Student debt :: a reference handbook /
Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory len...
Gespeichert in:
| Hauptverfasser: | , |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Santa Barbara, California :
ABC-CLIO, An Imprint of ABC-CLIO, LLC,
[2017]
|
| Schriftenreihe: | Contemporary world issues.
|
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory lending practices of for-profit colleges and universities be stopped? How can limits be imposed on student lending amounts without preventing students from getting the education they need to succeed? The book explains why so many students are borrowing large amounts of money to attend college; considers whether the cost of higher education is simply too high, and if there should be a cap on how much money students can borrow; explains what is contributing to the rising rate of borrowers defaulting on their loans; and predicts whether the so-called student loan bubble is in danger of popping. The Data and Documents chapter analyzes data gathered from discussions about student debt. This information enables readers to better understand who is borrowing student loans, what the money from the student loans is going toward, what individuals have the authority to decide who qualifies for these loans, and what is being done to curb wasteful student spending. |
| Beschreibung: | 1 online resource (xx, 303 pages) |
| Bibliographie: | Includes bibliographical references and index. |
| ISBN: | 9781440844881 1440844887 9798216150725 9798216020462 |
Internformat
MARC
| LEADER | 00000cam a2200000 i 4500 | ||
|---|---|---|---|
| 001 | ZDB-4-EBA-ocn966634019 | ||
| 003 | OCoLC | ||
| 005 | 20240705115654.0 | ||
| 006 | m o d | ||
| 007 | cr ||||||||||| | ||
| 008 | 161219s2017 cau obf 001 0 eng | ||
| 010 | |a 2016058329 | ||
| 040 | |a DLC |b eng |e rda |e pn |c DLC |d OCLCO |d N$T |d IDEBK |d OCLCF |d NOC |d CSAIL |d YDX |d GGVRL |d OCLCQ |d EBLCP |d MERUC |d TEFOD |d OCLCQ |d ESU |d OCLCQ |d UPM |d IAS |d WRM |d NRC |d INT |d OCLCQ |d UKAHL |d OCLCQ |d OCLCO |d OCLCQ |d FWR |d INARC |d QGK |d OCLCO |d BLOOM |d OCLCL | ||
| 019 | |a 967851424 |a 968737837 |a 972861937 |a 972980298 |a 992859455 |a 1100692381 |a 1295904955 |a 1295981506 |a 1392026814 |a 1396850198 |a 1413729933 | ||
| 020 | |a 9781440844881 |q (electronic bk.) | ||
| 020 | |a 1440844887 |q (electronic bk.) | ||
| 020 | |z 9781440844874 |q (acid-free paper) | ||
| 020 | |z 1440844879 |q (acid-free paper) | ||
| 020 | |a 9798216150725 | ||
| 020 | |a 9798216020462 |q (online) | ||
| 024 | 8 | |a 99976058699 | |
| 024 | 7 | |a 10.5040/9798216020462 |2 doi | |
| 035 | |a (OCoLC)966634019 |z (OCoLC)967851424 |z (OCoLC)968737837 |z (OCoLC)972861937 |z (OCoLC)972980298 |z (OCoLC)992859455 |z (OCoLC)1100692381 |z (OCoLC)1295904955 |z (OCoLC)1295981506 |z (OCoLC)1392026814 |z (OCoLC)1396850198 |z (OCoLC)1413729933 | ||
| 037 | |a 985162 |b MIL | ||
| 037 | |a 2C66F56A-DF3E-4856-8374-B6BE43A9B8EB |b OverDrive, Inc. |n http://www.overdrive.com | ||
| 042 | |a pcc | ||
| 043 | |a n-us--- | ||
| 050 | 1 | 0 | |a LB2340.2 |
| 072 | 7 | |a EDU |x 015000 |2 bisacsh | |
| 082 | 7 | |a 378.3/62 |2 23 | |
| 049 | |a MAIN | ||
| 100 | 1 | |a Elliott, William, |c III, |e author. |0 http://id.loc.gov/authorities/names/n2015029414 | |
| 245 | 1 | 0 | |a Student debt : |b a reference handbook / |c William Elliott III and Melinda K. Lewis. |
| 264 | 1 | |a Santa Barbara, California : |b ABC-CLIO, An Imprint of ABC-CLIO, LLC, |c [2017] | |
| 264 | 4 | |c ©2017 | |
| 300 | |a 1 online resource (xx, 303 pages) | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b n |2 rdamedia | ||
| 338 | |a online resource |b nc |2 rdacarrier | ||
| 490 | 1 | |a Contemporary World Issues | |
| 504 | |a Includes bibliographical references and index. | ||
| 505 | 0 | |a Part 1 Background and History: 1958: National Defense Student Loan Program -- 1965: The Higher Education Act-Loan Guarantees -- 1972: Education Amendments -- Ascendance of Student Loans within the Financial Aid System -- Sallie Mae -- 1978: Middle-Income Student Assistance Act -- 1980s: Student Loans Become the Dominant Paradigm in Financial Aid -- Changing Perceptions of Student Loans. | |
| 505 | 8 | |a Part 2 Problems, Controversies, and Solutions: Following Borrowers, Protecting Creditors -- Defining the "Problem" as One of Repayment Strain Leads to Narrowly Focused "Solutions, "Tweaks around the Margins Rather Than Fundamental Reconsiderations -- Information as the Answer -- Putting a Lid on Student Borrowing-Is "Nothing" Better Than Student Debt? -- Channeling Momentum for Good -- Free College? -- How about a Bailout? | |
| 505 | 8 | |a Part 3 Perspectives: Student Debt: How Did We Get Here and Why Should We Worry? / Mark Huelsman -- Student Loans and Bankruptcy in the United States / Rajeev Darolia -- Advice from Our Side of the FAFSA / Scott and Mandy Sponholtz -- Developing a Mind-Set for Paying Off Student Debt / Phil Schuman -- Education: Still Valuable, Just Not Equitable / Melinda Lewis -- The College Conundrum-Does Student Debt Cancel Out the Value of Higher Education? / Aaron Conrad. | |
| 505 | 8 | |a Part 4 Profiles: Researchers -- Journalists -- Research and policy organizations -- Organizations providing resources and relief for borrowers -- Student groups and movements -- Media organizations. | |
