live in the Moment -- Social Media and Advertising -- Responding to Impulse Spending in the Moment -- 1. Question Your Thoughts -- 2. Sit with Your Feelings -- 3. Take Action -- What to Do after You've Spent Impulsively -- Tips to Help with Impulse Spending -- 1. Include Spending Money in Your Budget -- 2. Unsubscribe from Store Emails -- 3. Unfollow or Mute Temptations on Social Media -- 4. Keep Your Debit Card at Home -- 5. Use Cash Envelopes -- 6. Let Items Sit in Your Cart 7. Find an Accountability Partner -- 8. Calculate the Cost in Hours Worked -- 9. Remove Your Card Information Online -- 10. Stay out of the Stores -- 11. Find Something Free or Low Cost -- 12. Focus on What You Want Long Term -- Replacing Impulse with Intention -- Action Items -- Chapter 10 Working with Your Partner -- Communication Is Key -- How to Discuss Budgeting and Money with Your Partner -- 1. Discuss Your Dreams and Goals -- 2. Focus on the Benefits -- 3. Provide Concrete Examples -- 4. Allow Room for Fun -- Approaching a Reluctant Partner -- Four Tips for Approaching a Reluctant Partner -- Weekly Money Meetings -- Don't Underestimate Your Budget Meeting -- Make Budget Meetings Nonnegotiable -- Budget Meeting Expectations -- What to Discuss -- Joint vs. Separate Bank Accounts -- Benefits of Joint Bank Accounts -- Benefits of Separate Bank Accounts -- Joint and Separate Bank Accounts -- Compromise Is Everything -- Action Items -- Chapter 11 Accelerating Your Financial Progress -- Follow the Plan You Set -- Decrease Expenses and Spending -- Complete an Expense Audit -- Increase Your Income -- Ask for a Raise -- Search for a Higher-paying Job -- Switch Careers Altogether -- Start a Side Hustle -- Ask for More Hours at Work -- Work from Home -- Think outside the Box -- Action Items -- Chapter 12 How to Stay on Track with Your Money -- What Is Self-discipline with Money? -- Five Steps to Creating Self-discipline with Your Money -- 1. Make Learning a Priority -- 2. Look for Inspiration -- 3. Create Boundaries That Feel Good to You -- 4. Be Realistic -- 5. Find Ways to Motivate Yourself -- Tips to Stay on Track with Your Money -- 1. Keep Your Goals Visible -- 2. Create a Habit Tracker -- 3. Focus on What You Can Control -- 4. Share Your Wins with Others -- How Cash Can Change Everything -- What Is the Cash Envelope System? Why Cash Envelopes Help People Spend Less -- How Cash Envelopes Work -- How Often Should You Withdraw Cash? -- Common Cash Envelope Categories -- What to Do with Leftover Money -- What to Do If You Run Out of Money -- How to Get Back on Track with Your Money -- 1. Identify the Problem -- 2. Evaluate the Situation -- 3. Make a Budget -- 4. Give Yourself Grace -- 5. Set New Goals -- Action Items -- Chapter 13 Investing for Your Future -- Your Step-by-step Investing Plan -- 1. Think Ahead to Your Future -- 2. Do the Math -- 3. Understand How Investing Works -- 4. Choose the Right Account for You -- 5. Buy Your Investments -- 6. Set Yourself Up for Success -- Investing While in Debt -- 1. Compare Earned Interest vs. Owed Interest -- 2. Learn How to "Pay Yourself" Responsibly -- 3. Establish and Maintain an Emergency Fund -- 4. Make Investing a Priority -- Investing Tips -- Follow the Simple Formula -- Invest Early and Consistently -- Keep Your Fees Low -- Take a Long-term Approach to Investing -- Retirement Comes before College -- Action Items -- Chapter 14 Conclusion -- About the Website -- Index -- EULA. |
| ctrlnum | (ZDB-30-PQE)EBC7221233 (ZDB-30-PAD)EBC7221233 (ZDB-89-EBL)EBL7221233 (OCoLC)1374430244 (DE-599)BVBBV048921768 |
| dewey-full | 332.024 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.024 |
| dewey-search | 332.024 |
| dewey-sort | 3332.024 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| discipline_str_mv | Wirtschaftswissenschaften |
| format | Electronic eBook |
