Internet Finance: Concepts, Factors and Ecology
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Singapore
Springer Singapore Pte. Limited
2022
|
| Schriftenreihe: | The Great Transformation of China Series
|
| Schlagworte: | |
| Online-Zugang: | HWR01 |
| Beschreibung: | Description based on publisher supplied metadata and other sources |
| Beschreibung: | 1 Online-Ressource (409 Seiten) |
| ISBN: | 9789811647406 |
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| 505 | 8 | |a Intro -- Series Editor's Preface -- The Year 2020: A Historic Choice of Economic Transformation and Upgrading -- Preface -- Contents -- List of Figures -- List of Tables -- 1 New Thinking on Dangerous Situation: A Great Power in the Transformation -- 1 Formation of China Model -- China's Industrial Structure -- China's Demand Structure -- 2 When China Model Encounters Financial Crisis -- 3 Transformation from Old Model to New Economy -- 4 Dilemma of the Financing System -- Features of Existing Financing System -- Financial "Inhibition" of Small and Micro Economy -- 5 Digitized New Thinking -- 2 Uncover the Truth: Ecosystem of Internet Finance -- 1 The Origin of Internet Finance -- 2 The Concept of Internet Finance -- 3 The Core Elements of Internet Finance -- Big Data -- Low-cost Transaction -- Convenient and Efficient Customer Experience -- 4 The Ecosystem of Internet Finance -- 5 The Influences of Internet Finance on Traditional Financial System -- 3 Vanguard of Internet Finance: Third-Party Payment -- 1 The Definition of Third-Party Payment -- 2 The Development History of Third-Party Payment -- Gateway Payment Pattern Stage in 1998-2002 -- Great Leap Stage of Third-Party Payment in 2003-2009 -- Stage of the Coexistence of Normative Development and New Business Type Since 2010 -- 3 The Development Status of Third-Party Payment -- Number of Third-Party Payment Companies -- Third-Party Payment Scale -- Internet Payment -- Mobile Payment -- 4 The Business Model of Third-Party Payment -- Secured Transaction Pattern -- Independent Third-Party Pattern -- Vertical Industry Payment -- Integrated Industry Payment -- 5 The Influence of Third-Party Payment -- 6 The Risks and Supervision of Third-Party Payment -- Risk of Third-Party Payment -- Supervision for Third-Party Payment -- 7 The Development Trend of Third-Party Payment | |
| 505 | 8 | |a Diversification and Deepening of Payment Fields -- Diversification of Payment Means -- Diversification of Third-Party Payment Operation Subjects -- Decentralization of Payment Fields -- Business Pattern Financialization -- 4 An Initial Attempt: Roller-Coaster Online Financial Management -- 1 The Concept of Online Financial Management -- 2 Development History of Online Financial Management -- 3 The Development Status of Online Financial Management -- Bao Series Financial Management Products -- Quantity of Bao Series Products -- Scale of Bao Series Products -- Yield on Bao Series Products -- Liquidity of Bao Series Products -- P2P Lending -- Scale of P2P Lending -- Yield of P2P Lending -- P2P Investors and Investment Amount Thereof -- 4 The Business Model of Online Financial Management -- 5 The Return of Online Financial Management -- 6 The Essence Re-dialysis of Online Financial Management -- 7 The Supervision of Online Financial Management -- 8 The Development Trend of Online Financial Management -- In-depth Big Data Application -- Diversification of Investment Target -- 5 Prominence of "Value" Accumulation: Big Data Finance -- 1 The Definition of Big Data -- 2 Platform Finance -- Development History of Platform Finance -- Element Accumulation Stage in 2002-2006 -- Initial Attempt Stage in 2007-2009 -- Great Leap of Platform Finance Since 2010 -- Business Pattern of Platform Finance -- Bottleneck of Platform Finance -- Shortage of Loanable Capital -- Restriction of Loan Region -- 3 Supply Chain Finance -- Development History of Supply Chain Finance -- Supply Chain Finance Pattern -- Receivable Financing -- Prepayment Financing -- Inventory Financing -- Category of Supply Chain Finance -- 4 Consumer Finance -- Development Conditions of Consumer Finance -- Scale of Consumer Finance -- Consumer Finance Structure -- Consumer Finance Industry Chain | |
| 505 | 8 | |a Bottleneck in the Development of Consumer Finance -- Development of Internet Consumer Finance -- Scale of Internet Consumer Finance -- Structure of Internet Consumer Finance -- Scale of E-commerce Consumer Finance -- 5 The Risks of Big Data Finance -- Data Risks -- Credit Analysis -- Consumer Risk -- 6 The Development Trend of Big Data Finance -- Vertical Development -- Cooperation Between Banks and E-commerce Companies -- Acceleration of Credit System Building -- 6 A Bridge Between Capital Supply and Demand: P2P Online Lending Platform -- 1 The Definition of P2P Online Lending -- P2P Online Lending and Bank Loan -- P2P Online Lending and Big Data Finance -- 2 The Development History of P2P Online Lending -- Development History of Abroad P2P Online Lending -- Development History of P2P Online Lending in China -- Exploration Stage in 2007-2008 -- High-Speed Growth Stage in 2009-2013 -- Normative Development Stage After 2014 -- 3 The Development Status of P2P Online Lending -- Quantity of P2P Platform -- Quantity of Operation Platform -- Quantity of Problematic Platforms -- P2P Online Lending Scale -- P2P Online Lending Interest -- P2P Online Lending Term -- Online Lending Participant -- 4 The Mode of P2P Online Lending -- Pure Intermediary Mode -- "Online + Offline" Mode -- Guarantee Mode -- Debt Assignment Mode -- "Platform + Petty Loan" Mode -- 5 The Rethinking of P2P Online Lending -- 6 The Risks of P2P Online Lending -- Operation Risk -- Credit Risk -- Risk Control Risk -- Legal Risk -- Liquidity Risk -- 7 The Supervision of P2P Online Lending -- Policy of Supervisory Department -- Local Policies -- 8 The Development Trend of P2P Online Lending -- Regression to Pure Intermediary Mode -- Loan Loss Provision Mode Will Be the Transitional Choice -- Build Third-Party Capital Trusteeship System -- Improvement and Development of Full Industry Chain | |
