Bank mergers, acquisitions & strategic alliances: positioning & protecting your bank in the era of consolidation
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
Burr Ridge, Ill. u.a.
Irwin
1995
|
| Schriftenreihe: | A bankline publication
|
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XVIII, 287 S. |
| ISBN: | 155738746X |
Internformat
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| 650 | 4 | |a Consolidation and merger of corporations | |
| 650 | 4 | |a Strategic alliances (Business) | |
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Datensatz im Suchindex
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|---|---|
| adam_text | Bank Mergers,
Acquisitions and
Strategic Alliances:
At a Glance
Chapters
1 The Bank Consolidation Phenomenon 1
2 Bank Mergers 29
3 Bank Acquisitions 59
4 Strategic Alliances to Reengineer the Bank 87
5 Valuation Techniques, Part I:
The Balance Sheet 119
6 Valuation Techniques, Part II: Off Balance
Sheet Categories and Fee Income 181
7 Case Studies in Bank Mergers
and Acquisitions 219
Appendixes
A The Time Value of Money 261
B Time Value Tables 263
B l Future Value of $1 264
B 2 Future Value of an Annuity of $1 267
B 3 Present Value of $1 270
B 4 Present Value of an Annuity of $1 273
C Mergers Acquisitions Software 277
v
Contents
Preface xv
1. The Bank Consolidation Phenomenon.. 1
Introduction 1
Structural Changes in the Industry 1
Reasons for the Consolidation Trend 4
The Diversification Incentive 6
State Laws and Regional Pacts 7
Branching Laws 9
Interstate Banking 10
Federal Regulation of Mergers and Acquisitions... 16
The Interstate Banking Act 20
Interstate Bank Holding Company
Acquisitions 21
Interstate Bank Mergers 22
vii
xnii Contents
De Novo Interstate Bank Branching 24
Foreign Bank Interstate Branching 24
Interstate Bank Agency 25
The New Nationwide Banking Environments 25
Selected References 27
Endnotes 28
2. Bank Mergers 29
Introduction 29
The Right Time to Merge 29
The Right Merger Partner 34
Communicating Merger Benefits
to Market Analysts 40
Consolidating the Two Banks 45
Practices and Procedures 46
Operational Systems 47
Building Working Relationships 49
The Decision to Sell the Bank 50
Beyond the Price 54
Selected References 56
Endnotes 57
3. Bank Acquisitions 59
Introduction 59
Acquisition Guidelines 60
Contents ix
The Acquisition Team 60
Narrowing the Field of Acquisition Targets 63
Approaching the Acquisition Target 65
Using Brokers and Finders 68
Defending Against Acquisitions 71
The Use of Golden Parachutes 72
Other Acquisition Defenses 74
Managing the Transition 77
Using Acquisitions to Diversify 80
National Australia Bank
and Michigan National 80
KeyCorp and AutoFinance Group 82
The Art of the Deal 83
Selected References 84
Endnotes 85
4. Strategic Alliances to
Reengineer the Bank 87
Introduction 87
Reengineering the Bank 88
Centralizing Transactions Processing 90
Bane One 91
First Tennessee Bank 92
Multinet International Bank 93
TCAM Systems, Inc 94
Increasing Branch Automation 95
x Contents
Streamlining Transactions Processing Procedures . . 99
Electronic Check Presentment 100
Imaging Technology 102
Signet Bank 105
Interbank Strategic Alliances and the ATM 107
Tailoring Products and Services 108
PNC Bank and Hogan Systems 109
Liberty Bancorp, Systematics,
and Hewlett Packard 110
Introducing New Products and Services 112
MasterBanking 112
Schwab s OneSource 114
Conclusion 115
Selected References 116
Endnotes 118
5. Valuation Techniques,
Part I: The Balance Sheet 119
Introduction 119
Valuation Approaches 120
Discounted Cash Flow (DCF) 120
P/E Valuation 122
Adjusted Book Value 123
Comprehensive Market Valuation 126
Valuing the Balance Sheet 129
Cash 130
Contents xi
Temporary Investments 131
Investment Securities 134
Loans 150
Other Assets 170
Liabilities 171
Embedded Options 174
Summary 179
Selected References 179
Endnotes 180
6. Valuation Techniques, Part II:
Off Balance Sheet Categories
and Fee Income 181
Introduction 181
Valuing Off Balance Sheet Items 182
Unused Commitments 182
Letters of Credit 183
Loans Transferred With Recourse 184
