Insurance economics:
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Hauptverfasser: | , , |
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Format: | Buch |
Sprache: | English German |
Veröffentlicht: |
Cham
Springer
[2021]
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Ausgabe: | Second edition |
Schriftenreihe: | Classroom Companion: Economics
|
Schlagworte: | |
Online-Zugang: | Inhaltsverzeichnis |
Beschreibung: | xix, 531 Seiten Illustrationen, Diagramme |
ISBN: | 9783030803896 9783030803926 |
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240 | 1 | 0 | |a Versicherungsökonomie |
245 | 1 | 0 | |a Insurance economics |c Peter Zweifel, Roland Eisen, David L. Eckles |
250 | |a Second edition | ||
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1 Introduction:Insurance and Its Economic Role. 1.1 Basics and Definitions. 1.2 Risks and Their Development Over Time. 1.3 Macroeconomic Importance of Insurance. 1.4 Functions of Insurance. 1.5 Major Determinants of the Demand for Insurance. 1.5.1 The Effects of Wealth and Income . 1.5.2 The Effect of Price. 1.6 System Analysis and Organization of the Book. Exercises. References. I 1 4 4 11 15 16 18 22 24 24 2 Risk: Measurement, Perception, andManagement. 2.1 Definition and Measurement of Risk. 2.1.1 Definition of Risk. 2.1.2 Measurement of Risk. 2.2 Subjective Perception of Risk, Risk Aversion, and the Risk Utility Function. 2.2.1 Risk Perception as a Subjective and Cultural
Phenomenon. 2.2.2 Risk Aversion and the Risk Utility Function. 2.3 Willingness to Pay for Certainty, Risk Aversion, and Prudence. 2.3.1 Willingness to Pay for Certainty, Certainty Equivalent, and Risk Premium. 2.3.2 Risk Premium and Coefficients of Risk Aversion. 2.3.3 Prudence and Higher Order Derivatives of the Risk Utility Function. 2.4 Estimates of Risk Aversion. 2.4.1 Microeconomic Evidence. 2.4.2 Macroeconomic Evidence. 2.5 Instruments of Risk Management. 27 28 28 29 34 34 38 46 46 49 54 56 57 58 61 XIII
xiv Contents 2.6 Effectiveness of Risk Management and Risk Policy Measures. 2.A Appendix: Stochastic Dominance. 2.А.1 First-Degree Stochastic Dominance. 2.A.2 Second-Degree Stochastic Dominance. Exercises. References. 3 4 63 69 69 71 75 75 Insurance Demand I: Decisions Under Risk Without Diversification Possibilities. 3.1 The Expected Utility Maximization Hypothesis . 3.2 Theory of Insurance Demand. 3.2.1 The Basic Model. 3.2.2 Insurance Demand in the Presence of Irreplaceable Assets. 3.3 Demand for Insurance Without Fair Premiums. 3.3.1 Optimal Degree of Coverage Without Fair Premiums. 3.3.2 Risk Aversion as a Determinant of Insurance Demand. 3.3.3 Premium Rate and Wealth as Determinants of
