Risk analysis for Islamic banks:
Gespeichert in:
| Hauptverfasser: | , |
|---|---|
| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
Washington, D.C.
World Bank
2008
|
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | Includes bibliographical references (p. 276-280) and index |
| Beschreibung: | XXIV, 309 S. graph. Darst. 23 cm |
Internformat
MARC
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| 100 | 1 | |a Greuning, Hennie van |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Risk analysis for Islamic banks |c Hennie van Greuning and Zamir Iqbal |
| 264 | 1 | |a Washington, D.C. |b World Bank |c 2008 | |
| 300 | |a XXIV, 309 S. |b graph. Darst. |c 23 cm | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 500 | |a Includes bibliographical references (p. 276-280) and index | ||
| 650 | 4 | |a Banks and banking / Islamic countries | |
| 650 | 4 | |a Financial institutions / Islamic countries | |
| 650 | 4 | |a Risk management | |
| 650 | 4 | |a Bank management / Islamic countries | |
| 650 | 4 | |a Finance / Islamic countries | |
| 650 | 4 | |a Banques - Gestion - Pays musulmans | |
| 650 | 4 | |a Banques - Pays musulmans | |
| 650 | 4 | |a Finances - Pays musulmans | |
| 650 | 4 | |a Gestion du risque | |
| 650 | 4 | |a Institutions financières - Pays musulmans | |
| 650 | 4 | |a Bank | |
| 650 | 4 | |a Bank management |z Islamic countries | |
| 650 | 4 | |a Banks and banking |z Islamic countries | |
| 650 | 4 | |a Finance |z Islamic countries | |
| 650 | 4 | |a Financial institutions |z Islamic countries | |
| 650 | 4 | |a Risk management | |
| 650 | 0 | 7 | |a Bank |0 (DE-588)4004436-1 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Risikomanagement |0 (DE-588)4121590-4 |2 gnd |9 rswk-swf |
| 651 | 7 | |a Islamische Staaten |0 (DE-588)4073172-8 |2 gnd |9 rswk-swf | |
| 689 | 0 | 0 | |a Islamische Staaten |0 (DE-588)4073172-8 |D g |
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| 700 | 1 | |a Iqbal, Zamir |e Verfasser |4 aut | |
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| 999 | |a oai:aleph.bib-bvb.de:BVB01-016598062 | ||
Datensatz im Suchindex
| _version_ | 1804137805709836289 |
|---|---|
| adam_text | CONTENTS
Foreword-Kenneth G. Lay
xiii
Foreword-Dr. Shamshad Akhtar xv
Acknowledgments
xix
About the Authors
xxi
Acronyms and Abbreviations
xxiii
Part One: Principles and Key Stakeholders
1
Principles and Development of Islamic Finance
Principles of Islamic Financial Systems
4
Development and Growth of Islamic Finance
10
Theory and Practice of Islamic Financial
Intermediation
16
Structure of Financial Statements
18
Basic Contracts and Instruments
21
Islamic Financial Institutions in Practice
25
Corporate Governance: A Partnership
30
Supervisory Authorities: Monitoring Risk Management
32
The Shareholders: Appointing Risk Policy Makers
34
The Board of Directors: Ultimate Responsibility for a
Bank s Affairs
35
Management: Responsibility for Bank Operations and the
Implementation of Risk Management Policies
37
Contents
The Audit Committee and Internal Auditors: An Assessment
of the Board s Risk Management Implementation
41
External Auditors: A Reassessment of the Traditional Approach of
Auditing Banks
44
The Role of the General Public
45
T Key Stakeholders
50
Internal Stakeholders
50
Multilateral Institutions
53
Regulatory Bodies
58
Part Two: Risk Management
5
Framework for Risk Analysis
64
Risk Exposure and Management
64
Understanding the Risk Environment
68
Risk-Based Analysis of Banks
72
Analysis versus Computation
74
Analytical Tools
76
Analytical Techniques
79
6
Balance-Sheet
Structure
88
Composition of Assets
91
Composition of Liabilities
96
Equity
99
Balance-Sheet
Growth and Structural Change
99
7
Income Statement Structure
102
Composition of the Income Statement
104
Income Structure and Earnings Quality
109
Profitability Indicators and Ratio Analysis
114
Credit Risk Management
120
Formal Policies for Managing Credit Risk
120
Policies to Reduce Credit Risk
121
Credit Risk Specific to Islamic Banks
126
Contents
Analyzing Credit Risk in the Asset Portfolio
127
Asset Classification and Loss Provisioning Policies
133
Review of Risk Management Capacity
138
9
ALM,
Liquidity, and Market Risks
144
Asset-Liability Management
(ALM) 146
Liquidity Risk
150
Market Risk
156
Market Risk Measurement
163
Market Risk Management
168
Notes
172
10
Operational and Islamic Banking Risks
174
Operational Risk
174
Risks Specific to Islamic Banking
176
Reputational Risk
181 .