| 505 | 8 | |a More Evident Verticality Trend -- Establishment of Industry Standards -- Information Transparency -- Acceleration of Credit System Building -- 7 More Open Financing: Crowdfunding -- 1 The Concept of Crowdfunding -- 2 The Development of Crowdfunding -- Development Process of Crowdfunding -- Development Process of Crowdfunding at Abroad -- Development Course of Crowdfunding at Home -- Current Development Situation of Crowdfunding -- 3 Commodity-Based Crowdfunding -- Development Conditions of Commodity Crowdfunding -- Commodity Crowdfunding Financing Mode -- 4 Equity-Based Crowdfunding -- Current Development Situations of Equity Crowdfunding -- Equity-Based Crowdfunding Financing Mode -- 5 The Rethinking of Crowdfunding -- 6 The Problems of Crowdfunding -- Severe Legal Risks -- Unsound Supervisory System -- Fuzzy Platform Profit-making Mode -- Great Investment Risks -- Unsound Exit Mechanism -- Platform Fund Management -- 7 The Future Development Trend of Crowdfunding -- Development of the whole industry chain of the platform -- Verticality -- Diversification of Platform Profit-making Mode -- 8 Rising Entrance of Flow: Vertical Financial Search -- 1 The Definition of Vertical Financial Search -- Layer of Vertical Financial Search -- Vertical Financial Search and Big Data -- Industry Chain of Vertical Financial Search -- Income Source of Vertical Financial Search -- 2 Source of Vertical Financial Search -- 3 The Business Mode of Vertical Financial Search -- Integrated Financial Product Vertical Search Platform -- Financial Service Intermediary -- Vertical Financial Search Platform -- 4 The Development Trend of Vertical Financial Search -- Data Collection, Analysis and Excavation Systematization -- Financial Product Customization -- Search Platform E-commerce -- 9 The Forefront End that is Ignored: Network Credit Investigation | |
| 505 | 8 | |a 1 Network Credit Investigation and Big Data -- The Meaning of Credit Investigation -- New-Type Big Data -- 2 The Rise of Western Credit Investigation -- Development History of Western Individual Credit Investigation -- The Stage of Qualitative Credit Analysis before 1950 -- The Stage of Locally Quantitative Analysis from 1950 to 1979 -- The Stage of Fully Quantitative Analysis after 1980 -- The Stage of Big data Credit Investigation -- Western Credit Investigation Models -- The Public Credit Investigation Model -- The Market-Oriented Credit Investigation Model -- The Industry Association Credit Investigation Model -- 3 Samples of USA Credit Investigation -- The Development History of USA Credit Investigation -- The Rapid Development Period from 1920 to 1960 -- The Period of Legal Perfection from 1961 to 1980 -- The M& -- A Integration Period from 1981 to 2000 -- The Mature Period of Stability from 2001 to Now -- Meaning and Boundary of the USA Credit -- The USA Credit System -- 4 Development of China's Credit Investigation -- Development History of Domestic Credit Investigation -- The Exploration Stage from 1978 to 1995 -- The Start-up Stage from 1996 to 2002 -- The Development Stage from 2003 to 2014 -- The Polishing Stage from 2015 to Now -- Three Pillars of the Credit Investigation Industry -- The Legal System of Credit Investigation -- The Basic Database of Financial Credit Information -- Credit Market -- Enterprise Credit Investigation -- Individual Credit Investigation -- 5 Problems of Credit Investigation -- Low Coverage of Population -- Rare Types of Credit Investigation Data -- Limited Collection of Credit Investigation Data -- Different Data Formats -- 10 Where is the Road: The Future of Internet Finance -- 1 The Role of Internet Finance -- 2 The Development of Internet Finance -- 3 The Supervision of Internet Finance -- 4 Conclusion | |
| 505 | 8 | |a Postscript | |
| 650 | 4 | |a Gross domestic product | |
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Datensatz im Suchindex
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| adam_txt | |
| any_adam_object | |
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| author | Guan, Qingyou |
| author_facet | Guan, Qingyou |
| author_role | aut |
| author_sort | Guan, Qingyou |
| author_variant | q g qg |
| building | Verbundindex |
| bvnumber | BV048920968 |
| collection | ZDB-30-PQE |
| contents | Intro -- Series Editor's Preface -- The Year 2020: A Historic Choice of Economic Transformation and Upgrading -- Preface -- Contents -- List of Figures -- List of Tables -- 1 New Thinking on Dangerous Situation: A Great Power in the Transformation -- 1 Formation of China Model -- China's Industrial Structure -- China's Demand Structure -- 2 When China Model Encounters Financial Crisis -- 3 Transformation from Old Model to New Economy -- 4 Dilemma of the Financing System -- Features of Existing Financing System -- Financial "Inhibition" of Small and Micro Economy -- 5 Digitized New Thinking -- 2 Uncover the Truth: Ecosystem of Internet Finance -- 1 The Origin of Internet Finance -- 2 The Concept of Internet Finance -- 3 The Core Elements of Internet Finance -- Big Data -- Low-cost Transaction -- Convenient and Efficient Customer