| 505 | 8 | |a Part 5: Figure 5.1 Student Debt by Family Income -- Figure 5.2 Student Loan Debt by Race/Ethnicity and Class -- Figure 5.3 Average Debt for Bachelor's Degree Recipients -- Figure 5.4 Use of Student Loans and Cumulative Debt, by Institution Type -- Figure 5.5 Average Debt for Associate's Degree Recipients, over Time -- Figure 5.6 Trends in Education Finance: Appropriations for Postsecondary Education and Net Tuition -- Figure 5.7 Twenty-Year Trend in Student Loan Utilization -- Table 5.1 Student Debt in Selected Countries -- Figure 5.8 State Spending on Higher Education, per Full-Time Equivalent Student, in Constant 2010 Dollars -- Figure 5.9 Average Estimated Full-Time Undergraduate Budgets, 2015--2016 -- Figure 5.10 Total Student Loan Debt, in Millions of (2014) Dollars -- College Opportunity for a Better AmericaAct (March 18, 2003) -- Senate Hearing, "Higher Education, Higher Cost, and Higher Debt" (February 16, 2007) -- Senate Hearing, "The Looming Debt Crisis" (March 20, 2012) -- Student Loan Affordability Act (April 11, 2013) -- President Obama's Remarks on Signing the Bipartisan Student Loan Certainty Act of 2013 (August 9, 2013) -- Memorandum on Helping Struggling Federal Student Loan Borrowers Manage Their Debt (June 9, 2014) -- President Obama's Remarks at a Question and-Answer Session on Student Loan Debt and College Affordability with Tumblr Participants (June 10, 2014) -- Student Loan Servicing ReformFundamentals (2016) -- Senator Elizabeth Warren's Questions Following Inspector General Report Detailing Faulty and Inaccurate Review of Servicemembers Civil Relief Act Compliance by Student Loan Servicers (March 3, 2016). | |
| 505 | 8 | |a Resources -- Chronology -- Glossary -- Index. | |
| 520 | |a Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory lending practices of for-profit colleges and universities be stopped? How can limits be imposed on student lending amounts without preventing students from getting the education they need to succeed? The book explains why so many students are borrowing large amounts of money to attend college; considers whether the cost of higher education is simply too high, and if there should be a cap on how much money students can borrow; explains what is contributing to the rising rate of borrowers defaulting on their loans; and predicts whether the so-called student loan bubble is in danger of popping. The Data and Documents chapter analyzes data gathered from discussions about student debt. This information enables readers to better understand who is borrowing student loans, what the money from the student loans is going toward, what individuals have the authority to decide who qualifies for these loans, and what is being done to curb wasteful student spending. | ||
| 588 | 0 | |a Online resource; title from PDF title page (EBL, viewed February 27, 2017). | |
| 532 | 0 | |a Compliant with Level AA of the Web Content Accessibility Guidelines. Content is displayed as HTML full text which can easily be resized or read with assistive technology, with mark-up that allows screen readers and keyboard-only users to navigate easily | |
| 650 | 0 | |a Student loans |z United States |v Handbooks, manuals, etc. | |
| 650 | 0 | |a College costs |z United States |v Handbooks, manuals, etc. | |
| 650 | 0 | |a College graduates |z United States |x Finance, Personal. | |
| 650 | 6 | |a Prêts d'études |z États-Unis |v Guides, manuels, etc. | |
| 650 | 6 | |a Diplômés d'université |z États-Unis |x Finances personnelles. | |
| 650 | 7 | |a EDUCATION |x Higher. |2 bisacsh | |
| 650 | 7 | |a College costs |2 fast | |
| 650 | 7 | |a College graduates |x Finance, Personal |2 fast | |
| 650 | 7 | |a Student loans |2 fast | |
| 651 | 7 | |a United States |2 fast | |
| 655 | 7 | |a Handbooks and manuals |2 fast | |
| 700 | 1 | |a Lewis, Melinda K., |e author. |0 http://id.loc.gov/authorities/names/n2015028826 | |
| 758 | |i has work: |a Student debt (Text) |1 https://id.oclc.org/worldcat/entity/E39PCGgXhddFmkMYpvYWmYFvXm |4 https://id.oclc.org/worldcat/ontology/hasWork | ||
| 776 | 0 | 8 | |i Print version: |a Elliott, William, III. |t Student debt. |d Santa Barbara, California : ABC-CLIO, An Imprint of ABC-CLIO, LLC, [2017] |z 9781440844874 |w (DLC) 2016042007 |
| 830 | 0 | |a Contemporary world issues. |0 http://id.loc.gov/authorities/names/n86726709 | |
| 856 | 1 | |l FWS01 |p ZDB-4-EBA |q FWS_PDA_EBA |u https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1447097 |3 Volltext | |
| 856 | 1 | |l CBO01 |p ZDB-4-EBA |q FWS_PDA_EBA |u https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1447097 |3 Volltext | |
| 938 | |a YBP Library Services |b YANK |n 20346946 | ||
| 938 | |a Askews and Holts Library Services |b ASKH |n AH32177946 | ||
| 938 | |a EBL - Ebook Library |b EBLB |n EBL4776511 | ||
| 938 | |a EBSCOhost |b EBSC |n 1447097 | ||
| 938 | |a Gale Cengage Learning |b GVRL |n GVRL3CDW | ||
| 938 | |a ProQuest MyiLibrary Digital eBook Collection |b IDEB |n cis37323182 | ||
| 938 | |a YBP Library Services |b YANK |n 12735732 | ||
| 938 | |a Internet Archive |b INAR |n studentdebtrefer0000elli | ||
| 938 | |a Bloomsbury Publishing |b BLOO |n ABC1440844887 | ||
| 994 | |a 92 |b GEBAY | ||
| 912 | |a ZDB-4-EBA | ||
Datensatz im Suchindex
| DE-BY-FWS_katkey | ZDB-4-EBA-ocn966634019 |
