Electronic payment systems for e-commerce:
Saved in:
| Main Authors: | , , |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Boston [u.a.]
Artech House
2001
|
| Edition: | 2. ed. |
| Series: | Artech House computer security series
|
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Item Description: | 1. Aufl. u.d.T.: O'Mahony, Donal: Electronic payment systems |
| Physical Description: | XIV, 345 S. graph. Darst. |
| ISBN: | 1580532683 |
Staff View
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| 100 | 1 | |a O'Mahony, Donal |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Electronic payment systems for e-commerce |c Donal O'Mahony ; Michael Peirce ; Hitesh Tewari |
| 250 | |a 2. ed. | ||
| 264 | 1 | |a Boston [u.a.] |b Artech House |c 2001 | |
| 300 | |a XIV, 345 S. |b graph. Darst. | ||
| 336 | |b txt |2 rdacontent | ||
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| 338 | |b nc |2 rdacarrier | ||
| 490 | 0 | |a Artech House computer security series | |
| 500 | |a 1. Aufl. u.d.T.: O'Mahony, Donal: Electronic payment systems | ||
| 650 | 4 | |a Electronic funds transfers | |
| 650 | 4 | |a Data encryption (Computer science) | |
| 650 | 4 | |a Internet | |
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| 700 | 1 | |a Peirce, Michael |e Verfasser |4 aut | |
| 700 | 1 | |a Tewari, Hitesh |e Verfasser |4 aut | |
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Record in the Search Index
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Contents
Preface xiii
1 Motivation for electronic payment 1
References 4
2 Characteristics of current payment systems 5
2.1 Cash payments 6
2.2 Payment through banks 7
2.2.1 Payment by check 7
2.2.2 Payment by giro or credit transfer 9
2.2.3 Automated clearing house (ACH) payments 9
2.2.4 Wire transfer services 11
2.3 Using payment cards 12
2.4 Consumer preferences in payment systems 14
2.5 Regulatory framework 15
References 17
3 Cryptographic techniques 19
3.1 Encryption and decryption 20
3.2 Symmetric encryption 21
3.2.1 Data Encryption Standard (DES) 22
3.2.2 Triple DES 26
3.2.3 IDEA 26
3.2.4 Advanced Encryption Standard (AES) 28
3.2.5 RC2, RC4, and RC5 30
3.3 Message digesting or hashing 33
v
xii Electronic Payment Systems for E Commerce
8.4.2 Paybox 311
8.4.3 GiSMo 313
8.4.4 The Fundamo architecture 315
8.5 Credit card based systems 316
8.5.1 Mobile SET 317
8.5.2 Remarks 320
8.6 Summary 321
References 322
9 Payment systems: prospects for the future 325
About the authors 329
Index 331
ii Electronic Payment Systems for E Commerce
5.3 NACHA Internet payments 153 I
5.3.1 Internet Secure ATM Payments (ISAP) 153
5.3.2 DirectPay 155
5.4 NetBill 156
5.4.1 Protocol overview 157
5.4.2 Authentication procedure 159
5.4.3 Transaction protocol 160
5.4.4 Price request phase 161
5.4.5 Goods delivery phase 161
5.4.6 Payment phase 162
5.4.7 NetBill characteristics 163
5.5 NetCheque 164
5.6 Summary 167
References 167
6 Electronic cash payment systems 171
6.1 Ecash 172
6.1.1 The Ecash model 173
6.1.2 Ecash coins 174
6.1.3 Coin keys 174
6.1.4 Double spending prevention 177
6.1.5 Withdrawing coins 178
6.1.6 An Ecash purchase 180
6.1.7 Making the payment 180
6.1.8 Proving payment 181
6.1.9 Payment deposit 182
6.J.I0 Integration with the Web 182
6JJ.Z Ecash in the mail 183
6.JJ2 Transferring Ecash 183
6.i.i3 Lost coins 184
6J. 24 Ecfls/i flfid cri/w^ 184
6.i.i5 Magic Money 186
6.J.J6 Remarks 186
6.2 Project CAFE 186
5.2.i Goals of CAFE 187
6.2.2 Architecture 188
6.2.3 CAFE devices 189
Contents ix
6.2.4 Role of observers 190
6.2.5 Protocol overview 190
6.2.6 Off line coins 191
6.2.7 The a protocol 192
6.2.8 The Y protocol 195
6.2.9 Additional features 196
6.2.10 Remarks 196
6.3 NetCash 196
6.3.1 Framework/model 197
6.3.2 NetCash coins 198
6J.3 Double spending prevention 199
6.3.4 Com transfer 200
, 6.3.5 Certificate of insurance 200
6.3.6 Basic purchase 201
6.3.7 Obtaining coins 201
6.3.5 Poywy a merchant 203
i 6.3.9 Verifying coins 204
6.3. JO Providing limited anonymity 204
113.ii Merchant anonymity 205
1.3.i2 Preventing anonymity 206
!6.3.i3 Cfejri/y 206
6.3. i4 Extensions 207
I 6.3.i5 Preventing merchant fraud 207
6.3 J 6 Off line protocols 209
6.3J7 Remarks 210
6.4 Mondex 210
6.5 EMV cash cards and CEPS 213
6.5.2 EMV2000 214
6.5.2 Common Electronic Purse Specification (CEPS) 214
6.5.3 Remarks 220
6.6 SmartAxis 220
6.7 Remarks 222
References 223
7 Micropayment systems 227
7.1 Millicent 228
7.1.1 The Millicent model 229
Electronic Payment Systems for E Commerce
7.1.2 Purchasing with Millicent 231
7.1.3 Scrip 233
7.1.4 Scrip structure 234
7.1.5 Scrip certificate generation 235