Experience -- 4 The Ecosystem of Internet Finance -- 5 The Influences of Internet Finance on Traditional Financial System -- 3 Vanguard of Internet Finance: Third-Party Payment -- 1 The Definition of Third-Party Payment -- 2 The Development History of Third-Party Payment -- Gateway Payment Pattern Stage in 1998-2002 -- Great Leap Stage of Third-Party Payment in 2003-2009 -- Stage of the Coexistence of Normative Development and New Business Type Since 2010 -- 3 The Development Status of Third-Party Payment -- Number of Third-Party Payment Companies -- Third-Party Payment Scale -- Internet Payment -- Mobile Payment -- 4 The Business Model of Third-Party Payment -- Secured Transaction Pattern -- Independent Third-Party Pattern -- Vertical Industry Payment -- Integrated Industry Payment -- 5 The Influence of Third-Party Payment -- 6 The Risks and Supervision of Third-Party Payment -- Risk of Third-Party Payment -- Supervision for Third-Party Payment -- 7 The Development Trend of Third-Party Payment Diversification and Deepening of Payment Fields -- Diversification of Payment Means -- Diversification of Third-Party Payment Operation Subjects -- Decentralization of Payment Fields -- Business Pattern Financialization -- 4 An Initial Attempt: Roller-Coaster Online Financial Management -- 1 The Concept of Online Financial Management -- 2 Development History of Online Financial Management -- 3 The Development Status of Online Financial Management -- Bao Series Financial Management Products -- Quantity of Bao Series Products -- Scale of Bao Series Products -- Yield on Bao Series Products -- Liquidity of Bao Series Products -- P2P Lending -- Scale of P2P Lending -- Yield of P2P Lending -- P2P Investors and Investment Amount Thereof -- 4 The Business Model of Online Financial Management -- 5 The Return of Online Financial Management -- 6 The Essence Re-dialysis of Online Financial Management -- 7 The Supervision of Online Financial Management -- 8 The Development Trend of Online Financial Management -- In-depth Big Data Application -- Diversification of Investment Target -- 5 Prominence of "Value" Accumulation: Big Data Finance -- 1 The Definition of Big Data -- 2 Platform Finance -- Development History of Platform Finance -- Element Accumulation Stage in 2002-2006 -- Initial Attempt Stage in 2007-2009 -- Great Leap of Platform Finance Since 2010 -- Business Pattern of Platform Finance -- Bottleneck of Platform Finance -- Shortage of Loanable Capital -- Restriction of Loan Region -- 3 Supply Chain Finance -- Development History of Supply Chain Finance -- Supply Chain Finance Pattern -- Receivable Financing -- Prepayment Financing -- Inventory Financing -- Category of Supply Chain Finance -- 4 Consumer Finance -- Development Conditions of Consumer Finance -- Scale of Consumer Finance -- Consumer Finance Structure -- Consumer Finance Industry Chain Bottleneck in the Development of Consumer Finance -- Development of Internet Consumer Finance -- Scale of Internet Consumer Finance -- Structure of Internet Consumer Finance -- Scale of E-commerce Consumer Finance -- 5 The Risks of Big Data Finance -- Data Risks -- Credit Analysis -- Consumer Risk -- 6 The Development Trend of Big Data Finance -- Vertical Development -- Cooperation Between Banks and E-commerce Companies -- Acceleration of Credit System Building -- 6 A Bridge Between Capital Supply and Demand: P2P Online Lending Platform -- 1 The Definition of P2P Online Lending -- P2P Online Lending and Bank Loan -- P2P Online Lending and Big Data Finance -- 2 The Development History of P2P Online Lending -- Development History of Abroad P2P Online Lending -- Development History of P2P Online Lending in China -- Exploration Stage in 2007-2008 -- High-Speed Growth Stage in 2009-2013 -- Normative Development Stage After 2014 -- 3 The Development Status of P2P Online Lending -- Quantity of P2P Platform -- Quantity of Operation Platform -- Quantity of Problematic Platforms -- P2P Online Lending Scale -- P2P Online Lending Interest -- P2P Online Lending Term -- Online Lending Participant -- 4 The Mode of P2P Online Lending -- Pure Intermediary Mode -- "Online + Offline" Mode -- Guarantee Mode -- Debt Assignment Mode -- "Platform + Petty Loan" Mode -- 5 The Rethinking of P2P Online Lending -- 6 The Risks of P2P Online Lending -- Operation Risk -- Credit Risk -- Risk Control Risk -- Legal Risk -- Liquidity Risk -- 7 The Supervision of P2P Online Lending -- Policy of Supervisory Department -- Local Policies -- 8 The Development Trend of P2P Online Lending -- Regression to Pure Intermediary Mode -- Loan Loss Provision Mode Will Be the Transitional Choice -- Build Third-Party Capital Trusteeship System -- Improvement and Development of Full Industry Chain More Evident Verticality Trend -- Establishment of Industry Standards -- Information Transparency -- Acceleration of Credit System Building -- 7 More Open Financing: Crowdfunding -- 1 The Concept of Crowdfunding -- 2 The Development of Crowdfunding -- Development Process of Crowdfunding -- Development Process of Crowdfunding at Abroad -- Development Course of Crowdfunding at Home -- Current Development Situation of Crowdfunding -- 3 Commodity-Based Crowdfunding -- Development Conditions of Commodity Crowdfunding -- Commodity Crowdfunding Financing Mode -- 4 Equity-Based Crowdfunding -- Current Development Situations of Equity Crowdfunding -- Equity-Based Crowdfunding Financing Mode -- 5 The Rethinking of Crowdfunding -- 6 The Problems of Crowdfunding -- Severe Legal Risks -- Unsound Supervisory System -- Fuzzy Platform Profit-making Mode -- Great Investment