Making women pay: microfinance in urban India
In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakr...
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| Format: | Elektronisch E-Book |
| Sprache: | English |
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Durham ; London
Duke University Press
2022
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| Online-Zugang: | BSB01 FUBA1 UBT01 UBY01 FHA01 Volltext Volltext |
| Zusammenfassung: | In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting |
| Beschreibung: | 1 Online-Ressource (xiv, 255 Seiten) Illustrationen |
| ISBN: | 9781478022169 1478022167 |
| DOI: | 10.1515/9781478022169 |
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| spelling | Radhakrishnan, Smitha 1978- Verfasser (DE-588)143918664 aut Making women pay microfinance in urban India Smitha Radhakrishnan Durham ; London Duke University Press 2022 © 2022 1 Online-Ressource (xiv, 255 Seiten) Illustrationen txt rdacontent c rdamedia cr rdacarrier In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting SOCIAL SCIENCE / Sociology / General bisacsh Discrimination in banking India Income distribution India Microfinance Social aspects India Women in economic development Government policy India Women India Economic conditions 21st century Erscheint auch als Druck-Ausgabe, Hardcover 978-1-4780-1393-8 Erscheint auch als Druck-Ausgabe, Paperback 978-1-4780-1487-4 https://doi.org/10.1515/9781478022169 Verlag URL des Erstveröffentlichers Volltext https://doi.org/10.1215/9781478022169 Verlag URL des Erstveröffentlichers Volltext |
| spellingShingle | Radhakrishnan, Smitha 1978- Making women pay microfinance in urban India SOCIAL SCIENCE / Sociology / General bisacsh Discrimination in banking India Income distribution India Microfinance Social aspects India Women in economic development Government policy India Women India Economic conditions 21st century |
| title | Making women pay microfinance in urban India |
| title_auth | Making women pay microfinance in urban India |
| title_exact_search | Making women pay microfinance in urban India |
| title_exact_search_txtP | Making women pay microfinance in urban India |
| title_full | Making women pay microfinance in urban India Smitha Radhakrishnan |
| title_fullStr | Making women pay microfinance in urban India Smitha Radhakrishnan |
| title_full_unstemmed | Making women pay microfinance in urban India Smitha Radhakrishnan |
| title_short | Making women pay |
| title_sort | making women pay microfinance in urban india |
| title_sub | microfinance in urban India |
| topic | SOCIAL SCIENCE / Sociology / General bisacsh Discrimination in banking India Income distribution India Microfinance Social aspects India Women in economic development Government policy India Women India Economic conditions 21st century |
| topic_facet | SOCIAL SCIENCE / Sociology / General Discrimination in banking India Income distribution India Microfinance Social aspects India Women in economic development Government policy India Women India Economic conditions 21st century |
| url | https://doi.org/10.1515/9781478022169 https://doi.org/10.1215/9781478022169 |
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