7.1.6 Scrip validation 235
7.2.7 Preventing double spending 237
7.1.8 Computation costs 237
7.1.9 Sending scrip over a network: the Millicent protocols 237
7.1.10 Scrip in the clear 237
7.1.11 Encrypted network connection 237
7.1.12 Request signatures 241
7.1.13 Performance 243
7.1.14 Millicent with the Web 243
7.1.15 Extensions 244
7.IJ6 Summary 245
7.2 SubScrip 245
7.2.1 Basic SubScrip 246
7.2.2 Establishing a temporary account 246
7.2.3 Providing anonymity 247
7.2.4 A SubScrip ticket 247
7.2.5 A SubScrip purchase 248
7.2.6 Security and privacy 248
7.2.7 Protected SubScrip 249
7.2.S Refunding SubScrip 250
7.2.9 Lost tickets 250
7.3 PayWord 250
1.3.i PayWord user certificates 251
7.3.2 Revoked certificates 253
7.3.3 PayWord chains 253
7.3.4 Commitment to a PayWord chain 254
7.3.5 Spending PayWords 255
7.3.6 Variable size payments 256
7.3.7 Redeeming spent PayWords 251
7.3.8 Computational costs 257
7.3.9 Extensions 258
7.3.10 Remarks 258
Contents xj
7.4 fKP micropayment protocol 259
7.4.1 \i 3KP protocol 260
7.4.2 Repeated micropayments 261
7.4.3 Nonrepeated micropayments 264
7.4.4 Remarks 266
7.5 Hash chain trees 266
7.5.1 PayTree 268
7.5.2 Unbalanced One way Binary Tree (UOBT) 270
7.6 MicroMint 273
7.6.1 The MicroMint model 27'4
7.6.2 MicroMint coins 274
7.6.3 Verifying a coin 275
, 7.6.4 Minting coins 276
7.6.5 Computational costs 277
7.6.6 Multiple coins per bin 278
7.6.7 Coin validity criterion 278
1 7.6.8 Preventing forgery 279
7.6.9 A MicroMint purchase 280
7.6.10 Double spending 280
7.6.11 Extensions 281
[ 7.7 Probability based micropayments 283
7.7.1 Bets using coin flips 284
7.7.2 Hash chain lottery tickets 286
7.8 Jalda 288
|i 7.9 NewGenPay /IBM Micropayments 292
j 7.10 Banner advertising as a form of micropayment 296
}j 7.11 Micropayments summary and analysis 297
References 300
8 Mobile commerce 303
8.1 Mobile Internet architectures 305
8.1.1 Carrying Internet data on cellular networks 305
| 8.1.2 The wireless application protocol (WAP) 306
8.1.3 Japan's iMode service 307
i 8.2 Industry consortia 308
1 8.3 Mobile network operator as banker 308
I 8.4 Third party account based mobile payment systems 309
i 8.4.1 Sonera MobilePay 310
I |
| any_adam_object | 1 |
| author | O'Mahony, Donal Peirce, Michael Tewari, Hitesh |
| author_facet | O'Mahony, Donal Peirce, Michael Tewari, Hitesh |
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| dewey-ones | 332 - Financial economics |
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| dewey-search | 332.0285 332/.0285 21 |
| dewey-sort | 3332.0285 |
| dewey-tens | 330 - Economics |
| discipline | Informatik Wirtschaftswissenschaften |
| edition | 2. ed. |
| format | Book |
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| spelling | O'Mahony, Donal Verfasser aut Electronic payment systems for e-commerce Donal O'Mahony ; Michael Peirce ; Hitesh Tewari 2. ed. Boston [u.a.] Artech House 2001 XIV, 345 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier Artech House computer security series 1. Aufl. u.d.T.: O'Mahony, Donal: Electronic payment systems Electronic funds transfers Data encryption (Computer science) Internet Elektronischer Zahlungsverkehr (DE-588)4014359-4 gnd rswk-swf Elektronischer Zahlungsverkehr (DE-588)4014359-4 s DE-604 Peirce, Michael Verfasser aut Tewari, Hitesh Verfasser aut HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=009360600&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | O'Mahony, Donal Peirce, Michael Tewari, Hitesh Electronic payment systems for e-commerce Electronic funds transfers Data encryption (Computer science) Internet Elektronischer Zahlungsverkehr (DE-588)4014359-4 gnd |
| subject_GND | (DE-588)4014359-4 |
| title | Electronic payment systems for e-commerce |
| title_auth | Electronic payment systems for e-commerce |
| title_exact_search | Electronic payment systems for e-commerce |
| title_full | Electronic payment systems for e-commerce Donal O'Mahony ; Michael Peirce ; Hitesh Tewari |
| title_fullStr | Electronic payment systems for e-commerce Donal O'Mahony ; Michael Peirce ; Hitesh Tewari |
| title_full_unstemmed | Electronic payment systems for e-commerce Donal O'Mahony ; Michael Peirce ; Hitesh Tewari |
| title_short | Electronic payment systems for e-commerce |
| title_sort | electronic payment systems for e commerce |
| topic | Electronic funds transfers Data encryption (Computer science) Internet Elektronischer Zahlungsverkehr (DE-588)4014359-4 gnd |
| topic_facet | Electronic funds transfers Data encryption (Computer science) Internet Elektronischer Zahlungsverkehr |
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