The fragile middle class :: Americans in debt /
Since 1997, the number of American families filing for federal bankruptcy annually has exceeded one million. By most measures, those who file are members of the middle class - a group that has long provided stability and vitality for the American economic system. This raises the troubling question:...
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| Main Author: | |
|---|---|
| Other Authors: | , |
| Format: | Electronic eBook |
| Language: | English |
| Published: |
New Haven, CT :
Yale University Press,
©2000.
|
| Subjects: | |
| Online Access: | DE-862 DE-863 |
| Summary: | Since 1997, the number of American families filing for federal bankruptcy annually has exceeded one million. By most measures, those who file are members of the middle class - a group that has long provided stability and vitality for the American economic system. This raises the troubling question: why, during the most remarkable period of prosperity in our history, are unprecedented numbers of Americans encountering such serious financial trouble? The authors of this important book analyse court records and demographic data on thousands of bankruptcy cases, as well as debtors' own poignant accounts of the reasons for their bankruptcies. For many middle-class Americans, the findings show, financial stability is fragile - almost any setback can be disastrous. The erosion of job stability, divorce and family instability, the visible and invisible costs of medical care, the burden of home ownership, and the staggering weight of consumer debt financed with plastic combine to threaten the financial security of growing numbers of middle-class families. The authors view the bankruptcy process in the light of changing cultural and economic factors and consider what this may signify for the future of a large, secure, and dynamic middle class. |
| Physical Description: | 1 online resource (xvii, 380 pages) : illustrations |
| Bibliography: | Includes bibliographical references (pages 297-365) and index. |
| ISBN: | 9780300128147 0300128142 1281730041 9781281730046 9780300253733 0300253737 9786611730048 6611730044 |
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| author | Sullivan, Teresa A., 1949- |
| author2 | Warren, Elizabeth Westbrook, Jay Lawrence |
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| contents | Americans in financial crisis -- Middle-class and broke: the demography of bankruptcy -- Unemployed or underemployed -- Credit cards -- Sickness and injury -- Divorce -- Housing -- The middle class in debt. |
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By most measures, those who file are members of the middle class - a group that has long provided stability and vitality for the American economic system. This raises the troubling question: why, during the most remarkable period of prosperity in our history, are unprecedented numbers of Americans encountering such serious financial trouble? The authors of this important book analyse court records and demographic data on thousands of bankruptcy cases, as well as debtors' own poignant accounts of the reasons for their bankruptcies. For many middle-class Americans, the findings show, financial stability is fragile - almost any setback can be disastrous. The erosion of job stability, divorce and family instability, the visible and invisible costs of medical care, the burden of home ownership, and the staggering weight of consumer debt financed with plastic combine to threaten the financial security of growing numbers of middle-class families. 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| indexdate | 2025-03-18T14:27:32Z |
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| spelling | Sullivan, Teresa A., 1949- https://id.oclc.org/worldcat/entity/E39PBJcWp7FpD377CYr73JtkDq http://id.loc.gov/authorities/names/n77016847 The fragile middle class : Americans in debt / Teresa A. Sullivan, Elizabeth Warren, Jay Lawrence Westbrook. New Haven, CT : Yale University Press, ©2000. 