|---|---|
| _version_ | 1813903743340511232 |
| adam_text | |
| any_adam_object | |
| author | Elliott, William, III Lewis, Melinda K. |
| author_GND | http://id.loc.gov/authorities/names/n2015029414 http://id.loc.gov/authorities/names/n2015028826 |
| author_facet | Elliott, William, III Lewis, Melinda K. |
| author_role | aut aut |
| author_sort | Elliott, William, III |
| author_variant | w e we m k l mk mkl |
| building | Verbundindex |
| bvnumber | localFWS |
| callnumber-first | L - Education |
| callnumber-label | LB2340 |
| callnumber-raw | LB2340.2 |
| callnumber-search | LB2340.2 |
| callnumber-sort | LB 42340.2 |
| callnumber-subject | LB - Theory and Practice of Education |
| collection | ZDB-4-EBA |
| contents | Part 1 Background and History: 1958: National Defense Student Loan Program -- 1965: The Higher Education Act-Loan Guarantees -- 1972: Education Amendments -- Ascendance of Student Loans within the Financial Aid System -- Sallie Mae -- 1978: Middle-Income Student Assistance Act -- 1980s: Student Loans Become the Dominant Paradigm in Financial Aid -- Changing Perceptions of Student Loans. Part 2 Problems, Controversies, and Solutions: Following Borrowers, Protecting Creditors -- Defining the "Problem" as One of Repayment Strain Leads to Narrowly Focused "Solutions, "Tweaks around the Margins Rather Than Fundamental Reconsiderations -- Information as the Answer -- Putting a Lid on Student Borrowing-Is "Nothing" Better Than Student Debt? -- Channeling Momentum for Good -- Free College? -- How about a Bailout? Part 3 Perspectives: Student Debt: How Did We Get Here and Why Should We Worry? / Mark Huelsman -- Student Loans and Bankruptcy in the United States / Rajeev Darolia -- Advice from Our Side of the FAFSA / Scott and Mandy Sponholtz -- Developing a Mind-Set for Paying Off Student Debt / Phil Schuman -- Education: Still Valuable, Just Not Equitable / Melinda Lewis -- The College Conundrum-Does Student Debt Cancel Out the Value of Higher Education? / Aaron Conrad. Part 4 Profiles: Researchers -- Journalists -- Research and policy organizations -- Organizations providing resources and relief for borrowers -- Student groups and movements -- Media organizations. Part 5: Figure 5.1 Student Debt by Family Income -- Figure 5.2 Student Loan Debt by Race/Ethnicity and Class -- Figure 5.3 Average Debt for Bachelor's Degree Recipients -- Figure 5.4 Use of Student Loans and Cumulative Debt, by Institution Type -- Figure 5.5 Average Debt for Associate's Degree Recipients, over Time -- Figure 5.6 Trends in Education Finance: Appropriations for Postsecondary Education and Net Tuition -- Figure 5.7 Twenty-Year Trend in Student Loan Utilization -- Table 5.1 Student Debt in Selected Countries -- Figure 5.8 State Spending on Higher Education, per Full-Time Equivalent Student, in Constant 2010 Dollars -- Figure 5.9 Average Estimated Full-Time Undergraduate Budgets, 2015--2016 -- Figure 5.10 Total Student Loan Debt, in Millions of (2014) Dollars -- College Opportunity for a Better AmericaAct (March 18, 2003) -- Senate Hearing, "Higher Education, Higher Cost, and Higher Debt" (February 16, 2007) -- Senate Hearing, "The Looming Debt Crisis" (March 20, 2012) -- Student Loan Affordability Act (April 11, 2013) -- President Obama's Remarks on Signing the Bipartisan Student Loan Certainty Act of 2013 (August 9, 2013) -- Memorandum on Helping Struggling Federal Student Loan Borrowers Manage Their Debt (June 9, 2014) -- President Obama's Remarks at a Question and-Answer Session on Student Loan Debt and College Affordability with Tumblr Participants (June 10, 2014) -- Student Loan Servicing ReformFundamentals (2016) -- Senator Elizabeth Warren's Questions Following Inspector General Report Detailing Faulty and Inaccurate Review of Servicemembers Civil Relief Act Compliance by Student Loan Servicers (March 3, 2016). Resources -- Chronology -- Glossary -- Index. |
| ctrlnum | (OCoLC)966634019 |
| dewey-full | 378.3/62 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 378 - Higher education (Tertiary education) |
| dewey-raw | 378.3/62 |
| dewey-search | 378.3/62 |
| dewey-sort | 3378.3 262 |
| dewey-tens | 370 - Education |
| discipline | Pädagogik |
| format | Electronic eBook |
| fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>08765cam a2200877 i 4500</leader><controlfield tag="001">ZDB-4-EBA-ocn966634019</controlfield><controlfield tag="003">OCoLC</controlfield><controlfield tag="005">20240705115654.0</controlfield><controlfield tag="006">m o d </controlfield><controlfield tag="007">cr |||||||||||</controlfield><controlfield tag="008">161219s2017 cau obf 001 0 eng </controlfield><datafield tag="010" ind1=" " ind2=" "><subfield code="a"> 2016058329</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DLC</subfield><subfield code="b">eng</subfield><subfield code="e">rda</subfield><subfield code="e">pn</subfield><subfield code="c">DLC</subfield><subfield code="d">OCLCO</subfield><subfield code="d">N$T</subfield><subfield code="d">IDEBK</subfield><subfield code="d">OCLCF</subfield><subfield code="d">NOC</subfield><subfield code="d">CSAIL</subfield><subfield code="d">YDX</subfield><subfield code="d">GGVRL</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">EBLCP</subfield><subfield code="d">MERUC</subfield><subfield