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-- Your Childhood and Money -- Scarcity vs. Abundance Money Mindset -- Stop Believing Money Lies -- How To Change Your Money Mindset -- Your Money Mindset Matters -- Money Habits: What Are They? -- How to Identify Harmful Money Habits -- Face Your Financial Truth -- Find Patterns in Your Spending -- Confide in Someone -- Replacing Your Money Habits -- Time: The Ultimate Gift -- Action Items -- Chapter 3 Creating Your Budget -- What Is a Budget? -- Writing a Budget -- Step 1: Budget per Paycheck -- Step 2: List Out Your Income and Fixed Expenses -- Step 3: Budget for Variable Expenses -- Step 4: Budget for Debt Payments and Savings -- Step 5: Put It All Together -- Budgeting on a Variable Income -- Common Budget Percentages -- 50%-Needs -- 30%-Wants -- 20%-Savings and Debt -- Where Does Charity Fit In? -- Tracking Your Spending -- How Should You Track Your Spending? -- You've Tracked Your Spending-Now What? -- Action Items -- Chapter 4 The Secret Behind Successful Budgeting -- Three Massive Budget Mistakes to Avoid -- Mistake #1: Depriving Yourself and Living on a Supertight Budget -- Mistake #2: Losing Traction with Your Budget and Giving Up along the Way -- Mistake #3: Believing You'll Never Be Good with Money -- How to Stick to Your Budget -- Tip #1: Keep a Buffer in Your Budget -- Tip #2: Stay out of the Stores -- Tip #3: Check Your Calendar Before You Make a Budget -- Tip #4: Track Your Spending Every Day -- Tip #5: Find an Accountability Partner</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">The Secret Weapon to Budgeting: Your Mini-budget -- How to Write a Mini-budget -- Three Benefits of a Mini-budget -- Action Items -- Chapter 5 Paying Off Debt While Enjoying Life -- A Turning Point -- Debt Payoff Strategies -- The Debt Snowball Method -- How the Debt Snowball Works -- The Debt Snowball: Pros and Cons -- The Debt Avalanche Method -- How the Debt Avalanche Works -- The Debt Avalanche: Pros and Cons -- The DIY Debt Payoff Method -- How The DIY Debt Payoff Method Works -- The DIY Debt Payoff: Pros and Cons -- Your Debt Payoff Plan -- How to Pay Off Debt and Save Money at the Same Time -- 1. Don't Ignore Your Budget -- 2. Set Up an Emergency Fund -- 3. Start Saving Money for What You Know You'll Need -- 4. Pause Extra Debt Payments When Emergencies Happen -- 5. Continue to Contribute to Retirement -- How to Stay Motivated While Paying Off Debt -- 1. Keep Your Progress Visual -- 2. Stay Updated on Your Numbers -- 3. Make Every Step Count -- 4. Make More Aggressive Moves -- 5. Stay on Your Feet -- 6. Create Incentives for Debt Payoff Motivation -- 7. Grow a Savings Balance While You Pay Down Debt -- 8. Stay Motivated with Inspiring Quotes -- Rethink Your Debt-free Journey -- Action Items -- Chapter 6 Saving for Emergencies -- Why Have an Emergency Fund? -- What Your Emergency Fund Should Cover -- How Much Should Be in Your Emergency Fund -- How to Calculate Your Emergency Fund -- Where to Store Your Emergency Fund -- Option A: Standard Savings Account -- Option B: High-yield Savings Account -- Option C: Mix of Both -- You Used Your Emergency Fund. Now What? -- What to Do When Your Emergency Fund Isn't Enough -- Steps to Take -- Action Items -- Chapter 7 Setting Up Sinking Funds -- What Is a Sinking Fund? -- Sinking Funds: What You Know Will Happen -- Sinking Funds: What You Want to Happen -- Sinking Funds: What Might Happen</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">How Sinking Funds Work -- How Much Money to Save -- Adding Sinking Funds to Your Budget -- Where to Keep Sinking Funds -- Option 1: Cash -- Option 2: Standard Savings Account -- Option 3: Online High-yield Savings Account -- Choosing Your Sinking Fund Locations -- You've Used Your Sinking Funds. Now What? -- Action Items -- Chapter 8 Goal Setting: The Ultimate Game Changer -- The Benefits You Can't Ignore -- Benefit #1: You Have a Clear Path to Follow -- Benefit #2: Your Communication Improves -- Benefit #3: You're More Likely to Follow through with Your Goals -- Benefit #4: Your Children See Goal Setting in Action -- How to Set Money Goals -- Step 1: Review and Reflect -- Step 2: Set Your Intentions -- Step 3: Create Your Goal -- Step 4: Review and Track Your Goals -- How Often to Set Goals -- Long-term Goals -- Yearly Goals -- Monthly Goals -- Weekly Goals -- Money Goals to Consider -- Tips to Reach Your Goals -- Tip #1: Check In on Your Goals Often -- Tip #2: Break Your Goals Down -- Tip #3: Celebrate Your Progress -- Action Items -- Chapter 9 Conquering Impulse Spending with Intention -- Impulse Spending: What Is it? -- Common Reasons People Impulse Spend -- Find Patterns in Your Past Impulse Spending -- When, Where, and Why You Spend Money Impulsively -- The Real Reason behind Impulse Spending -- How to Find the Real Reason -- Battling Comparison -- How to Live in the Moment -- Social Media and Advertising -- Responding to Impulse Spending in the Moment -- 1. Question Your Thoughts -- 2. Sit with Your Feelings -- 3. Take Action -- What to Do after You've Spent Impulsively -- Tips to Help with Impulse Spending -- 1. Include Spending Money in Your Budget -- 2. Unsubscribe from Store Emails -- 3. Unfollow or Mute Temptations on Social Media -- 4. Keep Your Debit Card at Home -- 5. Use Cash Envelopes -- 6. Let Items Sit in Your Cart</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">7. Find an Accountability Partner -- 8. Calculate the Cost in Hours Worked -- 9. Remove Your Card Information Online -- 10. Stay out of the Stores -- 11. Find Something Free or Low Cost -- 12. Focus on What You Want Long Term -- Replacing Impulse with Intention -- Action Items -- Chapter 10 Working with Your Partner -- Communication Is Key -- How to Discuss Budgeting and Money with Your Partner -- 1. Discuss Your Dreams and Goals -- 2. Focus on the Benefits -- 3. Provide Concrete Examples -- 4. Allow Room for Fun -- Approaching a Reluctant Partner -- Four Tips for Approaching a Reluctant Partner -- Weekly Money Meetings -- Don't Underestimate Your Budget Meeting -- Make Budget Meetings Nonnegotiable -- Budget Meeting Expectations -- What to Discuss -- Joint vs. Separate Bank Accounts -- Benefits of Joint Bank Accounts -- Benefits of Separate Bank Accounts -- Joint and Separate Bank Accounts -- Compromise Is Everything -- Action Items -- Chapter 11 Accelerating Your Financial Progress -- Follow the Plan You Set -- Decrease Expenses and Spending -- Complete an Expense Audit -- Increase Your Income -- Ask for a Raise -- Search for a Higher-paying Job -- Switch Careers Altogether -- Start a Side Hustle -- Ask for More Hours at Work -- Work from Home -- Think outside the Box -- Action Items -- Chapter 12 How to Stay on Track with Your Money -- What Is Self-discipline with Money? -- Five Steps to Creating Self-discipline with Your Money -- 1. Make Learning a Priority -- 2. Look for Inspiration -- 3. Create Boundaries That Feel Good to You -- 4. Be Realistic -- 5. Find Ways to Motivate Yourself -- Tips to Stay on Track with Your Money -- 1. Keep Your Goals Visible -- 2. Create a Habit Tracker -- 3. Focus on What You Can Control -- 4. Share Your Wins with Others -- How Cash Can Change Everything -- What Is the Cash Envelope System?</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Why Cash Envelopes Help People Spend Less -- How Cash Envelopes Work -- How Often Should You Withdraw Cash? -- Common Cash Envelope Categories -- What to Do with Leftover Money -- What to Do If You Run Out of Money -- How to Get Back on Track with Your Money -- 1. Identify the Problem -- 2. Evaluate the Situation -- 3. Make a Budget -- 4. Give Yourself Grace -- 5. Set New Goals -- Action Items -- Chapter 13 Investing for Your Future -- Your Step-by-step Investing Plan -- 1. Think Ahead to Your Future -- 2. Do the Math -- 3. Understand How Investing Works -- 4. Choose the Right Account for You -- 5. Buy Your Investments -- 6. Set Yourself Up for Success -- Investing While in Debt -- 1. Compare Earned Interest vs. Owed Interest -- 2. Learn How to "Pay Yourself" Responsibly -- 3. Establish and Maintain an Emergency Fund -- 4. Make Investing a Priority -- Investing Tips -- Follow the Simple Formula -- Invest Early and Consistently -- Keep Your Fees Low -- Take a Long-term Approach to Investing -- Retirement Comes before College -- Action Items -- Chapter 14 Conclusion -- About the Website -- Index -- EULA.