Fintech and financial services :: initial considerations /
A new wave of technological innovations, often called "fintech," is accelerating change in the financial sector. What impact might fintech have on financial services, and how should regulation respond? This paper sets out an economic framework for thinking through the channels by which fin...
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
[Washington, D.C.] :
International Monetary Fund,
2017.
|
| Schriftenreihe: | IMF staff discussion note ;
SDN/17/05. |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | A new wave of technological innovations, often called "fintech," is accelerating change in the financial sector. What impact might fintech have on financial services, and how should regulation respond? This paper sets out an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape, and affect regulation. It combines a broad discussion of trends across financial services with a focus on cross-border payments and especially the impact of distributed ledger technology. Overall, the paper finds that boundaries among different types of service providers are blurring; barriers to entry are changing; and improvements in cross-border payments are likely. It argues that regulatory authorities need to balance carefully efficiency and stability trade-offs in the face of rapid changes, and ensure that trust is maintained in an evolving financial system. It also highlights the importance of international cooperation. |
| Beschreibung: | 1 online resource |
| Bibliographie: | Includes bibliographical references. |
| ISBN: | 1484303814 9781484303818 1484303776 9781484303771 |
| ISSN: | 2221-030X |
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| 520 | 3 | |a A new wave of technological innovations, often called "fintech," is accelerating change in the financial sector. What impact might fintech have on financial services, and how should regulation respond? This paper sets out an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape, and affect regulation. It combines a broad discussion of trends across financial services with a focus on cross-border payments and especially the impact of distributed ledger technology. Overall, the paper finds that boundaries among different types of service providers are blurring; barriers to entry are changing; and improvements in cross-border payments are likely. It argues that regulatory authorities need to balance carefully efficiency and stability trade-offs in the face of rapid changes, and ensure that trust is maintained in an evolving financial system. It also highlights the importance of international cooperation. | |
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| 650 | 6 | |a Services financiers |x Innovations. | |
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| indexdate | 2024-11-26T14:49:28Z |
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| isbn | 1484303814 9781484303818 1484303776 9781484303771 |
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| spelling | He, Dong (Economist), author. https://id.oclc.org/worldcat/entity/E39PCjvQQPCVXQdfKw8drGfKBP http://id.loc.gov/authorities/names/no2015032202 Fintech and financial services : initial considerations / Dong He [and 8 others]. [Washington, D.C.] : International Monetary Fund, 2017. 1 online resource text txt rdacontent computer c rdamedia online resource cr rdacarrier IMF staff discussion note ; SDN/17/05 Online resource; title from PDF title page (EBSCO, January 2, 2019). Includes bibliographical references. A new wave of technological innovations, often called "fintech," is accelerating change in the financial sector. What impact might fintech have on financial services, and how should regulation respond? This paper sets out an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape, and affect regulation. It combines a broad discussion of trends across financial services with a focus on cross-border payments and especially the impact of distributed ledger technology. Overall, the paper finds that boundaries among different types of service providers are blurring; barriers to entry are changing; and improvements in cross-border payments are likely. It argues that regulatory authorities need to balance carefully efficiency and stability trade-offs in the face of rapid changes, and ensure that trust is maintained in an evolving financial system. It also highlights the importance of international cooperation. Financial services industry Technological innovations. International finance Law and legislation. http://id.loc.gov/authorities/subjects/sh85067406 Banks and banking, International. http://id.loc.gov/authorities/subjects/sh85011656 Financial institutions Law and legislation. http://id.loc.gov/authorities/subjects/sh85048308 Monetary policy. http://id.loc.gov/authorities/subjects/sh85086787 Services financiers Innovations. Banques internationales. Politique monétaire. BUSINESS & ECONOMICS / Finance. bisacsh Banks and banking, International fast Financial institutions Law and legislation fast Financial services industry Technological innovations fast International finance Law and legislation fast Monetary policy fast has work: Fintech and financial services (Text) https://id.oclc.org/worldcat/entity/E39PCGckHwVMyyXD3m664c83Hy https://id.oclc.org/worldcat/ontology/hasWork Print Version: He, Dong. Fintech and Financial Services: Initial Considerations. Washington, D.C. : International Monetary Fund,2017 9781484303771 IMF staff discussion note ; SDN/17/05. http://id.loc.gov/authorities/names/no2011013696 FWS01 ZDB-4-EBU FWS_PDA_EBU https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1555983 Volltext |
| spellingShingle | He, Dong (Economist) Fintech and financial services : initial considerations / IMF staff discussion note ; Financial services industry Technological innovations. International finance Law and legislation. http://id.loc.gov/authorities/subjects/sh85067406 Banks and banking, International. http://id.loc.gov/authorities/subjects/sh85011656 Financial institutions Law and legislation. http://id.loc.gov/authorities/subjects/sh85048308 Monetary policy. http://id.loc.gov/authorities/subjects/sh85086787 Services financiers Innovations. Banques internationales. Politique monétaire. BUSINESS & ECONOMICS / Finance. bisacsh Banks and banking, International fast Financial institutions Law and legislation fast Financial services industry Technological innovations fast International finance Law and legislation fast Monetary policy fast |
| subject_GND | http://id.loc.gov/authorities/subjects/sh85067406 http://id.loc.gov/authorities/subjects/sh85011656 http://id.loc.gov/authorities/subjects/sh85048308 http://id.loc.gov/authorities/subjects/sh85086787 |
| title | Fintech and financial services : initial considerations / |
| title_auth | Fintech and financial services : initial considerations / |
| title_exact_search | Fintech and financial services : initial considerations / |
| title_full | Fintech and financial services : initial considerations / Dong He [and 8 others]. |
| title_fullStr | Fintech and financial services : initial considerations / Dong He [and 8 others]. |
| title_full_unstemmed | Fintech and financial services : initial considerations / Dong He [and 8 others]. |
| title_short | Fintech and financial services : |
| title_sort | fintech and financial services initial considerations |
| title_sub | initial considerations / |
| topic | Financial services industry Technological innovations. International finance Law and legislation. http://id.loc.gov/authorities/subjects/sh85067406 Banks and banking, International. http://id.loc.gov/authorities/subjects/sh85011656 Financial institutions Law and legislation. http://id.loc.gov/authorities/subjects/sh85048308 Monetary policy. http://id.loc.gov/authorities/subjects/sh85086787 Services financiers Innovations. Banques internationales. Politique monétaire. BUSINESS & ECONOMICS / Finance. bisacsh Banks and banking, International fast Financial institutions Law and legislation fast Financial services industry Technological innovations fast International finance Law and legislation fast Monetary policy fast |
| topic_facet | Financial services industry Technological innovations. International finance Law and legislation. Banks and banking, International. Financial institutions Law and legislation. Monetary policy. Services financiers Innovations. Banques internationales. Politique monétaire. BUSINESS & ECONOMICS / Finance. Banks and banking, International Financial institutions Law and legislation Financial services industry Technological innovations International finance Law and legislation Monetary policy |
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