Risks -- Unsound Exit Mechanism -- Platform Fund Management -- 7 The Future Development Trend of Crowdfunding -- Development of the whole industry chain of the platform -- Verticality -- Diversification of Platform Profit-making Mode -- 8 Rising Entrance of Flow: Vertical Financial Search -- 1 The Definition of Vertical Financial Search -- Layer of Vertical Financial Search -- Vertical Financial Search and Big Data -- Industry Chain of Vertical Financial Search -- Income Source of Vertical Financial Search -- 2 Source of Vertical Financial Search -- 3 The Business Mode of Vertical Financial Search -- Integrated Financial Product Vertical Search Platform -- Financial Service Intermediary -- Vertical Financial Search Platform -- 4 The Development Trend of Vertical Financial Search -- Data Collection, Analysis and Excavation Systematization -- Financial Product Customization -- Search Platform E-commerce -- 9 The Forefront End that is Ignored: Network Credit Investigation 1 Network Credit Investigation and Big Data -- The Meaning of Credit Investigation -- New-Type Big Data -- 2 The Rise of Western Credit Investigation -- Development History of Western Individual Credit Investigation -- The Stage of Qualitative Credit Analysis before 1950 -- The Stage of Locally Quantitative Analysis from 1950 to 1979 -- The Stage of Fully Quantitative Analysis after 1980 -- The Stage of Big data Credit Investigation -- Western Credit Investigation Models -- The Public Credit Investigation Model -- The Market-Oriented Credit Investigation Model -- The Industry Association Credit Investigation Model -- 3 Samples of USA Credit Investigation -- The Development History of USA Credit Investigation -- The Rapid Development Period from 1920 to 1960 -- The Period of Legal Perfection from 1961 to 1980 -- The M& -- A Integration Period from 1981 to 2000 -- The Mature Period of Stability from 2001 to Now -- Meaning and Boundary of the USA Credit -- The USA Credit System -- 4 Development of China's Credit Investigation -- Development History of Domestic Credit Investigation -- The Exploration Stage from 1978 to 1995 -- The Start-up Stage from 1996 to 2002 -- The Development Stage from 2003 to 2014 -- The Polishing Stage from 2015 to Now -- Three Pillars of the Credit Investigation Industry -- The Legal System of Credit Investigation -- The Basic Database of Financial Credit Information -- Credit Market -- Enterprise Credit Investigation -- Individual Credit Investigation -- 5 Problems of Credit Investigation -- Low Coverage of Population -- Rare Types of Credit Investigation Data -- Limited Collection of Credit Investigation Data -- Different Data Formats -- 10 Where is the Road: The Future of Internet Finance -- 1 The Role of Internet Finance -- 2 The Development of Internet Finance -- 3 The Supervision of Internet Finance -- 4 Conclusion Postscript |
| ctrlnum | (ZDB-30-PQE)EBC6898823 (ZDB-30-PAD)EBC6898823 (ZDB-89-EBL)EBL6898823 (OCoLC)1306168314 (DE-599)BVBBV048920968 |
| dewey-full | 332.02854678 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.02854678 |
| dewey-search | 332.02854678 |
| dewey-sort | 3332.02854678 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| discipline_str_mv | Wirtschaftswissenschaften |
| format | Electronic eBook |
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"Value" Accumulation: Big Data Finance -- 1 The Definition of Big Data -- 2 Platform Finance -- Development History of Platform Finance -- Element Accumulation Stage in 2002-2006 -- Initial Attempt Stage in 2007-2009 -- Great Leap of Platform Finance Since 2010 -- Business Pattern of Platform Finance -- Bottleneck of Platform Finance -- Shortage of Loanable Capital -- Restriction of Loan Region -- 3 Supply Chain Finance -- Development History of Supply Chain Finance -- Supply Chain Finance Pattern -- Receivable Financing -- Prepayment Financing -- Inventory Financing -- Category of Supply Chain Finance -- 4 Consumer Finance -- Development Conditions of Consumer Finance -- Scale of Consumer Finance -- Consumer Finance Structure -- Consumer Finance Industry Chain</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Bottleneck in the Development of Consumer Finance -- Development of Internet Consumer Finance -- Scale of Internet Consumer Finance -- Structure of 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Vertical Financial Search -- Layer of Vertical Financial Search -- Vertical Financial Search and Big Data -- Industry Chain of Vertical Financial Search -- Income Source of Vertical Financial Search -- 2 Source of Vertical Financial Search -- 3 The Business Mode of Vertical Financial Search -- Integrated Financial Product Vertical Search Platform -- Financial Service Intermediary -- Vertical Financial Search Platform -- 4 The Development Trend of Vertical Financial Search -- Data Collection, Analysis and Excavation Systematization -- Financial Product Customization -- Search Platform E-commerce -- 9 The Forefront End that is Ignored: Network Credit Investigation</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">1 Network Credit Investigation and Big Data -- The Meaning of Credit Investigation -- New-Type Big Data -- 2 The Rise of Western Credit Investigation -- Development History of Western Individual Credit Investigation -- The Stage of Qualitative Credit Analysis before 1950 -- The Stage of Locally Quantitative Analysis from 1950 to 1979 -- The Stage of Fully Quantitative Analysis after 1980 -- The Stage of Big data Credit Investigation -- Western Credit Investigation Models -- The Public Credit Investigation Model -- The Market-Oriented Credit