Bank management:
Saved in:
| Main Authors: | , |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Mason, Ohio
South-Western Cengage Learning
2010
|
| Edition: | 7. ed. |
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Physical Description: | XVI, 872 S. Ill., graph. Darst. |
| ISBN: | 9780324655780 0324655789 |
Staff View
MARC
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Record in the Search Index
| _version_ | 1804140799328256000 |
|---|---|
| adam_text | SEVENTH EDITION BANK MANAGEMENT TIMOTHY W. KOCH UNIVERSITY OF SOUTH
CAROLINA S. SCOTT MACDONALD SOUTHERN METHODIST UNIVERSITY HOCHSCHULE
LIECHTENSTEIN BIBLIOTHEK *% SOUTH-WESTERN I% CENGAGE LEARNING
AUSTRALIA ».BRAZIL * JAPAN * KOREA * MEXICO * SINGAPORE * SPAIN * UNITED
KINGDOM * UNITED STATES CONTENTS CHAPTER 1 BANKING AND THE FINANCIAL
SERVICES INDUSTRY 1 CREDIT CRISIS OF 2007-2009 2 HOW DO BANKS DIFFER? 7
ORGANIZATIONAL STRUCTURE AND FINANCIAL SERVICES BUSINESS MODELS 17
DIFFERENT CHANNELS FOR DELIVERING BANKING SERVICES 24 SUMMARY . . 26_
QUESTIONS.... 26 ACTIVITIES 27. REFERENCES 28 CHAPTER 2 GOVERNMENT
POLICIES AND REGULATION ; 31 HISTORICAL BANK REGULATION 32 GOALS AND
FUNCTIONS OF DEPOSITORY INSTITUTION REGULATION 34 ENSURE SAFETY AND
SOUNDNESS AND PROVIDE AN EFFICIENT AND COMPETITIVE SYSTEM .. 35
MAINTAINING MONETARY STABILITY AND THE INTEGRITY OF THE PAYMENTS SYSTEM
47 EFFICIENT AND COMPETITIVE FINANCIAL SYSTEM 52 SUMMARY 64 QUESTIONS 65
ACTIVITIES 66 REFERENCES .....67 CHAPTER 3 ANALYZING BANK PERFORMANCE 69
COMMERCIAL BANK FINANCIAL STATEMENTS 71 THE RELATIONSHIP BETWEEN THE
BALANCE SHEET AND INCOME STATEMENT. 94 THE RETURN ON EQUITY MODEL 96
MANAGING RISK AND RETURNS 107 EVALUATING BANK PERFORMANCE: AN
APPLICATION , 121 : MAXIMIZING THE MARKET VALUE OF BANK EQUITY 135
FINANCIAL STATEMENT MANIPULATION 140 SUMMARY .-RR-. , 143 QUESTIONS
..,;..... 144 PROBLEMS 146 REFERENCES 146 APPENDIX 150 CHAPTER 4
MANAGING NONINTEREST INCOME AND NONINTEREST EXPENSE 169 NONINTEREST
INCOME 173 NONINTEREST EXPENSE 179 WHICH LINES OF BUSINESS AND CUSTOMERS
ARE PROFITABLE ;, 185 SUMMARY : 201 QUESTIONS 201 ACTIVITY .....202
REFERENCES 203 CONTENTS * XIII CHAPTER 5 THE PERFORMANCE OF
NONTRADITIONAL BANKING COMPANIES 205 THE FINANCIAL PERFORMANCE OF
GOLDMAN SACHS 206 THE FINANCIAL PERFORMANCE OF MUTUAL OF OMAHA BANK 215
THE FINANCIAL PERFORMANCE OF BMW FINANCIAL SERVICES AND BMW BANK OF
NORTH AMERICA *; 218 SUMMARY 222 QUESTIONS ....223 ACTIVITIES ; 223
REFERENCES 224 CHAPTER 6 PRICING FIXED-INCOME SECURITIES 225 THE
MATHEMATICS OF INTEREST RATES 226 FUTURE VALUE AND PRESENT VALUE: SINGLE
PAYMENT ...226 FUTURE VALUE AND PRESENT VALUE: MULTIPLE PAYMENTS.. 229
SIMPLE VERSUS COMPOUND INTEREST 230 THE RELATIONSHIP BETWEEN INTEREST
RATES AND OPTION-FREE BOND PRICES 232 DURATION AND PRICE VOLATILITY ;.