code="d">TEFOD</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">ESU</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">UPM</subfield><subfield code="d">IAS</subfield><subfield code="d">WRM</subfield><subfield code="d">NRC</subfield><subfield code="d">INT</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">UKAHL</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">OCLCO</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">FWR</subfield><subfield code="d">INARC</subfield><subfield code="d">QGK</subfield><subfield code="d">OCLCO</subfield><subfield code="d">BLOOM</subfield><subfield code="d">OCLCL</subfield></datafield><datafield tag="019" ind1=" " ind2=" "><subfield code="a">967851424</subfield><subfield code="a">968737837</subfield><subfield code="a">972861937</subfield><subfield code="a">972980298</subfield><subfield code="a">992859455</subfield><subfield code="a">1100692381</subfield><subfield code="a">1295904955</subfield><subfield code="a">1295981506</subfield><subfield code="a">1392026814</subfield><subfield code="a">1396850198</subfield><subfield code="a">1413729933</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9781440844881</subfield><subfield code="q">(electronic bk.)</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">1440844887</subfield><subfield code="q">(electronic bk.)</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">9781440844874</subfield><subfield code="q">(acid-free paper)</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">1440844879</subfield><subfield code="q">(acid-free paper)</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9798216150725</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9798216020462</subfield><subfield code="q">(online)</subfield></datafield><datafield tag="024" ind1="8" ind2=" "><subfield code="a">99976058699</subfield></datafield><datafield tag="024" ind1="7" ind2=" "><subfield code="a">10.5040/9798216020462</subfield><subfield code="2">doi</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)966634019</subfield><subfield code="z">(OCoLC)967851424</subfield><subfield code="z">(OCoLC)968737837</subfield><subfield code="z">(OCoLC)972861937</subfield><subfield code="z">(OCoLC)972980298</subfield><subfield code="z">(OCoLC)992859455</subfield><subfield code="z">(OCoLC)1100692381</subfield><subfield code="z">(OCoLC)1295904955</subfield><subfield code="z">(OCoLC)1295981506</subfield><subfield code="z">(OCoLC)1392026814</subfield><subfield code="z">(OCoLC)1396850198</subfield><subfield code="z">(OCoLC)1413729933</subfield></datafield><datafield tag="037" ind1=" " ind2=" "><subfield code="a">985162</subfield><subfield code="b">MIL</subfield></datafield><datafield tag="037" ind1=" " ind2=" "><subfield code="a">2C66F56A-DF3E-4856-8374-B6BE43A9B8EB</subfield><subfield code="b">OverDrive, Inc.</subfield><subfield code="n">http://www.overdrive.com</subfield></datafield><datafield tag="042" ind1=" " ind2=" "><subfield code="a">pcc</subfield></datafield><datafield tag="043" ind1=" " ind2=" "><subfield code="a">n-us---</subfield></datafield><datafield tag="050" ind1="1" ind2="0"><subfield code="a">LB2340.2</subfield></datafield><datafield tag="072" ind1=" " ind2="7"><subfield code="a">EDU</subfield><subfield code="x">015000</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="082" ind1="7" ind2=" "><subfield code="a">378.3/62</subfield><subfield code="2">23</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">MAIN</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Elliott, William,</subfield><subfield code="c">III,</subfield><subfield code="e">author.</subfield><subfield code="0">http://id.loc.gov/authorities/names/n2015029414</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Student debt :</subfield><subfield code="b">a reference handbook /</subfield><subfield code="c">William Elliott III and Melinda K. Lewis.</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Santa Barbara, California :</subfield><subfield code="b">ABC-CLIO, An Imprint of ABC-CLIO, LLC,</subfield><subfield code="c">[2017]</subfield></datafield><datafield tag="264" ind1=" " ind2="4"><subfield code="c">©2017</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">1 online resource (xx, 303 pages)</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="a">text</subfield><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="a">computer</subfield><subfield code="b">n</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="a">online resource</subfield><subfield code="b">nc</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="490" ind1="1" ind2=" "><subfield code="a">Contemporary World Issues</subfield></datafield><datafield tag="504" ind1=" " ind2=" "><subfield code="a">Includes bibliographical references and index.</subfield></datafield><datafield tag="505" ind1="0" ind2=" "><subfield code="a">Part 1 Background and History: 1958: National Defense Student Loan Program -- 1965: The Higher Education Act-Loan Guarantees -- 1972: Education Amendments -- Ascendance of Student Loans within the Financial Aid System -- Sallie Mae -- 1978: Middle-Income Student Assistance Act -- 1980s: Student Loans Become the Dominant Paradigm in Financial Aid -- Changing Perceptions of Student Loans.