Household financial assets in the process of development
Household financial assets in the process of development:

"Systematic information on household financial asset holdings in developing countries is very sparse. The author reviews some available data and current policy debates. Although financial asset holdings by households are highly concentrated, deeper financial systems are correlated with improved...

Ausführliche Beschreibung

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Bibliographische Detailangaben
1. Verfasser: Honohan, Patrick (VerfasserIn)
Format: Elektronisch E-Book
Sprache:English
Veröffentlicht: [Washington, D.C] World Bank 2006
Schriftenreihe:Policy research working paper 3965
Schlagworte:
Entwicklungsländer
Households > Economic aspects > Developing countries
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Zusammenfassung:"Systematic information on household financial asset holdings in developing countries is very sparse. The author reviews some available data and current policy debates. Although financial asset holdings by households are highly concentrated, deeper financial systems are correlated with improved income distribution. For low-income countries, the relevant question for poor households is not how much financial assets they have, but whether they have any access to financial products at all. Building on and synthesizing disparate data collection efforts by others, the author produces new estimates of access percentages for over 150 countries. Across countries access is negatively correlated with poverty rates, but the correlation is not a robust one: thus the supposed anti-poverty potential of financial access remains econometrically elusive. Despite policy focus on the value of credit instruments, it is deposit products that tend to be the first to be used as prosperity increases, before more sophisticated savings products and borrowing. "--World Bank web site
Beschreibung:Includes bibliographical references. - Title from PDF file as viewed on 8/21/2006
Erscheinungsjahr in Vorlageform:[2006]
Weitere Ausgabe: Honohan, Patrick: Household financial assets in the process of development
Beschreibung:1 Online-Ressource
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