Towards More Choice in Social Protection?: Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland
There is a considerable interest in some OECD countries in understanding how greater choice in health markets can be combined with the equity and efficiency goals of health systems. This paper reviews the system of free choice of insurer in basic mandatory health insurance that was introduced in Swi...
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Paris
OECD Publishing
2001
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| Schriftenreihe: | OECD Labour Market and Social Policy Occasional Papers
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| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | There is a considerable interest in some OECD countries in understanding how greater choice in health markets can be combined with the equity and efficiency goals of health systems. This paper reviews the system of free choice of insurer in basic mandatory health insurance that was introduced in Switzerland with the 1994 Health Insurance Law (LAMal). The thrust of the reform was to increase solidarity in basic health insurance while enhancing choice among individuals and competition on quality-price ratios among insurers. The reform encompassed regulatory mechanisms to facilitate the switching mechanism and choice-led competition, such as measures to ensure cross-subsidisation across individuals of different risk and income, information disclosure requirements for insurers, and the mandatory participation to a risk equalisation mechanism for all insurers offering basic health insurance. The analysis presented in this paper suggests that some features of the individual choice ... |
| Beschreibung: | 1 Online-Ressource (59 Seiten) 21 x 29.7cm |
| DOI: | 10.1787/664178220717 |
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| illustrated | Not Illustrated |
| index_date | 2024-07-03T19:35:02Z |
| indexdate | 2024-12-18T19:03:37Z |
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| language | English |
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| spelling | Colombo, Francesca Verfasser aut Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland Francesca Colombo Paris OECD Publishing 2001 1 Online-Ressource (59 Seiten) 21 x 29.7cm txt rdacontent c rdamedia cr rdacarrier OECD Labour Market and Social Policy Occasional Papers There is a considerable interest in some OECD countries in understanding how greater choice in health markets can be combined with the equity and efficiency goals of health systems. This paper reviews the system of free choice of insurer in basic mandatory health insurance that was introduced in Switzerland with the 1994 Health Insurance Law (LAMal). The thrust of the reform was to increase solidarity in basic health insurance while enhancing choice among individuals and competition on quality-price ratios among insurers. The reform encompassed regulatory mechanisms to facilitate the switching mechanism and choice-led competition, such as measures to ensure cross-subsidisation across individuals of different risk and income, information disclosure requirements for insurers, and the mandatory participation to a risk equalisation mechanism for all insurers offering basic health insurance. The analysis presented in this paper suggests that some features of the individual choice ... Social Issues/Migration/Health Switzerland https://doi.org/10.1787/664178220717 Verlag kostenfrei Volltext |
| spellingShingle | Colombo, Francesca Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland Social Issues/Migration/Health Switzerland |
| title | Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland |
| title_auth | Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland |
| title_exact_search | Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland |
| title_exact_search_txtP | Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland |
| title_full | Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland Francesca Colombo |
| title_fullStr | Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland Francesca Colombo |
| title_full_unstemmed | Towards More Choice in Social Protection? Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland Francesca Colombo |
| title_short | Towards More Choice in Social Protection? |
| title_sort | towards more choice in social protection individual choice of insurer in basic mandatory health insurance in switzerland |
| title_sub | Individual Choice of Insurer in Basic Mandatory Health Insurance in Switzerland |
| topic | Social Issues/Migration/Health Switzerland |
| topic_facet | Social Issues/Migration/Health Switzerland |
| url | https://doi.org/10.1787/664178220717 |
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