</subfield></datafield><datafield tag="776" ind1="0" ind2="8"><subfield code="i">Erscheint auch als</subfield><subfield code="n">Druck-Ausgabe</subfield><subfield code="a">Baggerly, Allison</subfield><subfield code="t">Money Made Easy</subfield><subfield code="d">Newark : John Wiley & Sons, Incorporated,c2023</subfield><subfield code="z">9781119894964</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ZDB-30-PQE</subfield></datafield><datafield tag="999" ind1=" " ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-034185859</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://ebookcentral.proquest.com/lib/hwr/detail.action?docID=7221233</subfield><subfield code="l">HWR01</subfield><subfield code="p">ZDB-30-PQE</subfield><subfield code="q">HWR_PDA_PQE</subfield><subfield code="x">Aggregator</subfield><subfield code="3">Volltext</subfield></datafield></record></collection> |
| id | DE-604.BV048921768 |
| illustrated | Not Illustrated |
| index_date | 2024-07-03T21:55:17Z |
| indexdate | 2024-07-10T09:49:55Z |
| institution | BVB |
| isbn | 9781119894971 |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-034185859 |
| oclc_num | 1374430244 |
| open_access_boolean | |
| owner | DE-2070s |
| owner_facet | DE-2070s |
| physical | 1 Online-Ressource (303 Seiten) |
| psigel | ZDB-30-PQE ZDB-30-PQE HWR_PDA_PQE |
| publishDate | 2023 |
| publishDateSearch | 2023 |
| publishDateSort | 2023 |
| publisher | John Wiley & Sons, Incorporated |
| record_format | marc |
| spelling | Baggerly, Allison Verfasser aut Money Made Easy How to Budget, Pay off Debt, and Save Money Newark John Wiley & Sons, Incorporated 2023 ©2023 1 Online-Ressource (303 Seiten) txt rdacontent c rdamedia cr rdacarrier Description based on publisher supplied metadata and other sources Cover -- Title Page -- Copyright Page -- Table of Contents -- Preface -- Acknowledgments -- About the Author -- Chapter 1 Finding Your Catalyst -- Beginning the Journey -- The Catalyst Is Your Motivator for Change -- Identifying Your Catalyst for Change -- Real-world Examples -- Creating Internal Motivation -- Action Items -- Chapter 2 Money Habits and Money Mindset -- Money Mindset: What Is It? -- Your Childhood and Money -- Scarcity vs. Abundance Money Mindset -- Stop Believing Money Lies -- How To Change Your Money Mindset -- Your Money Mindset Matters -- Money Habits: What Are They? -- How to Identify Harmful Money Habits -- Face Your Financial Truth -- Find Patterns in Your Spending -- Confide in Someone -- Replacing Your Money Habits -- Time: The Ultimate Gift -- Action Items -- Chapter 3 Creating Your Budget -- What Is a Budget? -- Writing a Budget -- Step 1: Budget per Paycheck -- Step 2: List Out Your Income and Fixed Expenses -- Step 3: Budget for Variable Expenses -- Step 4: Budget for Debt Payments and Savings -- Step 5: Put It All Together -- Budgeting on a Variable Income -- Common Budget Percentages -- 50%-Needs -- 30%-Wants -- 20%-Savings and Debt -- Where Does Charity Fit In? -- Tracking Your Spending -- How Should You Track Your Spending? -- You've Tracked Your Spending-Now What? -- Action Items -- Chapter 4 The Secret Behind Successful Budgeting -- Three Massive Budget Mistakes to Avoid -- Mistake #1: Depriving Yourself and Living on a Supertight Budget -- Mistake #2: Losing Traction with Your Budget and Giving Up along the Way -- Mistake #3: Believing You'll Never Be Good with Money -- How to Stick to Your Budget -- Tip #1: Keep a Buffer in Your Budget -- Tip #2: Stay out of the Stores -- Tip #3: Check Your Calendar Before You Make a Budget -- Tip #4: Track Your Spending Every Day -- Tip #5: Find an Accountability Partner The Secret Weapon to Budgeting: Your Mini-budget -- How to Write a Mini-budget -- Three Benefits of a Mini-budget -- Action Items -- Chapter 5 Paying Off Debt While Enjoying