Banking on innovation: Modernisation of payment systems
Gespeichert in:
| Hauptverfasser: | , |
|---|---|
| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
Heidelberg
Physica-Verl.
2009
|
| Schriftenreihe: | Contributions to economics
|
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | Literaturverz. S. 177 - 188 |
| Beschreibung: | XVII, 190 S. graph. Darst. |
| ISBN: | 9783790823325 |
Internformat
MARC
| LEADER | 00000nam a2200000 c 4500 | ||
|---|---|---|---|
| 001 | BV035431768 | ||
| 003 | DE-604 | ||
| 005 | 20100210 | ||
| 007 | t | ||
| 008 | 090414s2009 gw d||| |||| 00||| eng d | ||
| 015 | |a 09,N08,0502 |2 dnb | ||
| 016 | 7 | |a 992406870 |2 DE-101 | |
| 020 | |a 9783790823325 |c GB. : ca. EUR 85.55 (freier Pr.), ca. sfr 133.00 (freier Pr.) |9 978-3-7908-2332-5 | ||
| 024 | 3 | |a 9783790823325 | |
| 028 | 5 | 2 | |a 12633364 |
| 035 | |a (OCoLC)436291603 | ||
| 035 | |a (DE-599)DNB992406870 | ||
| 040 | |a DE-604 |b ger |e rakddb | ||
| 041 | 0 | |a eng | |
| 044 | |a gw |c XA-DE-BW | ||
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| 084 | |a QK 300 |0 (DE-625)141640: |2 rvk | ||
| 084 | |a 330 |2 sdnb | ||
| 100 | 0 | |a Tanai Khiaonarong |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Banking on innovation |b Modernisation of payment systems |c Tanai Khiaonarong ; Jonathan Liebenau |
| 264 | 1 | |a Heidelberg |b Physica-Verl. |c 2009 | |
| 300 | |a XVII, 190 S. |b graph. Darst. | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 490 | 0 | |a Contributions to economics | |
| 500 | |a Literaturverz. S. 177 - 188 | ||
| 650 | 7 | |a Bankautomation |2 stw | |
| 650 | 7 | |a Bargeldloser Zahlungsverkehr |2 stw | |
| 650 | 7 | |a Electronic Cash |2 stw | |
| 650 | 7 | |a Innovation |2 stw | |
| 650 | 7 | |a Innovationsdiffusion |2 stw | |
| 650 | 7 | |a Welt |2 stw | |
| 650 | 7 | |a Wirtschaftliche Effizienz |2 stw | |
| 650 | 4 | |a Zahlungsverkehr - Innovation - Effizienz | |
| 650 | 7 | |a Zahlungsverkehr |2 stw | |
| 650 | 0 | 7 | |a Zahlungsverkehr |0 (DE-588)4067287-6 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Innovation |0 (DE-588)4027089-0 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Effizienz |0 (DE-588)4013585-8 |2 gnd |9 rswk-swf |
| 689 | 0 | 0 | |a Zahlungsverkehr |0 (DE-588)4067287-6 |D s |
| 689 | 0 | 1 | |a Innovation |0 (DE-588)4027089-0 |D s |
| 689 | 0 | 2 | |a Effizienz |0 (DE-588)4013585-8 |D s |
| 689 | 0 | |5 DE-604 | |
| 700 | 1 | |a Liebenau, Jonathan |d 1954- |e Verfasser |0 (DE-588)138879516 |4 aut | |
| 776 | 0 | 8 | |i Erscheint auch als |n Online-Ausgabe |z 978-3-7908-2333-2 |
| 856 | 4 | 2 | |m Digitalisierung UB Regensburg |q application/pdf |u http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=017352151&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |3 Inhaltsverzeichnis |
| 999 | |a oai:aleph.bib-bvb.de:BVB01-017352151 | ||
Datensatz im Suchindex
| _version_ | 1804138874074562560 |
|---|---|
| adam_text | Contents
1
Introduction
...............................................................................................
I
2
Payment Systems: An Innovation Perspective
...................................... 7
2.1
Models of Innovation
......................................................................... 8
2.1.1
The Linear Model
................................................................... 8
2.1.2
The Diffusion Model
.............................................................. 9
2.1.3
The Innovation Dynamics Model
........................................... 10
2.1.4
Teece s Model
......................................................................... 11
2.1.5
The People Perspective
........................................................... 11
2.1.6
The Profit Chain
..................................................................... 12
2.1.7
The Services
Modei
................................................................ 13
2.1.8
The Developing Country Model
............................................. 13
2.2
Evolutionary and Resource-Based Models
........................................ 15
2.2.1
Evolutionary Perspectives
...................................................... 15
2.2.2
Schumpeter
............................................................................. 15
2.2.3
Freeman
.................................................................................. 16
2.2.4
Lundvall
.................................................................................. 17
2.2.5
Nelson and Winter
..................................................................