Investigation Model -- The Industry Association Credit Investigation Model -- 3 Samples of USA Credit Investigation -- The Development History of USA Credit Investigation -- The Rapid Development Period from 1920 to 1960 -- The Period of Legal Perfection from 1961 to 1980 -- The M&amp -- A Integration Period from 1981 to 2000 -- The Mature Period of Stability from 2001 to Now -- Meaning and Boundary of the USA Credit -- The USA Credit System -- 4 Development of China's Credit Investigation -- Development History of Domestic Credit Investigation -- The Exploration Stage from 1978 to 1995 -- The Start-up Stage from 1996 to 2002 -- The Development Stage from 2003 to 2014 -- The Polishing Stage from 2015 to Now -- Three Pillars of the Credit Investigation Industry -- The Legal System of Credit Investigation -- The Basic Database of Financial Credit Information -- Credit Market -- Enterprise Credit Investigation -- Individual Credit Investigation -- 5 Problems of Credit Investigation -- Low Coverage of Population -- Rare Types of Credit Investigation Data -- Limited Collection of Credit Investigation Data -- Different Data Formats -- 10 Where is the Road: The Future of Internet Finance -- 1 The Role of Internet Finance -- 2 The Development of Internet Finance -- 3 The Supervision of Internet Finance -- 4 Conclusion</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Postscript</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Gross domestic product</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">China-Economic conditions</subfield></datafield><datafield tag="700" ind1="1" ind2=" 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| id | DE-604.BV048920968 |
| illustrated | Not Illustrated |
| index_date | 2024-07-03T21:55:16Z |
| indexdate | 2024-07-10T09:49:54Z |
| institution | BVB |
| isbn | 9789811647406 |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-034185059 |
| oclc_num | 1306168314 |
| open_access_boolean | |
| owner | DE-2070s |
| owner_facet | DE-2070s |
| physical | 1 Online-Ressource (409 Seiten) |
| psigel | ZDB-30-PQE ZDB-30-PQE HWR_PDA_PQE |
| publishDate | 2022 |
| publishDateSearch | 2022 |
| publishDateSort | 2022 |
| publisher | Springer Singapore Pte. Limited |
| record_format | marc |
| series2 | The Great Transformation of China Series |
| spelling | Guan, Qingyou Verfasser aut Internet Finance Concepts, Factors and Ecology Singapore Springer Singapore Pte. Limited 2022 ©2022 1 Online-Ressource (409 Seiten) txt rdacontent c rdamedia cr rdacarrier The Great Transformation of China Series Description based on publisher supplied metadata and other sources Intro -- Series Editor's Preface -- The Year 2020: A Historic Choice of Economic Transformation and Upgrading -- Preface -- Contents -- List of Figures -- List of Tables -- 1 New Thinking on Dangerous Situation: A Great Power in the Transformation -- 1 Formation of China Model -- China's Industrial Structure -- China's Demand Structure -- 2 When China Model Encounters Financial Crisis -- 3 Transformation from Old Model to New Economy -- 4 Dilemma of the Financing System -- Features of Existing Financing System -- Financial "Inhibition" of Small and Micro Economy -- 5 Digitized New Thinking -- 2 Uncover the Truth: Ecosystem of Internet Finance -- 1 The Origin of Internet Finance -- 2 The Concept of Internet Finance -- 3 The Core Elements of Internet Finance -- Big Data -- Low-cost Transaction -- Convenient and Efficient Customer Experience -- 4 The Ecosystem of Internet Finance -- 5 The Influences of Internet Finance on Traditional Financial System -- 3 Vanguard of Internet Finance: Third-Party Payment -- 1 The Definition of Third-Party Payment -- 2 The Development History of Third-Party Payment -- Gateway Payment Pattern Stage in 1998-2002 -- Great Leap Stage of Third-Party Payment in 2003-2009 -- Stage of the Coexistence of Normative Development and New Business Type Since 2010 -- 3 The Development Status of Third-Party Payment -- Number of Third-Party Payment Companies -- Third-Party Payment Scale -- Internet Payment -- Mobile Payment -- 4 The Business Model of Third-Party Payment -- Secured Transaction Pattern -- Independent Third-Party Pattern -- Vertical Industry Payment -- Integrated Industry Payment -- 5 The Influence of Third-Party Payment -- 6 The Risks and Supervision of Third-Party Payment -- Risk of Third-Party Payment -- Supervision for Third-Party Payment -- 7 The Development Trend of Third-Party Payment Diversification and Deepening of Payment Fields -- Diversification of Payment Means -- Diversification of Third-Party Payment Operation Subjects -- Decentralization of Payment Fields -- Business Pattern Financialization -- 4 An Initial Attempt: Roller-Coaster Online Financial Management -- 1 The Concept of Online Financial Management -- 2 Development History of Online Financial Management -- 3 The Development Status of Online Financial Management -- Bao Series Financial Management Products -- Quantity of Bao Series Products -- Scale of Bao Series Products -- Yield on Bao Series Products -- Liquidity of Bao Series Products -- P2P Lending -- Scale of P2P Lending -- Yield of P2P Lending -- P2P Investors and Investment Amount Thereof -- 4 The Business Model of Online Financial Management -- 5 The Return of Online Financial Management -- 6 The Essence Re-dialysis of Online Financial Management -- 7 The Supervision of Online Financial Management -- 8 The Development Trend of Online Financial Management -- In-depth Big Data Application -- Diversification of Investment Target -- 5 Prominence of "Value" Accumulation: Big Data Finance -- 1 