Product line performance evaluation systems for financial depositories:
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Buch |
| Sprache: | Undetermined |
| Veröffentlicht: |
Westport, Conn.
Quorum Books
1997
|
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XIV, 146 S. graph. Darst. |
| ISBN: | 1567201040 |
Internformat
MARC
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| 100 | 1 | |a Thygerson, Kenneth J. |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Product line performance evaluation systems for financial depositories |c Kenneth J. Thygerson |
| 264 | 1 | |a Westport, Conn. |b Quorum Books |c 1997 | |
| 300 | |a XIV, 146 S. |b graph. Darst. | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 856 | 4 | 2 | |m HBZ Datenaustausch |q application/pdf |u http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=021759736&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |3 Inhaltsverzeichnis |
| 999 | |a oai:aleph.bib-bvb.de:BVB01-021759736 | ||
Datensatz im Suchindex
| _version_ | 1804144629265727488 |
|---|---|
| adam_text | f
Contents
Illustrations ix
Preface xiii
Chapter 1: The Changing Competitive Environment Facing 1
Depositories
Chapter 2: Why New Product-Line Performance Measures Are 5
Needed
Chapter 3: Unbundling the Functions of Financial Depositories 15
Chapter 4: The Basics of Product-Line Performance Measurement 35
Chapter 5: Traditional Measures of Depository Performance: 47
Strengths and Weaknesses
Chapter 6: Noninterest Income Sources (Origination, Servicing, and 73
Brokerage Revenue)
Chapter 7: Product-Line Performance Appraisal Systems 85
Introduction
Chapter 8: Measuring Retail Depository Branch Performance 97
Chapter 9: Measuring Loan Origination Office Performance 113
Chapter 10: Managing the Performance Measure Implementation 119
Process
Chapter 11: Measuring Performance of Local Promotion and 129
Advertising Programs
viii Contents
Chapter 12: Cost Cutting with Product-Line Systems 137
Selected Bibliography 143
Index 145
I
I
I
f
}
I
Illustrations
EXHIBITS
1.1 Stages of Strategy Development 3
3.1 Origination Function 22
3.2 Servicing Functions 23
3.3 Brokerage Function 24
3.4 Organization Chart for 1 st National Bank 30
8.1 FDIC-Insured Banks and Offices 1959-1993 98
10.1 Organizational Staffing and Reporting Relationships 121
11.1 Return on Promotion Investment 133
11.2 Promotion Plan 134
11.3 Promotion Timeline Report 136
TABLES
2.1 Credit Card Profit-and-Loss Statement 11
3.1 Financial Claim/Function Matrix for Assets 26
3.2 Financial Claim/Function Matrix for Liabilities 28
3.3 1st National Bank of Williamsport, South Carolina Balance 29
Sheet for December 31,1996
x Illustrations
3.4 Financial Claim/Function Matrix for Assets and Liabilities 1st 31
National Bank of Porter, Indiana
3.5 Common Origination and Servicing Functions of Depositories 31
4.1 Fully Allocated Profitability Model for Auto Lending 3 8
Department
4.2 Marginal Contribution Expense Approach for Auto Lending 40
Department
4.3 Customer Profitability Model 42
4.4 Product and Process Profitability Performance Statement 43
5.1 Time-Series Analysis Percent Return on Beginning-of-the-Year 49
Equity for First Bank: Quarterly 1995-1996
5.2 Cross-Sectional Financial Ratio Analysis of First Bank and Two 49
Competitors
5.3 Time-Series Analysis Percent Return on Beginning-of-the-Year 49
Equity for First Bank and Peer Group: Quarterly 1995-1996
5.4a First Bank Common-Size Income Statement and Supplemental 50
Data
5.4b Common-Size Balance Sheet and Supplemental Data 50
5.5 Net Interest Margin, Net Interest Spread, and Net Interest Spread 56
to Average Assets 1996
5.6 Selected Profit Performance Measures for All Commercial 57
Banks 1990-1995
5.7 Asset Quality Trends at Commercial Banks 1990-1994 62
5.8 Noninterest Expense to Total Assets at All Commercial Banks, 69
1990-1994
6.1 Net Interest Income and Noninterest Income for Insured 75
Commercial Banks 1989-1995
6.2 Noninterest Income as a Percent of Earning Assets by Size of 76
Bank: 1994
6.3 Noninterest Income and Expenses as a Percent of Earning Assets 78
for Different Sized Commercial Banks in 1994
7.1 Annual Pro-Forma Income Statement for XYZ Bank In-House 88
Mortgage Origination Unit
7.2 Product-Line Statement for In-House Servicing Unit 90
7.3 XYZ Commercial Bank Income Statement 92
f
Illustrations xi
{ 7.4 Product-Line Income and Expense Statement 94
{ 7.5 Estimated Return on Equity for Functions Performed by XYZ 95
Commercial Bank
8.1 Example of Deposit Cost Comparisons for All Deposits Sold by 104
f a Branch in One Month
; 8.2 Present Value of Interest Savings Calculated at the Firm s 105
Weighted Cost of Capital (9.00%) for All Deposits Rolled Over and
New Deposits Received for the Month of July 1996
! 8.3 Schedule of Fee and Commission Income for a One-Month 106
] Period (BFQ
8.4 Monthly Direct and Indirect Costs of Operating a Retail Branch 106
I (BTQ
8.5 Monthly Income Statement for Hypothetical Branch (TBP) 107
8.6 Estimated Deposit Balances and Average Spread Compared to 110
Wholesale Funding Source for 1993-1996 and Beyond
8.7 Account Servicing and Conversion Costs 111
8.8 Investment Analysis 112
9.1 Mortgage Originator s Revenue 116
9.2 Income Statement for Mortgage Origination Unit 116
10.1 Classification Approaches to Indirect Cost Allocations 123
FIGURE
2.1 Economies of Scale 12
|
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| illustrated | Illustrated |
| indexdate | 2024-07-09T23:06:35Z |
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| isbn | 1567201040 |
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| spelling | Thygerson, Kenneth J. Verfasser aut Product line performance evaluation systems for financial depositories Kenneth J. Thygerson Westport, Conn. Quorum Books 1997 XIV, 146 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=021759736&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Thygerson, Kenneth J. Product line performance evaluation systems for financial depositories |
| title | Product line performance evaluation systems for financial depositories |
| title_auth | Product line performance evaluation systems for financial depositories |
| title_exact_search | Product line performance evaluation systems for financial depositories |
| title_full | Product line performance evaluation systems for financial depositories Kenneth J. Thygerson |
| title_fullStr | Product line performance evaluation systems for financial depositories Kenneth J. Thygerson |
| title_full_unstemmed | Product line performance evaluation systems for financial depositories Kenneth J. Thygerson |
| title_short | Product line performance evaluation systems for financial depositories |
| title_sort | product line performance evaluation systems for financial depositories |
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