When Issued Securities 186
Interest Rate Derivatives 187
Swaps 188
Futures and Forwards 198
Options 205
Interest Rate Caps 212
Valuing Fee Income 214
The Total Picture 214
xii Contents
Selected References 215
Endnotes 216
7. Case Studies in Bank Mergers
and Acquisitions 219
Introduction 219
NationsBank 219
Early Expansion (1960 1973) 220
The Sobering Recession (1974) 222
Seasoned Experience and
Interstate Expansion 224
The Precedent Setting Acquisition in Texas .... 230
Continued Acquisitions 233
Chemical Banking 236
The Challenges 236
A Communications Model 238
The Final Analysis 239
BankAmerica Corporation 240
California Operations 240
A Nationwide Focus 241
Problems At Home and Abroad 242
The Vision Revisited:
The Continental Acquisition 243
Bane One 245
PNC Corporation 248
Fleet Financial Group 251
Contents xiii
Precedent Setting Acquisition of
Bank of New England 252
The Shawmut Acquisition 254
The Future 255
Selected References 257
Endnotes 259
A.The Time Value of Money 261
B.Time Value Tables 263
B l Future Value of $1 264
B 2 Future Value of an Annuity of $1 267
B 3 Present Value of $1 270
B^4 Present Value of an Annuity of $1 273
C. Mergers and Acquisitions Software... 277
Index 281
About the Author 287
|
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| id | DE-604.BV010465726 |
| illustrated | Not Illustrated |
| indexdate | 2024-07-09T17:52:59Z |
| institution | BVB |
| isbn | 155738746X |
| language | English |
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| physical | XVIII, 287 S. |
| publishDate | 1995 |
| publishDateSearch | 1995 |
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| publisher | Irwin |
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| series2 | A bankline publication |
| spelling | Johnson, Hazel J. Verfasser aut Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation Hazel J. Johnson Burr Ridge, Ill. u.a. Irwin 1995 XVIII, 287 S. txt rdacontent n rdamedia nc rdacarrier A bankline publication Bank Banks and banking Consolidation and merger of corporations Strategic alliances (Business) Bank (DE-588)4004436-1 gnd rswk-swf Bankenkonzentration (DE-588)4144010-9 gnd rswk-swf Strategisches Management (DE-588)4124261-0 gnd rswk-swf Bank (DE-588)4004436-1 s Strategisches Management (DE-588)4124261-0 s Bankenkonzentration (DE-588)4144010-9 s DE-604 HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=006973805&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Johnson, Hazel J. Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation Bank Banks and banking Consolidation and merger of corporations Strategic alliances (Business) Bank (DE-588)4004436-1 gnd Bankenkonzentration (DE-588)4144010-9 gnd Strategisches Management (DE-588)4124261-0 gnd |
| subject_GND | (DE-588)4004436-1 (DE-588)4144010-9 (DE-588)4124261-0 |
| title | Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation |
| title_auth | Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation |
| title_exact_search | Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation |
| title_full | Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation Hazel J. Johnson |
| title_fullStr | Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation Hazel J. Johnson |
| title_full_unstemmed | Bank mergers, acquisitions & strategic alliances positioning & protecting your bank in the era of consolidation Hazel J. Johnson |
| title_short | Bank mergers, acquisitions & strategic alliances |
| title_sort | bank mergers acquisitions strategic alliances positioning protecting your bank in the era of consolidation |
| title_sub | positioning & protecting your bank in the era of consolidation |
| topic | Bank Banks and banking Consolidation and merger of corporations Strategic alliances (Business) Bank (DE-588)4004436-1 gnd Bankenkonzentration (DE-588)4144010-9 gnd Strategisches Management (DE-588)4124261-0 gnd |
| topic_facet | Bank Banks and banking Consolidation and merger of corporations Strategic alliances (Business) Bankenkonzentration Strategisches Management |
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