Game of Loans: The Rhetoric and Reality of Student Debt
College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprec...
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Princeton, NJ
Princeton University Press
[2016]
|
| Schriftenreihe: | The William G. Bowen Series
101 |
| Schlagworte: | |
| Online-Zugang: | FAW01 FAB01 FCO01 FHA01 FKE01 FLA01 UPA01 UBG01 Volltext |
| Zusammenfassung: | College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced-and how the popular myth of a looming crisis has obscured the real problems facing student lending in America.Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college-the riskiest segment of borrowers-and a dysfunctional market where competition among colleges drives tuition costs up instead of down.Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending |
| Beschreibung: | Description based on online resource; title from PDF title page (publisher's Web site, viewed 24. Aug 2021) |
| Beschreibung: | 1 online resource (192 pages) 25 b/w illus., 6 tables |
| ISBN: | 9781400883271 |
| DOI: | 10.1515/9781400883271 |
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| 520 | |a College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced-and how the popular myth of a looming crisis has obscured the real problems facing student lending in America.Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college-the riskiest segment of borrowers-and a dysfunctional market where competition among colleges drives tuition costs up instead of down.Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending | ||
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Datensatz im Suchindex
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| spelling | Akers, Beth Verfasser aut Game of Loans The Rhetoric and Reality of Student Debt Matthew M. Chingos, Beth Akers Princeton, NJ Princeton University Press [2016] © 2017 1 online resource (192 pages) 25 b/w illus., 6 tables txt rdacontent c rdamedia cr rdacarrier The William G. Bowen Series 101 Description based on online resource; title from PDF title page (publisher's Web site, viewed 24. Aug 2021) College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced-and how the popular myth of a looming crisis has obscured the real problems facing student lending in America.Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college-the riskiest segment of borrowers-and a dysfunctional market where competition among colleges drives tuition costs up instead of down.Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending In English EDUCATION / Higher bisacsh Student loans United States Students United States Finance, Personal Chingos, Matthew M. Sonstige oth https://doi.org/10.1515/9781400883271 Verlag URL des Erstveröffentlichers Volltext |
| spellingShingle | Akers, Beth Game of Loans The Rhetoric and Reality of Student Debt EDUCATION / Higher bisacsh Student loans United States Students United States Finance, Personal |
| title | Game of Loans The Rhetoric and Reality of Student Debt |
| title_auth | Game of Loans The Rhetoric and Reality of Student Debt |
| title_exact_search | Game of Loans The Rhetoric and Reality of Student Debt |
| title_exact_search_txtP | Game of Loans The Rhetoric and Reality of Student Debt |
| title_full | Game of Loans The Rhetoric and Reality of Student Debt Matthew M. Chingos, Beth Akers |
| title_fullStr | Game of Loans The Rhetoric and Reality of Student Debt Matthew M. Chingos, Beth Akers |
| title_full_unstemmed | Game of Loans The Rhetoric and Reality of Student Debt Matthew M. Chingos, Beth Akers |
| title_short | Game of Loans |
| title_sort | game of loans the rhetoric and reality of student debt |
| title_sub | The Rhetoric and Reality of Student Debt |
| topic | EDUCATION / Higher bisacsh Student loans United States Students United States Finance, Personal |
| topic_facet | EDUCATION / Higher Student loans United States Students United States Finance, Personal |
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