Insurance Demand. 3.3.4 Pareto-Optimal Insurance Contracts. 3.4 Demand for Insurance with Multiple Risks. 3.5 Relation Between Insurance Demand and Prevention. Exercises. References. 98 103 104 109 113 113 Insurance Demand II: Nontraditional Approaches to Decisions Under Risk. 4.1 Expected Utility Theory Revisited. 4.1.1 The Axiomatic Basis of Expected Utility Theory. 4.1.2 Other Weaknesses of Expected Utility Theory. 4.2 Prospect Theory. 4.2.1 The Editing Phase. 4.2.2 The Evaluation Phase. 4.3 Other Non-Traditional Approaches. 4.3.1 Rank Dependent Expected Utility. 4.3.2 Ambiguity Aversion. 4.3.3 Linear Partial Information. 4.3.4 Regret
Theory. 4.3.5 Representative and Availability Heuristics. 4.3.6 Other Biases. 115 116 116 120 121 122 123 125 125 126 128 130 131 132 79 80 84 84 89 93 93 97
Contents xv 4.4 133 Empirical Evidence. 4.4.1 Prospect Theory and Rank Dependent Expected Utility. 4.4.2 Ambiguity Aversion and Regret. 4.4.3 Representative Heuristic. Exercises. References. 133 134 136 137 138 5 Insurance Demand III: Decisions Under Risk with Diversification Possibilities. 141 5.1 Risk Management and Diversification. 142 5.1.1 Risk Management and Internal Diversification. 142 5.1.2 Risk Diversification Through the Capital Market. 148 5.1.3 The Capital Asset Pricing Model (CAPM). 156 5.1.4 Empirical Asset Pricing Model (EAPM) and Arbitrage Pricing Theory (APT). 162 5.2 Risk Management, Forward Contracts, Futures, and Options. 164 5.2.1 Hedging Through Forward Contracts and Options . 164 5.2.2 Hedging Through Stock Options. 167 5.3 Corporate Demand for
Insurance. 173 5.3.1 Demand for Insurance in the Light of Capital Market Theory. 173 5.3.2 Reasons for Corporate Demand for Insurance Not Related to the Capital Market. 177 5.3.3 Empirical Studies of Corporate Demand for Insurance. 179 Exercises. 182 References. 183 6 The Insurance Company and Its Insurance Technology. 6.1 Financial Statements of an Insurance Company . 6.1.1 The Balance Sheet. 6.1.2 The Income Statement. 6.2 Objectives of the IC. 6.2.1 Theoretical Considerations. 6.2.2 A Descriptive Study Concerning the Importance of IC Objectives. 6.3 Survey of Insurance Technology of an IC. 6.3.1 What Is the Output of an IC?. 6.3.2 Instruments of Insurance Technology. 6.4 Choice of Distribution
Channel. 6.4.1 Main Distribution Channels for Insurance Products . . . 6.4.2 The Principal-Agent Relationship as the Underlying Problem. 185 186 186 191 196 196 200 203 204 205 206 206 208
xvi Contents 6.4.3 A Comparison of the Cost of Distribution Channels Using U.S. Data. 6.4.4 A Study Relating Performance to Incentives . 6.5 Underwriting Policy. 6.5.1 Instruments of Underwriting Policy. 6.5.2 A Simple Model of Risk Selection. 6.6 Controlling Moral Hazard Effects. 6.7 Reinsurance. 6.7.1 Functions of Reinsurance. 6.7.2 Types of Reinsurance. 6.7.3 A Model of Demand for Reinsurance Based on Option Pricing Theory. 6.7.4 Empirical Testing of the Model. 6.8 Capital Investment Policy. 6.9 New Elements of Insurance Technology. 6.9.1 The Value at Risk Concept. 6.9.2 Copulas for Dealing with Tail Dependence. 6.9.3 Alternative Risk Transfer (ART) Through Capital Markets.