Part Three: Governance and Regulation
11
Governance Issues in Islamic Banks
184
Stakeholder-Based Governance Model
184
Role and Responsibilities of Shariah Boards
187
Issues in Shariah Governance
189
Shariah Review Units and Other Structures
191
Improvement in Shariah Governance
192
Investment Account Holders as Stakeholders
193
Financial Institutions as Stakeholders
196
12
Transparency and Data Quality
200
Transparency and Accountability
200
Limitations of Transparency
203
Transparency in Financial Statements
204
Disclosure and Data Quality
206
Deficiencies in Accounting Practices
210
Applicability of IFRS to Islamic Banks
211
Transparency and Islamic Financial Institutions
214
Contents
13
Capital
Adequacy
and Basel
II
218
Significance of Capital in Banking
219
Basel I and Basel II
221
Pillar
1 :
Capital Adequacy Requirement
222
Capital Adequacy Methodology for Islamic Banks
224
Pillar
2:
Supervisory Review
231
Pillar
3 :
Market Discipline
233
Managing Capital Adequacy
234
14
The Relationship between Risk Analysis and Bank
Supervision
240
The Risk Analysis Process
241
The Supervisory Process
245
Consolidated Supervision
251
Supervisory Cooperation with Internal and
External Auditors
254
Part Four: Future Challenges
15
Future Challenges
258
Areas for Improvement
258
Steps Forward: Some Recommendations
261
Regulation, Governance, and Transparency
269
References
276
Appendices
A Glossary of Islamic Terms
281
В
IFSB Standard on Risk Management
285
С
Proposed Outline for Bank Analytical Reports
293
Index
297
BOXES
1.1
Principles of an Islamic Financial System
7
3.1
Accountability of Bank Management
38
3.2
Fit and Proper Standards for Bank Management
39
3.3
The Responsibilities of Management
40
3.4
The Responsibilities of Audit Committees and
Internal Auditors
44
¥HI
Contents
3.5
The Responsibilities of External
Auditors 45
8.1
IFSB Principles of Credit Risk
122
8.2
Content of an Investment and Financing Asset
Review File
134
8.3
Signs of a Distorted Credit Culture
134
8.4
Asset Classification Rules
135
9.1
IFSB Principles of Liquidity Risk
152
9.2
IFSB Principle of Market Risk
154
9.3
IFSB Principles of Rate-of-Return Risk
157
9.4
IFSB Principles of Equity Investment Risk
158
11.1
IFSB Principles of Corporate Governance for
Islamic Banks
196
12.1
Criteria for Evaluating Accounting Standards
203
12.2
Survey on Public Disclosure of Banks
210
12.3
AAOIFI Standards
211
13.1
IFSB Principles for Minimum Capital
Adequacy Requirements (CAR)
224
13.2
IFSB Standard Formula for CAR
225
13.3
IFSB Supervisory Discretion Formula for CAR
225
13.4
Computation of CAR for an Islamic Bank
229
FIGURES
2.1
Contracts and Instruments
22
3.1
Partnership in Corporate Governance of Banks
33
5.1
Composition of an Islamic Bank s Assets, by Periods
80
5.2
Trends in Asset Growth, by Period
81
6.1
Composition of an Islamic Bank s
Balance Sheet
90
6.2
Structure of an Islamic Bank s Assets
91
6.3
Structural Change and Asset Growth,
2001-06 92
6.4
Growth of Assets, Year on Year
92
6.5
Hypothetical Growth of Assets
101
7.1
Asset Structure versus Income Structure 111
7.2
Relationship of Income to Expenses,
2001-06
7.3
Select Profitability Ratios
116
7.4
Additional Profitability Ratios,
2001-04 116
7.5
Example: Return on Assets
(ROA)
and on Equity (ROE),
Adjusted for the Cost of Capital
118
8.1
Exposure to
20
Largest Exposures
(Hypothetical Example)
123
8.2
Customer Profile: Who Are We Investing In?
