Lessons from the financial crisis: causes, consequences, and our economic future
Saved in:
| Format: | Book |
|---|---|
| Language: | English |
| Published: |
Hoboken, NJ
Wiley
2010
|
| Series: | The Robert W. Kolb series in finance
|
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Physical Description: | XXV, 667 S. graph. Darst. |
| ISBN: | 9780470561775 |
Staff View
MARC
| LEADER | 00000nam a2200000 c 4500 | ||
|---|---|---|---|
| 001 | BV036508662 | ||
| 003 | DE-604 | ||
| 005 | 20181029 | ||
| 007 | t | ||
| 008 | 100617s2010 d||| |||| 00||| eng d | ||
| 010 | |a 2009050964 | ||
| 020 | |a 9780470561775 |c cloth |9 978-0-470-56177-5 | ||
| 035 | |a (OCoLC)699844894 | ||
| 035 | |a (DE-599)GBV615855377 | ||
| 040 | |a DE-604 |b ger |e aacr | ||
| 041 | 0 | |a eng | |
| 049 | |a DE-473 |a DE-355 |a DE-703 |a DE-M382 |a DE-92 | ||
| 084 | |a QK 600 |0 (DE-625)141666: |2 rvk | ||
| 084 | |a QK 640 |0 (DE-625)141673: |2 rvk | ||
| 245 | 1 | 0 | |a Lessons from the financial crisis |b causes, consequences, and our economic future |c Robert W. Kolb [ed.] |
| 264 | 1 | |a Hoboken, NJ |b Wiley |c 2010 | |
| 300 | |a XXV, 667 S. |b graph. Darst. | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 490 | 0 | |a The Robert W. Kolb series in finance | |
| 648 | 7 | |a Geschichte 2007-2009 |2 gnd |9 rswk-swf | |
| 650 | 0 | |a Financial crises | |
| 650 | 0 | |a Global Financial Crisis, 2008-2009 | |
| 650 | 0 | |a Financial crises / United States | |
| 650 | 0 | 7 | |a Internationaler Kreditmarkt |0 (DE-588)4120506-6 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Bankenkrise |0 (DE-588)4209657-1 |2 gnd |9 rswk-swf |
| 651 | 4 | |a USA | |
| 655 | 7 | |0 (DE-588)4143413-4 |a Aufsatzsammlung |2 gnd-content | |
| 689 | 0 | 0 | |a Internationaler Kreditmarkt |0 (DE-588)4120506-6 |D s |
| 689 | 0 | 1 | |a Bankenkrise |0 (DE-588)4209657-1 |D s |
| 689 | 0 | 2 | |a Geschichte 2007-2009 |A z |
| 689 | 0 | |5 DE-604 | |
| 700 | 1 | |a Kolb, Robert W. |d 1949- |e Sonstige |0 (DE-588)130361240 |4 oth | |
| 776 | 0 | 8 | |i Erscheint auch als |n Online-Ausgabe |z 9781118266588 |w (DE-604)BV043393996 |
| 856 | 4 | 2 | |m Digitalisierung UB Bamberg |q application/pdf |u http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020430921&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |3 Inhaltsverzeichnis |
| 999 | |a oai:aleph.bib-bvb.de:BVB01-020430921 | ||
Record in the Search Index
| _version_ | 1804143075665117184 |
|---|---|
| adam_text | Contents
Acknowledgments
xv
Editor s Note
xvii
Introduction
xix
PART I Overview of the Crisis
1
1
Leverage and Liberal Democracy
3
George Bragues
2
A Property Economics Explanation of the Global
Financial Crisis
9
Gunnar
Heinsohn
and Frank Decker
3
Of Sttbprimes and Sundry Symptoms: The Political
Economy of the Financial Crisis
17
AshekBarđhan
4
The Political Economy of the Financial Crisis of 200S
23
Bager D.
Congleton
В
The Global Financial Crisis of
2008:
What Went Wrong?
31
Hershey H. Friedman
ană
Linda Weiser-
Frieãtmn
6
The Roots of the Crisis and How to Bring It to a Close
Ш
Џтеѕ
К.
Galbraith
7
Enron
Еегаш
The Credit Crisis in Three
Basy
Pieces
43
Jonathan C. Hpsm
8
The Global Crisis and Its Origins
51
Peter L· Stem
viii Contents
9
Four Paradoxes of the
2008-2009
Economic and
Financial Crisis
59
John E. Marthinsen
10
Understanding the
Subprime
Financial Crisis
69
Steven L. Schwarcz
PART II Causes and Consequences of the
Financial Crisis
77
11
The Origins of the Financial Crisis
79
Martin
N.
