Hard Choices: Financial Exclusion, Fringe Banks and Poverty in Urban Canada
When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conven...
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Toronto
University of Toronto Press
[2019]
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| Schlagworte: | |
| Online-Zugang: | FAW01 FHA01 FKE01 FLA01 UPA01 UBG01 FAB01 FCO01 URL des Erstveröffentlichers |
| Zusammenfassung: | When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices.The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all |
| Beschreibung: | Description based on online resource; title from PDF title page (publisher's Web site, viewed 23. Jul 2019) |
| Beschreibung: | 1 online resource 27 tables; 3 figures |
| ISBN: | 9781442685291 |
| DOI: | 10.3138/9781442685291 |
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| 520 | |a When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices.The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all | ||
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| 650 | 4 | |a Poverty |z Canada | |
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Datensatz im Suchindex
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| author | Buckland, Jerry |
| author_facet | Buckland, Jerry |
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| spelling | Buckland, Jerry Verfasser aut Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada Jerry Buckland Toronto University of Toronto Press [2019] © 2012 1 online resource 27 tables; 3 figures txt rdacontent c rdamedia cr rdacarrier Description based on online resource; title from PDF title page (publisher's Web site, viewed 23. Jul 2019) When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices.The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all In English SOCIAL SCIENCE / Sociology / Urban bisacsh Banks and banking Canada Discrimination in banking Canada Poverty Canada Urban poor Canada Finance, Personal Urban poor Canada https://doi.org/10.3138/9781442685291 Verlag URL des Erstveröffentlichers Volltext |
| spellingShingle | Buckland, Jerry Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada SOCIAL SCIENCE / Sociology / Urban bisacsh Banks and banking Canada Discrimination in banking Canada Poverty Canada Urban poor Canada Finance, Personal Urban poor Canada |
| title | Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada |
| title_auth | Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada |
| title_exact_search | Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada |
| title_full | Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada Jerry Buckland |
| title_fullStr | Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada Jerry Buckland |
| title_full_unstemmed | Hard Choices Financial Exclusion, Fringe Banks and Poverty in Urban Canada Jerry Buckland |
| title_short | Hard Choices |
| title_sort | hard choices financial exclusion fringe banks and poverty in urban canada |
| title_sub | Financial Exclusion, Fringe Banks and Poverty in Urban Canada |
| topic | SOCIAL SCIENCE / Sociology / Urban bisacsh Banks and banking Canada Discrimination in banking Canada Poverty Canada Urban poor Canada Finance, Personal Urban poor Canada |
| topic_facet | SOCIAL SCIENCE / Sociology / Urban Banks and banking Canada Discrimination in banking Canada Poverty Canada Urban poor Canada Finance, Personal Urban poor Canada |
| url | https://doi.org/10.3138/9781442685291 |
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