The Definition of Big Data -- 2 Platform Finance -- Development History of Platform Finance -- Element Accumulation Stage in 2002-2006 -- Initial Attempt Stage in 2007-2009 -- Great Leap of Platform Finance Since 2010 -- Business Pattern of Platform Finance -- Bottleneck of Platform Finance -- Shortage of Loanable Capital -- Restriction of Loan Region -- 3 Supply Chain Finance -- Development History of Supply Chain Finance -- Supply Chain Finance Pattern -- Receivable Financing -- Prepayment Financing -- Inventory Financing -- Category of Supply Chain Finance -- 4 Consumer Finance -- Development Conditions of Consumer Finance -- Scale of Consumer Finance -- Consumer Finance Structure -- Consumer Finance Industry Chain Bottleneck in the Development of Consumer Finance -- Development of Internet Consumer Finance -- Scale of Internet Consumer Finance -- Structure of Internet Consumer Finance -- Scale of E-commerce Consumer Finance -- 5 The Risks of Big Data Finance -- Data Risks -- Credit Analysis -- Consumer Risk -- 6 The Development Trend of Big Data Finance -- Vertical Development -- Cooperation Between Banks and E-commerce Companies -- Acceleration of Credit System Building -- 6 A Bridge Between Capital Supply and Demand: P2P Online Lending Platform -- 1 The Definition of P2P Online Lending -- P2P Online Lending and Bank Loan -- P2P Online Lending and Big Data Finance -- 2 The Development History of P2P Online Lending -- Development History of Abroad P2P Online Lending -- Development History of P2P Online Lending in China -- Exploration Stage in 2007-2008 -- High-Speed Growth Stage in 2009-2013 -- Normative Development Stage After 2014 -- 3 The Development Status of P2P Online Lending -- Quantity of P2P Platform -- Quantity of Operation Platform -- Quantity of Problematic Platforms -- P2P Online Lending Scale -- P2P Online Lending Interest -- P2P Online Lending Term -- Online Lending Participant -- 4 The Mode of P2P Online Lending -- Pure Intermediary Mode -- "Online + Offline" Mode -- Guarantee Mode -- Debt Assignment Mode -- "Platform + Petty Loan" Mode -- 5 The Rethinking of P2P Online Lending -- 6 The Risks of P2P Online Lending -- Operation Risk -- Credit Risk -- Risk Control Risk -- Legal Risk -- Liquidity Risk -- 7 The Supervision of P2P Online Lending -- Policy of Supervisory Department -- Local Policies -- 8 The Development Trend of P2P Online Lending -- Regression to Pure Intermediary Mode -- Loan Loss Provision Mode Will Be the Transitional Choice -- Build Third-Party Capital Trusteeship System -- Improvement and Development of Full Industry Chain More Evident Verticality Trend -- Establishment of Industry Standards -- Information Transparency -- Acceleration of Credit System Building -- 7 More Open Financing: Crowdfunding -- 1 The Concept of Crowdfunding -- 2 The Development of Crowdfunding -- Development Process of Crowdfunding -- Development Process of Crowdfunding at Abroad -- Development Course of Crowdfunding at Home -- Current Development Situation of Crowdfunding -- 3 Commodity-Based Crowdfunding -- Development Conditions of Commodity Crowdfunding -- Commodity Crowdfunding Financing Mode -- 4 Equity-Based Crowdfunding -- Current Development Situations of Equity Crowdfunding -- Equity-Based Crowdfunding Financing Mode -- 5 The Rethinking of Crowdfunding -- 6 The Problems of Crowdfunding -- Severe Legal Risks -- Unsound Supervisory System -- Fuzzy Platform Profit-making Mode -- Great Investment Risks -- Unsound Exit Mechanism -- Platform Fund Management -- 7 The Future Development Trend of Crowdfunding -- Development of the whole industry chain of the platform -- Verticality -- Diversification of Platform Profit-making Mode -- 8 Rising Entrance of Flow: Vertical Financial Search -- 1 The Definition of Vertical Financial Search -- Layer of Vertical Financial Search -- Vertical Financial Search and Big Data -- Industry Chain of Vertical Financial Search -- Income Source of Vertical Financial Search -- 2 Source of Vertical Financial Search -- 3 The Business Mode of Vertical Financial Search -- Integrated Financial Product Vertical Search Platform -- Financial Service Intermediary -- Vertical Financial Search Platform -- 4 The Development Trend of Vertical Financial Search -- Data Collection, Analysis and Excavation Systematization -- Financial Product Customization -- Search Platform E-commerce -- 9 The Forefront End that is Ignored: Network Credit Investigation 1 Network Credit Investigation and Big Data -- The Meaning of Credit Investigation -- New-Type Big Data -- 2 The Rise of Western Credit Investigation -- Development History of Western Individual Credit Investigation -- The Stage of Qualitative Credit Analysis before 1950 -- The Stage of Locally Quantitative Analysis from 1950 to 1979 -- The Stage of Fully Quantitative Analysis after 1980 -- The Stage of Big data Credit Investigation -- Western Credit Investigation Models -- The Public Credit Investigation Model -- The Market-Oriented Credit Investigation Model -- The Industry Association Credit Investigation Model -- 3 Samples of USA Credit Investigation -- The Development History of USA Credit Investigation -- The Rapid Development Period from 1920 to 1960 -- The Period of Legal Perfection from 1961 to 1980 -- The M& -- A Integration Period from 1981 to 2000 -- The Mature Period of Stability from 2001 to Now -- Meaning and Boundary of the USA Credit -- The USA Credit System -- 4 Development of China's Credit Investigation -- Development History of Domestic Credit Investigation -- The Exploration Stage from 1978 to 1995 -- The Start-up Stage from 1996 to 2002 -- The Development Stage from 2003 to 2014 -- The Polishing Stage from 2015 to Now -- Three Pillars of the Credit Investigation Industry -- The Legal System of Credit Investigation -- The Basic Database of Financial Credit Information -- Credit Market -- Enterprise Credit Investigation -- Individual Credit Investigation -- 5 Problems of Credit Investigation -- Low Coverage of Population -- Rare Types of Credit Investigation Data -- Limited Collection of Credit Investigation Data -- Different Data Formats -- 10 Where is the Road: The Future of Internet Finance -- 1 The Role of Internet Finance -- 2 The Development of Internet Finance -- 3 The Supervision of Internet Finance -- 4 Conclusion Postscript Gross domestic product China-Economic conditions Gao, Weigang Sonstige oth Erscheint auch als Druck-Ausgabe Guan, Qingyou Internet Finance Singapore : Springer Singapore Pte. Limited,c2022 9789811647390 |
| spellingShingle | Guan, Qingyou Internet Finance Concepts, Factors and Ecology Intro -- Series Editor's Preface -- The Year 2020: A Historic Choice of Economic Transformation and Upgrading -- Preface -- Contents -- List of Figures -- List of Tables -- 1 New Thinking on Dangerous Situation: A Great Power in the Transformation -- 1 Formation of China Model -- China's Industrial Structure -- China's Demand Structure -- 2 When China Model Encounters Financial Crisis -- 3 Transformation from Old Model to New Economy -- 4 Dilemma of the Financing System -- Features of Existing Financing System -- Financial "Inhibition" of Small and Micro Economy -- 5 Digitized New Thinking -- 2 Uncover the Truth: Ecosystem of Internet Finance -- 1 The Origin of Internet Finance -- 2 The Concept of Internet Finance -- 3 The Core Elements of Internet Finance -- Big Data -- Low-cost Transaction -- Convenient and Efficient Customer Experience -- 4 The Ecosystem of Internet Finance -- 5 The Influences of Internet Finance on Traditional Financial System -- 3 Vanguard of Internet Finance: Third-Party Payment -- 1 The Definition of Third-Party Payment -- 2 The Development History of Third-Party Payment -- Gateway Payment Pattern Stage in 1998-2002 -- Great Leap Stage of Third-Party Payment in 2003-2009 -- Stage of the Coexistence of Normative Development and New Business Type Since 2010 -- 3 The Development Status of Third-Party Payment -- Number of Third-Party Payment Companies -- Third-Party Payment Scale -- Internet Payment -- Mobile Payment -- 4 The Business Model of Third-Party Payment -- Secured Transaction Pattern -- Independent Third-Party Pattern -- Vertical Industry Payment -- Integrated Industry Payment -- 5 The Influence of Third-Party Payment -- 6 The Risks and Supervision of Third-Party Payment -- Risk of Third-Party Payment -- Supervision for Third-Party Payment -- 7 The Development Trend of Third-Party Payment Diversification and Deepening of Payment Fields -- Diversification of Payment Means -- Diversification of Third-Party Payment Operation Subjects -- Decentralization of Payment Fields -- Business Pattern Financialization -- 4 An Initial Attempt: Roller-Coaster Online Financial Management -- 1 The Concept of Online Financial Management -- 2 Development History of Online Financial Management -- 3 The Development Status of Online Financial Management -- Bao Series Financial Management Products -- Quantity of Bao Series Products -- Scale of Bao Series Products -- Yield on Bao Series Products -- Liquidity of Bao Series Products -- P2P Lending -- Scale of P2P Lending -- Yield of P2P Lending -- P2P Investors and Investment Amount Thereof -- 4 The Business Model of Online Financial Management -- 5 The Return of Online Financial Management -- 6 The Essence Re-dialysis of Online Financial Management -- 7 The Supervision of Online Financial Management -- 8 The Development Trend of Online Financial Management -- In-depth Big Data Application -- Diversification of Investment Target -- 5 Prominence of "Value" Accumulation: Big Data Finance -- 1 The Definition of Big Data -- 2 Platform Finance -- Development History of Platform Finance -- Element Accumulation Stage in 2002-2006 -- Initial Attempt Stage in 2007-2009 -- Great Leap of Platform Finance Since 2010 -- Business Pattern of Platform Finance -- Bottleneck of Platform Finance -- Shortage of Loanable Capital -- Restriction of Loan Region -- 3 Supply Chain Finance -- Development History of Supply Chain Finance -- Supply Chain Finance Pattern -- Receivable Financing -- Prepayment Financing -- Inventory Financing -- Category of Supply Chain Finance -- 4 Consumer Finance -- Development Conditions of Consumer Finance -- Scale of Consumer Finance -- Consumer Finance Structure -- Consumer Finance Industry Chain Bottleneck in the Development of Consumer Finance -- Development of Internet Consumer Finance -- Scale of Internet Consumer Finance -- Structure of Internet Consumer Finance -- Scale of E-commerce Consumer Finance -- 5 The Risks of Big Data Finance -- Data Risks -- Credit Analysis -- Consumer Risk -- 6 The Development Trend of Big Data Finance -- Vertical Development -- Cooperation Between Banks and E-commerce Companies -- Acceleration of Credit System Building -- 6 A Bridge Between Capital Supply and Demand: P2P Online Lending Platform -- 1 The Definition of P2P Online Lending -- P2P Online Lending and Bank Loan -- P2P Online Lending and Big Data Finance -- 2 The Development History of P2P Online Lending -- Development History of Abroad P2P Online Lending -- Development History of P2P Online Lending in China -- Exploration Stage in 2007-2008 -- High-Speed Growth Stage in 2009-2013 -- Normative Development