Boosting access to credit and ensuring financial inclusion for all in Costa Rica:
Having access to credit is essential for households to address the volatility of their personal finances over time and for firms to fund their investments. Accessing financial services at affordable cost on the other hand, is crucial to ensure financial security of all economic units. Despite recent...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Paris
OECD Publishing
2020
|
| Schriftenreihe: | OECD Economics Department Working Papers
|
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | Having access to credit is essential for households to address the volatility of their personal finances over time and for firms to fund their investments. Accessing financial services at affordable cost on the other hand, is crucial to ensure financial security of all economic units. Despite recent improvements, there are still large financial inclusion disparities in Costa Rica, notably across regions, by gender, and size of firms. This paper discusses policy reforms that would reduce these disparities. Some of the key policy priorities are to improve transparency by strengthening the credit registry and allocating the development banking credit more effectively. Enhancing financial literacy could help avoid excessive consumer indebtedness. Technological innovation would also help Costa Rica: granting FinTech start-ups direct and full access to the state-of-the-art electronic payments system would increase competition, reduce transactions costs and ensure financial inclusion for all |
| Beschreibung: | 1 Online-Ressource (37 Seiten) |
| DOI: | 10.1787/86037778-en |
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| spelling | Sunel, Enes Verfasser aut Boosting access to credit and ensuring financial inclusion for all in Costa Rica Enes Sunel Paris OECD Publishing 2020 1 Online-Ressource (37 Seiten) txt rdacontent c rdamedia cr rdacarrier OECD Economics Department Working Papers Having access to credit is essential for households to address the volatility of their personal finances over time and for firms to fund their investments. Accessing financial services at affordable cost on the other hand, is crucial to ensure financial security of all economic units. Despite recent improvements, there are still large financial inclusion disparities in Costa Rica, notably across regions, by gender, and size of firms. This paper discusses policy reforms that would reduce these disparities. Some of the key policy priorities are to improve transparency by strengthening the credit registry and allocating the development banking credit more effectively. Enhancing financial literacy could help avoid excessive consumer indebtedness. Technological innovation would also help Costa Rica: granting FinTech start-ups direct and full access to the state-of-the-art electronic payments system would increase competition, reduce transactions costs and ensure financial inclusion for all Economics Costa Rica https://doi.org/10.1787/86037778-en Verlag kostenfrei Volltext |
| spellingShingle | Sunel, Enes Boosting access to credit and ensuring financial inclusion for all in Costa Rica Economics Costa Rica |
| title | Boosting access to credit and ensuring financial inclusion for all in Costa Rica |
| title_auth | Boosting access to credit and ensuring financial inclusion for all in Costa Rica |
| title_exact_search | Boosting access to credit and ensuring financial inclusion for all in Costa Rica |
| title_exact_search_txtP | Boosting access to credit and ensuring financial inclusion for all in Costa Rica |
| title_full | Boosting access to credit and ensuring financial inclusion for all in Costa Rica Enes Sunel |
| title_fullStr | Boosting access to credit and ensuring financial inclusion for all in Costa Rica Enes Sunel |
| title_full_unstemmed | Boosting access to credit and ensuring financial inclusion for all in Costa Rica Enes Sunel |
| title_short | Boosting access to credit and ensuring financial inclusion for all in Costa Rica |
| title_sort | boosting access to credit and ensuring financial inclusion for all in costa rica |
| topic | Economics Costa Rica |
| topic_facet | Economics Costa Rica |
| url | https://doi.org/10.1787/86037778-en |
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