J
8
2.3
Resource-Based Perspectives
............................................................. 20
2.4
Comparison of Views
......................................................................... 21
2.5
Analytical Framework
........................................................................ 23
2.5.1
Types of Resources-Routines
................................................. 23
2.5.2
IT Resources
........................................................................... 24
2.5.3
Source of Innovation
.............................................................. 26
3
Strategic Approaches to Payment Efficiency and Innovation
............... 29
3.1
The Minimalist Approach: Australia,
Canada, Finland, United Kingdom
..................................................... 30
3.1.1
Australia
................................................................................. 31
3.1.2
Canada
..................................................................·................. 32
3.1.3
Finland.
................................................................................... 34
3.1.4
United Kingdom
..................................................................... 35
xii Contents
3.2 The
Competitive
Approach:
United States
......................................... 36
3.3
The Public Service
Approach: Thailand............................................
38
3.4
Comparison
of Strategic
Approaches
................................................. 45
3.5
The Role of the Central Bank in Promoting Innovation
..................... 48
3.5.1
Technological Innovations
...................................................... 48
3.5.2
Regulatory Innovations
........................................................... 50
3.5.3
Financial Innovations
............................................................. 51
3.5.4
Key Policy Issues
.................................................................... 52
4
The Analysis of Payment Systems Efficiency
......................................... 55
4.1
Analytical Frameworks
...................................................................... 56
.1
The Risk-Cost Frontier Framework
........................................ 56
.2
The Settlement Delay-Liquidity Usage Framework
............... 57
.3
The Economies of Scale Framework
...................................... 58
.4
The Product Life-Cycle Framework
....................................... 59
.5
Payment Systems Efficiency Studies
...................................... 60
4.2
Use of Payment Instruments and Implications on Efficiency
............ 62
4.2.1
Cash Transactions
................................................................... 62
4.2.2
Cashless Transactions
............................................................. 68
4.2.3
A Model of Payment Instrument Use
..................................... 70
4.2.4
Financial Services Infrastructure and X-Efficiency
................ 74
4.2.5
Implications on Payment Systems Efficiency
........................ 78
4.3
Pricing of Central Bank Payment Services
........................................ 80
4.3.1
Pricing Method and Payment Transactions
............................ 80
4.3.2
Fees and Central Bank Services
............................................. 84
4.3.3
Costs and Revenue
.................................................................. 86
4.3.4
A Model for Estimating Scale Economies
in Large-Value Payment Systems
........................................... 90
4.3.5
Key Issues
............................................................................... 95
4.3.6
Policy Recommendations
....................................................... 96
5
The Diffusion of Payment Innovations
.................................................... 101
5.1
Cross-Country Use of Cash and Electronic Payments
....................... 103
5.1.1
Alternative Indicator of Cash Use
.......................................... 106
5.2
Costs of Using Different Payment Instruments
.................................. 109
5.2.1
Bank Payment Costs
............................................................... 109
5.2.2
Retailer Expense of Accepting Different
Payment Instruments
.............................................................. 110
5.2.3
Estimating the Number of Cash Transactions
........................ 111
5.3
Projecting Shares of Electronic and Cash Payments in Asia
............. 112
5.3.1
Share of Electronic Payments in Non-Cash Transactions
......
1
13
5.3.2
Share of Cash Payments in Consumption
.............................. 114
Contents xiii
6
Capability
Development: The Banking
Sector
....................................... 117
6.1 Innovation in
the
Banking
Sector
....................................................... ] 19
6.2
Payment
Automation.......................................................................... 124
6.3
Payment Routines
............................................................................... 126
6.4
Innovative Capabilities
....................................................................... 128
6.4.1
Indicators of Innovation
.......................................................... 129
6.4.2
Sources
ofinformation
........................................................... 130
6.4.3
Sources of Learning
................................................................ 131
6.4.4
Sources of Technological Capabilities
................................... 135
6.5
Interpreting the Survey
....................................................................... 137
6.5.1
Replication of Technology
..................................................... 137
6.5.2
Replication of Payment Systems
............................................ 140
6.5.3
Replication of Skills
............................................................... 142
7
Capability Development: Commercial Banks
........................................ 145
7.1
Siam Commercial Bank
..................................................................... 145
7.1.1
The First Thai Bank
................................................................ 145
7.1.2
Role of IT
............................................................................... 146
7.1.3
IT Development Plans
............................................................ 147
7.1.4
Bank Automation and Innovation