Baily, Robert E.
Litan,
and Matthew S. Johnson
12
Ten Myths about
Subprime
Mortgages
87
Yuliya. Oemyanyk
13
The Financial Crisis: How Did We Get Here and Where
Do We Go Next? New Evidence on How the Crisis
Spread Among Financial Institutions
95
James R.
Barth,
Tong
Li,
Lu
Waiting, and Glenn H.
Yago
14
A Decade of Living Dangerously: The Causes and
Consequences of the Mortgage, Financial, and
Economic Crises
103
Jon A. Garfinkel ana Jarjisu
Sa-Aađu
15
Making Sense of the
Subprime
Crisis
109
Kristopher S. Gerardi, Andreas Leknert, Shane M. Sheriund, and Paul
Wüten
16
Miraculous Financial Engineering or Legacy Assets?
119
îw
Pezzato
17
The Making and Ending of the Financial Crisis of
2007-2009 125
Austin Murphy
IS The Sttbpiime Mortgage Problem; Causes and
Likely
Сиге
133
RamU
Ό.
Uti
If Sequence of Asset Bubbles and the Global
Financial Crisis
139
АШ
¡altlvand and A. G. Classes)
Майіаш
Contents
ix
PART III Borrowers
147
20
The Past, Present, and Future of
Subprime
Mortgages
149
Shane M. Sherlund
21
FHA Loans and Policy Responses to
Credit Availability
155
Dr. Marsha
Cornatane, Rajeeo
Darolia, and Dr. Peter
Zorn
22
The Single-Family Mortgage Industry in the Internet
Era: Technology Developments and Market Structure
163
Forrest Pafenberg
23
Speed Kills? Mortgage Credit Boom and the Crisis
175
Giovanni Dell Aricela,
Deniz Igan, and Luc Laeoen
24
Subprime
Mortgages: What We Have Learned From a
New Class of Homeowners
181
Tota }. Zywickì
and Satya
ЋшШт
25
Rating Agencies: Facilitators of Predatory Lending
in the
Subprime
Market
191
David J. Reiss
PART IV The Process of Securitization
197
26
A Primer on the Role of Seeuritization in the Credit
Market Crisis of
2007 199
John
D. Mãnin
27
Incentives in the Originate-to-Distribute Model of
Mortgage Production
209
Robert W.KoB
28
Did Securitization Lead to Lax Screening? Evidence
from Subprime Loans
217
Benjamin ƒ,
Keys, Tanmoy
МиШефе,
Amit
Sem, ani Vikrant ¥íg
29
Tumbling Tower of
Babel: Subprime
Seetuitiaatåoii
and the Credit
Crisis
225
Bruce
í.
facetos
x
Contents
30
The Incentives of Mortgage Servicers and Designing
Loan Modifications to Address the Mortgage Crisis
231
Larry
Corãéll,
Karen
Dynan,
Andreas Lehnert, Nellie Liang,
and Eileen
Mauskopf
31
The Contribution of Structured Finance to the
Financial Crisis: An Introductory Overview
239
Adrian A.R.JM. van Rixtel and
Sarai
Criado
32
Problematic Practices of Credit Rating Agencies:
The Neglected Risks of Mortgage-Backed Securities
247
Phil Hasp
33
Did Asset Complexity Trigger Ratings Bias?
259
VasilM
Skřeta
and Laura VeUkamp
34
The Pitfalls of Originate-to-Distribute in
Bank Lending
267
Antje
Bemdí
and Anurag Gupta
PART
¥
Risk Management and Mismanagement
275
35
Behavioral Basis of the Financial Crisis
277
J. V.
Rizzi
36
Risk Management Failures During the
Financial Crisis
283
Dr. Michel Crouhy
37
The Outsourcing of Financial Regulation
to Risk Models
293
ErikEGerdmg
38
The Future of Risk Modeling
301
Elizabeth
Sìmeéy
39
What Happened to Risk Management During fhe
2008-2ÖÖ9
Financial Crisis?