1 online resource (xvii, 380 pages) : illustrations text txt rdacontent computer c rdamedia online resource cr rdacarrier polychrome. rdacc http://rdaregistry.info/termList/RDAColourContent/1003 data file Statistics Includes bibliographical references (pages 297-365) and index. Print version record. Americans in financial crisis -- Middle-class and broke: the demography of bankruptcy -- Unemployed or underemployed -- Credit cards -- Sickness and injury -- Divorce -- Housing -- The middle class in debt. Since 1997, the number of American families filing for federal bankruptcy annually has exceeded one million. By most measures, those who file are members of the middle class - a group that has long provided stability and vitality for the American economic system. This raises the troubling question: why, during the most remarkable period of prosperity in our history, are unprecedented numbers of Americans encountering such serious financial trouble? The authors of this important book analyse court records and demographic data on thousands of bankruptcy cases, as well as debtors' own poignant accounts of the reasons for their bankruptcies. For many middle-class Americans, the findings show, financial stability is fragile - almost any setback can be disastrous. The erosion of job stability, divorce and family instability, the visible and invisible costs of medical care, the burden of home ownership, and the staggering weight of consumer debt financed with plastic combine to threaten the financial security of growing numbers of middle-class families. The authors view the bankruptcy process in the light of changing cultural and economic factors and consider what this may signify for the future of a large, secure, and dynamic middle class. English. Bankruptcy United States. Consumer credit United States. Finance, Personal United States. Faillite États-Unis. Crédit à la consommation États-Unis. Finances personnelles États-Unis. BUSINESS & ECONOMICS Finance. bisacsh SOCIAL SCIENCE Sociology General. bisacsh Bankruptcy fast Consumer credit fast Finance, Personal fast United States fast https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq Mittelstand gnd http://d-nb.info/gnd/4039713-0 Schulden gnd http://d-nb.info/gnd/4053461-3 USA gnd http://d-nb.info/gnd/4078704-7 Warren, Elizabeth. Westbrook, Jay Lawrence. http://id.loc.gov/authorities/names/n86065317 has work: The fragile middle class (Text) https://id.oclc.org/worldcat/entity/E39PCGmtd6WGg79q9vKwDrK4xC https://id.oclc.org/worldcat/ontology/hasWork Print version: Sullivan, Teresa A., 1949- Fragile middle class. New Haven, CT : Yale University Press, ©2000 (DLC) 99041894 |
| spellingShingle | Sullivan, Teresa A., 1949- The fragile middle class : Americans in debt / Americans in financial crisis -- Middle-class and broke: the demography of bankruptcy -- Unemployed or underemployed -- Credit cards -- Sickness and injury -- Divorce -- Housing -- The middle class in debt. Bankruptcy United States. Consumer credit United States. Finance, Personal United States. Faillite États-Unis. Crédit à la consommation États-Unis. Finances personnelles États-Unis. BUSINESS & ECONOMICS Finance. bisacsh SOCIAL SCIENCE Sociology General. bisacsh Bankruptcy fast Consumer credit fast Finance, Personal fast Mittelstand gnd http://d-nb.info/gnd/4039713-0 Schulden gnd http://d-nb.info/gnd/4053461-3 |
| subject_GND | http://d-nb.info/gnd/4039713-0 http://d-nb.info/gnd/4053461-3 http://d-nb.info/gnd/4078704-7 |
| title | The fragile middle class : Americans in debt / |
| title_auth | The fragile middle class : Americans in debt / |
| title_exact_search | The fragile middle class : Americans in debt / |
| title_full | The fragile middle class : Americans in debt / Teresa A. Sullivan, Elizabeth Warren, Jay Lawrence Westbrook. |
| title_fullStr | The fragile middle class : Americans in debt / Teresa A. Sullivan, Elizabeth Warren, Jay Lawrence Westbrook. |
| title_full_unstemmed | The fragile middle class : Americans in debt / Teresa A. Sullivan, Elizabeth Warren, Jay Lawrence Westbrook. |
| title_short | The fragile middle class : |
| title_sort | fragile middle class americans in debt |
| title_sub | Americans in debt / |
| topic | Bankruptcy United States. Consumer credit United States. Finance, Personal United States. Faillite États-Unis. Crédit à la consommation États-Unis. Finances personnelles États-Unis. BUSINESS & ECONOMICS Finance. bisacsh SOCIAL SCIENCE Sociology General. bisacsh Bankruptcy fast Consumer credit fast Finance, Personal fast Mittelstand gnd http://d-nb.info/gnd/4039713-0 Schulden gnd http://d-nb.info/gnd/4053461-3 |
| topic_facet | Bankruptcy United States. Consumer credit United States. Finance, Personal United States. Faillite États-Unis. Crédit à la consommation États-Unis. Finances personnelles États-Unis. BUSINESS & ECONOMICS Finance. SOCIAL SCIENCE Sociology General. Bankruptcy Consumer credit Finance, Personal United States Mittelstand Schulden USA |
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