128
8.3
Composition of Islamic Products: What Are We Investing In?
(2006
Compared to
2001 ) 128
Contents
8.4 Year-on-Year
Fluctuations
in
Growth of
Portfolio Components
139
9.1
Liquidity Mismatches (Derived from Maturity Profile of
Assets and Liabilities)
151
9.2
Cash Flows (Derived from Cash Flow Statements)
151
9.3
Exposure to Marketable Securities,
2001-06 162
9.4
Simplistic Impact on Equity of Marking to
Market
166
11.1
Corporate Governance Structures in Institutions
Offering Islamic and Conventional Financial
Services
184
12.1
Transparency in Financial Statements Achieved through
Compliance with the IFRS Framework
205
13.1
Framework for Measuring Credit Risk Weights
227
13.2
Framework for Measuring Market Risk Weights
228
13.3
Components of Bank Capital
232
13.4
Risk Profile of Assets
233
13.5
Capital Tiers and Compliance
236
13.6
Potential Capital Shortfall Assuming Continued Average
Growth in Assets and Capital
236
14.1
The Context of Bank Supervision
240
TABLES
1.1
Development of Islamic Economics and Finance in
Modern History
13
2.1
Theoretical Balance Sheet of an Islamic Bank Based on
Maturity Profile and Functionality
19
2.2
Sources and Application of Funds
21
2.3
Size of Islamic Financial Institutions in
1999 26
4.1
Importance of Key Stakeholders in the Islamic
Finance Industry
52
5.1
Banking Risk Exposures
65
5.2
Contractual Role and Risk in Islamic Banking
69
5.3
Stages of the Analytical Review Process
76
5.4 Balance-Sheet
Composition of Assets
82
5.5 Balance-Sheet
Growth, Year on Year
85
6.1
Composition of an Islamic Bank s
Balance Sheet
90
6.2
Islamic Financing and Investing Assets
94
6.3
Percentage Composition of the
Balance Sheet,
2001-06 100
7.1
Composition of the Income Statement,
2005-06 104
Contents
7.2
Percentage Composition of Islamic Products
Revenues over Time
110
7.3
Profitability Ratios,
2001-04 115
8.1
Related-Party Lending
124
8.2
Customer Profile: Who Are We Investing In?
129
8.3
Composition of Products: What Are We Investing In?
130
8.4
Maturity Profile of Total Assets: For How Long
Are We Investing?