Exercises. References. 7 The Supply of Insurance. 7.1 Traditional Premium Calculation. 7.1.1 Claims Process and Loss Distribution. 7.1.2 Basics of Probability Theory and Insurer’s Risk. 7.1.3 Premium Principles. 7.2 Financial Models of Insurance Pricing. 7.2.1 Portfolio Optimization by the IC. 7.2.2 Pricing According to theInsurance CAPM. 7.2.3 Pricing According to Option Pricing Theory. 7.2.4 Evidence on the Actual Behavior of the IC. 7.3 Economies of Scope. 7.3.1 Economies of Scope and Properties of the Cost Function. 7.3.2 Empirical Relevance of Economies of Scope. 7.3.3 Stochastic Economiesof Scope. 7.4 Economies of Scale. 7.4.1 Definitional Issues. 7.4.2 Empirical Relevance of Economies of
Scale in Life Insurance. 7.4.3 Empirical Relevance of Economies of Scale in Non-life Insurance. 209 212 214 214 215 218 221 222 223 226 232 235 241 241 243 245 249 250 253 254 254 263 267 270 271 272 277 282 289 290 291 294 295 295 298 302
Contents 8 9 xvii 7.4.4 Alternatives and Extensions. 7.4.5 Scale Economies andSize of Market. Exercises. References. 303 307 308 312 Insurance Markets and AsymmetricInformation. 8.1 Asymmetric Information and Its Consequences. 8.2 Moral Hazard. 8.2.1 Definition and Importance of Moral Hazard. 8.2.2 Ex-Ante Moral Hazard. 8.2.3 Market Equilibrium with Ex-Ante Moral Hazard. 8.2.4 Empirical Evidence on Ex-Ante Moral Hazard. 8.2.5 Ex-Post Moral Hazard in Short-Term Disability Insurance. 8.2.6 Relational Moral Hazard in Long-Term Care Insurance. 8.3 Adverse Selection. 8.3.1 Adverse Selection in a Single-Period Framework. 8.3.2 Empirical Relevance of Adverse Selection. 8.3.3 Adverse Selection in a Multi-period Context. 8.3.4 Empirical Evidence Regarding the Experience-Rating
Model. 8.4 Adverse Selection and Moral Hazard in Combination. Exercises. References. 315 315 318 318 320 327 331 Regulation of Insurance. 9.1 Objectives and Types of Insurance Regulation. 9.1.1 Objectives of Insurance Regulation. 9.1.2 Avoidance of Negative Externalities. 9.1.3 Material Regulation. 9.1.4 Regulation Limited to Formal Requirements. 9.1.5 Historical Differences in Insurance Regulation Between Countries. 9.2 Three Competing Theories of Regulation. 9.2.1 Public Interest Theory. 9.2.2 Capture Theory. 9.2.3 Market for Regulation Theory. 9.2.4 Empirically Testable Implications for Insurance. 9.3 Effects of Insurance Regulation. 9.3.1 Evidence from the United States. 9.3.2 Risk-Based Capital as the U.S.
Regulatory Response. 9.3.3 Evidence from Europe. 383 383 383 384 384 388 334 341 352 352 361 366 371 373 378 379 390 391 391 392 392 395 396 397 403 404
xviii Contents 9.4 10 II Recent Trends in Insurance Regulation . 9.4.1 The Financial Crisis of 2007-2009 . 9.4.2 The Convergence of Banking and Insurance and Their Regulation. 9.4.3 Is there Systemic Risk in Insurance Markets?. 9.4.4 Characterization of Recent RegulatoryInitiatives. Exercises. References. 409 409 Social Insurance. 10.1 Importance of Social Insurance. 10.2 Why Social Insurance?. 10.2.1 Social Insurance as an Efficiency-Enhancing Institution. 10.2.2 Social Insurance as an Instrument Wielded by Political Decision-Makers. 10.3 Overview of the Branches of Social Insurance. 10.4 Requirements for Efficient Social Insurance. 10.4.1 Comparing the Efficiency of Provision for Old Age . . . 10.4.2 Efficiency Assessment from a Portfolio Theory Perspective. 10.5
