Determinants of bank interest margins in sub-Saharan Africa:
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
[Washington, D.C.]
International Monetary Fund
©2013
|
| Schriftenreihe: | IMF working paper
WP/13/34 |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Beschreibung: | Title from PDF title page (IMF Web site, viewed Feb. 5, 2013). - "African Department"--Page 2 of pdf. - "January 2013"--Page 2 of pdf "Financial intermediation is low in sub-Saharan Africa (SSA) compared to other regions of the world. This paper examines the determinants of bank interest margins using a sample of 456 banks in 41 SSA countries. The results show that market concentration is positively associated with interest margins, but the impact depends on the level of efficiency of each bank. In particular, compared to inefficient banks, efficient ones increase their margins more in concentrated markets. This indicates that policies that promote competition and reduce market concentration would help lower interest margins in SSA. The results also show that bank-specific factors such as credit risk, liquidity risk, and bank equity are important determinants of interest margins. Finally, interest margins are sensitive to inflation, but not to economic growth or public or foreign ownership. There are regional differences within SSA regarding the level of interest margins even after controlling for other factors"--Abstract Includes bibliographical references (pages 14-15) |
| Beschreibung: | 1 Online-Ressource (21 pages) |
| ISBN: | 9781557753335 1557753334 |
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| 500 | |a "Financial intermediation is low in sub-Saharan Africa (SSA) compared to other regions of the world. This paper examines the determinants of bank interest margins using a sample of 456 banks in 41 SSA countries. The results show that market concentration is positively associated with interest margins, but the impact depends on the level of efficiency of each bank. In particular, compared to inefficient banks, efficient ones increase their margins more in concentrated markets. This indicates that policies that promote competition and reduce market concentration would help lower interest margins in SSA. The results also show that bank-specific factors such as credit risk, liquidity risk, and bank equity are important determinants of interest margins. Finally, interest margins are sensitive to inflation, but not to economic growth or public or foreign ownership. There are regional differences within SSA regarding the level of interest margins even after controlling for other factors"--Abstract | ||
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Datensatz im Suchindex
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| author | Ahokpossi, Calixte |
| author_facet | Ahokpossi, Calixte |
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| dewey-ones | 332 - Financial economics |
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| dewey-search | 332.1096 |
| dewey-sort | 3332.1096 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| format | Electronic eBook |
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| illustrated | Not Illustrated |
| indexdate | 2024-07-10T07:13:55Z |
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| isbn | 9781557753335 1557753334 |
| language | English |
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| spelling | Ahokpossi, Calixte Verfasser aut Determinants of bank interest margins in sub-Saharan Africa Calixte Ahokpossi [Washington, D.C.] International Monetary Fund ©2013 1 Online-Ressource (21 pages) txt rdacontent c rdamedia cr rdacarrier IMF working paper WP/13/34 Title from PDF title page (IMF Web site, viewed Feb. 5, 2013). - "African Department"--Page 2 of pdf. - "January 2013"--Page 2 of pdf "Financial intermediation is low in sub-Saharan Africa (SSA) compared to other regions of the world. This paper examines the determinants of bank interest margins using a sample of 456 banks in 41 SSA countries. The results show that market concentration is positively associated with interest margins, but the impact depends on the level of efficiency of each bank. In particular, compared to inefficient banks, efficient ones increase their margins more in concentrated markets. This indicates that policies that promote competition and reduce market concentration would help lower interest margins in SSA. The results also show that bank-specific factors such as credit risk, liquidity risk, and bank equity are important determinants of interest margins. Finally, interest margins are sensitive to inflation, but not to economic growth or public or foreign ownership. There are regional differences within SSA regarding the level of interest margins even after controlling for other factors"--Abstract Includes bibliographical references (pages 14-15) BUSINESS & ECONOMICS / Banks & Banking bisacsh Banks and banking fast Interest rates fast Intermediation (Finance) fast Bank Wirtschaft Intermediation (Finance) Africa, Sub-Saharan Interest rates Africa, Sub-Saharan Banks and banking Africa, Sub-Saharan International Monetary Fund African Department Sonstige oth http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=548051 Aggregator Volltext |
| spellingShingle | Ahokpossi, Calixte Determinants of bank interest margins in sub-Saharan Africa BUSINESS & ECONOMICS / Banks & Banking bisacsh Banks and banking fast Interest rates fast Intermediation (Finance) fast Bank Wirtschaft Intermediation (Finance) Africa, Sub-Saharan Interest rates Africa, Sub-Saharan Banks and banking Africa, Sub-Saharan |
| title | Determinants of bank interest margins in sub-Saharan Africa |
| title_auth | Determinants of bank interest margins in sub-Saharan Africa |
| title_exact_search | Determinants of bank interest margins in sub-Saharan Africa |
| title_full | Determinants of bank interest margins in sub-Saharan Africa Calixte Ahokpossi |
| title_fullStr | Determinants of bank interest margins in sub-Saharan Africa Calixte Ahokpossi |
| title_full_unstemmed | Determinants of bank interest margins in sub-Saharan Africa Calixte Ahokpossi |
| title_short | Determinants of bank interest margins in sub-Saharan Africa |
| title_sort | determinants of bank interest margins in sub saharan africa |
| topic | BUSINESS & ECONOMICS / Banks & Banking bisacsh Banks and banking fast Interest rates fast Intermediation (Finance) fast Bank Wirtschaft Intermediation (Finance) Africa, Sub-Saharan Interest rates Africa, Sub-Saharan Banks and banking Africa, Sub-Saharan |
| topic_facet | BUSINESS & ECONOMICS / Banks & Banking Banks and banking Interest rates Intermediation (Finance) Bank Wirtschaft Intermediation (Finance) Africa, Sub-Saharan Interest rates Africa, Sub-Saharan Banks and banking Africa, Sub-Saharan |
| url | http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=548051 |
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