Financial literacy in Europe: assessment methodologies and evidence from European countries
Are people ready to take pivotal financial decisions like choosing a mortgage, saving for retirement, or investing their savings? How does the degree of knowledge about financial products and services affect the quality of their choices? Can financial fraud be prevented by increasing consumer financ...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Abingdon, Oxon
Routledge
2019
|
| Schriftenreihe: | Routledge international studies in money and banking
Routledge international studies in money and banking |
| Schlagworte: | |
| Online-Zugang: | URL des Erstveroeffentlichers |
| Zusammenfassung: | Are people ready to take pivotal financial decisions like choosing a mortgage, saving for retirement, or investing their savings? How does the degree of knowledge about financial products and services affect the quality of their choices? Can financial fraud be prevented by increasing consumer financial knowledge? Financial Literacy in Europe addresses these important questions and more. In the first part, the author investigates the concept of financial literacy by analyzing its components and comparing different definitions from previous studies. This then forms a comprehensive measure of financial literacy to be applied in empirical studies that analyze the role of financial literacy in explaining consumers' financial behaviors. In the second part of the study, the author uses brand new data collected by the Consumer Finance Research Center (CFRC) from several European countries (the UK, Germany, France, Italy, Sweden, and Spain) to assess financial literacy in Europe and highlight similarities and differences across countries. Filling an important gap in previous research, the author develops a rigorous approach in the measurement of financial literacy in order to examine European financial literacy issues in great detail. This book, therefore, is a useful resource for assessing the effectiveness of single financial education programs or planning national strategies on financial education. It can also support policy makers in developing financial regulation and consumer protection strategies, considering the consumer perspective and their ability to deal with financial markets and institutions |
| Beschreibung: | 1 online resource (xiii, 283 pages) |
| ISBN: | 9780429431968 0429431961 9780429777561 0429777566 9780429777547 042977754X 9780429777554 0429777558 |
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| index_date | 2024-07-03T15:58:05Z |
| indexdate | 2024-07-10T08:59:59Z |
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| isbn | 9780429431968 0429431961 9780429777561 0429777566 9780429777547 042977754X 9780429777554 0429777558 |
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| spelling | Nicolini, Gianni 1976- Verfasser aut Financial literacy in Europe assessment methodologies and evidence from European countries Gianni Nicolini Abingdon, Oxon Routledge 2019 1 online resource (xiii, 283 pages) txt rdacontent c rdamedia cr rdacarrier Routledge international studies in money and banking Are people ready to take pivotal financial decisions like choosing a mortgage, saving for retirement, or investing their savings? How does the degree of knowledge about financial products and services affect the quality of their choices? Can financial fraud be prevented by increasing consumer financial knowledge? Financial Literacy in Europe addresses these important questions and more. In the first part, the author investigates the concept of financial literacy by analyzing its components and comparing different definitions from previous studies. This then forms a comprehensive measure of financial literacy to be applied in empirical studies that analyze the role of financial literacy in explaining consumers' financial behaviors. In the second part of the study, the author uses brand new data collected by the Consumer Finance Research Center (CFRC) from several European countries (the UK, Germany, France, Italy, Sweden, and Spain) to assess financial literacy in Europe and highlight similarities and differences across countries. Filling an important gap in previous research, the author develops a rigorous approach in the measurement of financial literacy in order to examine European financial literacy issues in great detail. This book, therefore, is a useful resource for assessing the effectiveness of single financial education programs or planning national strategies on financial education. It can also support policy makers in developing financial regulation and consumer protection strategies, considering the consumer perspective and their ability to deal with financial markets and institutions Financial literacy / Europe Finance, Personal / Europe https://www.taylorfrancis.com/books/9780429431968 Verlag URL des Erstveroeffentlichers Volltext |
| spellingShingle | Nicolini, Gianni 1976- Financial literacy in Europe assessment methodologies and evidence from European countries Financial literacy / Europe Finance, Personal / Europe |
| title | Financial literacy in Europe assessment methodologies and evidence from European countries |
| title_auth | Financial literacy in Europe assessment methodologies and evidence from European countries |
| title_exact_search | Financial literacy in Europe assessment methodologies and evidence from European countries |
| title_exact_search_txtP | Financial literacy in Europe assessment methodologies and evidence from European countries |
| title_full | Financial literacy in Europe assessment methodologies and evidence from European countries Gianni Nicolini |
| title_fullStr | Financial literacy in Europe assessment methodologies and evidence from European countries Gianni Nicolini |
| title_full_unstemmed | Financial literacy in Europe assessment methodologies and evidence from European countries Gianni Nicolini |
| title_short | Financial literacy in Europe |
| title_sort | financial literacy in europe assessment methodologies and evidence from european countries |
| title_sub | assessment methodologies and evidence from European countries |
| topic | Financial literacy / Europe Finance, Personal / Europe |
| topic_facet | Financial literacy / Europe Finance, Personal / Europe |
| url | https://www.taylorfrancis.com/books/9780429431968 |
| work_keys_str_mv | AT nicolinigianni financialliteracyineuropeassessmentmethodologiesandevidencefromeuropeancountries |