</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Part 2 Problems, Controversies, and Solutions: Following Borrowers, Protecting Creditors -- Defining the "Problem" as One of Repayment Strain Leads to Narrowly Focused "Solutions, "Tweaks around the Margins Rather Than Fundamental Reconsiderations -- Information as the Answer -- Putting a Lid on Student Borrowing-Is "Nothing" Better Than Student Debt? -- Channeling Momentum for Good -- Free College? -- How about a Bailout?</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Part 3 Perspectives: Student Debt: How Did We Get Here and Why Should We Worry? / Mark Huelsman -- Student Loans and Bankruptcy in the United States / Rajeev Darolia -- Advice from Our Side of the FAFSA / Scott and Mandy Sponholtz -- Developing a Mind-Set for Paying Off Student Debt / Phil Schuman -- Education: Still Valuable, Just Not Equitable / Melinda Lewis -- The College Conundrum-Does Student Debt Cancel Out the Value of Higher Education? / Aaron Conrad.</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Part 4 Profiles: Researchers -- Journalists -- Research and policy organizations -- Organizations providing resources and relief for borrowers -- Student groups and movements -- Media organizations.</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Part 5: Figure 5.1 Student Debt by Family Income -- Figure 5.2 Student Loan Debt by Race/Ethnicity and Class -- Figure 5.3 Average Debt for Bachelor's Degree Recipients -- Figure 5.4 Use of Student Loans and Cumulative Debt, by Institution Type -- Figure 5.5 Average Debt for Associate's Degree Recipients, over Time -- Figure 5.6 Trends in Education Finance: Appropriations for Postsecondary Education and Net Tuition -- Figure 5.7 Twenty-Year Trend in Student Loan Utilization -- Table 5.1 Student Debt in Selected Countries -- Figure 5.8 State Spending on Higher Education, per Full-Time Equivalent Student, in Constant 2010 Dollars -- Figure 5.9 Average Estimated Full-Time Undergraduate Budgets, 2015--2016 -- Figure 5.10 Total Student Loan Debt, in Millions of (2014) Dollars -- College Opportunity for a Better AmericaAct (March 18, 2003) -- Senate Hearing, "Higher Education, Higher Cost, and Higher Debt" (February 16, 2007) -- Senate Hearing, "The Looming Debt Crisis" (March 20, 2012) -- Student Loan Affordability Act (April 11, 2013) -- President Obama's Remarks on Signing the Bipartisan Student Loan Certainty Act of 2013 (August 9, 2013) -- Memorandum on Helping Struggling Federal Student Loan Borrowers Manage Their Debt (June 9, 2014) -- President Obama's Remarks at a Question and-Answer Session on Student Loan Debt and College Affordability with Tumblr Participants (June 10, 2014) -- Student Loan Servicing ReformFundamentals (2016) -- Senator Elizabeth Warren's Questions Following Inspector General Report Detailing Faulty and Inaccurate Review of Servicemembers Civil Relief Act Compliance by Student Loan Servicers (March 3, 2016).</subfield></datafield><datafield tag="505" ind1="8" ind2=" "><subfield code="a">Resources -- Chronology -- Glossary -- Index.</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory lending practices of for-profit colleges and universities be stopped? How can limits be imposed on student lending amounts without preventing students from getting the education they need to succeed? The book explains why so many students are borrowing large amounts of money to attend college; considers whether the cost of higher education is simply too high, and if there should be a cap on how much money students can borrow; explains what is contributing to the rising rate of borrowers defaulting on their loans; and predicts whether the so-called student loan bubble is in danger of popping. The Data and Documents chapter analyzes data gathered from discussions about student debt. This information enables readers to better understand who is borrowing student loans, what the money from the student loans is going toward, what individuals have the authority to decide who qualifies for these loans, and what is being done to curb wasteful student spending.</subfield></datafield><datafield tag="588" ind1="0" ind2=" "><subfield code="a">Online resource; title from PDF title page (EBL, viewed February 27, 2017).</subfield></datafield><datafield tag="532" ind1="0" ind2=" "><subfield code="a">Compliant with Level AA of the Web Content Accessibility Guidelines. Content is displayed as HTML full text which can easily be resized or read with assistive technology, with mark-up that allows screen readers and keyboard-only users to navigate easily</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Student loans</subfield><subfield code="z">United States</subfield><subfield code="v">Handbooks, manuals, etc.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">College costs</subfield><subfield code="z">United States</subfield><subfield code="v">Handbooks, manuals, etc.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">College graduates</subfield><subfield code="z">United States</subfield><subfield code="x">Finance, Personal.</subfield></datafield><datafield tag="650" ind1=" " ind2="6"><subfield code="a">Prêts d'études</subfield><subfield code="z">États-Unis</subfield><subfield code="v">Guides, manuels, etc.</subfield></datafield><datafield tag="650" ind1=" " ind2="6"><subfield code="a">Diplômés d'université</subfield><subfield code="z">États-Unis</subfield><subfield code="x">Finances personnelles.