Benefits, Costs, and Cycles in Workers’ Compensation:
Workers' compensation insurance presents a set of institutional charac teristics that are unique. For every other form of insurance, both the insurer and the coverage provided under the policy are completely controlled either by the federal or a state government, or by an arrangement between t...
Gespeichert in:
| Weitere Verfasser: | , |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Dordrecht
Springer Netherlands
1990
|
| Ausgabe: | 1st ed. 1990 |
| Schriftenreihe: | Huebner International Series on Risk, Insurance and Economic Security
9 |
| Schlagworte: | |
| Online-Zugang: | BTU01 Volltext |
| Zusammenfassung: | Workers' compensation insurance presents a set of institutional charac teristics that are unique. For every other form of insurance, both the insurer and the coverage provided under the policy are completely controlled either by the federal or a state government, or by an arrangement between the insured and a property-casualty insurer. Unemployment insurance, Social Security, and bank-deposit insurance are examples for which a legis lative body sets the benefits. and a government agency prescribes the in surance premium. By contrast, the coverage and premiums for automobile, homeowners, and fire insurance are individual contractual arrangements between a policyholder and one of the more than 1800 U. S. property casualty insurance companies. Workers' compensation insurance, however, is a hybrid in which state legislatures stipulate the terms of coverage, while regulated competition is the major determinant of prices. State legislatures enact statutes that prescribe the replacement rate and duration of indemnity benefits, as well as full reimbursement of medical expenses. And although the manual rates for workers' compensation insurance continue to be administered by a prior approval process in most states, the competitive-market price for coverage is achieved through a variety of price-modification plans (Appel and Borba, 1988) |
| Beschreibung: | 1 Online-Ressource (XVI, 188 p) |
| ISBN: | 9789400921795 |
| DOI: | 10.1007/978-94-009-2179-5 |
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| 520 | |a Workers' compensation insurance presents a set of institutional charac teristics that are unique. For every other form of insurance, both the insurer and the coverage provided under the policy are completely controlled either by the federal or a state government, or by an arrangement between the insured and a property-casualty insurer. Unemployment insurance, Social Security, and bank-deposit insurance are examples for which a legis lative body sets the benefits. and a government agency prescribes the in surance premium. By contrast, the coverage and premiums for automobile, homeowners, and fire insurance are individual contractual arrangements between a policyholder and one of the more than 1800 U. S. property casualty insurance companies. Workers' compensation insurance, however, is a hybrid in which state legislatures stipulate the terms of coverage, while regulated competition is the major determinant of prices. State legislatures enact statutes that prescribe the replacement rate and duration of indemnity benefits, as well as full reimbursement of medical expenses. And although the manual rates for workers' compensation insurance continue to be administered by a prior approval process in most states, the competitive-market price for coverage is achieved through a variety of price-modification plans (Appel and Borba, 1988) | ||
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| spelling | Benefits, Costs, and Cycles in Workers’ Compensation edited by Philip S. Borba, David Appel 1st ed. 1990 Dordrecht Springer Netherlands 1990 1 Online-Ressource (XVI, 188 p) txt rdacontent c rdamedia cr rdacarrier Huebner International Series on Risk, Insurance and Economic Security 9 Workers' compensation insurance presents a set of institutional charac teristics that are unique. For every other form of insurance, both the insurer and the coverage provided under the policy are completely controlled either by the federal or a state government, or by an arrangement between the insured and a property-casualty insurer. Unemployment insurance, Social Security, and bank-deposit insurance are examples for which a legis lative body sets the benefits. and a government agency prescribes the in surance premium. By contrast, the coverage and premiums for automobile, homeowners, and fire insurance are individual contractual arrangements between a policyholder and one of the more than 1800 U. S. property casualty insurance companies. Workers' compensation insurance, however, is a hybrid in which state legislatures stipulate the terms of coverage, while regulated competition is the major determinant of prices. State legislatures enact statutes that prescribe the replacement rate and duration of indemnity benefits, as well as full reimbursement of medical expenses. And although the manual rates for workers' compensation insurance continue to be administered by a prior approval process in most states, the competitive-market price for coverage is achieved through a variety of price-modification plans (Appel and Borba, 1988) Finance, general Labor Economics Business and Management, general Finance Labor economics Business Management science Unfallversicherung (DE-588)4061707-5 gnd rswk-swf USA (DE-588)4078704-7 gnd rswk-swf (DE-588)1071861417 Konferenzschrift gnd-content USA (DE-588)4078704-7 g Unfallversicherung (DE-588)4061707-5 s DE-604 Borba, Philip S. edt Appel, David edt Erscheint auch als Druck-Ausgabe 9789401074766 Erscheint auch als Druck-Ausgabe 9780792390374 Erscheint auch als Druck-Ausgabe 9789400921801 https://doi.org/10.1007/978-94-009-2179-5 Verlag URL des Erstveröffentlichers Volltext |
| spellingShingle | Benefits, Costs, and Cycles in Workers’ Compensation Finance, general Labor Economics Business and Management, general Finance Labor economics Business Management science Unfallversicherung (DE-588)4061707-5 gnd |
| subject_GND | (DE-588)4061707-5 (DE-588)4078704-7 (DE-588)1071861417 |
| title | Benefits, Costs, and Cycles in Workers’ Compensation |
| title_auth | Benefits, Costs, and Cycles in Workers’ Compensation |
| title_exact_search | Benefits, Costs, and Cycles in Workers’ Compensation |
| title_exact_search_txtP | Benefits, Costs, and Cycles in Workers’ Compensation |
| title_full | Benefits, Costs, and Cycles in Workers’ Compensation edited by Philip S. Borba, David Appel |
| title_fullStr | Benefits, Costs, and Cycles in Workers’ Compensation edited by Philip S. Borba, David Appel |
| title_full_unstemmed | Benefits, Costs, and Cycles in Workers’ Compensation edited by Philip S. Borba, David Appel |
| title_short | Benefits, Costs, and Cycles in Workers’ Compensation |
| title_sort | benefits costs and cycles in workers compensation |
| topic | Finance, general Labor Economics Business and Management, general Finance Labor economics Business Management science Unfallversicherung (DE-588)4061707-5 gnd |
| topic_facet | Finance, general Labor Economics Business and Management, general Finance Labor economics Business Management science Unfallversicherung USA Konferenzschrift |
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