Health reform without side effects: making markets work for individual health insurance
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Bibliographische Detailangaben
1. Verfasser: Pauly, Mark V. (VerfasserIn)
Format: Elektronisch E-Book
Sprache:English
Veröffentlicht: Stanford, Calif. Hoover Institution Press 2010
Schriftenreihe:Hoover Institution Press publication no. 580
Schlagworte:
Online-Zugang:Volltext
Beschreibung:"In Health reform without side effects, Mark V. Pauly offers a detailed look at the individual insurance market in the United States. He explains how it works, suggests approaches to improvement that build on what currently works well, and provides a realistic assessment of how much improvement we can demand and expect. Pauly concludes that, although there are some serious deficiencies in today's individual insurance market, the current criticisms are overly harsh, often based on anecdote and speculation rather than fact, and ignorant of some important advantages in this market that should be preserved. He suggests approaches to change that take into account current strengths of the individual market and can yield much higher net benefits with much greater confidence"--Website
Includes bibliographical references and index
Introduction -- Problem definition -- The lay of the land: how many people have what problems? -- Can individual insurance help? -- Coverage for high risks -- Community rating: the worst possible way to do a good thing -- What's wrong with individual insurance? -- What is good about the individual market? -- How not to critique the individual health insurance market -- Lowering administrative costs -- Buying groups and exchanges: how many chihuahuas equal a great dane? -- Regulation and pricing without exchanges -- Insurance company economics, sharp practices, premiums, and exclusions -- Subsidies -- What to hope for and what to expect -- Offering the right product -- The ideal and the feasible: compromises and mixes -- Conclusion
Beschreibung:1 Online-Ressource (110 p.)
ISBN:0817910433
9780817910433
9780817910464
0817910468
0817910441
9780817910440

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