Stage After 2014 -- 3 The Development Status of P2P Online Lending -- Quantity of P2P Platform -- Quantity of Operation Platform -- Quantity of Problematic Platforms -- P2P Online Lending Scale -- P2P Online Lending Interest -- P2P Online Lending Term -- Online Lending Participant -- 4 The Mode of P2P Online Lending -- Pure Intermediary Mode -- "Online + Offline" Mode -- Guarantee Mode -- Debt Assignment Mode -- "Platform + Petty Loan" Mode -- 5 The Rethinking of P2P Online Lending -- 6 The Risks of P2P Online Lending -- Operation Risk -- Credit Risk -- Risk Control Risk -- Legal Risk -- Liquidity Risk -- 7 The Supervision of P2P Online Lending -- Policy of Supervisory Department -- Local Policies -- 8 The Development Trend of P2P Online Lending -- Regression to Pure Intermediary Mode -- Loan Loss Provision Mode Will Be the Transitional Choice -- Build Third-Party Capital Trusteeship System -- Improvement and Development of Full Industry Chain More Evident Verticality Trend -- Establishment of Industry Standards -- Information Transparency -- Acceleration of Credit System Building -- 7 More Open Financing: Crowdfunding -- 1 The Concept of Crowdfunding -- 2 The Development of Crowdfunding -- Development Process of Crowdfunding -- Development Process of Crowdfunding at Abroad -- Development Course of Crowdfunding at Home -- Current Development Situation of Crowdfunding -- 3 Commodity-Based Crowdfunding -- Development Conditions of Commodity Crowdfunding -- Commodity Crowdfunding Financing Mode -- 4 Equity-Based Crowdfunding -- Current Development Situations of Equity Crowdfunding -- Equity-Based Crowdfunding Financing Mode -- 5 The Rethinking of Crowdfunding -- 6 The Problems of Crowdfunding -- Severe Legal Risks -- Unsound Supervisory System -- Fuzzy Platform Profit-making Mode -- Great Investment Risks -- Unsound Exit Mechanism -- Platform Fund Management -- 7 The Future Development Trend of Crowdfunding -- Development of the whole industry chain of the platform -- Verticality -- Diversification of Platform Profit-making Mode -- 8 Rising Entrance of Flow: Vertical Financial Search -- 1 The Definition of Vertical Financial Search -- Layer of Vertical Financial Search -- Vertical Financial Search and Big Data -- Industry Chain of Vertical Financial Search -- Income Source of Vertical Financial Search -- 2 Source of Vertical Financial Search -- 3 The Business Mode of Vertical Financial Search -- Integrated Financial Product Vertical Search Platform -- Financial Service Intermediary -- Vertical Financial Search Platform -- 4 The Development Trend of Vertical Financial Search -- Data Collection, Analysis and Excavation Systematization -- Financial Product Customization -- Search Platform E-commerce -- 9 The Forefront End that is Ignored: Network Credit Investigation 1 Network Credit Investigation and Big Data -- The Meaning of Credit Investigation -- New-Type Big Data -- 2 The Rise of Western Credit Investigation -- Development History of Western Individual Credit Investigation -- The Stage of Qualitative Credit Analysis before 1950 -- The Stage of Locally Quantitative Analysis from 1950 to 1979 -- The Stage of Fully Quantitative Analysis after 1980 -- The Stage of Big data Credit Investigation -- Western Credit Investigation Models -- The Public Credit Investigation Model -- The Market-Oriented Credit Investigation Model -- The Industry Association Credit Investigation Model -- 3 Samples of USA Credit Investigation -- The Development History of USA Credit Investigation -- The Rapid Development Period from 1920 to 1960 -- The Period of Legal Perfection from 1961 to 1980 -- The M& -- A Integration Period from 1981 to 2000 -- The Mature Period of Stability from 2001 to Now -- Meaning and Boundary of the USA Credit -- The USA Credit System -- 4 Development of China's Credit Investigation -- Development History of Domestic Credit Investigation -- The Exploration Stage from 1978 to 1995 -- The Start-up Stage from 1996 to 2002 -- The Development Stage from 2003 to 2014 -- The Polishing Stage from 2015 to Now -- Three Pillars of the Credit Investigation Industry -- The Legal System of Credit Investigation -- The Basic Database of Financial Credit Information -- Credit Market -- Enterprise Credit Investigation -- Individual Credit Investigation -- 5 Problems of Credit Investigation -- Low Coverage of Population -- Rare Types of Credit Investigation Data -- Limited Collection of Credit Investigation Data -- Different Data Formats -- 10 Where is the Road: The Future of Internet Finance -- 1 The Role of Internet Finance -- 2 The Development of Internet Finance -- 3 The Supervision of Internet Finance -- 4 Conclusion Postscript Gross domestic product China-Economic conditions |
| title | Internet Finance Concepts, Factors and Ecology |
| title_auth | Internet Finance Concepts, Factors and Ecology |
| title_exact_search | Internet Finance Concepts, Factors and Ecology |
| title_exact_search_txtP | Internet Finance Concepts, Factors and Ecology |
| title_full | Internet Finance Concepts, Factors and Ecology |
| title_fullStr | Internet Finance Concepts, Factors and Ecology |
| title_full_unstemmed | Internet Finance Concepts, Factors and Ecology |
| title_short | Internet Finance |
| title_sort | internet finance concepts factors and ecology |
| title_sub | Concepts, Factors and Ecology |
| topic | Gross domestic product China-Economic conditions |
| topic_facet | Gross domestic product China-Economic conditions |
| work_keys_str_mv | AT guanqingyou internetfinanceconceptsfactorsandecology AT gaoweigang internetfinanceconceptsfactorsandecology |