Household credit usage: Personal debt and mortgages. - Ebook. - Originally published in: 2007
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Basingstoke
Palgrave Macmillan
2007
|
| Schlagworte: | |
| Online-Zugang: | DE-355 Volltext |
| Beschreibung: | Adobe Ebook Reader Foreword by John Y. Campbell * PART I: INTRODUCTION * Household Finance and the Financial Decision-Making Process - Sumit Agarwal, Brent W. Ambrose * PART II: HOUSEHOLD CREDIT: DEMAND AND SUPPLY * Recent Developments in the Credit Card Market and the Financial Obligations Ratio - Kathleen Johnson * Household Credit Counseling - Robert Hunt * Household Bankruptcy Decision - Andreas Lehnert, Dean Maki * PART III: HOUSEHOLD USE OF PERSONAL CREDIT * Consumer Lines of Credit: The Choice between Credit Cards and Home Equity Lines of Credit - Subhasis Dey, Lucia Dunn * Automobile Loans and Information Asymmetry - Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet * Introductory Credit Card Interest Rates and Balance Switching Behavior of Cardholders - Tufan Ekici, Lucia Dunn * Do Personal and Business Credit Mix? An Examination of Family Owned Businesses - Grace Kim * Debit Cards and Consumer Credit and Debt - Marc Fusaro * Linkages between Consumer Payments and Credit - Sujit Chakravorti * Payday Lending: Industry Structure and Policy Implications - Katherine Samolyk * PART IV: HOUSEHOLD USE OF MORTGAGE DEBT * Is Buying Really Better than Renting? - Tsur Somerville, Paulina Teller * Choosing between Fixed and Adjustable Rate Mortgages - Monica Paiella, Alberto Pozzolo * Sub-Prime Borrowers and Interest Rates - Souphala Chomsisengphet, Anthony Pennington-Cross * Synthesis of Issues Surrounding Borrower Prepayment and Default in Residential Mortgages - Michael LaCour-Little * PART V: REGULATORS' PROSPECTIVE OF CONSUMER CREDIT * Statistical Analysis and Modeling for Fair Lending and Compliance: The OCC's Perspective - Mark Pocock, Irene Fang, Jason Dietrich In response to growing interest in household finance, this collection of essays with a foreword by John Y. Campbell, studies household and consumer use of credit instruments. It shows how individual consumers and households utilize various credit alternatives in managing their consumption and savings and suggests areas for future research |
| Beschreibung: | 1 Online-Ressource (304 p S.) |
| Format: | Document |
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| 500 | |a In response to growing interest in household finance, this collection of essays with a foreword by John Y. Campbell, studies household and consumer use of credit instruments. It shows how individual consumers and households utilize various credit alternatives in managing their consumption and savings and suggests areas for future research | ||
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| illustrated | Not Illustrated |
| indexdate | 2024-07-20T04:34:16Z |
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| language | English |
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| spelling | Agarwal, Sumit 1970- Verfasser (DE-588)133477215 aut Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 Sumit Agarwal, Brent W. Ambrose; Foreword by John Y. Campbell Basingstoke Palgrave Macmillan 2007 1 Online-Ressource (304 p S.) txt rdacontent c rdamedia cr rdacarrier Adobe Ebook Reader Foreword by John Y. Campbell * PART I: INTRODUCTION * Household Finance and the Financial Decision-Making Process - Sumit Agarwal, Brent W. Ambrose * PART II: HOUSEHOLD CREDIT: DEMAND AND SUPPLY * Recent Developments in the Credit Card Market and the Financial Obligations Ratio - Kathleen Johnson * Household Credit Counseling - Robert Hunt * Household Bankruptcy Decision - Andreas Lehnert, Dean Maki * PART III: HOUSEHOLD USE OF PERSONAL CREDIT * Consumer Lines of Credit: The Choice between Credit Cards and Home Equity Lines of Credit - Subhasis Dey, Lucia Dunn * Automobile Loans and Information Asymmetry - Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet * Introductory Credit Card Interest Rates and Balance Switching Behavior of Cardholders - Tufan Ekici, Lucia Dunn * Do Personal and Business Credit Mix? An Examination of Family Owned Businesses - Grace Kim * Debit Cards and Consumer Credit and Debt - Marc Fusaro * Linkages between Consumer Payments and Credit - Sujit Chakravorti * Payday Lending: Industry Structure and Policy Implications - Katherine Samolyk * PART IV: HOUSEHOLD USE OF MORTGAGE DEBT * Is Buying Really Better than Renting? - Tsur Somerville, Paulina Teller * Choosing between Fixed and Adjustable Rate Mortgages - Monica Paiella, Alberto Pozzolo * Sub-Prime Borrowers and Interest Rates - Souphala Chomsisengphet, Anthony Pennington-Cross * Synthesis of Issues Surrounding Borrower Prepayment and Default in Residential Mortgages - Michael LaCour-Little * PART V: REGULATORS' PROSPECTIVE OF CONSUMER CREDIT * Statistical Analysis and Modeling for Fair Lending and Compliance: The OCC's Perspective - Mark Pocock, Irene Fang, Jason Dietrich In response to growing interest in household finance, this collection of essays with a foreword by John Y. Campbell, studies household and consumer use of credit instruments. It shows how individual consumers and households utilize various credit alternatives in managing their consumption and savings and suggests areas for future research Document Finance bicssc Personal finance bicssc Finance and Accounting eflch Finance / bicssc Personal finance / bicssc Finance and Accounting / eflch Ambrose, Brent William Sonstige (DE-588)170938204 oth Campbell, John Y. 1958- Sonstige (DE-588)124799906 oth http://www.palgraveconnect.com/doifinder/10.1057/9780230608917 Verlag Volltext |
| spellingShingle | Agarwal, Sumit 1970- Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 Finance bicssc Personal finance bicssc Finance and Accounting eflch Finance / bicssc Personal finance / bicssc Finance and Accounting / eflch |
| title | Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 |
| title_auth | Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 |
| title_exact_search | Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 |
| title_full | Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 Sumit Agarwal, Brent W. Ambrose; Foreword by John Y. Campbell |
| title_fullStr | Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 Sumit Agarwal, Brent W. Ambrose; Foreword by John Y. Campbell |
| title_full_unstemmed | Household credit usage Personal debt and mortgages. - Ebook. - Originally published in: 2007 Sumit Agarwal, Brent W. Ambrose; Foreword by John Y. Campbell |
| title_short | Household credit usage |
| title_sort | household credit usage personal debt and mortgages ebook originally published in 2007 |
| title_sub | Personal debt and mortgages. - Ebook. - Originally published in: 2007 |
| topic | Finance bicssc Personal finance bicssc Finance and Accounting eflch Finance / bicssc Personal finance / bicssc Finance and Accounting / eflch |
| topic_facet | Finance Personal finance Finance and Accounting Finance / bicssc Personal finance / bicssc Finance and Accounting / eflch |
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