........................................... 148
7.1.5
Sources of Innovation
............................................................. 149
7.2
Bangkok Bank
.................................................................................... 151
7.2.1
Thailand s Largest Bank
......................................................... 151
7.2.2
Role of IT
............................................................................... 152
7.2.3
Pioneer in Re-engineering
...................................................... 153
7.2.4
Sources of Innovation
............................................................. 154
7.3
Kasikornbank
...................................................................................... 157
7.3.1
Catalyst of Bank Re-engineering
............................................ 157
7.3.2
Role of IT
............................................................................... 157
7.3.3
Sources of Innovation
............................................................. 159
7.4
Krung Thai Bank
................................................................................ 162
7.4.1
Innovative State Bank
............................................................. 162
7.4.2
Role of IT
............................................................................... 162
7.4.3
Sources of Innovation
............................................................. 164
7.5
Lessons Learned
................................................................................. 165
7.5.1
Banking Leadership
................................................................ 166
7.5.2
Role of Skilled Staff
............................................................... 166
7.5.3
Role of Re-engineering
........................................................... 168
7.5.4
Role of IT
............................................................................... 169
7.5.5
Replication of Resources
........................................................ 170
8
Future Challenges
...................................................................................... 173
References
......................................................................................................... 177
Index
...........................................................................-.................................... 189
|
| any_adam_object | 1 |
| author | Tanai Khiaonarong Liebenau, Jonathan 1954- |
| author_GND | (DE-588)138879516 |
| author_facet | Tanai Khiaonarong Liebenau, Jonathan 1954- |
| author_role | aut aut |
| author_sort | Tanai Khiaonarong |
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| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.17 |
| dewey-search | 332.17 |
| dewey-sort | 3332.17 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| format | Book |
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| id | DE-604.BV035431768 |
| illustrated | Illustrated |
| indexdate | 2024-07-09T21:35:07Z |
| institution | BVB |
| isbn | 9783790823325 |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-017352151 |
| oclc_num | 436291603 |
| open_access_boolean | |
| owner | DE-355 DE-BY-UBR DE-12 DE-703 |
| owner_facet | DE-355 DE-BY-UBR DE-12 DE-703 |
| physical | XVII, 190 S. graph. Darst. |
| publishDate | 2009 |
| publishDateSearch | 2009 |
| publishDateSort | 2009 |
| publisher | Physica-Verl. |
| record_format | marc |
| series2 | Contributions to economics |
| spelling | Tanai Khiaonarong Verfasser aut Banking on innovation Modernisation of payment systems Tanai Khiaonarong ; Jonathan Liebenau Heidelberg Physica-Verl. 2009 XVII, 190 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier Contributions to economics Literaturverz. S. 177 - 188 Bankautomation stw Bargeldloser Zahlungsverkehr stw Electronic Cash stw Innovation stw Innovationsdiffusion stw Welt stw Wirtschaftliche Effizienz stw Zahlungsverkehr - Innovation - Effizienz Zahlungsverkehr stw Zahlungsverkehr (DE-588)4067287-6 gnd rswk-swf Innovation (DE-588)4027089-0 gnd rswk-swf Effizienz (DE-588)4013585-8 gnd rswk-swf Zahlungsverkehr (DE-588)4067287-6 s Innovation (DE-588)4027089-0 s Effizienz (DE-588)4013585-8 s DE-604 Liebenau, Jonathan 1954- Verfasser (DE-588)138879516 aut Erscheint auch als Online-Ausgabe 978-3-7908-2333-2 Digitalisierung UB Regensburg application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=017352151&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Tanai Khiaonarong Liebenau, Jonathan 1954- Banking on innovation Modernisation of payment systems Bankautomation stw Bargeldloser Zahlungsverkehr stw Electronic Cash stw Innovation stw Innovationsdiffusion stw Welt stw Wirtschaftliche Effizienz stw Zahlungsverkehr - Innovation - Effizienz Zahlungsverkehr stw Zahlungsverkehr (DE-588)4067287-6 gnd Innovation (DE-588)4027089-0 gnd Effizienz (DE-588)4013585-8 gnd |
| subject_GND | (DE-588)4067287-6 (DE-588)4027089-0 (DE-588)4013585-8 |
| title | Banking on innovation Modernisation of payment systems |
| title_auth | Banking on innovation Modernisation of payment systems |
| title_exact_search | Banking on innovation Modernisation of payment systems |
| title_full | Banking on innovation Modernisation of payment systems Tanai Khiaonarong ; Jonathan Liebenau |
| title_fullStr | Banking on innovation Modernisation of payment systems Tanai Khiaonarong ; Jonathan Liebenau |
| title_full_unstemmed | Banking on innovation Modernisation of payment systems Tanai Khiaonarong ; Jonathan Liebenau |
| title_short | Banking on innovation |
| title_sort | banking on innovation modernisation of payment systems |
| title_sub | Modernisation of payment systems |
| topic | Bankautomation stw Bargeldloser Zahlungsverkehr stw Electronic Cash stw Innovation stw Innovationsdiffusion stw Welt stw Wirtschaftliche Effizienz stw Zahlungsverkehr - Innovation - Effizienz Zahlungsverkehr stw Zahlungsverkehr (DE-588)4067287-6 gnd Innovation (DE-588)4027089-0 gnd Effizienz (DE-588)4013585-8 gnd |
| topic_facet | Bankautomation Bargeldloser Zahlungsverkehr Electronic Cash Innovation Innovationsdiffusion Welt Wirtschaftliche Effizienz Zahlungsverkehr - Innovation - Effizienz Zahlungsverkehr Effizienz |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=017352151&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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