Life -- A Turning Point -- Debt Payoff Strategies -- The Debt Snowball Method -- How the Debt Snowball Works -- The Debt Snowball: Pros and Cons -- The Debt Avalanche Method -- How the Debt Avalanche Works -- The Debt Avalanche: Pros and Cons -- The DIY Debt Payoff Method -- How The DIY Debt Payoff Method Works -- The DIY Debt Payoff: Pros and Cons -- Your Debt Payoff Plan -- How to Pay Off Debt and Save Money at the Same Time -- 1. Don't Ignore Your Budget -- 2. Set Up an Emergency Fund -- 3. Start Saving Money for What You Know You'll Need -- 4. Pause Extra Debt Payments When Emergencies Happen -- 5. Continue to Contribute to Retirement -- How to Stay Motivated While Paying Off Debt -- 1. Keep Your Progress Visual -- 2. Stay Updated on Your Numbers -- 3. Make Every Step Count -- 4. Make More Aggressive Moves -- 5. Stay on Your Feet -- 6. Create Incentives for Debt Payoff Motivation -- 7. Grow a Savings Balance While You Pay Down Debt -- 8. Stay Motivated with Inspiring Quotes -- Rethink Your Debt-free Journey -- Action Items -- Chapter 6 Saving for Emergencies -- Why Have an Emergency Fund? -- What Your Emergency Fund Should Cover -- How Much Should Be in Your Emergency Fund -- How to Calculate Your Emergency Fund -- Where to Store Your Emergency Fund -- Option A: Standard Savings Account -- Option B: High-yield Savings Account -- Option C: Mix of Both -- You Used Your Emergency Fund. Now What? -- What to Do When Your Emergency Fund Isn't Enough -- Steps to Take -- Action Items -- Chapter 7 Setting Up Sinking Funds -- What Is a Sinking Fund? -- Sinking Funds: What You Know Will Happen -- Sinking Funds: What You Want to Happen -- Sinking Funds: What Might Happen How Sinking Funds Work -- How Much Money to Save -- Adding Sinking Funds to Your Budget -- Where to Keep Sinking Funds -- Option 1: Cash -- Option 2: Standard Savings Account -- Option 3: Online High-yield Savings Account -- Choosing Your Sinking Fund Locations -- You've Used Your Sinking Funds. Now What? -- Action Items -- Chapter 8 Goal Setting: The Ultimate Game Changer -- The Benefits You Can't Ignore -- Benefit #1: You Have a Clear Path to Follow -- Benefit #2: Your Communication Improves -- Benefit #3: You're More Likely to Follow through with Your Goals -- Benefit #4: Your Children See Goal Setting in Action -- How to Set Money Goals -- Step 1: Review and Reflect -- Step 2: Set Your Intentions -- Step 3: Create Your Goal -- Step 4: Review and Track Your Goals -- How Often to Set Goals -- Long-term Goals -- Yearly Goals -- Monthly Goals -- Weekly Goals -- Money Goals to Consider -- Tips to Reach Your Goals -- Tip #1: Check In on Your Goals Often -- Tip #2: Break Your Goals Down -- Tip #3: Celebrate Your Progress -- Action Items -- Chapter 9 Conquering Impulse Spending with Intention -- Impulse Spending: What Is it? -- Common Reasons People Impulse Spend -- Find Patterns in Your Past Impulse Spending -- When, Where, and Why You Spend Money Impulsively -- The Real Reason behind Impulse Spending -- How to Find the Real Reason -- Battling Comparison -- How to Live in the Moment -- Social Media and Advertising -- Responding to Impulse Spending in the Moment -- 1. Question Your Thoughts -- 2. Sit with Your Feelings -- 3. Take Action -- What to Do after You've Spent Impulsively -- Tips to Help with Impulse Spending -- 1. Include Spending Money in Your Budget -- 2. Unsubscribe from Store Emails -- 3. Unfollow or Mute Temptations on Social Media -- 4. Keep Your Debit Card at Home -- 5. Use Cash Envelopes -- 6. Let Items Sit in Your Cart 7. Find an Accountability Partner -- 8. Calculate the Cost in Hours Worked -- 9. Remove Your Card Information Online -- 10. Stay out of the Stores -- 11. Find Something Free or Low Cost -- 12. Focus on What You Want Long Term -- Replacing Impulse with Intention -- Action Items -- Chapter 10 Working with Your Partner -- Communication Is Key -- How to Discuss Budgeting and Money with Your Partner -- 1. Discuss Your Dreams and Goals -- 2. Focus on the Benefits -- 3. Provide