Impacts of Social Insurance Beyond Insurance Markets . 10.5.1 Impacts of Provision for Old Age. 10.5.2 Impacts of Social Health Insurance. 10.5.3 Impacts of Unemployment Insurance. 10.5.4 Optimal Amount of Social Insurance. Exercises. References. 419 420 422 Challenges Confronting Insurance. 11.1 Globalization of International Economic Relations. 11.1.1 Globalization and Corporate Insurance. 11.1.2 Globalization and Individual Insurance. 11.2 Changes in Science and Technology. 11.2.1 Genetic Information. 11.2.2 Advances in Information Technology. 11.3 Changes in Legal Norms. 11.3.1 Principal Elements of Insurance ContractLaw. 11.3.2 Consequences of Deregulation . 11.4 Demographic Change. 11.4.1 Aging of Population. 11.4.2 Increasing Share of One-
Person Households. 11.5 Final Remarks. References. 411 412 413 416 416 422 429 433 435 435 43S 443 444 453 457 459 464 464 467 468 468 469 470 471 476 479 480 481 482 482 484 485 488
Contents xix References. 489 Author Index. 513 Subject Index. 519 |
adam_txt |
1 Introduction:Insurance and Its Economic Role. 1.1 Basics and Definitions. 1.2 Risks and Their Development Over Time. 1.3 Macroeconomic Importance of Insurance. 1.4 Functions of Insurance. 1.5 Major Determinants of the Demand for Insurance. 1.5.1 The Effects of Wealth and Income . 1.5.2 The Effect of Price. 1.6 System Analysis and Organization of the Book. Exercises. References. I 1 4 4 11 15 16 18 22 24 24 2 Risk: Measurement, Perception, andManagement. 2.1 Definition and Measurement of Risk. 2.1.1 Definition of Risk. 2.1.2 Measurement of Risk. 2.2 Subjective Perception of Risk, Risk Aversion, and the Risk Utility Function. 2.2.1 Risk Perception as a Subjective and Cultural
Phenomenon. 2.2.2 Risk Aversion and the Risk Utility Function. 2.3 Willingness to Pay for Certainty, Risk Aversion, and Prudence. 2.3.1 Willingness to Pay for Certainty, Certainty Equivalent, and Risk Premium. 2.3.2 Risk Premium and Coefficients of Risk Aversion. 2.3.3 Prudence and Higher Order Derivatives of the Risk Utility Function. 2.4 Estimates of Risk Aversion. 2.4.1 Microeconomic Evidence. 2.4.2 Macroeconomic Evidence. 2.5 Instruments of Risk Management. 27 28 28 29 34 34 38 46 46 49 54 56 57 58 61 XIII
xiv Contents 2.6 Effectiveness of Risk Management and Risk Policy Measures. 2.A Appendix: Stochastic Dominance. 2.А.1 First-Degree Stochastic Dominance. 2.A.2 Second-Degree Stochastic Dominance. Exercises. References. 3 4 63 69 69 71 75 75 Insurance Demand I: Decisions Under Risk Without Diversification Possibilities. 3.1 The Expected Utility Maximization Hypothesis . 3.2 Theory of Insurance Demand. 3.2.1 The Basic Model. 3.2.2 Insurance Demand in the Presence of Irreplaceable Assets. 3.3 Demand for Insurance Without Fair Premiums. 3.3.1 Optimal Degree of Coverage Without Fair Premiums. 3.3.2 Risk Aversion as a Determinant of Insurance Demand. 3.3.3 Premium Rate and Wealth as Determinants of
