Big bad banks?: The impact of US branch deregulation on income distribution
Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income distr...
Gespeichert in:
| Hauptverfasser: | , , |
|---|---|
| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
Cambridge, Mass.
National Bureau of Economic Research
2007
|
| Schriftenreihe: | Working paper series / National Bureau of Economic Research
13299 |
| Online-Zugang: | kostenfrei |
| Zusammenfassung: | Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income distribution. We find that branch deregulation lowered income inequality. Deregulation lowered income inequality by affecting labor market conditions, not by boosting the business income of the poor, nor by enhancing educational attainment. Reductions in the earnings gap between men and women and between skilled and unskilled workers account for the bulk of the explained drop in income inequality. |
| Beschreibung: | 39 S. graph. Darst. 22 cm |
Internformat
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| 490 | 1 | |a Working paper series / National Bureau of Economic Research |v 13299 | |
| 520 | 8 | |a Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income distribution. We find that branch deregulation lowered income inequality. Deregulation lowered income inequality by affecting labor market conditions, not by boosting the business income of the poor, nor by enhancing educational attainment. Reductions in the earnings gap between men and women and between skilled and unskilled workers account for the bulk of the explained drop in income inequality. | |
| 700 | 1 | |a Levine, Ross |d 1960- |e Verfasser |0 (DE-588)124786944 |4 aut | |
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| illustrated | Illustrated |
| index_date | 2024-07-02T22:41:31Z |
| indexdate | 2024-07-09T21:25:14Z |
| institution | BVB |
| language | English |
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| physical | 39 S. graph. Darst. 22 cm |
| publishDate | 2007 |
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| spelling | Beck, Thorsten 1967- Verfasser (DE-588)128773197 aut Big bad banks? The impact of US branch deregulation on income distribution Thorsten Beck ; Ross Levine ; Alexey Levkov Cambridge, Mass. National Bureau of Economic Research 2007 39 S. graph. Darst. 22 cm txt rdacontent n rdamedia nc rdacarrier Working paper series / National Bureau of Economic Research 13299 Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income distribution. We find that branch deregulation lowered income inequality. Deregulation lowered income inequality by affecting labor market conditions, not by boosting the business income of the poor, nor by enhancing educational attainment. Reductions in the earnings gap between men and women and between skilled and unskilled workers account for the bulk of the explained drop in income inequality. Levine, Ross 1960- Verfasser (DE-588)124786944 aut Levkov, Alexey Verfasser (DE-588)133565149 aut Erscheint auch als Online-Ausgabe National Bureau of Economic Research <Cambridge, Mass.> NBER working paper series 13299 (DE-604)BV002801238 13299 http://papers.nber.org/papers/w13299.pdf kostenfrei Volltext |
| spellingShingle | Beck, Thorsten 1967- Levine, Ross 1960- Levkov, Alexey Big bad banks? The impact of US branch deregulation on income distribution |
| title | Big bad banks? The impact of US branch deregulation on income distribution |
| title_auth | Big bad banks? The impact of US branch deregulation on income distribution |
| title_exact_search | Big bad banks? The impact of US branch deregulation on income distribution |
| title_exact_search_txtP | Big bad banks? The impact of US branch deregulation on income distribution |
| title_full | Big bad banks? The impact of US branch deregulation on income distribution Thorsten Beck ; Ross Levine ; Alexey Levkov |
| title_fullStr | Big bad banks? The impact of US branch deregulation on income distribution Thorsten Beck ; Ross Levine ; Alexey Levkov |
| title_full_unstemmed | Big bad banks? The impact of US branch deregulation on income distribution Thorsten Beck ; Ross Levine ; Alexey Levkov |
| title_short | Big bad banks? |
| title_sort | big bad banks the impact of us branch deregulation on income distribution |
| title_sub | The impact of US branch deregulation on income distribution |
| url | http://papers.nber.org/papers/w13299.pdf |
| volume_link | (DE-604)BV002801238 |
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