APA (7th ed.) Citation

Townsend, R. M., Cole, S., Tobacman, J., Gine, X., Vickery, J. I., & Topalova, P. (2012). Barriers to household risk management. International Monetary Fund.

Chicago Style (17th ed.) Citation

Townsend, Robert M., Shawn Cole, Jeremy Tobacman, Xavier Gine, James Ian Vickery, and Petia Topalova. Barriers to Household Risk Management. Washington: International Monetary Fund, 2012.

MLA (9th ed.) Citation

Townsend, Robert M., et al. Barriers to Household Risk Management. International Monetary Fund, 2012.