The theory of development finance: how microcredit programmes alleviate credit and labour market segmentation
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Abschlussarbeit Buch |
| Sprache: | English |
| Veröffentlicht: |
Frankfurt am Main ; Berlin ; Bern ; Bruxelles ; New York ; Oxford ; Wien
Lang
2002
|
| Schriftenreihe: | Entwicklung und Finanzierung
11 |
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XIII, 160 S. graph. Darst. 21 cm |
| ISBN: | 3631392036 0820454931 |
Internformat
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| 245 | 1 | 0 | |a The theory of development finance |b how microcredit programmes alleviate credit and labour market segmentation |c Ingo Tschach |
| 264 | 1 | |a Frankfurt am Main ; Berlin ; Bern ; Bruxelles ; New York ; Oxford ; Wien |b Lang |c 2002 | |
| 300 | |a XIII, 160 S. |b graph. Darst. |c 21 cm | ||
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| 502 | |a Zugl.: Frankfurt (Main), Univ., Diss., 2000 | ||
| 650 | 4 | |a Microfinance | |
| 650 | 4 | |a Credit | |
| 650 | 4 | |a Loans, Personal | |
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Datensatz im Suchindex
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|---|---|
| adam_text |
VIN
CONTENTS
C
ONTENTS
PREFACE
V
LIST
OF
FIGURES
X
LIST
OF
TABLES
XIII
INTRODUCTION
1
THE
METHOD
USED
4
PART
I.
THE
THEORETICAL
DERIVATION
OF
CREDIT
MARKET
SEGMENTATION
5
1.
THE
BASIC
MODEL
AND
ITS
UNDERLYING
ASSUMPTIONS
6
2.
THE
ABILITY
TO
PAY
AND
INFORMATION
ASYMMETRIES
12
A)
THE
STIGLITZ/WEISS
MODEL
12
B)
ELABORATIONS
ON
THE
STIGLITZ/WEISS
MODEL
14
C)
PRICING
AND
RATIONING
GIVEN
ASYMMETRIC
INFORMATION
17
3.
THE
WILLINGNESS
TO
PAY
19
A)
INTRINSIC
MOTIVATION
AND
SOCIAL
DISTANCE
20
B)
EXTRINSIC
MOTIVATION
AND
THE
IMPLICATIONS
FOR
THE
CREDIT
SUPPLY
OF
BANKS
23
4.
THE
CREDIT
SUPPLY
OF
THE
FORMAL
AND
INFORMAL
FINANCIAL
SECTORS
25
PART
II.
THE
IMPACTS
OF
CREDIT
MARKET
SEGMENTATION
28
1.
SIZE
DISTRIBUTION
OF
ENTERPRISES
IN
AN
ECONOMY
28
2.
LABOUR
MARKET
SEGMENTATION
31
3.
EFFICIENCY
LOSSES
AT
THE
MACRO
LEVEL
37
A)
STATIC
EFFICIENCY
LOSSES
AS
AN
OUTGROWTH
OF
DUALISTIC
STRUCTURES
37
B)
DYNAMIC
EFFECTS
OF
DUALISTIC
STRUCTURES
41
4.
CONSEQUENCES
FOR
INCOME
DISTRIBUTION
43
A)
FUNCTIONAL
INCOME
DISTRIBUTION
43
B)
PERSONAL
INCOME
DISTRIBUTION
44
5.
THE
STABILITY
OF
THE
SYSTEM
46
EXPLAINING
HISTORICAL
PATTERNS
OF
FINANCIAL
MARKET
DEVELOPMENT
48
CONTENTS
IX
PART
III.
APPROACHES
TAKEN
BY
SUCCESSFUL
SMALL
LOAN
PROGRAMMES
54
1.
OVERVIEW
55
2.
INCREASING
THE
DOMESTIC
SAVINGS
VOLUME
56
A)
HIGHER
INTEREST
RATES
AND
THE
"
IRON
LAW
OF
SAVINGS
RATE
RESTRICTIONS
"
57
B)
OTHER
OPTIONS
FOR
INCREASING
THE
PROPENSITY
TO
SAVE
61
C)
THE
EMPIRICAL
RELEVANCE
OF
THE
PROBLEM
OF
INSUFFICIENT
SAVINGS
62
3.
MEASURES
FOR
ENHANCING
THE
ABILITY
TO
PAY
64
A)
REDUCING
INFORMATION
ASYMMETRIES
64
B)
MITIGATING
THE
INFORMATION
PROBLEM
THROUGH
INTERTEMPORAL
INCENTIVES
68
C)
REDUCING
THE
TRANSACTION
COSTS
OF
BANKS
70
D)
AN
IMPROVEMENT
IN
THE
OVERALL
ECONOMIC
ENVIRONMENT
72
4.
MEASURES
FOR
ENHANCING
THE
WILLINGNESS
TO
PAY
75
A)
MENTALITY,
ATTITUDES,
CULTURAL
ASPECTS
AND
SOCIAL
PROXIMITY
76
B)
PEER
PRESSURE
78
C)
REDUCING
THE
COSTS
OF
FORECLOSURE
AND
LIQUIDATION
OF
COLLATERAL
80
D
HOW
A
REDUCTION
IN
THE
COSTS
OF
ENFORCING
CLAIMS
AFFECTS
LENDING
PRACTICES
82
5.
