Bank management and supervision in developing financial markets:
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
Basingstoke [u.a.]
MacMillan [u.a.]
1997
|
| Ausgabe: | 1. publ. |
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XIV, 303 S. graph. Darst. |
| ISBN: | 0333633873 0312177011 |
Internformat
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| 100 | 1 | |a Bascom, Wilbert O. |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Bank management and supervision in developing financial markets |c Wilbert O. Bascom |
| 250 | |a 1. publ. | ||
| 264 | 1 | |a Basingstoke [u.a.] |b MacMillan [u.a.] |c 1997 | |
| 300 | |a XIV, 303 S. |b graph. Darst. | ||
| 336 | |b txt |2 rdacontent | ||
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| 338 | |b nc |2 rdacarrier | ||
| 650 | 7 | |a Bankwezen |2 gtt | |
| 650 | 7 | |a Toezicht |2 gtt | |
| 650 | 4 | |a Bank | |
| 650 | 4 | |a Entwicklungsländer | |
| 650 | 4 | |a Bank management | |
| 650 | 4 | |a Bank management |z Developing countries | |
| 650 | 4 | |a Banks and banking |x State supervision | |
| 650 | 4 | |a Banks and banking |z Developing countries |x State supervision | |
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Datensatz im Suchindex
| _version_ | 1804126202346078208 |
|---|---|
| adam_text | Contents
List of Illustrations x
Preface xiii
1 Introduction 1
1.1 Competent management 2
1.2 Bank supervision 10
1.3 Plan of the book 14
2 Strategic Management 16
2.1 Constraints and planning 17
2.2 Platforms and levers 19
2.3 Financial planning and budgeting 22
2.4 Sources of competitive strength 24
2.5 Banking markets 27
2.6 The planning process 31
2.7 Summary 33
3 Interest Rate Competition Structure and Forecasting 36
3.1 Interest rate competition 37
3.2 Interest rate averaging 40
3.3 Yield curves and spreads 43
3.4 Forecasting interest rate 48
3.5 Summary 53
4 Managing Foreign Currency Risks 55
4.1 Types of foreign currency transaction 55
4.2 Open foreign currency positions 60
4.3 Dollarization 64
4.4 Trading positions 67
4.5 Forecasting exchange rates 71
4.6 Summary 76
5 Term Financing and Compensating Balances 77
5.1 Nature of capital funds 78
5.2 Alternative credit sources 80
vii
viii Contents
5.3 Balance requirements and effects 84
5.4 Balance requirements and the customer 86
5.5 Credit securitization 90
5.6 Summary 97
6 Managing Credit Risk 99
6.1 Challenges 99
6.2 Establishing credit policy and guidelines 101
6.3 Credit administration 109
6.4 Problem credits 115
6.5 Summary 120
7 Credit and Deposit Pricing 122
7.1 Pricing approaches 122
7.2 Pricing consumer loans 128
7.3 Pricing deposits 131
7.4 Pricing joint products 136
7.5 Pricing commercial credit 138
7.6 Summary 145
8 Managing Asset and Liability Risks 147
8.1 Information and policies 148
8.2 Measuring risk 156
8.3 A comprehensive indicator 158
8.4 Risk tolerance positions 161
8.5 Risk analysis approaches 164
8.6 Risk factors 171
8.7 Summary 174
9 Managing Human Resources 176
9.1 Human resource planning 177
9.2 Organizational restructuring 178
9.3 Efficient resource utilization 181
9.4 Work performance and culture 184
9.5 Achieving performance goals 189
9.6 Performance appraisals 192
9.7 The training function 194 !
9.8 Summary 197
10 Regulatory and Supervisory Structures 199
10.1 Techniques of bank regulation and supervision 200
10.2 Basic models of regulation and supervision 202
Contents ix
10.3 Adequate supervisory authority 206
10.4 Product and service restrictions 211
10.5 Supervisory information 213
10.6 Supervision of shell branches and other entities 218
10.7 Summary 220
¦ ¦ 11 Capital in Bank Regulation and Supervision 222
11.1 Advantages of capital adequacy 223
11.2 Capital ratios and risk based capital guidelines 226
11.3 Capital adequacy evaluation 232
11.4 Timely corrective action 234
11.5 Corrective measures 238
11.6 Summary 241
* 12 Control Systems and Asset Quality Evaluation 243
12.1 Accounting and other record systems 244
12.2 Internal control systems 245
12.3 Asset portfolio evaluation 250
12.4 Credit policy review 253
12.5 Causes of asset quality problems 256
12.6 Evaluating specific credit types and activities 259
12.7 Summary 265
_^i 13 Conclusion 266
13.1 Directors risk awareness 266
13.2 The banking business 269
13.3 Directors role 272
13.4 Risk monitoring and control systems 274
13.5 Insider transactions and conflicts of interest 277
13.6 Summary 277
Notes and References 279
Bibliography 289
Index 295
List of Illustrations
Boxes
2.1 Constraints and planning 18
2.2 Selected performance indicators 22
2.3 Budget and financial planning components 24
2.4 Sources of a bank s competitive strength 25
2.5 Marketing strategy factors 29
2.6 The planning process 34
3.1 Selected independent variables for short term interest
rate forecasting 52
4.1 Valuation or revaluation procedures 61
5.1 Term loan categories 78
5.2 Loan portfolio risk enhancing factors 81
5.3 Credit securitization benefits 94
6.1 Financial condition weakening factors 100
6.2 Common credit risk management deficiencies 101
6.3 Selected credit policy issues 102
6.4 Acceptable and unacceptable credits 104
6.5 Credit appraisal function 105
6.6 Criteria or information for commercial credit 105