307
Michael
Mc Aker,
Јгшп
-Angd
Jimätez-Martm,
and
Teodosio
Pêrez-Amarai
40
Шѕк
Management
Lessons from the Global Financial
Crisis for Derivative Exchanges
317
j&yantk
Varma
Contents
xi
PART VI The Problem of Regulation
325
41
Regulation and Financial Stability in the Age
of Turbulence
327
David S. Bieri
42
The Financial Crisis of
2007-2009:
Missing Financial
Regulation or Absentee Regulators?
337
George G. Kaufman and A. G. Malliaris
43
The Demise of the United Kingdom s Northern Rock
and Large U.S. Financial Institutions: Public
Policy Lessons
345
Róbert
A. Eisenbeis and George G. Kaufman
44
Why Securities Regulation Failed to Prevent the
CDO Meltdown
355
Richard E.
Menđales
45
Curbing Optimism in Managerial Estimates Through
Transparent Accounting: The Case of Securitizations
361
Stephen Bryan, Steven
Lilien,
and Bbarat Sarath
46
BaselH Put on Trial: What Role in the Financial Crisis?
369
Ïrancesco
Cannata
ană
Maño QuagliarkUa
47
Credit
Rating
Organizations, Their Role in the Current
Calamity, and Future Prospects for Reform
377
Thomas J. Fitzpatrick IV
ani
Chris
Sugers
48
Global Regulation for Global Markets?
ЗІЗ
Michael
W.
Taylor and Douglas
W,
Amer
49
Financial Regulation, Behavioral Finance,, and the
Global Financial Crisis: In Search of a New
Regulatory Model
391
Emilias
Ащоиіеав
РАНТ
VII
Imtitatiöïial
Failures
401
50
Why Financial Conglomerates Are at the Center of
tibe Financia!
Crisis
403
Arthur E.
Wñmarth
xii
Contents
51
Corporate Governance and the Financial Crisis:
A Case Study from the S&P
500 411
Brian R. Cheffins
52
Secondary-Management Conflicts
419
Steam L. Schwarcz
53
The Financial Crisis and the Systemic Failure of
Academic Economics
427
David Colander, Michael Goldberg,
Armin
Haas, Man
Шгтап,
Katarina Juselius,
Brigitte
Sloth, and Thomas Lux
54
Fannie Mae and Freddie Mac: Privatizing Profit and
Socializing Loss
437
David Reiss
55
Disclosure s Failure in the
Subprime
Mortgage Crisis
443
Stami
L,
Schwarcz
PART
VIII
The Federal Reserve, Monetary Policy,
and
the Financial Crisis
451
56
Federal Reserve Policy and the Housing Bubble
453
Lawrence H, Whfte
57
The Greenspan and Bemanke Federal Reserve Roles
in the Financial Crisis
461
John Ryan
58
The Risk Management Approach to Monetary Policy:
Lessons from the Financial Crisis of
2007-2009 467
Marc
D. Bayforá
and A. G. Malliaris
59
Reawakening the Inflationary Monster: U.S. Monetary
Policy and fhe Federal Reserve
475
Жеия
Dama end
Martin HutcMnson
W
The
Transionnatíon
of the Federal Reserve System
Balance
Sheet and
Ite
Implications
483
Peter Stella
Contents
xiii
PART IX Implications of the Crisis for Our
Economic Systems
493
61
Systemic Risk and Markets
495
Steven L. Schwarcz
62
The Transmission of Liquidity Shocks During the Crisis:
Ongoing Research into the Transmission of Liquidity
Shock Suggests the Emergence of a Range of New
Channels During the Credit Crisis
501
Nathaniel Frank, Brenda
Gonzâlez-Hermosillo,
and
Heiko
Hesse
63
Credit Contagion From Counterparty Risk
509
Philippe Jorion and Gaiyan Zhang
PART X International Dimensions of the
Financial Crisis
517
64
Only in America? When Housing Boom Tarns
to Bust
519
hud Ellis
65
The Equity Risk Premium Amid a Global
Financial Crisis
525
John R. Graham and Campbell
К
Harvey
66
Australia s Experience in the Global Financial Crisis
537
Christine
Brown and Kevin Dais
67
Collapse of a Financial System: An Icelandic Saga
545
Ίη
/ggBi
Thor
Herbertss&n
68
Iceland s Banking Sector and the Political Economy
of Crisis
551
¡ames
A. H. S,
Hine
and
їли
Ashman
69
The Stibpiime Crisis: Implications for
Emerging
Markéto
559
William B. Gwitmerand
Anthony
B. Samlem
xiv
Contente
PART XI
Financial
Solutions and Our Economic Future
569
70
The
Long-Term
Cost of the Financial Crisis
571
Muritto Campetto, John R. Graham, and Campbell R. Harvey
71
Coping with the Financial Crisis: Illiquidity and
the Role of Government Intervention
579
Bastian Breitenfeüner
and
Nudas
Wagner
72
Fiscal Policy for the Crisis
587
Antonio Spilimbergo, Steoen
Symansky,
Olivier
Blanchard,
and Carlo Cottarelli
73
The Future of Securitization
595
Steoen L,
Schwanz
74
Modification of Mortgages in Bankruptcy
601
Adam J. Lemtin
75
The Shadow Bankruptcy System
609
Jonathan C. Lipson
76
Reregulating Fannie Mae and Freddie Mac
617
DwightM.Jąffee
77
Would Greater Regulation of Hedge Funds Reduce
Systemic
Msk?