Insurance Demand. 3.3.4 Pareto-Optimal Insurance Contracts. 3.4 Demand for Insurance with Multiple Risks. 3.5 Relation Between Insurance Demand and Prevention. Exercises. References. 98 103 104 109 113 113 Insurance Demand II: Nontraditional Approaches to Decisions Under Risk. 4.1 Expected Utility Theory Revisited. 4.1.1 The Axiomatic Basis of Expected Utility Theory. 4.1.2 Other Weaknesses of Expected Utility Theory. 4.2 Prospect Theory. 4.2.1 The Editing Phase. 4.2.2 The Evaluation Phase. 4.3 Other Non-Traditional Approaches. 4.3.1 Rank Dependent Expected Utility. 4.3.2 Ambiguity Aversion. 4.3.3 Linear Partial Information. 4.3.4 Regret
Theory. 4.3.5 Representative and Availability Heuristics. 4.3.6 Other Biases. 115 116 116 120 121 122 123 125 125 126 128 130 131 132 79 80 84 84 89 93 93 97
Contents xv 4.4 133 Empirical Evidence. 4.4.1 Prospect Theory and Rank Dependent Expected Utility. 4.4.2 Ambiguity Aversion and Regret. 4.4.3 Representative Heuristic. Exercises. References. 133 134 136 137 138 5 Insurance Demand III: Decisions Under Risk with Diversification Possibilities. 141 5.1 Risk Management and Diversification. 142 5.1.1 Risk Management and Internal Diversification. 142 5.1.2 Risk Diversification Through the Capital Market. 148 5.1.3 The Capital Asset Pricing Model (CAPM). 156 5.1.4 Empirical Asset Pricing Model (EAPM) and Arbitrage Pricing Theory (APT). 162 5.2 Risk Management, Forward Contracts, Futures, and Options. 164 5.2.1 Hedging Through Forward Contracts and Options . 164 5.2.2 Hedging Through Stock Options. 167 5.3 Corporate Demand for
Insurance. 173 5.3.1 Demand for Insurance in the Light of Capital Market Theory. 173 5.3.2 Reasons for Corporate Demand for Insurance Not Related to the Capital Market. 177 5.3.3 Empirical Studies of Corporate Demand for Insurance. 179 Exercises. 182 References. 183 6 The Insurance Company and Its Insurance Technology. 6.1 Financial Statements of an Insurance Company . 6.1.1 The Balance Sheet. 6.1.2 The Income Statement. 6.2 Objectives of the IC. 6.2.1 Theoretical Considerations. 6.2.2 A Descriptive Study Concerning the Importance of IC Objectives. 6.3 Survey of Insurance Technology of an IC. 6.3.1 What Is the Output of an IC?. 6.3.2 Instruments of Insurance Technology. 6.4 Choice of Distribution
Channel. 6.4.1 Main Distribution Channels for Insurance Products . . . 6.4.2 The Principal-Agent Relationship as the Underlying Problem. 185 186 186 191 196 196 200 203 204 205 206 206 208
xvi Contents 6.4.3 A Comparison of the Cost of Distribution Channels Using U.S. Data. 6.4.4 A Study Relating Performance to Incentives . 6.5 Underwriting Policy. 6.5.1 Instruments of Underwriting Policy. 6.5.2 A Simple Model of Risk Selection. 6.6 Controlling Moral Hazard Effects. 6.7 Reinsurance. 6.7.1 Functions of Reinsurance. 6.7.2 Types of Reinsurance. 6.7.3 A Model of Demand for Reinsurance Based on Option Pricing Theory. 6.7.4 Empirical Testing of the Model. 6.8 Capital Investment Policy. 6.9 New Elements of Insurance Technology. 6.9.1 The Value at Risk Concept. 6.9.2 Copulas for Dealing with Tail Dependence. 6.9.3 Alternative Risk Transfer (ART) Through Capital Markets.