6.7 Credit guidelines and directives 107 i
6.8 Credit review measures 111
6.9 Operations, fraud and syndication risks 112
6.10 Payment ability or potential failure ratios 113
6.11 Credit structuring components 114
6.12 Non financial warning signals 115
6.13 Problems revealed by financial statement analysis 116
6.14 Credit classification 117
6.15 Specific reserves for classified credits 118
6.16 Suggested charge off ratios 119
7.1 Credit types 142 [
8.1 Probability distribution, expected value and standard .
derivation 157
8.2 Cash flow computation 159 |
12.1 General accounting and other records requirements 246 r
12.2 Internal control system requirements 247
x
List of Illustrations xi
12.3 Specific internal control procedures 248
12.4 Information technology risks 249
12.5 Supervisory prospective on credit policy 255
12.6 Sources and causes of problem credits 257
12.7 Credit types categorized as poor selection risk 258
12.8 Supervisory evaluation factor for account receivable
credits 262
12.9 Installment loan policy weakness indicators 263
13.1 Specific duties of the board 269
13.2 Directors information package 275
Figures
3.1 Yield curves 44
5.1 The credit securitization process 91
7.1 Product demand 124
7.2 Price discrimination 126
8.1 Cash flow volitility 162
8.2 Risk return positions 163
Tables
4.1 Forward exchange rate determination 57
4.2 Pre and post devaluation changes in assets and
liabilities 66
5.1 Bank s balance sheet with and without compensating
balances 86
7.1 Cash and sales analyses 127
7.2 Loan profitability analysis 139
7.3 Pricing a commercial loan 144
8.3 Maturity repricing gap 165
8.4 Duration and interest rate elasticity computation 168
11.1 Asset and off balance sheet components ( ) 227
11.2 Risk adjusted asset computation ( ) 228
11.3 Risk based capital ratio computation ( ) 228
|
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| dewey-ones | 332 - Financial economics |
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| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| edition | 1. publ. |
| format | Book |
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| id | DE-604.BV011668034 |
| illustrated | Illustrated |
| indexdate | 2024-07-09T18:13:42Z |
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| isbn | 0333633873 0312177011 |
| language | English |
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| publishDate | 1997 |
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| publisher | MacMillan [u.a.] |
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| spelling | Bascom, Wilbert O. Verfasser aut Bank management and supervision in developing financial markets Wilbert O. Bascom 1. publ. Basingstoke [u.a.] MacMillan [u.a.] 1997 XIV, 303 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier Bankwezen gtt Toezicht gtt Bank Entwicklungsländer Bank management Bank management Developing countries Banks and banking State supervision Banks and banking Developing countries State supervision Bankenaufsicht (DE-588)4004450-6 gnd rswk-swf Bank (DE-588)4004436-1 gnd rswk-swf Management (DE-588)4037278-9 gnd rswk-swf Bank (DE-588)4004436-1 s Management (DE-588)4037278-9 s DE-604 Bankenaufsicht (DE-588)4004450-6 s HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=007865116&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Bascom, Wilbert O. Bank management and supervision in developing financial markets Bankwezen gtt Toezicht gtt Bank Entwicklungsländer Bank management Bank management Developing countries Banks and banking State supervision Banks and banking Developing countries State supervision Bankenaufsicht (DE-588)4004450-6 gnd Bank (DE-588)4004436-1 gnd Management (DE-588)4037278-9 gnd |
| subject_GND | (DE-588)4004450-6 (DE-588)4004436-1 (DE-588)4037278-9 |
| title | Bank management and supervision in developing financial markets |
| title_auth | Bank management and supervision in developing financial markets |
| title_exact_search | Bank management and supervision in developing financial markets |
| title_full | Bank management and supervision in developing financial markets Wilbert O. Bascom |
| title_fullStr | Bank management and supervision in developing financial markets Wilbert O. Bascom |
| title_full_unstemmed | Bank management and supervision in developing financial markets Wilbert O. Bascom |
| title_short | Bank management and supervision in developing financial markets |
| title_sort | bank management and supervision in developing financial markets |
| topic | Bankwezen gtt Toezicht gtt Bank Entwicklungsländer Bank management Bank management Developing countries Banks and banking State supervision Banks and banking Developing countries State supervision Bankenaufsicht (DE-588)4004450-6 gnd Bank (DE-588)4004436-1 gnd Management (DE-588)4037278-9 gnd |
| topic_facet | Bankwezen Toezicht Bank Entwicklungsländer Bank management Bank management Developing countries Banks and banking State supervision Banks and banking Developing countries State supervision Bankenaufsicht Management |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=007865116&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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