Affordability of national flood insurance program premiums: report 1
Gespeichert in:
| Format: | Elektronisch E-Book |
|---|---|
| Sprache: | English |
| Veröffentlicht: |
Washington, District of Columbia
The National Academies Press
[2015]
|
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | Description based on online resource; title from PDF title page (ebrary, viewed September 4, 2015) |
| Beschreibung: | 1 online resource (166 pages) color illustrations, maps |
| ISBN: | 9780309371254 9780309371261 |
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| 245 | 1 | 0 | |a Affordability of national flood insurance program premiums |b report 1 |c Committee on the Affordability of National Flood Insurance Program Premiums, National Research Council of the National Academies [and three others] |
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Datensatz im Suchindex
| _version_ | 1804175332090052608 |
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| adam_text | Titel: Affordability of national flood insurance program premiums
Autor: National Research Council
Jahr: 2015
Contents
SUMMARY 1
1 INTRODUCTION 11
National Flood Insurance Program Reform Legislation:
Biggert-Waters (2012) and H.R. 3370 (2014), 14
National Research Council Reports, 20
2 NATIONAL FLOOD INSURANCE PROGRAM HISTORY
AND OBJECTIVES 23
Initial Proposals for a National Program of Flood Insurance, 23
The National Flood Insurance Program: A Brief History, 26
Legislative Changes: Biggert-Waters 2012 and Homeowner
Flood Insurance Affordability Act of 2014, 30
Takeup Rates: A Continuing Concern, 31
Summary, 32
3 NATIONAL FLOOD INSURANCE PRICING, POLICIES,
AND PREMIUMS 35
National Flood Insurance Program Pricing and Policy Types, 35
Biggert-Waters 2012 and the Homeowners Flood Insurance
Affordability Act of 2014, 45
Summary, 48
4 THE INSURANCE PURCHASE DECISION 51
Rational Actor Model of Choice, 51
Behavioral Model of Choice, 56
Implications for Encouraging Purchase, 60
Summary, 63
5 LOCATIONS OF POTENTIAL NATIONAL FLOOD
INSURANCE PROGRAM AFFORD ABILITY CHALLENGES 65
National Flood Insurance program Policies in Force:
An Overview, 67
Summary, 77
6 AFFORD ABILITY CONCEPTS AND A FRAMEWORK FOR
ASSISTANCE PROGRAM DESIGN DECISIONS 79
Measuring the Cost Burden of Flood Insurance Premiums and
Defining Affordability, 80
A Decision Framework for Designing Targeted Assistance to
Make Flood Insurance More Affordable, 83
Summary, 96
7 POLICY ALTERNATIVES FOR AN AFFORDABILITY
STRATEGY 99
Direct Financial Assistance to Policyholders, 99
Additional NFIP Reforms, 107
Community-Based Programs, 113
Summary, 116
8 FUTURE WORK 119
REFERENCES 123
LIST OF TERMS 131
APPENDIXES
A Section 100236 - Biggert-Waters Flood Insurance Reform Act
of 2012 135
B Homeowner Flood Insurance Affordability Act of 2014 -
Section 16 137
C Section 100236 - Biggert-Waters Flood Insurance Reform Act
of 2012 As Modified by HFIAA 2014, Section 16 139
D Invited Guest Speakers at Committee Meetings 141
E NFIP Flood Zone Designations 143
F Biographical Sketches of Committee Members 147
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| discipline | Wirtschaftswissenschaften |
| format | Electronic eBook |
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| indexdate | 2024-07-10T07:14:36Z |
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| isbn | 9780309371254 9780309371261 |
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| publishDate | 2015 |
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| spelling | Affordability of national flood insurance program premiums report 1 Committee on the Affordability of National Flood Insurance Program Premiums, National Research Council of the National Academies [and three others] Washington, District of Columbia The National Academies Press [2015] © 2015 1 online resource (166 pages) color illustrations, maps txt rdacontent c rdamedia cr rdacarrier Description based on online resource; title from PDF title page (ebrary, viewed September 4, 2015) National Flood Insurance Program (U.S.) Politik Flood insurance United States Costs Insurance premiums United States Costs Flood insurance Government policy United States USA National Research Council (U.S.) Committee on the Affordability of National Flood Insurance Program Premiums Sonstige oth HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=028420343&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Affordability of national flood insurance program premiums report 1 National Flood Insurance Program (U.S.) Politik Flood insurance United States Costs Insurance premiums United States Costs Flood insurance Government policy United States |
| title | Affordability of national flood insurance program premiums report 1 |
| title_auth | Affordability of national flood insurance program premiums report 1 |
| title_exact_search | Affordability of national flood insurance program premiums report 1 |
| title_full | Affordability of national flood insurance program premiums report 1 Committee on the Affordability of National Flood Insurance Program Premiums, National Research Council of the National Academies [and three others] |
| title_fullStr | Affordability of national flood insurance program premiums report 1 Committee on the Affordability of National Flood Insurance Program Premiums, National Research Council of the National Academies [and three others] |
| title_full_unstemmed | Affordability of national flood insurance program premiums report 1 Committee on the Affordability of National Flood Insurance Program Premiums, National Research Council of the National Academies [and three others] |
| title_short | Affordability of national flood insurance program premiums |
| title_sort | affordability of national flood insurance program premiums report 1 |
| title_sub | report 1 |
| topic | National Flood Insurance Program (U.S.) Politik Flood insurance United States Costs Insurance premiums United States Costs Flood insurance Government policy United States |
| topic_facet | National Flood Insurance Program (U.S.) Politik Flood insurance United States Costs Insurance premiums United States Costs Flood insurance Government policy United States USA |
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