Exercises. References. 7 The Supply of Insurance. 7.1 Traditional Premium Calculation. 7.1.1 Claims Process and Loss Distribution. 7.1.2 Basics of Probability Theory and Insurer’s Risk. 7.1.3 Premium Principles. 7.2 Financial Models of Insurance Pricing. 7.2.1 Portfolio Optimization by the IC. 7.2.2 Pricing According to theInsurance CAPM. 7.2.3 Pricing According to Option Pricing Theory. 7.2.4 Evidence on the Actual Behavior of the IC. 7.3 Economies of Scope. 7.3.1 Economies of Scope and Properties of the Cost Function. 7.3.2 Empirical Relevance of Economies of Scope. 7.3.3 Stochastic Economiesof Scope. 7.4 Economies of Scale. 7.4.1 Definitional Issues. 7.4.2 Empirical Relevance of Economies of
Scale in Life Insurance. 7.4.3 Empirical Relevance of Economies of Scale in Non-life Insurance. 209 212 214 214 215 218 221 222 223 226 232 235 241 241 243 245 249 250 253 254 254 263 267 270 271 272 277 282 289 290 291 294 295 295 298 302
Contents 8 9 xvii 7.4.4 Alternatives and Extensions. 7.4.5 Scale Economies andSize of Market. Exercises. References. 303 307 308 312 Insurance Markets and AsymmetricInformation. 8.1 Asymmetric Information and Its Consequences. 8.2 Moral Hazard. 8.2.1 Definition and Importance of Moral Hazard. 8.2.2 Ex-Ante Moral Hazard. 8.2.3 Market Equilibrium with Ex-Ante Moral Hazard. 8.2.4 Empirical Evidence on Ex-Ante Moral Hazard. 8.2.5 Ex-Post Moral Hazard in Short-Term Disability Insurance. 8.2.6 Relational Moral Hazard in Long-Term Care Insurance. 8.3 Adverse Selection. 8.3.1 Adverse Selection in a Single-Period Framework. 8.3.2 Empirical Relevance of Adverse Selection. 8.3.3 Adverse Selection in a Multi-period Context. 8.3.4 Empirical Evidence Regarding the Experience-Rating
Model. 8.4 Adverse Selection and Moral Hazard in Combination. Exercises. References. 315 315 318 318 320 327 331 Regulation of Insurance. 9.1 Objectives and Types of Insurance Regulation. 9.1.1 Objectives of Insurance Regulation. 9.1.2 Avoidance of Negative Externalities. 9.1.3 Material Regulation. 9.1.4 Regulation Limited to Formal Requirements. 9.1.5 Historical Differences in Insurance Regulation Between Countries. 9.2 Three Competing Theories of Regulation. 9.2.1 Public Interest Theory. 9.2.2 Capture Theory. 9.2.3 Market for Regulation Theory. 9.2.4 Empirically Testable Implications for Insurance. 9.3 Effects of Insurance Regulation. 9.3.1 Evidence from the United States. 9.3.2 Risk-Based Capital as the U.S.
Regulatory Response. 9.3.3 Evidence from Europe. 383 383 383 384 384 388 334 341 352 352 361 366 371 373 378 379 390 391 391 392 392 395 396 397 403 404
xviii Contents 9.4 10 II Recent Trends in Insurance Regulation . 9.4.1 The Financial Crisis of 2007-2009 . 9.4.2 The Convergence of Banking and Insurance and Their Regulation. 9.4.3 Is there Systemic Risk in Insurance Markets?. 9.4.4 Characterization of Recent RegulatoryInitiatives. Exercises. References. 409 409 Social Insurance. 10.1 Importance of Social Insurance. 10.2 Why Social Insurance?. 10.2.1 Social Insurance as an Efficiency-Enhancing Institution. 10.2.2 Social Insurance as an Instrument Wielded by Political Decision-Makers. 10.3 Overview of the Branches of Social Insurance. 10.4 Requirements for Efficient Social Insurance. 10.4.1 Comparing the Efficiency of Provision for Old Age . . . 10.4.2 Efficiency Assessment from a Portfolio Theory Perspective. 10.5
Impacts of Social Insurance Beyond Insurance Markets . 10.5.1 Impacts of Provision for Old Age. 10.5.2 Impacts of Social Health Insurance. 10.5.3 Impacts of Unemployment Insurance. 10.5.4 Optimal Amount of Social Insurance. Exercises. References. 419 420 422 Challenges Confronting Insurance. 11.1 Globalization of International Economic Relations. 11.1.1 Globalization and Corporate Insurance. 11.1.2 Globalization and Individual Insurance. 11.2 Changes in Science and Technology. 11.2.1 Genetic Information. 11.2.2 Advances in Information Technology. 11.3 Changes in Legal Norms. 11.3.1 Principal Elements of Insurance ContractLaw. 11.3.2 Consequences of Deregulation . 11.4 Demographic Change. 11.4.1 Aging of Population. 11.4.2 Increasing Share of One-