130
8.5
Recommended Provisions
135
8.6
Year-on-Year Fluctuations in Growth of Portfolio
Components
138
9.1
Theoretical Balance Sheet of an Islamic Bank Based on
Functionality
145
9.2
Maturity Profile of Assets and Liabilities
149
9.3
Sample Approach to Market Risk Disclosure:
Value-at-Risk by Category and for Entire
Institution
162
9.4
Simplistic Calculation of Net Effective Open
Positions (Assuming Uniform Instruments in
Every Market)
164
11.1
Presence of a Centralized Shariah Supervisory Board or Islamic
Rating Agency in Select Countries
186
11.2
Regulations Governing Shariah Supervisory Boards in
Select Countries
186
11.3
External Shariah Boards in Select Countries
190
12.1
Disclosure Practices of Islamic Banks
213
13.1
Classification of Capital in the Basel Accords
221
13.2
Capital Adequacy Standards for Credit Risk:
Basel II versus IFSB
226
13.3
Capital Adequacy Standards for Market Risk:
Basel II versus IFSB
228
13.4
Capital Adequacy Standard for Operational Risk:
Basel II versus IFSB
229
13.5
Trend Analysis of Capital Adequacy Ratios
235
14.1
Stages of the Analytical Review Process
241
14.2
Adapting the External Audit to Specific Circumstances
and Needs
254
XI
|
| adam_txt |
CONTENTS
Foreword-Kenneth G. Lay
xiii
Foreword-Dr. Shamshad Akhtar xv
Acknowledgments
xix
About the Authors
xxi
Acronyms and Abbreviations
xxiii
Part One: Principles and Key Stakeholders
1
Principles and Development of Islamic Finance
Principles of Islamic Financial Systems
4
Development and Growth of Islamic Finance
10
Theory and Practice of Islamic Financial
Intermediation
16
Structure of Financial Statements
18
Basic Contracts and Instruments
21
Islamic Financial Institutions in Practice
25
Corporate Governance: A Partnership
30
Supervisory Authorities: Monitoring Risk Management
32
The Shareholders: Appointing Risk Policy Makers
34
The Board of Directors: Ultimate Responsibility for a
Bank's Affairs
35
Management: Responsibility for Bank Operations and the
Implementation of Risk Management Policies
37
Contents
The Audit Committee and Internal Auditors: An Assessment
of the Board's Risk Management Implementation
41
External Auditors: A Reassessment of the Traditional Approach of
Auditing Banks
44
The Role of the General Public
45
T" Key Stakeholders
50
Internal Stakeholders
50
Multilateral Institutions
53
Regulatory Bodies
58
Part Two: Risk Management
5
Framework for Risk Analysis
64
Risk Exposure and Management
64
Understanding the Risk Environment
68
Risk-Based Analysis of Banks
72
Analysis versus Computation
74
Analytical Tools
76
Analytical Techniques
79
6
Balance-Sheet
Structure
88
Composition of Assets
91
Composition of Liabilities
96
Equity
99
Balance-Sheet
Growth and Structural Change
99
7
Income Statement Structure
102
Composition of the Income Statement
104
Income Structure and Earnings Quality
109
Profitability Indicators and Ratio Analysis
114
Credit Risk Management
120
Formal Policies for Managing Credit Risk
120
Policies to Reduce Credit Risk
121
Credit Risk Specific to Islamic Banks
126
Contents
Analyzing Credit Risk in the Asset Portfolio
127
Asset Classification and Loss Provisioning Policies
133
Review of Risk Management Capacity
138
9
ALM,
Liquidity, and Market Risks
144
Asset-Liability Management
(ALM) 146
Liquidity Risk
150
Market Risk
156
Market Risk Measurement
163
Market Risk Management
168
Notes
172
10
Operational and Islamic Banking Risks
174
Operational Risk
174
Risks Specific to Islamic Banking
176
Reputational Risk
181 .
