Low-income homeownership: examining the unexamined goal
Gespeichert in:
| Format: | Elektronisch E-Book |
|---|---|
| Sprache: | English |
| Veröffentlicht: |
Cambridge, Mass.
Joint Center for Housing Studies
©2002
|
| Schriftenreihe: | Brookings metro series
|
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Beschreibung: | Includes bibliographical references and index Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990s / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia [and others] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen [and others] Annotation A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership |
| Beschreibung: | 1 Online-Ressource (xiv, 495 pages) |
| ISBN: | 0815706030 9780815706038 9780815706144 0815706146 9780815706137 0815706138 |
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| 500 | |a Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990s / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia [and others] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen [and others] | ||
| 500 | |a Annotation A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership | ||
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| spelling | Low-income homeownership examining the unexamined goal Nicolas P. Retsinas, Eric S. Belsky, editors Cambridge, Mass. Joint Center for Housing Studies ©2002 1 Online-Ressource (xiv, 495 pages) txt rdacontent c rdamedia cr rdacarrier Brookings metro series Includes bibliographical references and index Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990s / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia [and others] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen [and others] Annotation A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership SOCIAL SCIENCE / General bisacsh BUSINESS & ECONOMICS / Infrastructure bisacsh POLITICAL SCIENCE / Public Policy / Social Policy bisacsh Woningbezit gtt Lage-inkomensgroepen gtt Gesellschaft Wirtschaft Home ownership Social aspects United States Low-income housing United States Low-income housing United States Finance Homeowners United States Economic conditions USA Retsinas, Nicolas Paul Sonstige oth Belsky, Eric S. Sonstige oth http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=91938 Aggregator Volltext |
| spellingShingle | Low-income homeownership examining the unexamined goal SOCIAL SCIENCE / General bisacsh BUSINESS & ECONOMICS / Infrastructure bisacsh POLITICAL SCIENCE / Public Policy / Social Policy bisacsh Woningbezit gtt Lage-inkomensgroepen gtt Gesellschaft Wirtschaft Home ownership Social aspects United States Low-income housing United States Low-income housing United States Finance Homeowners United States Economic conditions |
| title | Low-income homeownership examining the unexamined goal |
| title_auth | Low-income homeownership examining the unexamined goal |
| title_exact_search | Low-income homeownership examining the unexamined goal |
| title_full | Low-income homeownership examining the unexamined goal Nicolas P. Retsinas, Eric S. Belsky, editors |
| title_fullStr | Low-income homeownership examining the unexamined goal Nicolas P. Retsinas, Eric S. Belsky, editors |
| title_full_unstemmed | Low-income homeownership examining the unexamined goal Nicolas P. Retsinas, Eric S. Belsky, editors |
| title_short | Low-income homeownership |
| title_sort | low income homeownership examining the unexamined goal |
| title_sub | examining the unexamined goal |
| topic | SOCIAL SCIENCE / General bisacsh BUSINESS & ECONOMICS / Infrastructure bisacsh POLITICAL SCIENCE / Public Policy / Social Policy bisacsh Woningbezit gtt Lage-inkomensgroepen gtt Gesellschaft Wirtschaft Home ownership Social aspects United States Low-income housing United States Low-income housing United States Finance Homeowners United States Economic conditions |
| topic_facet | SOCIAL SCIENCE / General BUSINESS & ECONOMICS / Infrastructure POLITICAL SCIENCE / Public Policy / Social Policy Woningbezit Lage-inkomensgroepen Gesellschaft Wirtschaft Home ownership Social aspects United States Low-income housing United States Low-income housing United States Finance Homeowners United States Economic conditions USA |
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