Regulating unfair banking practices in Europe: the case of personal suretyships
Gespeichert in:
| Format: | Buch |
|---|---|
| Sprache: | English |
| Veröffentlicht: |
Oxford [u.a.]
Oxford Univ. Press
2010
|
| Ausgabe: | 1. publ. |
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | "Private persons often stand surety for a business debt incurred by family members, friends, or employers. These suretyships are commonly banking guarantees contracted by means of standard terms. Sometimes the guarantor signs the contract while he/she is not aware of the financial risk related to the guarantee. He or she may not even know what a suretyship is. But in other circumstances the guarantor may be well aware of the risk, but may nonetheless assume it because of strong emotional ties which exist between him/her and the main debtor. How, then, (if at all) does the law address the potential for 'unfairness' in such situations? Some systems choose to rely on objective criteria, such as identification of a manifest disproportion between the guaranteed amount and the surety's income and assets, while others are more open to subjective inquiry. The key point is variation. Different jurisdictions in Europe operate different models with different priorities. This book provides a comparative overview of the remedies against unfair obligations of non-professional guarantors available in 22 EU Member States, based on a questionnaire which has been completed by an expert in each particular jurisdiction and covering both legal rules and the economic context of different credit markets and banking practices"-- Provided by publisher. |
| Beschreibung: | XXXII, 572 S. |
| ISBN: | 9780199594559 |
Internformat
MARC
| LEADER | 00000nam a2200000zc 4500 | ||
|---|---|---|---|
| 001 | BV036863690 | ||
| 003 | DE-604 | ||
| 005 | 20120403 | ||
| 007 | t| | ||
| 008 | 101213s2010 xxu |||| 00||| eng d | ||
| 010 | |a 2010025626 | ||
| 020 | |a 9780199594559 |c hardback |9 978-0-19-959455-9 | ||
| 035 | |a (OCoLC)699808038 | ||
| 035 | |a (DE-599)BVBBV036863690 | ||
| 040 | |a DE-604 |b ger |e aacr | ||
| 041 | 0 | |a eng | |
| 044 | |a xxu |c US | ||
| 049 | |a DE-12 |a DE-703 | ||
| 050 | 0 | |a KJC1886 | |
| 082 | 0 | |a 346.2407/4 | |
| 084 | |a PU 1532 |0 (DE-625)139918: |2 rvk | ||
| 245 | 1 | 0 | |a Regulating unfair banking practices in Europe |b the case of personal suretyships |c ed. by Aurelia Colombi Ciacchi and Stephen Weatherill |
| 250 | |a 1. publ. | ||
| 264 | 1 | |a Oxford [u.a.] |b Oxford Univ. Press |c 2010 | |
| 300 | |a XXXII, 572 S. | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 500 | |a "Private persons often stand surety for a business debt incurred by family members, friends, or employers. These suretyships are commonly banking guarantees contracted by means of standard terms. Sometimes the guarantor signs the contract while he/she is not aware of the financial risk related to the guarantee. He or she may not even know what a suretyship is. But in other circumstances the guarantor may be well aware of the risk, but may nonetheless assume it because of strong emotional ties which exist between him/her and the main debtor. How, then, (if at all) does the law address the potential for 'unfairness' in such situations? Some systems choose to rely on objective criteria, such as identification of a manifest disproportion between the guaranteed amount and the surety's income and assets, while others are more open to subjective inquiry. The key point is variation. Different jurisdictions in Europe operate different models with different priorities. This book provides a comparative overview of the remedies against unfair obligations of non-professional guarantors available in 22 EU Member States, based on a questionnaire which has been completed by an expert in each particular jurisdiction and covering both legal rules and the economic context of different credit markets and banking practices"-- Provided by publisher. | ||