Part Three: Governance and Regulation
11
Governance Issues in Islamic Banks
184
Stakeholder-Based Governance Model
184
Role and Responsibilities of Shariah Boards
187
Issues in Shariah Governance
189
Shariah Review Units and Other Structures
191
Improvement in Shariah Governance
192
Investment Account Holders as Stakeholders
193
Financial Institutions as Stakeholders
196
12
Transparency and Data Quality
200
Transparency and Accountability
200
Limitations of Transparency
203
Transparency in Financial Statements
204
Disclosure and Data Quality
206
Deficiencies in Accounting Practices
210
Applicability of IFRS to Islamic Banks
211
Transparency and Islamic Financial Institutions
214
Contents
13
Capital
Adequacy
and Basel
II
218
Significance of Capital in Banking
219
Basel I and Basel II
221
Pillar
1 :
Capital Adequacy Requirement
222
Capital Adequacy Methodology for Islamic Banks
224
Pillar
2:
Supervisory Review
231
Pillar
3 :
Market Discipline
233
Managing Capital Adequacy
234
14
The Relationship between Risk Analysis and Bank
Supervision
240
The Risk Analysis Process
241
The Supervisory Process
245
Consolidated Supervision
251
Supervisory Cooperation with Internal and
External Auditors
254
Part Four: Future Challenges
15
Future Challenges
258
Areas for Improvement
258
Steps Forward: Some Recommendations
261
Regulation, Governance, and Transparency
269
References
276
Appendices
A Glossary of Islamic Terms
281
В
IFSB Standard on Risk Management
285
С
Proposed Outline for Bank Analytical Reports
293
Index
297
BOXES
1.1
Principles of an Islamic Financial System
7
3.1
Accountability of Bank Management
38
3.2
Fit and Proper Standards for Bank Management
39
3.3
The Responsibilities of Management
40
3.4
The Responsibilities of Audit Committees and
Internal Auditors
44
¥HI
Contents
3.5
The Responsibilities of External
Auditors 45
8.1
IFSB Principles of Credit Risk
122
8.2
Content of an Investment and Financing Asset
Review File
134
8.3
Signs of a Distorted Credit Culture
134
8.4
Asset Classification Rules
135
9.1
IFSB Principles of Liquidity Risk
152
9.2
IFSB Principle of Market Risk
154
9.3
IFSB Principles of Rate-of-Return Risk
157
9.4
IFSB Principles of Equity Investment Risk
158
11.1
IFSB Principles of Corporate Governance for
Islamic Banks
196
12.1
Criteria for Evaluating Accounting Standards
203
12.2
Survey on Public Disclosure of Banks
210
12.3
AAOIFI Standards
211
13.1
IFSB Principles for Minimum Capital
Adequacy Requirements (CAR)
224
13.2
IFSB Standard Formula for CAR
225
13.3
IFSB Supervisory Discretion Formula for CAR
225
13.4
Computation of CAR for an Islamic Bank
229
FIGURES
2.1
Contracts and Instruments
22
3.1
Partnership in Corporate Governance of Banks
33
5.1
Composition of an Islamic Bank's Assets, by Periods
80
5.2
Trends in Asset Growth, by Period
81
6.1
Composition of an Islamic Bank's
Balance Sheet
90
6.2
Structure of an Islamic Bank's Assets
91
6.3
Structural Change and Asset Growth,
2001-06 92
6.4
Growth of Assets, Year on Year
92
6.5
Hypothetical Growth of Assets
101
7.1
Asset Structure versus Income Structure 111
7.2
Relationship of Income to Expenses,
2001-06
7.3
Select Profitability Ratios
116
7.4
Additional Profitability Ratios,
2001-04 116
7.5
Example: Return on Assets
(ROA)
and on Equity (ROE),
Adjusted for the Cost of Capital
118
8.1
Exposure to
20
Largest Exposures
(Hypothetical Example)
123
8.2
Customer Profile: Who Are We Investing In?
128
8.3
Composition of Islamic Products: What Are We Investing In?
