Financial performance of microfinance institutions in Ghana and Uganda: development and application of the achievement stages model
Gespeichert in:
1. Verfasser: | |
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Format: | Abschlussarbeit Buch |
Sprache: | English |
Veröffentlicht: |
Berlin ; Münster ; Wien ; Zürich
LIT
2015
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Schriftenreihe: | Beiträge zur Afrikaforschung
59 |
Schlagworte: | |
Online-Zugang: | Inhaltsverzeichnis Inhaltsverzeichnis |
Beschreibung: | XVIII, 350 S. graph. Darst. 24 cm |
ISBN: | 9783643906007 |
Internformat
MARC
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Datensatz im Suchindex
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adam_text | CONTENTS
LIST OF FIGURES V
LIST OF TABLES XI
LIST OF ABBREVIATIONS XIII
ACKNOWLEDGEMENTS XVII
1 INTRODUCTION TO THE THESIS 1
1.1 RESEARCH QUESTION AND HYPOTHESES 5
1.2 METHODOLOGICAL APPROACH 7
1.3 THESIS STRUCTURE 13
1.4 REVIEW OF PRIOR RESEARCH 14
2 THE CONCEPT OF MICROFINANCE 33
2.1 HISTORIC EMERGENCE OF MICROFINANCE 33
2.2 STAKEHOLDERS OF MICROFINANCE 40
2.3 DEFINITION OF MICROFINANCE 42
2.4 MICROFINANCE IN THE CONTEXT OF DEVELOPMENT THEORIES 46
3 MICROFINANCE CLIENTS 55
3.1 ECONOMIC ACTIVITY OF CLIENTS 56
3.2 GENDER OF CLIENTS 60
3.3 AGE AND LIFECYCLE STATUS OF CLIENTS 62
3.4 EDUCATION OF CLIENTS 62
3.5 GEOGRAPHIC LOCATION OF CLIENTS 64
4 MICROFINANCE PRODUCTS 67
4.1 MICROSAVINGS 67
4.2 MICROLOANS 75
4.3 PAYMENTS 87
4.4 MICROINSURANCE 93
5 MICROFINANCE INSTITUTIONS 99
5.1 TYPES OF INSTITUTIONS 99
5.2 DELIVERY CHANNELS 107
5.3 MICROFINANCE REGULATION AND POLICY 114
I
HTTP://D-NB.INFO/107647960X
CONTENTS
6 THE DUPONT MODEL FOR FINANCIAL ANALYSIS 117
6.1 THE TRADITIONAL DUPONT MODEL 117
6.2 COMPONENTS OF THE DUPONT MODEL FOR MICROFINANCE INSTITUTIONS .119
6.3 APPLICATION OF THE DUPONT MODEL TO MICROFINANCE INSTITUTIONS . . 124
7 ANALYSIS OF MIXMARKET DATA 129
7.1 ANALYSIS OF THE RETURN ON EQUITY 131
7.2 ANALYSIS OF THE RETURN ON ASSETS 135
7.3 ANALYSIS OF THE LEVERAGE ADDER 138
7.4 ANALYSIS OF POLICY GOALS ACHIEVEMENT 140
7.5 DATA RESULTS 144
8 MICROFINANCE IN GHANA 147
8.1 EMERGENCE OF MICROFINANCE IN GHANA 147
8.2 MICROFINANCE CLIENTS AND PRODUCTS USAGE IN GHANA 149
8.3 MICROFINANCE REGULATION AND POLICY IN GHANA 152
8.4 MICROFINANCE INSTITUTIONS IN GHANA 153
8.5 FINANCIAL PERFORMANCE OF MICROFINANCE INSTITUTIONS IN GHANA. . . 163
9 MICROFINANCE IN UGANDA 173
9.1 EMERGENCE OF MICROFINANCE IN UGANDA 174
9.2 MICROFINANCE CLIENTS AND PRODUCT USAGE IN UGANDA 175
9.3 MICROFINANCE REGULATION AND POLICY IN UGANDA 178
9.4 MICROFINANCE INSTITUTIONS IN UGANDA 180
9.5 PERFORMANCE OF MICROFINANCE INSTITUTIONS IN UGANDA 186
10 EVIDENCE FROM SAMPLE INSTITUTIONS IN GHANA AND UGANDA . . . .197
10.1 LOANS TO ASSETS RATIO 199
10.2 REVENUES 206
10.3 OPERATIONAL EXPENSES 213
10.4 LOAN DEFAULT 222
10.5 DEBT TO EQUITY RATIO 234
10.6 COST OF DEBT 237
11 INTERPRETATION OF RESULTS AND DEFINITION OF A CONCEPTUAL MODEL . .251
11.1 INTERPRETATION OF RESULTS FROM GLOBAL ANALYSIS 251
11.2 INTERPRETATION OF RESULTS FROM MARKET ANALYSIS IN GHANA AND
UGANDA 254
11.3 INTERPRETATION OF RESULTS FROM SAMPLE INSTITUTIONS 257
11.4 DEFINITION OF THE ACHIEVEMENT STAGES MODEL 266
II
CONTENTS
12 SUMMARY AND CONCLUSION 277
12.1 SUMMARY OF THE STUDY 277
12.2 RESEARCH CONCLUSION 286
12.3 CRITICAL REVIEW 290
12.4 OUTLOOK AND IMPLICATIONS 292
LIST OF REFERENCES 299
ONLINE RESOURCES 315
DATA FROM SAMPLE INSTITUTIONS 323
APPENDICES 327
ABSTRACT 349
III
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any_adam_object | 1 |
author | Flosbach, Johannes |
author_facet | Flosbach, Johannes |
author_role | aut |
author_sort | Flosbach, Johannes |
author_variant | j f jf |
