Improving credit information, bank regulation, and supervision: on the role and design of public credit registries
"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed in collaboration wit...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
[Washington, D.C]
World Bank
2004
|
| Schriftenreihe: | Policy research working paper
3443 |
| Schlagworte: | |
| Online-Zugang: | URL des Erstveröffentlichers |
| Zusammenfassung: | "Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed in collaboration with the central banks in Argentina, Brazil, and Mexico. The results of the empirical tests confirm the value of the data for credit risk evaluation and provide insights regarding its use in supervision, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Basel II's internal rating-based approach. The authors also define a set of critical design parameters and use the results to comment on appropriate public registry design. Finally, they discuss the relationship between the different objectives of a PCR and how they influence the registry's design. This paper--a product of the Finance Cluster, Latin America and the Caribbean Region--is part of a larger effort in the region to analyze the effects of bank capital regulation"--World Bank web site |
| Beschreibung: | Includes bibliographical references. - Title from PDF file as viewed on 11/17/2004 Erscheinungsjahr in Vorlageform:[2004] |
| Beschreibung: | 1 Online-Ressource (37 Seiten) |
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| 520 | 1 | |a "Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed in collaboration with the central banks in Argentina, Brazil, and Mexico. The results of the empirical tests confirm the value of the data for credit risk evaluation and provide insights regarding its use in supervision, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Basel II's internal rating-based approach. The authors also define a set of critical design parameters and use the results to comment on appropriate public registry design. Finally, they discuss the relationship between the different objectives of a PCR and how they influence the registry's design. This paper--a product of the Finance Cluster, Latin America and the Caribbean Region--is part of a larger effort in the region to analyze the effects of bank capital regulation"--World Bank web site | |
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| spelling | Majnoni, Giovanni 1954- Verfasser (DE-588)128523069 aut Improving credit information, bank regulation, and supervision on the role and design of public credit registries Giovanni Majnoni ... [et al] [Washington, D.C] World Bank 2004 1 Online-Ressource (37 Seiten) txt rdacontent c rdamedia cr rdacarrier Policy research working paper 3443 Includes bibliographical references. - Title from PDF file as viewed on 11/17/2004 Erscheinungsjahr in Vorlageform:[2004] "Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed in collaboration with the central banks in Argentina, Brazil, and Mexico. The results of the empirical tests confirm the value of the data for credit risk evaluation and provide insights regarding its use in supervision, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Basel II's internal rating-based approach. The authors also define a set of critical design parameters and use the results to comment on appropriate public registry design. Finally, they discuss the relationship between the different objectives of a PCR and how they influence the registry's design. This paper--a product of the Finance Cluster, Latin America and the Caribbean Region--is part of a larger effort in the region to analyze the effects of bank capital regulation"--World Bank web site 2004 Bank Lateinamerika Banks and banking State supervision Latin America Case studies Central banks Latin America Case studies Credit Latin America Case studies (DE-588)4522595-3 Fallstudiensammlung gnd-content World Bank Sonstige oth Reproduktion von Improving credit information, bank regulation, and supervision 2004 http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-3443 Verlag URL des Erstveröffentlichers Volltext |
| spellingShingle | Improving credit information, bank regulation, and supervision on the role and design of public credit registries Bank Majnoni, Giovanni 1954- |
| subject_GND | (DE-588)4522595-3 |
| title | Improving credit information, bank regulation, and supervision on the role and design of public credit registries |
| title_auth | Improving credit information, bank regulation, and supervision on the role and design of public credit registries |
| title_exact_search | Improving credit information, bank regulation, and supervision on the role and design of public credit registries |
| title_full | Improving credit information, bank regulation, and supervision on the role and design of public credit registries Giovanni Majnoni ... [et al] |
| title_fullStr | Improving credit information, bank regulation, and supervision on the role and design of public credit registries Giovanni Majnoni ... [et al] |
| title_full_unstemmed | Improving credit information, bank regulation, and supervision on the role and design of public credit registries Giovanni Majnoni ... [et al] |
| title_short | Improving credit information, bank regulation, and supervision |
| title_sort | improving credit information bank regulation and supervision on the role and design of public credit registries |
| title_sub | on the role and design of public credit registries |
| topic | Bank |
| topic_facet | Bank Lateinamerika Fallstudiensammlung |
| url | http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-3443 |
| work_keys_str_mv | AT majnonigiovanni improvingcreditinformationbankregulationandsupervisionontheroleanddesignofpubliccreditregistries AT worldbank improvingcreditinformationbankregulationandsupervisionontheroleanddesignofpubliccreditregistries |