625
Michael R. King and
Philipp Maier
78
Regelating Credit Default Swaps
633
Hautmn B. Shake
Index
|
| any_adam_object | 1 |
| author_GND | (DE-588)130361240 |
| building | Verbundindex |
| bvnumber | BV036508662 |
| classification_rvk | QK 600 QK 640 |
| ctrlnum | (OCoLC)699844894 (DE-599)GBV615855377 |
| discipline | Wirtschaftswissenschaften |
| era | Geschichte 2007-2009 gnd |
| era_facet | Geschichte 2007-2009 |
| format | Book |
| fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>01922nam a2200469 c 4500</leader><controlfield tag="001">BV036508662</controlfield><controlfield tag="003">DE-604</controlfield><controlfield tag="005">20181029 </controlfield><controlfield tag="007">t</controlfield><controlfield tag="008">100617s2010 d||| |||| 00||| eng d</controlfield><datafield tag="010" ind1=" " ind2=" "><subfield code="a">2009050964</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9780470561775</subfield><subfield code="c">cloth</subfield><subfield code="9">978-0-470-56177-5</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)699844894</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)GBV615855377</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-604</subfield><subfield code="b">ger</subfield><subfield code="e">aacr</subfield></datafield><datafield tag="041" ind1="0" ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">DE-473</subfield><subfield code="a">DE-355</subfield><subfield code="a">DE-703</subfield><subfield code="a">DE-M382</subfield><subfield code="a">DE-92</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">QK 600</subfield><subfield code="0">(DE-625)141666:</subfield><subfield code="2">rvk</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">QK 640</subfield><subfield code="0">(DE-625)141673:</subfield><subfield code="2">rvk</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Lessons from the financial crisis</subfield><subfield code="b">causes, consequences, and our economic future</subfield><subfield code="c">Robert W. Kolb [ed.]</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Hoboken, NJ</subfield><subfield code="b">Wiley</subfield><subfield code="c">2010</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">XXV, 667 S.</subfield><subfield code="b">graph. Darst.</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="b">n</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="b">nc</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="490" ind1="0" ind2=" "><subfield code="a">The Robert W. Kolb series in finance</subfield></datafield><datafield tag="648" ind1=" " ind2="7"><subfield code="a">Geschichte 2007-2009</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Financial crises</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Global Financial Crisis, 2008-2009</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Financial crises / United States</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Internationaler Kreditmarkt</subfield><subfield code="0">(DE-588)4120506-6</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Bankenkrise</subfield><subfield code="0">(DE-588)4209657-1</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="651" ind1=" " ind2="4"><subfield code="a">USA</subfield></datafield><datafield tag="655" ind1=" " ind2="7"><subfield code="0">(DE-588)4143413-4</subfield><subfield code="a">Aufsatzsammlung</subfield><subfield code="2">gnd-content</subfield></datafield><datafield tag="689" ind1="0" ind2="0"><subfield code="a">Internationaler Kreditmarkt</subfield><subfield code="0">(DE-588)4120506-6</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2="1"><subfield code="a">Bankenkrise</subfield><subfield code="0">(DE-588)4209657-1</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2="2"><subfield code="a">Geschichte 2007-2009</subfield><subfield code="A">z</subfield></datafield><datafield tag="689" ind1="0" ind2=" "><subfield code="5">DE-604</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Kolb, Robert W.