</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">EDUCATION</subfield><subfield code="x">Higher.</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">College costs</subfield><subfield code="2">fast</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">College graduates</subfield><subfield code="x">Finance, Personal</subfield><subfield code="2">fast</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Student loans</subfield><subfield code="2">fast</subfield></datafield><datafield tag="651" ind1=" " ind2="7"><subfield code="a">United States</subfield><subfield code="2">fast</subfield></datafield><datafield tag="655" ind1=" " ind2="7"><subfield code="a">Handbooks and manuals</subfield><subfield code="2">fast</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Lewis, Melinda K.,</subfield><subfield code="e">author.</subfield><subfield code="0">http://id.loc.gov/authorities/names/n2015028826</subfield></datafield><datafield tag="758" ind1=" " ind2=" "><subfield code="i">has work:</subfield><subfield code="a">Student debt (Text)</subfield><subfield code="1">https://id.oclc.org/worldcat/entity/E39PCGgXhddFmkMYpvYWmYFvXm</subfield><subfield code="4">https://id.oclc.org/worldcat/ontology/hasWork</subfield></datafield><datafield tag="776" ind1="0" ind2="8"><subfield code="i">Print version:</subfield><subfield code="a">Elliott, William, III.</subfield><subfield code="t">Student debt.</subfield><subfield code="d">Santa Barbara, California : ABC-CLIO, An Imprint of ABC-CLIO, LLC, [2017]</subfield><subfield code="z">9781440844874</subfield><subfield code="w">(DLC) 2016042007</subfield></datafield><datafield tag="830" ind1=" " ind2="0"><subfield code="a">Contemporary world issues.</subfield><subfield code="0">http://id.loc.gov/authorities/names/n86726709</subfield></datafield><datafield tag="856" ind1="1" ind2=" "><subfield code="l">FWS01</subfield><subfield code="p">ZDB-4-EBA</subfield><subfield code="q">FWS_PDA_EBA</subfield><subfield code="u">https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1447097</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="856" ind1="1" ind2=" "><subfield code="l">CBO01</subfield><subfield code="p">ZDB-4-EBA</subfield><subfield code="q">FWS_PDA_EBA</subfield><subfield code="u">https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1447097</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">YBP Library Services</subfield><subfield code="b">YANK</subfield><subfield code="n">20346946</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">Askews and Holts Library Services</subfield><subfield code="b">ASKH</subfield><subfield code="n">AH32177946</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">EBL - Ebook Library</subfield><subfield code="b">EBLB</subfield><subfield code="n">EBL4776511</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">EBSCOhost</subfield><subfield code="b">EBSC</subfield><subfield code="n">1447097</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">Gale Cengage Learning</subfield><subfield code="b">GVRL</subfield><subfield code="n">GVRL3CDW</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">ProQuest MyiLibrary Digital eBook Collection</subfield><subfield code="b">IDEB</subfield><subfield code="n">cis37323182</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">YBP Library Services</subfield><subfield code="b">YANK</subfield><subfield code="n">12735732</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">Internet Archive</subfield><subfield code="b">INAR</subfield><subfield code="n">studentdebtrefer0000elli</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">Bloomsbury Publishing</subfield><subfield code="b">BLOO</subfield><subfield code="n">ABC1440844887</subfield></datafield><datafield tag="994" ind1=" " ind2=" "><subfield code="a">92</subfield><subfield code="b">GEBAY</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ZDB-4-EBA</subfield></datafield></record></collection> |
| genre | Handbooks and manuals fast |
| genre_facet | Handbooks and manuals |
| geographic | United States fast |
| geographic_facet | United States |
| id | ZDB-4-EBA-ocn966634019 |
| illustrated | Not Illustrated |
| indexdate | 2024-10-25T16:23:32Z |
| institution | BVB |
| isbn | 9781440844881 1440844887 9798216150725 9798216020462 |
| language | English |
| lccn | 2016058329 |
| oclc_num | 966634019 |
| open_access_boolean | |
| owner | MAIN |
| owner_facet | MAIN |
| physical | 1 online resource (xx, 303 pages) |
| psigel | ZDB-4-EBA |
| publishDate | 2017 |
| publishDateSearch | 2017 |
| publishDateSort | 2017 |
| publisher | ABC-CLIO, An Imprint of ABC-CLIO, LLC, |
| record_format | marc |
| series | Contemporary world issues. |
| series2 | Contemporary World Issues |