Concrete Examples -- 4. Allow Room for Fun -- Approaching a Reluctant Partner -- Four Tips for Approaching a Reluctant Partner -- Weekly Money Meetings -- Don't Underestimate Your Budget Meeting -- Make Budget Meetings Nonnegotiable -- Budget Meeting Expectations -- What to Discuss -- Joint vs. Separate Bank Accounts -- Benefits of Joint Bank Accounts -- Benefits of Separate Bank Accounts -- Joint and Separate Bank Accounts -- Compromise Is Everything -- Action Items -- Chapter 11 Accelerating Your Financial Progress -- Follow the Plan You Set -- Decrease Expenses and Spending -- Complete an Expense Audit -- Increase Your Income -- Ask for a Raise -- Search for a Higher-paying Job -- Switch Careers Altogether -- Start a Side Hustle -- Ask for More Hours at Work -- Work from Home -- Think outside the Box -- Action Items -- Chapter 12 How to Stay on Track with Your Money -- What Is Self-discipline with Money? -- Five Steps to Creating Self-discipline with Your Money -- 1. Make Learning a Priority -- 2. Look for Inspiration -- 3. Create Boundaries That Feel Good to You -- 4. Be Realistic -- 5. Find Ways to Motivate Yourself -- Tips to Stay on Track with Your Money -- 1. Keep Your Goals Visible -- 2. Create a Habit Tracker -- 3. Focus on What You Can Control -- 4. Share Your Wins with Others -- How Cash Can Change Everything -- What Is the Cash Envelope System? Why Cash Envelopes Help People Spend Less -- How Cash Envelopes Work -- How Often Should You Withdraw Cash? -- Common Cash Envelope Categories -- What to Do with Leftover Money -- What to Do If You Run Out of Money -- How to Get Back on Track with Your Money -- 1. Identify the Problem -- 2. Evaluate the Situation -- 3. Make a Budget -- 4. Give Yourself Grace -- 5. Set New Goals -- Action Items -- Chapter 13 Investing for Your Future -- Your Step-by-step Investing Plan -- 1. Think Ahead to Your Future -- 2. Do the Math -- 3. Understand How Investing Works -- 4. Choose the Right Account for You -- 5. Buy Your Investments -- 6. Set Yourself Up for Success -- Investing While in Debt -- 1. Compare Earned Interest vs. Owed Interest -- 2. Learn How to "Pay Yourself" Responsibly -- 3. Establish and Maintain an Emergency Fund -- 4. Make Investing a Priority -- Investing Tips -- Follow the Simple Formula -- Invest Early and Consistently -- Keep Your Fees Low -- Take a Long-term Approach to Investing -- Retirement Comes before College -- Action Items -- Chapter 14 Conclusion -- About the Website -- Index -- EULA. Erscheint auch als Druck-Ausgabe Baggerly, Allison Money Made Easy Newark : John Wiley & Sons, Incorporated,c2023 9781119894964 |
| spellingShingle | Baggerly, Allison Money Made Easy How to Budget, Pay off Debt, and Save Money Cover -- Title Page -- Copyright Page -- Table of Contents -- Preface -- Acknowledgments -- About the Author -- Chapter 1 Finding Your Catalyst -- Beginning the Journey -- The Catalyst Is Your Motivator for Change -- Identifying Your Catalyst for Change -- Real-world Examples -- Creating Internal Motivation -- Action Items -- Chapter 2 Money Habits and Money Mindset -- Money Mindset: What Is It? -- Your Childhood and Money -- Scarcity vs. Abundance Money Mindset -- Stop Believing Money Lies -- How To Change Your Money Mindset -- Your Money Mindset Matters -- Money Habits: What Are They? -- How to Identify Harmful Money Habits -- Face Your Financial Truth -- Find Patterns in Your Spending -- Confide in Someone -- Replacing Your Money Habits -- Time: The Ultimate Gift -- Action Items -- Chapter 3 Creating Your Budget -- What Is a Budget? -- Writing a Budget -- Step 1: Budget per Paycheck -- Step 2: List Out Your Income and Fixed Expenses -- Step 3: Budget for Variable Expenses -- Step 4: Budget for Debt Payments and Savings -- Step 5: Put It All Together -- Budgeting on a Variable Income -- Common Budget Percentages -- 50%-Needs -- 30%-Wants -- 20%-Savings and Debt -- Where Does Charity Fit In? -- Tracking Your Spending -- How Should You Track Your Spending? -- You've Tracked Your