Access To Financial Services In Zambia:
Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 p...
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Washington, D.C
The World Bank
2006
|
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 percent of GDP in 2005, which is slightly lower than the level registered in 1990. As in the early 1990s, only large corporations and a few small- and medium-size enterprises have access to credit in 2006. Moreover, less than 8 percent of Zambia's adult population had a bank account in 2005. And despite the open door policy to foreign financial institutions, which has been in place since Zambia's independence, only a few new banking products have been introduced by foreign banks to serve the needs of households and firms. This paper analyzes the factors that have prevented the development of a large and inclusive banking system in Zambia and highlights possible actions that may help improve access to finance in Zambia in both the short and long terms |
| Beschreibung: | 1 Online-Ressource (36 Seiten) |
Internformat
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| 520 | 1 | |a Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 percent of GDP in 2005, which is slightly lower than the level registered in 1990. As in the early 1990s, only large corporations and a few small- and medium-size enterprises have access to credit in 2006. Moreover, less than 8 percent of Zambia's adult population had a bank account in 2005. And despite the open door policy to foreign financial institutions, which has been in place since Zambia's independence, only a few new banking products have been introduced by foreign banks to serve the needs of households and firms. This paper analyzes the factors that have prevented the development of a large and inclusive banking system in Zambia and highlights possible actions that may help improve access to finance in Zambia in both the short and long terms | |
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| language | English |
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| physical | 1 Online-Ressource (36 Seiten) |
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| publishDate | 2006 |
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| publisher | The World Bank |
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| spellingShingle | Luna-Martínez, José de 1968- Access To Financial Services In Zambia |
| title | Access To Financial Services In Zambia |
| title_auth | Access To Financial Services In Zambia |
| title_exact_search | Access To Financial Services In Zambia |
| title_full | Access To Financial Services In Zambia de Luna Martinez, Jose |
| title_fullStr | Access To Financial Services In Zambia de Luna Martinez, Jose |
| title_full_unstemmed | Access To Financial Services In Zambia de Luna Martinez, Jose |
| title_short | Access To Financial Services In Zambia |
| title_sort | access to financial services in zambia |
| url | http://hdl.handle.net/10986/8993 |
| work_keys_str_mv | AT lunamartinezjosede accesstofinancialservicesinzambia |