| spelling | Elliott, William, III, author. http://id.loc.gov/authorities/names/n2015029414 Student debt : a reference handbook / William Elliott III and Melinda K. Lewis. Santa Barbara, California : ABC-CLIO, An Imprint of ABC-CLIO, LLC, [2017] ©2017 1 online resource (xx, 303 pages) text txt rdacontent computer n rdamedia online resource nc rdacarrier Contemporary World Issues Includes bibliographical references and index. Part 1 Background and History: 1958: National Defense Student Loan Program -- 1965: The Higher Education Act-Loan Guarantees -- 1972: Education Amendments -- Ascendance of Student Loans within the Financial Aid System -- Sallie Mae -- 1978: Middle-Income Student Assistance Act -- 1980s: Student Loans Become the Dominant Paradigm in Financial Aid -- Changing Perceptions of Student Loans. Part 2 Problems, Controversies, and Solutions: Following Borrowers, Protecting Creditors -- Defining the "Problem" as One of Repayment Strain Leads to Narrowly Focused "Solutions, "Tweaks around the Margins Rather Than Fundamental Reconsiderations -- Information as the Answer -- Putting a Lid on Student Borrowing-Is "Nothing" Better Than Student Debt? -- Channeling Momentum for Good -- Free College? -- How about a Bailout? Part 3 Perspectives: Student Debt: How Did We Get Here and Why Should We Worry? / Mark Huelsman -- Student Loans and Bankruptcy in the United States / Rajeev Darolia -- Advice from Our Side of the FAFSA / Scott and Mandy Sponholtz -- Developing a Mind-Set for Paying Off Student Debt / Phil Schuman -- Education: Still Valuable, Just Not Equitable / Melinda Lewis -- The College Conundrum-Does Student Debt Cancel Out the Value of Higher Education? / Aaron Conrad. Part 4 Profiles: Researchers -- Journalists -- Research and policy organizations -- Organizations providing resources and relief for borrowers -- Student groups and movements -- Media organizations. Part 5: Figure 5.1 Student Debt by Family Income -- Figure 5.2 Student Loan Debt by Race/Ethnicity and Class -- Figure 5.3 Average Debt for Bachelor's Degree Recipients -- Figure 5.4 Use of Student Loans and Cumulative Debt, by Institution Type -- Figure 5.5 Average Debt for Associate's Degree Recipients, over Time -- Figure 5.6 Trends in Education Finance: Appropriations for Postsecondary Education and Net Tuition -- Figure 5.7 Twenty-Year Trend in Student Loan Utilization -- Table 5.1 Student Debt in Selected Countries -- Figure 5.8 State Spending on Higher Education, per Full-Time Equivalent Student, in Constant 2010 Dollars -- Figure 5.9 Average Estimated Full-Time Undergraduate Budgets, 2015--2016 -- Figure 5.10 Total Student Loan Debt, in Millions of (2014) Dollars -- College Opportunity for a Better AmericaAct (March 18, 2003) -- Senate Hearing, "Higher Education, Higher Cost, and Higher Debt" (February 16, 2007) -- Senate Hearing, "The Looming Debt Crisis" (March 20, 2012) -- Student Loan Affordability Act (April 11, 2013) -- President Obama's Remarks on Signing the Bipartisan Student Loan Certainty Act of 2013 (August 9, 2013) -- Memorandum on Helping Struggling Federal Student Loan Borrowers Manage Their Debt (June 9, 2014) -- President Obama's Remarks at a Question and-Answer Session on Student Loan Debt and College Affordability with Tumblr Participants (June 10, 2014) -- Student Loan Servicing ReformFundamentals (2016) -- Senator Elizabeth Warren's Questions Following Inspector General Report Detailing Faulty and Inaccurate Review of Servicemembers Civil Relief Act Compliance by Student Loan Servicers (March 3, 2016). Resources -- Chronology -- Glossary -- Index. Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory lending practices of for-profit colleges and universities be stopped? How can limits be imposed on student lending amounts without preventing students from getting the education they need to succeed? The book explains why so many students are borrowing large amounts of money to attend college; considers whether the cost of higher education is simply too high, and if there should be a cap on how much money students can borrow; explains what is contributing to the rising rate of borrowers defaulting on their loans; and predicts whether the so-called student loan bubble is in danger of popping. The Data and Documents chapter analyzes data gathered from discussions about student debt. This information enables readers to better understand who is borrowing student loans, what the money from the student loans is going toward, what individuals have the authority to decide who qualifies for these loans, and what is being done to curb wasteful student spending. Online resource; title from PDF title page (EBL, viewed February 27, 2017). Compliant with Level AA of the Web Content Accessibility Guidelines. Content is displayed as HTML full text which can easily be resized or read with assistive technology, with mark-up that allows screen readers and keyboard-only users to navigate easily Student loans United States Handbooks, manuals, etc. College costs United States Handbooks, manuals, etc. College graduates United States Finance, Personal. Prêts d'études États-Unis Guides, manuels, etc. Diplômés d'université États-Unis Finances personnelles. EDUCATION Higher. bisacsh College costs fast College graduates Finance, Personal fast Student loans fast United States fast Handbooks and manuals fast Lewis, Melinda K., author. http://id.loc.gov/authorities/names/n2015028826 has work: Student debt (Text) https://id.oclc.org/worldcat/entity/E39PCGgXhddFmkMYpvYWmYFvXm https://id.oclc.org/worldcat/ontology/hasWork Print version: Elliott, William, III. Student debt. Santa Barbara, California : ABC-CLIO, An Imprint of ABC-CLIO, LLC, [2017] 9781440844874 (DLC) 2016042007 Contemporary world issues. http://id.loc.gov/authorities/names/n86726709 FWS01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1447097 Volltext CBO01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1447097 Volltext |