building | Verbundindex |
bvnumber | BV042953712 |
classification_rvk | QM 353 |
ctrlnum | (OCoLC)932038433 (DE-599)DNB107647960X |
dewey-full | 332.209667 332.2096761 |
dewey-hundreds | 300 - Social sciences |
dewey-ones | 332 - Financial economics |
dewey-raw | 332.209667 332.2096761 |
dewey-search | 332.209667 332.2096761 |
dewey-sort | 3332.209667 |
dewey-tens | 330 - Economics |
discipline | Wirtschaftswissenschaften |
format | Thesis Book |
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genre_facet | Hochschulschrift |
geographic | Ghana (DE-588)4020949-0 gnd Uganda (DE-588)4061457-8 gnd |
geographic_facet | Ghana Uganda |
id | DE-604.BV042953712 |
illustrated | Illustrated |
indexdate | 2024-07-10T07:13:37Z |
institution | BVB |
isbn | 9783643906007 |
language | English |
oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-028379761 |
oclc_num | 932038433 |
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owner_facet | DE-703 DE-12 DE-22 DE-BY-UBG DE-11 |
physical | XVIII, 350 S. graph. Darst. 24 cm |
publishDate | 2015 |
publishDateSearch | 2015 |
publishDateSort | 2015 |
publisher | LIT |
record_format | marc |
series | Beiträge zur Afrikaforschung |
series2 | Beiträge zur Afrikaforschung |
spelling | Flosbach, Johannes Verfasser aut Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model Johannes Flosbach Berlin ; Münster ; Wien ; Zürich LIT 2015 XVIII, 350 S. graph. Darst. 24 cm txt rdacontent n rdamedia nc rdacarrier Beiträge zur Afrikaforschung 59 Zugl.: Bayreuth, Univ., Diss., 2014 Mikrofinanzierung (DE-588)4835581-1 gnd rswk-swf Ghana (DE-588)4020949-0 gnd rswk-swf Uganda (DE-588)4061457-8 gnd rswk-swf (DE-588)4113937-9 Hochschulschrift gnd-content Ghana (DE-588)4020949-0 g Uganda (DE-588)4061457-8 g Mikrofinanzierung (DE-588)4835581-1 s DE-604 Beiträge zur Afrikaforschung 59 (DE-604)BV005400017 59 B:DE-101 application/pdf http://d-nb.info/107647960X/04 Inhaltsverzeichnis DNB Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=028379761&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
spellingShingle | Flosbach, Johannes Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model Beiträge zur Afrikaforschung Mikrofinanzierung (DE-588)4835581-1 gnd |
subject_GND | (DE-588)4835581-1 (DE-588)4020949-0 (DE-588)4061457-8 (DE-588)4113937-9 |
title | Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model |
title_auth | Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model |
title_exact_search | Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model |
title_full | Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model Johannes Flosbach |
title_fullStr | Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model Johannes Flosbach |
title_full_unstemmed | Financial performance of microfinance institutions in Ghana and Uganda development and application of the achievement stages model Johannes Flosbach |
title_short | Financial performance of microfinance institutions in Ghana and Uganda |
title_sort | financial performance of microfinance institutions in ghana and uganda development and application of the achievement stages model |
title_sub | development and application of the achievement stages model |
topic | Mikrofinanzierung (DE-588)4835581-1 gnd |
topic_facet | Mikrofinanzierung Ghana Uganda Hochschulschrift |
url | http://d-nb.info/107647960X/04 http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=028379761&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
volume_link | (DE-604)BV005400017 |
work_keys_str_mv | AT flosbachjohannes financialperformanceofmicrofinanceinstitutionsinghanaandugandadevelopmentandapplicationoftheachievementstagesmodel |
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