238 RECENT INNOVATIONS IN THE VALUATION OF FIXED-INCOME SECURITIES AND
TOTAL RETURN ANALYSIS 243 MONEY MARKET YIELDS 247 SUMMARY... 251
QUESTIONS 252 ACTIVITIES . .....254 REFERENCES..... , 255 CHAPTER 7
MANAGING INTEREST RATE RISK: GAP AND EARNINGS SENSITIVITY......... 257
MEASURING INTEREST RATE RISK WITH GAP.. 259 EARNINGS SENSITIVITY
ANALYSIS 278 INCOME STATEMENT GAP 287 MANAGING THE GAP AND EARNINGS
SENSITIVITY RISK... 289 SUMMARY 290 QUESTIONS 291 ACTIVITIES .* 293
REFERENCES... ; ... I 296 CHAPTER 8 MANAGING INTEREST RATE RISK:
DURATIOITGAP AND ECONOMIC VALUE OF EQUITY.. 297 MEASURING INTEREST RATE
RISK WITH DURATION GAP 300 ECONOMIC VALUE OF EQUITY SENSITIVITY
ANALYSIS..... *.. 310 EARNINGS SENSITIVITY ANALYSIS VERSUS EVE
SENSITIVITY ANALYSIS: WHICH MODEL IS BETTER? 315 A CRITIQUE OF
STRATEGIES FOR MANAGING EARNINGS AND.ECONOMIC VALUE OF EQUITY
SENSITIVITY ..317 YIELD CURVE STRATEGIES ; , ; .... 320 SUMMARY 321
QUESTIONS... 1 , 322 ACTIVITY..., 324 REFERENCES 324 XIV CONTENTS
CHAPTER 9 USING DERIVATIVES TO MANAGE INTEREST RATE RISK 327
CHARACTERISTICS OF FINANCIAL FUTURES 328 SPECULATION VERSUS HEDGING 338
MICROHEDGING APPLICATIONS 347 MACROHEDGING APPLICATIONS 351 USING
FORWARD RATE AGREEMENTS TO MANAGE RATE RISK 354 BASIC INTEREST RATE
SWAPS AS A RISK MANAGEMENT TOOL 356 INTEREST RATE CAPS AND FLOORS ; 364
- SUMMARY 377 QUESTIONS 378~ ACTIVITIES 382 REFERENCES 385 CHAPTER 10
FUNDING THE BANK 387 THE RELATIONSHIP BETWEEN LIQUIDITY REQUIREMENTS,
CASH, AND FUNDING SOURCES. 389 CHARACTERISTICS OF RETAIL-TYPE DEPOSITS
394 CHARACTERISTICS OF LARGE WHOLESALE LIABILITIES 405 ELECTRONIC MONEY
: 419 CHECK 21 : 422 MEASURING THE COST OF FUNDS 427 THE AVERAGE
HISTORICAL COST OF FUNDS 427 FUNDING SOURCES AND BANKING RISKS 435
SUMMARY 438 QUESTIONS 439 PROBLEMS ..441 ACTIVITIES 442 REFERENCES 443
CHAPTER 11 MANAGING LIQUIDITY 445 MEETING LIQUIDITY NEEDS 447 RESERVE
BALANCES AT THE FEDERAL RESERVE BANK 451 MEETING LEGAL RESERVE
REQUIREMENTS 456 LIQUIDITY PLANNING .464 TRADITIONAL AGGREGATE
MEASURES OF LIQUIDITY RISK 471 LONGER-TERM LIQUIDITY PLANNING^ 475
CONTINGENCY FUNDING ,481 SUMMARY 482 QUESTIONS 483 ACTIVITY 485
REFERENCES 485 CHAPTER 12 THE EFFECTIVE USE OF CAPITAL 487 WHY WORRY
ABOUT BANK CAPITAL? 488 RISK-BASED CAPITAL STANDARDS 490 WHAT
CONSTITUTES BANK CAPITAL? 497 WHAT IS THE FUNCTION OF BANK
CAPITAL?........ 503 HOW MUCH CAPITAL IS ADEQUATE? 507 THE EFFECT OF
CAPITAL REQUIREMENTS ON BANK OPERATING POLICIES 508 CONTENTS . XV
CHARACTERISTICS OF EXTERNAL CAPITAL SOURCES 512 CAPITAL PLANNING 517
DEPOSITORY INSTITUTION CAPITAL STANDARDS 520 FEDERAL DEPOSIT INSURANCE
522 SUMMARY 527 QUESTIONS 528 PROBLEMS 529 REFERENCES 531 APPENDIX 532
CHAPTER 13 OVERVIEW OF CREDIT POLICY AND LOAN CHARACTERISTICS 541 RECENT
TRENDS IN LOAN GROWTH AND QUALITY 542 MEASURING AGGREGATE ASSET QUALITY
; 553 TRENDS IN COMPETITION FOR LOAN BUSINESS 555 THE CREDIT PROCESS 555
CHARACTERISTICS OF DIFFERENT TYPES OF LOANS 565 SUMMARY . ..582
QUESTIONS... 582 PROBLEMS ,. 584 ACTIVITY *. 584 REFERENCES . 585
CHAPTER 14 EVALUATING COMMERCIAL LOAN REQUESTS AND MANAGING CREDIT RISK
587 FUNDAMENTAL CREDIT ISSUES 589 EVALUATING CREDIT REQUESTS: A
FOUR-PART PROCESS 594 CREDIT ANALYSIS APPLICATION: WADE S OFFICE
FURNITURE 619 MANAGING RISK WITH LOAN SALES AND CREDIT DERIVATIVES 634
SUMMARY 640 QUESTIONS 640 PROBLEMS 643 REFERENCES 646 APPENDIX 1 648
APPENDIX II .....651 APPENDIX III 653 CHAPTER 15 EVALUATING CONSUMER