Spending-Now What? -- Action Items -- Chapter 4 The Secret Behind Successful Budgeting -- Three Massive Budget Mistakes to Avoid -- Mistake #1: Depriving Yourself and Living on a Supertight Budget -- Mistake #2: Losing Traction with Your Budget and Giving Up along the Way -- Mistake #3: Believing You'll Never Be Good with Money -- How to Stick to Your Budget -- Tip #1: Keep a Buffer in Your Budget -- Tip #2: Stay out of the Stores -- Tip #3: Check Your Calendar Before You Make a Budget -- Tip #4: Track Your Spending Every Day -- Tip #5: Find an Accountability Partner The Secret Weapon to Budgeting: Your Mini-budget -- How to Write a Mini-budget -- Three Benefits of a Mini-budget -- Action Items -- Chapter 5 Paying Off Debt While Enjoying Life -- A Turning Point -- Debt Payoff Strategies -- The Debt Snowball Method -- How the Debt Snowball Works -- The Debt Snowball: Pros and Cons -- The Debt Avalanche Method -- How the Debt Avalanche Works -- The Debt Avalanche: Pros and Cons -- The DIY Debt Payoff Method -- How The DIY Debt Payoff Method Works -- The DIY Debt Payoff: Pros and Cons -- Your Debt Payoff Plan -- How to Pay Off Debt and Save Money at the Same Time -- 1. Don't Ignore Your Budget -- 2. Set Up an Emergency Fund -- 3. Start Saving Money for What You Know You'll Need -- 4. Pause Extra Debt Payments When Emergencies Happen -- 5. Continue to Contribute to Retirement -- How to Stay Motivated While Paying Off Debt -- 1. Keep Your Progress Visual -- 2. Stay Updated on Your Numbers -- 3. Make Every Step Count -- 4. Make More Aggressive Moves -- 5. Stay on Your Feet -- 6. Create Incentives for Debt Payoff Motivation -- 7. Grow a Savings Balance While You Pay Down Debt -- 8. Stay Motivated with Inspiring Quotes -- Rethink Your Debt-free Journey -- Action Items -- Chapter 6 Saving for Emergencies -- Why Have an Emergency Fund? -- What Your Emergency Fund Should Cover -- How Much Should Be in Your Emergency Fund -- How to Calculate Your Emergency Fund -- Where to Store Your Emergency Fund -- Option A: Standard Savings Account -- Option B: High-yield Savings Account -- Option C: Mix of Both -- You Used Your Emergency Fund. Now What? -- What to Do When Your Emergency Fund Isn't Enough -- Steps to Take -- Action Items -- Chapter 7 Setting Up Sinking Funds -- What Is a Sinking Fund? -- Sinking Funds: What You Know Will Happen -- Sinking Funds: What You Want to Happen -- Sinking Funds: What Might Happen How Sinking Funds Work -- How Much Money to Save -- Adding Sinking Funds to Your Budget -- Where to Keep Sinking Funds -- Option 1: Cash -- Option 2: Standard Savings Account -- Option 3: Online High-yield Savings Account -- Choosing Your Sinking Fund Locations -- You've Used Your Sinking Funds. Now What? -- Action Items -- Chapter 8 Goal Setting: The Ultimate Game Changer -- The Benefits You Can't Ignore -- Benefit #1: You Have a Clear Path to Follow -- Benefit #2: Your Communication Improves -- Benefit #3: You're More Likely to Follow through with Your Goals -- Benefit #4: Your Children See Goal Setting in Action -- How to Set Money Goals -- Step 1: Review and Reflect -- Step 2: Set Your Intentions -- Step 3: Create Your Goal -- Step 4: Review and Track Your Goals -- How Often to Set Goals -- Long-term Goals -- Yearly Goals -- Monthly Goals -- Weekly Goals -- Money Goals to Consider -- Tips to Reach Your Goals -- Tip #1: Check In on Your Goals Often -- Tip #2: Break Your Goals Down -- Tip #3: Celebrate Your Progress -- Action Items -- Chapter 9 Conquering Impulse Spending with Intention -- Impulse Spending: What Is it? -- Common Reasons People Impulse Spend -- Find Patterns in Your Past Impulse Spending -- When, Where, and Why You Spend Money Impulsively -- The Real Reason behind Impulse Spending -- How to Find the Real Reason -- Battling Comparison -- How to Live in the Moment -- Social Media and Advertising -- Responding to Impulse Spending in the Moment -- 1. Question Your Thoughts -- 2. Sit with Your Feelings -- 3. Take Action -- What to Do after You've Spent Impulsively -- Tips to Help with Impulse Spending -- 1. Include Spending Money in Your Budget -- 2. Unsubscribe from Store Emails -- 3. Unfollow or Mute Temptations on Social Media -- 4. Keep Your Debit Card at Home -- 5. Use Cash Envelopes -- 6. Let Items Sit in Your Cart 7. Find an Accountability Partner -- 8. Calculate the Cost in Hours Worked -- 9. Remove Your Card Information Online -- 10. Stay out of the Stores -- 11. Find Something Free or Low Cost -- 12. Focus on What You Want Long Term -- Replacing Impulse with Intention -- Action Items -- Chapter 10 Working with Your Partner -- Communication Is Key -- How to Discuss Budgeting and Money with Your Partner -- 1. Discuss Your Dreams and Goals -- 2. Focus on the Benefits -- 3. Provide Concrete Examples -- 4. Allow Room for Fun -- Approaching a Reluctant Partner -- Four Tips for Approaching a Reluctant Partner -- Weekly Money Meetings -- Don't Underestimate Your Budget Meeting -- Make Budget Meetings Nonnegotiable -- Budget Meeting Expectations -- What to Discuss -- Joint vs. Separate Bank Accounts -- Benefits of Joint Bank Accounts -- Benefits of Separate Bank Accounts -- Joint and Separate Bank Accounts -- Compromise Is Everything -- Action Items -- Chapter 11 Accelerating Your Financial Progress -- Follow the Plan You Set -- Decrease Expenses and Spending -- Complete an Expense Audit -- Increase Your Income -- Ask for a Raise -- Search for a Higher-paying Job -- Switch Careers Altogether -- Start a Side Hustle -- Ask for More Hours at Work -- Work from Home -- Think outside the Box -- Action Items -- Chapter 12 How to Stay on Track with Your Money -- What Is Self-discipline with Money? -- Five Steps to Creating Self-discipline with Your Money -- 1. Make Learning a Priority -- 2. Look for Inspiration -- 3. Create Boundaries That Feel Good to You -- 4. Be Realistic -- 5. Find Ways to Motivate Yourself -- Tips to Stay on Track with Your Money -- 1. Keep Your Goals Visible -- 2. Create a Habit Tracker -- 3. Focus on What You Can Control -- 4. Share Your Wins with Others -- How Cash Can Change Everything -- What Is the Cash Envelope System? Why Cash Envelopes Help People Spend Less -- How Cash Envelopes Work -- How Often Should You Withdraw Cash? -- Common Cash Envelope Categories -- What to Do with Leftover Money -- What to Do If You Run Out of Money -- How to Get Back on Track with Your Money -- 1. Identify the Problem -- 2. Evaluate the Situation -- 3. Make a Budget -- 4. Give Yourself Grace -- 5. Set New Goals -- Action Items -- Chapter 13 Investing for Your Future -- Your Step-by-step Investing Plan -- 1. Think Ahead to Your Future -- 2. Do the Math -- 3. Understand How Investing Works -- 4. Choose the Right Account for You -- 5. Buy Your Investments -- 6. Set Yourself Up for Success -- Investing While in Debt -- 1. Compare Earned Interest vs. Owed Interest -- 2. Learn How to "Pay Yourself" Responsibly -- 3. Establish and Maintain an Emergency Fund -- 4. Make Investing a Priority -- Investing Tips -- Follow the Simple Formula -- Invest Early and Consistently -- Keep Your Fees Low -- Take a Long-term Approach to Investing -- Retirement Comes before College -- Action Items -- Chapter 14 Conclusion -- About the Website -- Index -- EULA. |
| title | Money Made Easy How to Budget, Pay off Debt, and Save Money |
| title_auth | Money Made Easy How to Budget, Pay off Debt, and Save Money |
| title_exact_search | Money Made Easy How to Budget, Pay off Debt, and Save Money |
| title_exact_search_txtP | Money Made Easy How to Budget, Pay off Debt, and Save Money |
| title_full | Money Made Easy How to Budget, Pay off Debt, and Save Money |
| title_fullStr | Money Made Easy How to Budget, Pay off Debt, and Save Money |
| title_full_unstemmed | Money Made Easy How to Budget, Pay off Debt, and Save Money |
| title_short | Money Made Easy |
| title_sort | money made easy how to budget pay off debt and save money |
| title_sub | How to Budget, Pay off Debt, and Save Money |
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