(2006
Compared to
2001 ) 128
Contents
8.4 Year-on-Year
Fluctuations
in
Growth of
Portfolio Components
139
9.1
Liquidity Mismatches (Derived from Maturity Profile of
Assets and Liabilities)
151
9.2
Cash Flows (Derived from Cash Flow Statements)
151
9.3
Exposure to Marketable Securities,
2001-06 162
9.4
Simplistic Impact on Equity of Marking to
Market
166
11.1
Corporate Governance Structures in Institutions
Offering Islamic and Conventional Financial
Services
184
12.1
Transparency in Financial Statements Achieved through
Compliance with the IFRS Framework
205
13.1
Framework for Measuring Credit Risk Weights
227
13.2
Framework for Measuring Market Risk Weights
228
13.3
Components of Bank Capital
232
13.4
Risk Profile of Assets
233
13.5
Capital Tiers and Compliance
236
13.6
Potential Capital Shortfall Assuming Continued Average
Growth in Assets and Capital
236
14.1
The Context of Bank Supervision
240
TABLES
1.1
Development of Islamic Economics and Finance in
Modern History
13
2.1
Theoretical Balance Sheet of an Islamic Bank Based on
Maturity Profile and Functionality
19
2.2
Sources and Application of Funds
21
2.3
Size of Islamic Financial Institutions in
1999 26
4.1
Importance of Key Stakeholders in the Islamic
Finance Industry
52
5.1
Banking Risk Exposures
65
5.2
Contractual Role and Risk in Islamic Banking
69
5.3
Stages of the Analytical Review Process
76
5.4 Balance-Sheet
Composition of Assets
82
5.5 Balance-Sheet
Growth, Year on Year
85
6.1
Composition of an Islamic Bank's
Balance Sheet
90
6.2
Islamic Financing and Investing Assets
94
6.3
Percentage Composition of the
Balance Sheet,
2001-06 100
7.1
Composition of the Income Statement,
2005-06 104
Contents
7.2
Percentage Composition of Islamic Products'
Revenues over Time
110
7.3
Profitability Ratios,
2001-04 115
8.1
Related-Party Lending
124
8.2
Customer Profile: Who Are We Investing In?
129
8.3
Composition of Products: What Are We Investing In?
130
8.4
Maturity Profile of Total Assets: For How Long
Are We Investing?
130
8.5
Recommended Provisions
135
8.6
Year-on-Year Fluctuations in Growth of Portfolio
Components
138
9.1
Theoretical Balance Sheet of an Islamic Bank Based on
Functionality
145
9.2
Maturity Profile of Assets and Liabilities
149
9.3
Sample Approach to Market Risk Disclosure:
Value-at-Risk by Category and for Entire
Institution
162
9.4
Simplistic Calculation of Net Effective Open
Positions (Assuming Uniform Instruments in
Every Market)
164
11.1
Presence of a Centralized Shariah Supervisory Board or Islamic
Rating Agency in Select Countries
186
11.2
Regulations Governing Shariah Supervisory Boards in
Select Countries
186
11.3
External Shariah Boards in Select Countries
190
12.1
Disclosure Practices of Islamic Banks
213
13.1
Classification of Capital in the Basel Accords
221
13.2
Capital Adequacy Standards for Credit Risk:
Basel II versus IFSB
226
13.3
Capital Adequacy Standards for Market Risk:
Basel II versus IFSB
228
13.4
Capital Adequacy Standard for Operational Risk:
Basel II versus IFSB
229
13.5
Trend Analysis of Capital Adequacy Ratios
235
14.1
Stages of the Analytical Review Process
241
14.2
Adapting the External Audit to Specific Circumstances
and Needs
254
XI |
| any_adam_object | 1 |
| any_adam_object_boolean | 1 |
| author | Greuning, Hennie van Iqbal, Zamir |
| author_facet | Greuning, Hennie van Iqbal, Zamir |
| author_role | aut aut |
| author_sort | Greuning, Hennie van |
| author_variant | h v g hv hvg z i zi |
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| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| discipline_str_mv | Wirtschaftswissenschaften |
| format | Book |
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| geographic | Islamische Staaten (DE-588)4073172-8 gnd |
| geographic_facet | Islamische Staaten |
| id | DE-604.BV023415526 |
| illustrated | Illustrated |
| index_date | 2024-07-02T21:29:13Z |
| indexdate | 2024-07-09T21:18:08Z |
| institution | BVB |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-016598062 |