| 610 | 2 | 7 | |a Europäische Union |0 (DE-588)5098525-5 |2 gnd |9 rswk-swf |
| 650 | 4 | |a Recht | |
| 650 | 4 | |a Suretyship and guaranty |z European Union countries | |
| 650 | 4 | |a Consumer credit |x Law and legislation |z European Union countries | |
| 650 | 0 | 7 | |a Bankbürgschaft |0 (DE-588)4004448-8 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Verbraucherkreditrecht |0 (DE-588)4270065-6 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Schuldbeitritt |0 (DE-588)4180111-8 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Mitgliedsstaaten |0 (DE-588)4170174-4 |2 gnd |9 rswk-swf |
| 651 | 4 | |a Europäische Union. Mitgliedsstaaten | |
| 655 | 7 | |0 (DE-588)4143413-4 |a Aufsatzsammlung |2 gnd-content | |
| 689 | 0 | 0 | |a Europäische Union |0 (DE-588)5098525-5 |D b |
| 689 | 0 | 1 | |a Mitgliedsstaaten |0 (DE-588)4170174-4 |D s |
| 689 | 0 | 2 | |a Bankbürgschaft |0 (DE-588)4004448-8 |D s |
| 689 | 0 | 3 | |a Schuldbeitritt |0 (DE-588)4180111-8 |D s |
| 689 | 0 | 4 | |a Verbraucherkreditrecht |0 (DE-588)4270065-6 |D s |
| 689 | 0 | |5 DE-604 | |
| 700 | 1 | |a Colombi Ciacchi, Aurelia |d 1970- |e Sonstige |0 (DE-588)131349643 |4 oth | |
| 700 | 1 | |a Weatherill, Stephen |d 1961- |e Sonstige |0 (DE-588)128505648 |4 oth | |
| 856 | 4 | 2 | |m SWB Datenaustausch |q application/pdf |u http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020779404&sequence=000003&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |3 Inhaltsverzeichnis |
| 940 | 1 | |n oe | |
| 943 | 1 | |a oai:aleph.bib-bvb.de:BVB01-020779404 | |
Datensatz im Suchindex
| _version_ | 1820136664090017792 |
|---|---|
| adam_text |
IMAGE 1
CONTENTS
LIST OF CONTRIBUTORS IX
LIST OF ABBREVIATIONS XIII
TABLE OF CASES XVII
1. REGULATING UNFAIR SURETYSHIPS IN EUROPE: METHODOLOGY OF A COMPARATIVE
STUDY 1
A COLOMBI DACCHI AND S WEATHERILL
2. SURETYSHIPS AND CONSUMER PROTECTION IN THE EUROPEAN UNION THROUGH THE
GLASSES OF LAW AND ECONOMICS 5
K HEINE ANDRJANAL
3. REMARKS FROM A COMPARATIVE AND EU PERSPECTIVE 27
S WEATHERILL AND A COLOMBI DACCHI
C O U N T RY R E P O R TS
4. AUSTRIA 45
WFABER
5. BELGIUM 75
VSAGAERT
6. DENMARK 99
MMFOGT
7. ENGLAND AND WALES 141
L FOX O'MAHONY, J DEVENNEY, AND M KENNY
8. ESTONIA 179
IKULL
9. FINLAND 207
TMIKKOLA
10. FRANCE 229
AS BARTHEZ, R FAMILY, ANDS VIGNERON
IMAGE 2
CONTENTS
253
277
303
339
353
389
401
415
435
453
469
493
505
519
547
INDEX 571
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
GERMANY PROTT
GREECE YERIFILLIDIS
HUNGARY T TAJTI
IRELAND P O'CALLAGHAN AND A O'DONOGHUE
ITALY FFIORENTINI
LATVIA TKLAUBERG
LITHUANIA A SMALIUKAS AND G SULIJA
THE NETHERLANDS M HAENTJENS
POLAND I LOBOCKA
PORTUGAL J SINDE MONTEIRO AND AD PEREIRA
ROMANIA F CIUTACU
SCOTLAND LJSMITH
SLOVENIA SMEZNAR
SPAIN T RODRIGUEZ DE LAS HERAS BALLELL
SWEDEN AHPERSSON |
| any_adam_object | 1 |
| author_GND | (DE-588)131349643 (DE-588)128505648 |
| building | Verbundindex |
| bvnumber | BV036863690 |
| callnumber-first | K - Law |
| callnumber-label | KJC1886 |
| callnumber-raw | KJC1886 |
| callnumber-search | KJC1886 |
| callnumber-sort | KJC 41886 |
| classification_rvk | PU 1532 |
| ctrlnum | (OCoLC)699808038 (DE-599)BVBBV036863690 |
| dewey-full | 346.2407/4 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 346 - Private law |
| dewey-raw | 346.2407/4 |
| dewey-search | 346.2407/4 |
| dewey-sort | 3346.2407 14 |
| dewey-tens | 340 - Law |
| discipline | Rechtswissenschaft |
| edition | 1. publ. |
| format | Book |
| fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>00000nam a2200000zc 4500</leader><controlfield tag="001">BV036863690</controlfield><controlfield tag="003">DE-604</controlfield><controlfield tag="005">20120403</controlfield><controlfield tag="007">t|</controlfield><controlfield tag="008">101213s2010 xxu |||| 00||| eng d</controlfield><datafield tag="010" ind1=" " ind2=" "><subfield code="a">2010025626</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9780199594559</subfield><subfield code="c">hardback</subfield><subfield code="9">978-0-19-959455-9</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)699808038</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)BVBBV036863690</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-604</subfield><subfield code="b">ger</subfield><subfield code="e">aacr</subfield></datafield><datafield tag="041" ind1="0" ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="044" ind1=" " ind2=" "><subfield code="a">xxu</subfield><subfield code="c">US</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">DE-12</subfield><subfield code="a">DE-703</subfield></datafield><datafield tag="050" ind1=" " ind2="0"><subfield code="a">KJC1886</subfield></datafield><datafield tag="082" ind1="0" ind2=" "><subfield code="a">346.2407/4</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">PU 1532</subfield><subfield code="0">(DE-625)139918:</subfield><subfield code="2">rvk</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Regulating unfair banking practices in Europe</subfield><subfield code="b">the case of personal suretyships</subfield><subfield code="c">ed. by Aurelia Colombi Ciacchi and Stephen Weatherill</subfield></datafield><datafield tag="250" ind1=" " ind2=" "><subfield code="a">1. publ.</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Oxford [u.a.]</subfield><subfield code="b">Oxford Univ. Press</subfield><subfield code="c">2010</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">XXXII, 572 S.</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="b">n</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="b">nc</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="500" ind1=" " ind2=" "><subfield code="a">"Private persons often stand surety for a business debt incurred by family members, friends, or employers. These suretyships are commonly banking guarantees contracted by means of standard terms. Sometimes the guarantor signs the contract while he/she is not aware of the financial risk related to the guarantee. He or she may not even know what a suretyship is. But in other circumstances the guarantor may be well aware of the risk, but may nonetheless assume it because of strong emotional ties which exist between him/her and the main debtor. How, then, (if at all) does the law address the potential for 'unfairness' in such situations? Some systems choose to rely on objective criteria, such as identification of a manifest disproportion between the guaranteed amount and the surety's income and assets, while others are more open to subjective inquiry. The key point is variation. Different jurisdictions in Europe operate different models with different priorities. This book provides a comparative overview of the remedies against unfair obligations of non-professional guarantors available in 22 EU Member States, based on a questionnaire which has been completed by an expert in each particular jurisdiction and covering both legal rules and the economic context of different credit markets and banking practices"-- Provided by publisher.</subfield></datafield><datafield tag="610" ind1="2" ind2="7"><subfield code="a">Europäische Union</subfield><subfield code="0">(DE-588)5098525-5</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Recht</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Suretyship and guaranty</subfield><subfield code="z">European Union countries</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Consumer credit</subfield><subfield code="x">Law and legislation</subfield><subfield code="z">European Union countries</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Bankbürgschaft</subfield><subfield code="0">(DE-588)4004448-8</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Verbraucherkreditrecht</subfield><subfield code="0">(DE-588)4270065-6</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Schuldbeitritt</subfield><subfield code="0">(DE-588)4180111-8</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Mitgliedsstaaten</subfield><subfield