Person Households. 11.5 Final Remarks. References. 411 412 413 416 416 422 429 433 435 435 43S 443 444 453 457 459 464 464 467 468 468 469 470 471 476 479 480 481 482 482 484 485 488
Contents xix References. 489 Author Index. 513 Subject Index. 519 |
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author | Zweifel, Peter 1946- Eisen, Roland 1941- Eckles, David L. |
author_GND | (DE-588)120982196 (DE-588)123165369 |
author_facet | Zweifel, Peter 1946- Eisen, Roland 1941- Eckles, David L. |
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dewey-full | 368.006 |
dewey-hundreds | 300 - Social sciences |
dewey-ones | 368 - Insurance |
dewey-raw | 368.006 |
dewey-search | 368.006 |
dewey-sort | 3368.006 |
dewey-tens | 360 - Social problems and services; associations |
discipline | Rechtswissenschaft Wirtschaftswissenschaften |
discipline_str_mv | Rechtswissenschaft Wirtschaftswissenschaften |
edition | Second edition |
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genre | (DE-588)4123623-3 Lehrbuch gnd-content |
genre_facet | Lehrbuch |
id | DE-604.BV047572188 |
illustrated | Illustrated |
index_date | 2024-07-03T18:30:35Z |
indexdate | 2024-12-12T13:02:34Z |
institution | BVB |
isbn | 9783030803896 9783030803926 |
language | English German |
oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-032957782 |
oclc_num | 1289774272 |
open_access_boolean | |
owner | DE-355 DE-BY-UBR DE-1050 DE-11 DE-N2 DE-83 |
owner_facet | DE-355 DE-BY-UBR DE-1050 DE-11 DE-N2 DE-83 |
physical | xix, 531 Seiten Illustrationen, Diagramme |
publishDate | 2021 |
publishDateSearch | 2021 |
publishDateSort | 2021 |
publisher | Springer |
record_format | marc |
series2 | Classroom Companion: Economics |
spelling | Zweifel, Peter 1946- Verfasser (DE-588)120982196 aut Versicherungsökonomie Insurance economics Peter Zweifel, Roland Eisen, David L. Eckles Second edition Cham Springer [2021] © 2021 xix, 531 Seiten Illustrationen, Diagramme txt rdacontent n rdamedia nc rdacarrier Classroom Companion: Economics Versicherungsbetriebslehre (DE-588)4078850-7 gnd rswk-swf (DE-588)4123623-3 Lehrbuch gnd-content Versicherungsbetriebslehre (DE-588)4078850-7 s DE-604 Eisen, Roland 1941- Verfasser (DE-588)123165369 aut Eckles, David L. Verfasser aut Erscheint auch als Online-Ausgabe 978-3-030-80390-2 Digitalisierung UB Regensburg - ADAM Catalogue Enrichment application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=032957782&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
spellingShingle | Zweifel, Peter 1946- Eisen, Roland 1941- Eckles, David L. Insurance economics Versicherungsbetriebslehre (DE-588)4078850-7 gnd |
subject_GND | (DE-588)4078850-7 (DE-588)4123623-3 |
title | Insurance economics |
title_alt | Versicherungsökonomie |
title_auth | Insurance economics |
title_exact_search | Insurance economics |
title_exact_search_txtP | Insurance economics |
title_full | Insurance economics Peter Zweifel, Roland Eisen, David L. Eckles |
title_fullStr | Insurance economics Peter Zweifel, Roland Eisen, David L. Eckles |
title_full_unstemmed | Insurance economics Peter Zweifel, Roland Eisen, David L. Eckles |
title_short | Insurance economics |
title_sort | insurance economics |
topic | Versicherungsbetriebslehre (DE-588)4078850-7 gnd |
topic_facet | Versicherungsbetriebslehre Lehrbuch |
url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=032957782&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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