| oclc_num | 123136898 |
| open_access_boolean | |
| owner | DE-1049 DE-355 DE-BY-UBR DE-2070s |
| owner_facet | DE-1049 DE-355 DE-BY-UBR DE-2070s |
| physical | XXIV, 309 S. graph. Darst. 23 cm |
| publishDate | 2008 |
| publishDateSearch | 2008 |
| publishDateSort | 2008 |
| publisher | World Bank |
| record_format | marc |
| spelling | Greuning, Hennie van Verfasser aut Risk analysis for Islamic banks Hennie van Greuning and Zamir Iqbal Washington, D.C. World Bank 2008 XXIV, 309 S. graph. Darst. 23 cm txt rdacontent n rdamedia nc rdacarrier Includes bibliographical references (p. 276-280) and index Banks and banking / Islamic countries Financial institutions / Islamic countries Risk management Bank management / Islamic countries Finance / Islamic countries Banques - Gestion - Pays musulmans Banques - Pays musulmans Finances - Pays musulmans Gestion du risque Institutions financières - Pays musulmans Bank Bank management Islamic countries Banks and banking Islamic countries Finance Islamic countries Financial institutions Islamic countries Bank (DE-588)4004436-1 gnd rswk-swf Risikomanagement (DE-588)4121590-4 gnd rswk-swf Islamische Staaten (DE-588)4073172-8 gnd rswk-swf Islamische Staaten (DE-588)4073172-8 g Bank (DE-588)4004436-1 s Risikomanagement (DE-588)4121590-4 s DE-604 Iqbal, Zamir Verfasser aut Digitalisierung UB Regensburg application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016598062&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Greuning, Hennie van Iqbal, Zamir Risk analysis for Islamic banks Banks and banking / Islamic countries Financial institutions / Islamic countries Risk management Bank management / Islamic countries Finance / Islamic countries Banques - Gestion - Pays musulmans Banques - Pays musulmans Finances - Pays musulmans Gestion du risque Institutions financières - Pays musulmans Bank Bank management Islamic countries Banks and banking Islamic countries Finance Islamic countries Financial institutions Islamic countries Bank (DE-588)4004436-1 gnd Risikomanagement (DE-588)4121590-4 gnd |
| subject_GND | (DE-588)4004436-1 (DE-588)4121590-4 (DE-588)4073172-8 |
| title | Risk analysis for Islamic banks |
| title_auth | Risk analysis for Islamic banks |
| title_exact_search | Risk analysis for Islamic banks |
| title_exact_search_txtP | Risk analysis for Islamic banks |
| title_full | Risk analysis for Islamic banks Hennie van Greuning and Zamir Iqbal |
| title_fullStr | Risk analysis for Islamic banks Hennie van Greuning and Zamir Iqbal |
| title_full_unstemmed | Risk analysis for Islamic banks Hennie van Greuning and Zamir Iqbal |
| title_short | Risk analysis for Islamic banks |
| title_sort | risk analysis for islamic banks |
| topic | Banks and banking / Islamic countries Financial institutions / Islamic countries Risk management Bank management / Islamic countries Finance / Islamic countries Banques - Gestion - Pays musulmans Banques - Pays musulmans Finances - Pays musulmans Gestion du risque Institutions financières - Pays musulmans Bank Bank management Islamic countries Banks and banking Islamic countries Finance Islamic countries Financial institutions Islamic countries Bank (DE-588)4004436-1 gnd Risikomanagement (DE-588)4121590-4 gnd |
| topic_facet | Banks and banking / Islamic countries Financial institutions / Islamic countries Risk management Bank management / Islamic countries Finance / Islamic countries Banques - Gestion - Pays musulmans Banques - Pays musulmans Finances - Pays musulmans Gestion du risque Institutions financières - Pays musulmans Bank Bank management Islamic countries Banks and banking Islamic countries Finance Islamic countries Financial institutions Islamic countries Risikomanagement Islamische Staaten |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016598062&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
| work_keys_str_mv | AT greuninghennievan riskanalysisforislamicbanks AT iqbalzamir riskanalysisforislamicbanks |