code="0">(DE-588)4170174-4</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="651" ind1=" " ind2="4"><subfield code="a">Europäische Union. Mitgliedsstaaten</subfield></datafield><datafield tag="655" ind1=" " ind2="7"><subfield code="0">(DE-588)4143413-4</subfield><subfield code="a">Aufsatzsammlung</subfield><subfield code="2">gnd-content</subfield></datafield><datafield tag="689" ind1="0" ind2="0"><subfield code="a">Europäische Union</subfield><subfield code="0">(DE-588)5098525-5</subfield><subfield code="D">b</subfield></datafield><datafield tag="689" ind1="0" ind2="1"><subfield code="a">Mitgliedsstaaten</subfield><subfield code="0">(DE-588)4170174-4</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2="2"><subfield code="a">Bankbürgschaft</subfield><subfield code="0">(DE-588)4004448-8</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2="3"><subfield code="a">Schuldbeitritt</subfield><subfield code="0">(DE-588)4180111-8</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2="4"><subfield code="a">Verbraucherkreditrecht</subfield><subfield code="0">(DE-588)4270065-6</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2=" "><subfield code="5">DE-604</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Colombi Ciacchi, Aurelia</subfield><subfield code="d">1970-</subfield><subfield code="e">Sonstige</subfield><subfield code="0">(DE-588)131349643</subfield><subfield code="4">oth</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Weatherill, Stephen</subfield><subfield code="d">1961-</subfield><subfield code="e">Sonstige</subfield><subfield code="0">(DE-588)128505648</subfield><subfield code="4">oth</subfield></datafield><datafield tag="856" ind1="4" ind2="2"><subfield code="m">SWB Datenaustausch</subfield><subfield code="q">application/pdf</subfield><subfield code="u">http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020779404&sequence=000003&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA</subfield><subfield code="3">Inhaltsverzeichnis</subfield></datafield><datafield tag="940" ind1="1" ind2=" "><subfield code="n">oe</subfield></datafield><datafield tag="943" ind1="1" ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-020779404</subfield></datafield></record></collection> |
| genre | (DE-588)4143413-4 Aufsatzsammlung gnd-content |
| genre_facet | Aufsatzsammlung |
| geographic | Europäische Union. Mitgliedsstaaten |
| geographic_facet | Europäische Union. Mitgliedsstaaten |
| id | DE-604.BV036863690 |
| illustrated | Not Illustrated |
| indexdate | 2025-01-02T11:33:08Z |
| institution | BVB |
| isbn | 9780199594559 |
| language | English |
| lccn | 2010025626 |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-020779404 |
| oclc_num | 699808038 |
| open_access_boolean | |
| owner | DE-12 DE-703 |
| owner_facet | DE-12 DE-703 |
| physical | XXXII, 572 S. |
| publishDate | 2010 |
| publishDateSearch | 2010 |
| publishDateSort | 2010 |
| publisher | Oxford Univ. Press |
| record_format | marc |
| spelling | Regulating unfair banking practices in Europe the case of personal suretyships ed. by Aurelia Colombi Ciacchi and Stephen Weatherill 1. publ. Oxford [u.a.] Oxford Univ. Press 2010 XXXII, 572 S. txt rdacontent n rdamedia nc rdacarrier "Private persons often stand surety for a business debt incurred by family members, friends, or employers. These suretyships are commonly banking guarantees contracted by means of standard terms. Sometimes the guarantor signs the contract while he/she is not aware of the financial risk related to the guarantee. He or she may not even know what a suretyship is. But in other circumstances the guarantor may be well aware of the risk, but may nonetheless assume it because of strong emotional ties which exist between him/her and the main debtor. How, then, (if at all) does the law address the potential for 'unfairness' in such situations? Some systems choose to rely on objective