| spellingShingle | Elliott, William, III Lewis, Melinda K. Student debt : a reference handbook / Contemporary world issues. Part 1 Background and History: 1958: National Defense Student Loan Program -- 1965: The Higher Education Act-Loan Guarantees -- 1972: Education Amendments -- Ascendance of Student Loans within the Financial Aid System -- Sallie Mae -- 1978: Middle-Income Student Assistance Act -- 1980s: Student Loans Become the Dominant Paradigm in Financial Aid -- Changing Perceptions of Student Loans. Part 2 Problems, Controversies, and Solutions: Following Borrowers, Protecting Creditors -- Defining the "Problem" as One of Repayment Strain Leads to Narrowly Focused "Solutions, "Tweaks around the Margins Rather Than Fundamental Reconsiderations -- Information as the Answer -- Putting a Lid on Student Borrowing-Is "Nothing" Better Than Student Debt? -- Channeling Momentum for Good -- Free College? -- How about a Bailout? Part 3 Perspectives: Student Debt: How Did We Get Here and Why Should We Worry? / Mark Huelsman -- Student Loans and Bankruptcy in the United States / Rajeev Darolia -- Advice from Our Side of the FAFSA / Scott and Mandy Sponholtz -- Developing a Mind-Set for Paying Off Student Debt / Phil Schuman -- Education: Still Valuable, Just Not Equitable / Melinda Lewis -- The College Conundrum-Does Student Debt Cancel Out the Value of Higher Education? / Aaron Conrad. Part 4 Profiles: Researchers -- Journalists -- Research and policy organizations -- Organizations providing resources and relief for borrowers -- Student groups and movements -- Media organizations. Part 5: Figure 5.1 Student Debt by Family Income -- Figure 5.2 Student Loan Debt by Race/Ethnicity and Class -- Figure 5.3 Average Debt for Bachelor's Degree Recipients -- Figure 5.4 Use of Student Loans and Cumulative Debt, by Institution Type -- Figure 5.5 Average Debt for Associate's Degree Recipients, over Time -- Figure 5.6 Trends in Education Finance: Appropriations for Postsecondary Education and Net Tuition -- Figure 5.7 Twenty-Year Trend in Student Loan Utilization -- Table 5.1 Student Debt in Selected Countries -- Figure 5.8 State Spending on Higher Education, per Full-Time Equivalent Student, in Constant 2010 Dollars -- Figure 5.9 Average Estimated Full-Time Undergraduate Budgets, 2015--2016 -- Figure 5.10 Total Student Loan Debt, in Millions of (2014) Dollars -- College Opportunity for a Better AmericaAct (March 18, 2003) -- Senate Hearing, "Higher Education, Higher Cost, and Higher Debt" (February 16, 2007) -- Senate Hearing, "The Looming Debt Crisis" (March 20, 2012) -- Student Loan Affordability Act (April 11, 2013) -- President Obama's Remarks on Signing the Bipartisan Student Loan Certainty Act of 2013 (August 9, 2013) -- Memorandum on Helping Struggling Federal Student Loan Borrowers Manage Their Debt (June 9, 2014) -- President Obama's Remarks at a Question and-Answer Session on Student Loan Debt and College Affordability with Tumblr Participants (June 10, 2014) -- Student Loan Servicing ReformFundamentals (2016) -- Senator Elizabeth Warren's Questions Following Inspector General Report Detailing Faulty and Inaccurate Review of Servicemembers Civil Relief Act Compliance by Student Loan Servicers (March 3, 2016). Resources -- Chronology -- Glossary -- Index. Student loans United States Handbooks, manuals, etc. College costs United States Handbooks, manuals, etc. College graduates United States Finance, Personal. Prêts d'études États-Unis Guides, manuels, etc. Diplômés d'université États-Unis Finances personnelles. EDUCATION Higher. bisacsh College costs fast College graduates Finance, Personal fast Student loans fast |
| title | Student debt : a reference handbook / |
| title_auth | Student debt : a reference handbook / |
| title_exact_search | Student debt : a reference handbook / |
| title_full | Student debt : a reference handbook / William Elliott III and Melinda K. Lewis. |
| title_fullStr | Student debt : a reference handbook / William Elliott III and Melinda K. Lewis. |
| title_full_unstemmed | Student debt : a reference handbook / William Elliott III and Melinda K. Lewis. |
| title_short | Student debt : |
| title_sort | student debt a reference handbook |
| title_sub | a reference handbook / |
| topic | Student loans United States Handbooks, manuals, etc. College costs United States Handbooks, manuals, etc. College graduates United States Finance, Personal. Prêts d'études États-Unis Guides, manuels, etc. Diplômés d'université États-Unis Finances personnelles. EDUCATION Higher. bisacsh College costs fast College graduates Finance, Personal fast Student loans fast |
| topic_facet | Student loans United States Handbooks, manuals, etc. College costs United States Handbooks, manuals, etc. College graduates United States Finance, Personal. Prêts d'études États-Unis Guides, manuels, etc. Diplômés d'université États-Unis Finances personnelles. EDUCATION Higher. College costs College graduates Finance, Personal Student loans United States Handbooks and manuals |
| url | https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1447097 |
| work_keys_str_mv | AT elliottwilliam studentdebtareferencehandbook AT lewismelindak studentdebtareferencehandbook |