Competition and Efficiency in Banking: Behavioral Evidence From Ghana

This paper assesses the degree of bank competition and discusses efficiency with regard to banks'' financial intermediation in Ghana. By applying panel data to variables derived from a theoretical model, we find evidence for a noncompetitive market structure in the Ghanaian banking system,...

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1. Verfasser: Mathisen, Johan (VerfasserIn)
Format: Elektronisch E-Book
Sprache:English
Veröffentlicht: Washington, D.C International Monetary Fund 2005
Schriftenreihe:IMF Working Papers Working Paper No. 05/17
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Zusammenfassung:This paper assesses the degree of bank competition and discusses efficiency with regard to banks'' financial intermediation in Ghana. By applying panel data to variables derived from a theoretical model, we find evidence for a noncompetitive market structure in the Ghanaian banking system, which may be hampering financial intermediation. We argue that the structure, as well as the other market characteristics, constitutes an indirect barrier to entry thereby shielding the large profits in the Ghanaian banking system
Beschreibung:1 Online-Ressource (26 p)
ISBN:1451860366
9781451860368

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