Building assets, building credit: creating wealth in low-income communities
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Format: Elektronisch E-Book
Sprache:English
Veröffentlicht: Washington, D.C. Brookings Institution Press ©2005
Schriftenreihe:James A. Johnson metro series
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Online-Zugang:Volltext
Beschreibung:Includes bibliographical references and index
New paths to building assets for the poor - Eric S. Belsky and Nicolas P. Retsinas -- - Credit matters : building assets in a dual financial service system - Eric S. Belsky and Allegra Calder -- - To bank or not to bank? : a survey of low-income households - Christopher Berry -- - Refinance and the accumulation of home equity wealth - Frank E. Nothaft and Yan Chang -- - Changing industrial organization of housing finance and changing role of community-based organizations - William C. Apgar and Allen J. Fishbein -- - Exploring the welfare effect of risk-based pricing in the subprime mortgage market - J. Michael Collins, Eric S. Belsky, and Karl E. Case -- - Hiting the wall : credit as in impediment to homeownership - Raphael W. Bostic, Paul S. Calem, and Susan M. Wachter -- - Credit scoring's role in increasing homeownership for underserved populations - Hollis Fishelson-Holstine -- - Modes of credit market regulation - Michael S. Barr -- - Accuracy in credit reporting - Michael E. Staten and Fred H. Cate -- - Cost-benefit analysis of debtor protection rules in subprime market default situations - Duncan Kennedy -- - Institutions and inclusion in saving policy - Michael Sherraden and Michael S. Barr -- - Unbanked to homeowner : improving financial services for low-income, low-asset customers - Ellen Seidman and Jennifer Tescher -- - Innovative servicing technology : smart enough to keep people in their houses? - Amy Crews Cutts and Richard K. Green
"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher
Beschreibung:1 Online-Ressource (xiv, 395 pages)
ISBN:0815797842
9780815797845
9780815774099
0815774095

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