criteria, such as identification of a manifest disproportion between the guaranteed amount and the surety's income and assets, while others are more open to subjective inquiry. The key point is variation. Different jurisdictions in Europe operate different models with different priorities. This book provides a comparative overview of the remedies against unfair obligations of non-professional guarantors available in 22 EU Member States, based on a questionnaire which has been completed by an expert in each particular jurisdiction and covering both legal rules and the economic context of different credit markets and banking practices"-- Provided by publisher. Europäische Union (DE-588)5098525-5 gnd rswk-swf Recht Suretyship and guaranty European Union countries Consumer credit Law and legislation European Union countries Bankbürgschaft (DE-588)4004448-8 gnd rswk-swf Verbraucherkreditrecht (DE-588)4270065-6 gnd rswk-swf Schuldbeitritt (DE-588)4180111-8 gnd rswk-swf Mitgliedsstaaten (DE-588)4170174-4 gnd rswk-swf Europäische Union. Mitgliedsstaaten (DE-588)4143413-4 Aufsatzsammlung gnd-content Europäische Union (DE-588)5098525-5 b Mitgliedsstaaten (DE-588)4170174-4 s Bankbürgschaft (DE-588)4004448-8 s Schuldbeitritt (DE-588)4180111-8 s Verbraucherkreditrecht (DE-588)4270065-6 s DE-604 Colombi Ciacchi, Aurelia 1970- Sonstige (DE-588)131349643 oth Weatherill, Stephen 1961- Sonstige (DE-588)128505648 oth SWB Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020779404&sequence=000003&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Regulating unfair banking practices in Europe the case of personal suretyships Europäische Union (DE-588)5098525-5 gnd Recht Suretyship and guaranty European Union countries Consumer credit Law and legislation European Union countries Bankbürgschaft (DE-588)4004448-8 gnd Verbraucherkreditrecht (DE-588)4270065-6 gnd Schuldbeitritt (DE-588)4180111-8 gnd Mitgliedsstaaten (DE-588)4170174-4 gnd |
| subject_GND | (DE-588)5098525-5 (DE-588)4004448-8 (DE-588)4270065-6 (DE-588)4180111-8 (DE-588)4170174-4 (DE-588)4143413-4 |
| title | Regulating unfair banking practices in Europe the case of personal suretyships |
| title_auth | Regulating unfair banking practices in Europe the case of personal suretyships |
| title_exact_search | Regulating unfair banking practices in Europe the case of personal suretyships |
| title_full | Regulating unfair banking practices in Europe the case of personal suretyships ed. by Aurelia Colombi Ciacchi and Stephen Weatherill |
| title_fullStr | Regulating unfair banking practices in Europe the case of personal suretyships ed. by Aurelia Colombi Ciacchi and Stephen Weatherill |
| title_full_unstemmed | Regulating unfair banking practices in Europe the case of personal suretyships ed. by Aurelia Colombi Ciacchi and Stephen Weatherill |
| title_short | Regulating unfair banking practices in Europe |
| title_sort | regulating unfair banking practices in europe the case of personal suretyships |
| title_sub | the case of personal suretyships |
| topic | Europäische Union (DE-588)5098525-5 gnd Recht Suretyship and guaranty European Union countries Consumer credit Law and legislation European Union countries Bankbürgschaft (DE-588)4004448-8 gnd Verbraucherkreditrecht (DE-588)4270065-6 gnd Schuldbeitritt (DE-588)4180111-8 gnd Mitgliedsstaaten (DE-588)4170174-4 gnd |
| topic_facet | Europäische Union Recht Suretyship and guaranty European Union countries Consumer credit Law and legislation European Union countries Bankbürgschaft Verbraucherkreditrecht Schuldbeitritt Mitgliedsstaaten Europäische Union. Mitgliedsstaaten Aufsatzsammlung |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020779404&sequence=000003&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
| work_keys_str_mv | AT colombiciacchiaurelia regulatingunfairbankingpracticesineuropethecaseofpersonalsuretyships AT weatherillstephen regulatingunfairbankingpracticesineuropethecaseofpersonalsuretyships |