</subfield><subfield code="d">1949-</subfield><subfield code="e">Sonstige</subfield><subfield code="0">(DE-588)130361240</subfield><subfield code="4">oth</subfield></datafield><datafield tag="776" ind1="0" ind2="8"><subfield code="i">Erscheint auch als</subfield><subfield code="n">Online-Ausgabe</subfield><subfield code="z">9781118266588</subfield><subfield code="w">(DE-604)BV043393996</subfield></datafield><datafield tag="856" ind1="4" ind2="2"><subfield code="m">Digitalisierung UB Bamberg</subfield><subfield code="q">application/pdf</subfield><subfield code="u">http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020430921&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA</subfield><subfield code="3">Inhaltsverzeichnis</subfield></datafield><datafield tag="999" ind1=" " ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-020430921</subfield></datafield></record></collection> |
| genre | (DE-588)4143413-4 Aufsatzsammlung gnd-content |
| genre_facet | Aufsatzsammlung |
| geographic | USA |
| geographic_facet | USA |
| id | DE-604.BV036508662 |
| illustrated | Illustrated |
| indexdate | 2024-07-09T22:41:54Z |
| institution | BVB |
| isbn | 9780470561775 |
| language | English |
| lccn | 2009050964 |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-020430921 |
| oclc_num | 699844894 |
| open_access_boolean | |
| owner | DE-473 DE-BY-UBG DE-355 DE-BY-UBR DE-703 DE-M382 DE-92 |
| owner_facet | DE-473 DE-BY-UBG DE-355 DE-BY-UBR DE-703 DE-M382 DE-92 |
| physical | XXV, 667 S. graph. Darst. |
| publishDate | 2010 |
| publishDateSearch | 2010 |
| publishDateSort | 2010 |
| publisher | Wiley |
| record_format | marc |
| series2 | The Robert W. Kolb series in finance |
| spelling | Lessons from the financial crisis causes, consequences, and our economic future Robert W. Kolb [ed.] Hoboken, NJ Wiley 2010 XXV, 667 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier The Robert W. Kolb series in finance Geschichte 2007-2009 gnd rswk-swf Financial crises Global Financial Crisis, 2008-2009 Financial crises / United States Internationaler Kreditmarkt (DE-588)4120506-6 gnd rswk-swf Bankenkrise (DE-588)4209657-1 gnd rswk-swf USA (DE-588)4143413-4 Aufsatzsammlung gnd-content Internationaler Kreditmarkt (DE-588)4120506-6 s Bankenkrise (DE-588)4209657-1 s Geschichte 2007-2009 z DE-604 Kolb, Robert W. 1949- Sonstige (DE-588)130361240 oth Erscheint auch als Online-Ausgabe 9781118266588 (DE-604)BV043393996 Digitalisierung UB Bamberg application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020430921&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Lessons from the financial crisis causes, consequences, and our economic future Financial crises Global Financial Crisis, 2008-2009 Financial crises / United States Internationaler Kreditmarkt (DE-588)4120506-6 gnd Bankenkrise (DE-588)4209657-1 gnd |
| subject_GND | (DE-588)4120506-6 (DE-588)4209657-1 (DE-588)4143413-4 |
| title | Lessons from the financial crisis causes, consequences, and our economic future |
| title_auth | Lessons from the financial crisis causes, consequences, and our economic future |
| title_exact_search | Lessons from the financial crisis causes, consequences, and our economic future |
| title_full | Lessons from the financial crisis causes, consequences, and our economic future Robert W. Kolb [ed.] |
| title_fullStr | Lessons from the financial crisis causes, consequences, and our economic future Robert W. Kolb [ed.] |
| title_full_unstemmed | Lessons from the financial crisis causes, consequences, and our economic future Robert W. Kolb [ed.] |
| title_short | Lessons from the financial crisis |
| title_sort | lessons from the financial crisis causes consequences and our economic future |
| title_sub | causes, consequences, and our economic future |
| topic | Financial crises Global Financial Crisis, 2008-2009 Financial crises / United States Internationaler Kreditmarkt (DE-588)4120506-6 gnd Bankenkrise (DE-588)4209657-1 gnd |
| topic_facet | Financial crises Global Financial Crisis, 2008-2009 Financial crises / United States Internationaler Kreditmarkt Bankenkrise USA Aufsatzsammlung |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=020430921&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
| work_keys_str_mv | AT kolbrobertw lessonsfromthefinancialcrisiscausesconsequencesandoureconomicfuture |