LOANS ..7. 65 5 TYPES OF CONSUMER LOANS 657 SUBPRIME.LOANS 666 CONSUMER
CREDIT REGULATIONS 668 CREDIT ANALYSIS 677 RECENT RISK AND RETURN
CHARACTERISTICS OF CONSUMER LOANS 688 SUMMARY 690 QUESTIONS 691
PROBLEMS..... 692 ACTIVITIES 693 REFERENCES 694 XVI CONTENTS CHAPTER 16
MANAGING THE INVESTMENT PORTFOLIO.. 697 DEALER OPERATIONS AND THE
SECURITIES TRADING ACCOUNT 699 OBJECTIVES OF THE INVESTMENT PORTFOLIO
701 COMPOSITION OF THE INVESTMENT PORTFOLIO 705 CHARACTERISTICS OF
TAXABLE SECURITIES ..707 PREPAYMENT RISK ON MORTGAGE-BACKED SECURITIES
719 CHARACTERISTICS OF MUNICIPAL SECURITIES 730 ESTABLISHING INVESTMENT
POLICY GUIDELINES 736 ACTIVE INVESTMENT STRATEGIES 737 THE IMPACT OF
INTEREST RATES ON THE VALUE OF SECURITIES WITH EMBEDDED OPTIONS ....745
COMPARATIVE YIELDS ON TAXABLE VERSUS TAX-EXEMPT SECURITIES 755 THE
IMPACT OF THE TAX REFORM ACT OF 1986 761 STRATEGIES UNDERLYING SECURITY
SWAPS 763 SUMMARY 766 QUESTIONS 767 PROBLEMS...: 769 ACTIVITY 771
REFERENCES .- 771 CHAPTER 17 GLOBAL BANKING ACTIVITIES 773 U.S.
DEPOSITORY INSTITUTIONS IN THE WORLD MARKET 773 IMPACT OF THE CREDIT
CRISIS OF 2007-2008 777 THE EUROPEAN COMMUNITY 784 UNIVERSAL BANKING
MODEL........ 786 ORGANIZATIONAL STRUCTURE OF U.S. BANKS WITH FOREIGN
OPERATIONS. 788 INTERNATIONAL FINANCIAL MARKETS 791 INTERNATIONAL
LENDING 794 FOREIGN EXCHANGE ACTIVITIES 800 SUMMARY 805 QUESTIONS.. 806
REFERENCES I 807 GLOSSARY 809 INDEX R. 859
|
| any_adam_object | 1 |
| author | Koch, Timothy W. MacDonald, S. Scott |
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| discipline | Wirtschaftswissenschaften |
| edition | 7. ed. |
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| indexdate | 2024-07-09T22:05:43Z |
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| isbn | 9780324655780 0324655789 |
| language | English |
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| spelling | Koch, Timothy W. Verfasser (DE-588)170560457 aut Bank management Timothy W. Koch ; S. Scott MacDonald 7. ed. Mason, Ohio South-Western Cengage Learning 2010 XVI, 872 S. Ill., graph. Darst. txt rdacontent n rdamedia nc rdacarrier Bankbetriebslehre (DE-588)4129045-8 gnd rswk-swf Bank (DE-588)4004436-1 gnd rswk-swf Management (DE-588)4037278-9 gnd rswk-swf Bank (DE-588)4004436-1 s Management (DE-588)4037278-9 s DE-604 Bankbetriebslehre (DE-588)4129045-8 s 1\p DE-604 MacDonald, S. Scott Verfasser (DE-588)17036948X aut GBV Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=018693230&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis 1\p cgwrk 20201028 DE-101 https://d-nb.info/provenance/plan#cgwrk |
| spellingShingle | Koch, Timothy W. MacDonald, S. Scott Bank management Bankbetriebslehre (DE-588)4129045-8 gnd Bank (DE-588)4004436-1 gnd Management (DE-588)4037278-9 gnd |
| subject_GND | (DE-588)4129045-8 (DE-588)4004436-1 (DE-588)4037278-9 |
| title | Bank management |
| title_auth | Bank management |
| title_exact_search | Bank management |
| title_full | Bank management Timothy W. Koch ; S. Scott MacDonald |
| title_fullStr | Bank management Timothy W. Koch ; S. Scott MacDonald |
| title_full_unstemmed | Bank management Timothy W. Koch ; S. Scott MacDonald |
| title_short | Bank management |
| title_sort | bank management |
| topic | Bankbetriebslehre (DE-588)4129045-8 gnd Bank (DE-588)4004436-1 gnd Management (DE-588)4037278-9 gnd |
| topic_facet | Bankbetriebslehre Bank Management |
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