INSTITUTIONAL
ALTERNATIVES
FOR
SMALL-SCALE
LENDING
84
A)
BASIC
DESIGN
AND
MODE
OF
OPERATION
OF
GROUP
CREDIT
PROGRAMMES
84
B)
BASIC
DESIGN
AND
MODE
OF
OPERATION
OF
INDIVIDUAL
CREDIT
PROGRAMMES
90
C)
DOWNSCALING
THE
LENDING
ACTIVITIES
OF
BANKS
93
PART
IV.
IMPACT
ANALYSIS
OF
SMALL
LOAN
PROGRAMMES
96
1.
IMPACTS
ON
THE
FINANCIAL
MARKET
AND
THE
SIZE
DISTRIBUTION
OF
ENTERPRISES
96
A)
THE
STIGLITZ-WEISS
MODEL
97
B)
THE
BASIC
MODEL
104
2.
IMPACTS
ON
THE
LABOUR
MARKET
AND
THE
SECTORAL
DISTRIBUTION
OF
ENTERPRISES
113
A)
SMALL
LOANS
IN
OPEN
ECONOMIES
113
B)
SMALL
LOANS
IN
CLOSED
ECONOMIES
122
3.
INCOME-RELATED
EFFECTS
126
A)
IMPACT
ON
THE
INCOME
OF
CUSTOMERS,
NON-CUSTOMERS
AND
CONSUMERS
127
B)
INCOME
GROWTH
AS
A
FUNCTION
OFPREVIOUS
INCOME
LEVELS
135
4.
IMPACTS
AT
THE
MACRO
LEVEL
137
S
UMMARY
AND
C
ONCLUSIONS
149 |
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| discipline | Wirtschaftswissenschaften |
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| spelling | Tschach, Ingo 1966- Verfasser (DE-588)171451635 aut The theory of development finance how microcredit programmes alleviate credit and labour market segmentation Ingo Tschach Frankfurt am Main ; Berlin ; Bern ; Bruxelles ; New York ; Oxford ; Wien Lang 2002 XIII, 160 S. graph. Darst. 21 cm txt rdacontent n rdamedia nc rdacarrier Entwicklung und Finanzierung 11 Zugl.: Frankfurt (Main), Univ., Diss., 2000 Microfinance Credit Loans, Personal Kreditmarkt (DE-588)4073788-3 gnd rswk-swf Klein- und Mittelbetrieb (DE-588)4031031-0 gnd rswk-swf Finanzierung (DE-588)4017182-6 gnd rswk-swf Entwicklungsländer (DE-588)4014954-7 gnd rswk-swf (DE-588)4113937-9 Hochschulschrift gnd-content Entwicklungsländer (DE-588)4014954-7 g Klein- und Mittelbetrieb (DE-588)4031031-0 s Finanzierung (DE-588)4017182-6 s Kreditmarkt (DE-588)4073788-3 s DE-604 Entwicklung und Finanzierung 11 (DE-604)BV012093953 11 DNB Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016872259&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Tschach, Ingo 1966- The theory of development finance how microcredit programmes alleviate credit and labour market segmentation Entwicklung und Finanzierung Microfinance Credit Loans, Personal Kreditmarkt (DE-588)4073788-3 gnd Klein- und Mittelbetrieb (DE-588)4031031-0 gnd Finanzierung (DE-588)4017182-6 gnd |
| subject_GND | (DE-588)4073788-3 (DE-588)4031031-0 (DE-588)4017182-6 (DE-588)4014954-7 (DE-588)4113937-9 |
| title | The theory of development finance how microcredit programmes alleviate credit and labour market segmentation |
| title_auth | The theory of development finance how microcredit programmes alleviate credit and labour market segmentation |
| title_exact_search | The theory of development finance how microcredit programmes alleviate credit and labour market segmentation |
| title_exact_search_txtP | The theory of development finance how microcredit programmes alleviate credit and labour market segmentation |
| title_full | The theory of development finance how microcredit programmes alleviate credit and labour market segmentation Ingo Tschach |
| title_fullStr | The theory of development finance how microcredit programmes alleviate credit and labour market segmentation Ingo Tschach |
| title_full_unstemmed | The theory of development finance how microcredit programmes alleviate credit and labour market segmentation Ingo Tschach |
| title_short | The theory of development finance |
| title_sort | the theory of development finance how microcredit programmes alleviate credit and labour market segmentation |
| title_sub | how microcredit programmes alleviate credit and labour market segmentation |
| topic | Microfinance Credit Loans, Personal Kreditmarkt (DE-588)4073788-3 gnd Klein- und Mittelbetrieb (DE-588)4031031-0 gnd Finanzierung (DE-588)4017182-6 gnd |
| topic_facet | Microfinance Credit Loans, Personal Kreditmarkt Klein- und Mittelbetrieb Finanzierung Entwicklungsländer Hochschulschrift |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016872259&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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