Wage and benefit changes in response to rising health insurance costs:
"Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation pack...
Gespeichert in:
| Hauptverfasser: | , , |
|---|---|
| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
Cambridge, Mass.
National Bureau of Economic Research
2005
|
| Schriftenreihe: | National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series
11063 |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | "Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation package changes when health insurance premiums rise. This paper examines employee compensation decisions during a three-year period when health insurance premiums were rising rapidly. The data come from a single large firm with a flexible benefits plan wherein employees explicitly choose how to allocate compensation between cash wages and other benefits. Under such an arrangement, higher health insurance premiums must induce changes in the composition of total compensation--either in lower after-tax wages or in decreased contributions to other benefits. The results suggest that about two-thirds of the premium increase is financed out of cash wages and the remaining one-thirds is financed by a reduction in benefits"--National Bureau of Economic Research web site. |
| Beschreibung: | 23 S. graph. Darst. |
Internformat
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| geographic_facet | USA |
| id | DE-604.BV023591245 |
| illustrated | Illustrated |
| index_date | 2024-07-02T22:41:28Z |
| indexdate | 2024-07-09T21:25:10Z |
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| language | English |
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| physical | 23 S. graph. Darst. |
| publishDate | 2005 |
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| publisher | National Bureau of Economic Research |
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| series | National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series |
| series2 | National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series |
| spelling | Goldman, Dana P. 1966- Verfasser (DE-588)12454861X aut Wage and benefit changes in response to rising health insurance costs Dana Goldman ; Neeraj Sood ; Arleen Leibowitz Cambridge, Mass. National Bureau of Economic Research 2005 23 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series 11063 "Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation package changes when health insurance premiums rise. This paper examines employee compensation decisions during a three-year period when health insurance premiums were rising rapidly. The data come from a single large firm with a flexible benefits plan wherein employees explicitly choose how to allocate compensation between cash wages and other benefits. Under such an arrangement, higher health insurance premiums must induce changes in the composition of total compensation--either in lower after-tax wages or in decreased contributions to other benefits. The results suggest that about two-thirds of the premium increase is financed out of cash wages and the remaining one-thirds is financed by a reduction in benefits"--National Bureau of Economic Research web site. Ökonometrisches Modell Health insurance Economic aspects Insurance, Health economics United States Models, Economic United States Salaries and Fringe Benefits economics United States Wages Econometric models USA Sood, Neeraj Verfasser (DE-588)128650389 aut Leibowitz, Arleen A. 1942- Verfasser (DE-588)129796808 aut Erscheint auch als Online-Ausgabe National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series 11063 (DE-604)BV002801238 11063 http://papers.nber.org/papers/w11063.pdf kostenfrei Volltext |
| spellingShingle | Goldman, Dana P. 1966- Sood, Neeraj Leibowitz, Arleen A. 1942- Wage and benefit changes in response to rising health insurance costs National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series Ökonometrisches Modell Health insurance Economic aspects Insurance, Health economics United States Models, Economic United States Salaries and Fringe Benefits economics United States Wages Econometric models |
| title | Wage and benefit changes in response to rising health insurance costs |
| title_auth | Wage and benefit changes in response to rising health insurance costs |
| title_exact_search | Wage and benefit changes in response to rising health insurance costs |
| title_exact_search_txtP | Wage and benefit changes in response to rising health insurance costs |
| title_full | Wage and benefit changes in response to rising health insurance costs Dana Goldman ; Neeraj Sood ; Arleen Leibowitz |
| title_fullStr | Wage and benefit changes in response to rising health insurance costs Dana Goldman ; Neeraj Sood ; Arleen Leibowitz |
| title_full_unstemmed | Wage and benefit changes in response to rising health insurance costs Dana Goldman ; Neeraj Sood ; Arleen Leibowitz |
| title_short | Wage and benefit changes in response to rising health insurance costs |
| title_sort | wage and benefit changes in response to rising health insurance costs |
| topic | Ökonometrisches Modell Health insurance Economic aspects Insurance, Health economics United States Models, Economic United States Salaries and Fringe Benefits economics United States Wages Econometric models |
| topic_facet | Ökonometrisches Modell Health insurance Economic aspects Insurance, Health economics United States Models, Economic United States Salaries and Fringe Benefits economics United States Wages Econometric models USA |
| url | http://papers.nber.org/papers/w11063.pdf |
| volume_link | (DE-604)BV002801238 |
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