Financial capability and asset holding in later life :: a life course perspective /
"With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the...
Gespeichert in:
| Weitere Verfasser: | , |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
New York, NY :
Oxford University Press,
[2015]
|
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | "With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the poverty line. They are lacking the assets necessary to see them through a period of life that is often longer than expected and that requires more health and long-term care. While financial vulnerability can be most pronounced in old age, it is often created across decades, revealing itself in later years when there is little opportunity to reverse a lifetime of disadvantage. The concept of Financial Capability refers to both an individual and structural idea that combines a person's ability to act with their opportunity to act in their best financial interests. In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the chapters in this book written by leading experts in the field blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective. Part 2 presents chapters addressing financial vulnerability of diverse racial and ethnic groups, people with disabilities, and immigrants. Part 3 includes chapters describing current policies, programs, and innovations, including a review of important issues of working and caregiving in later life, and a detailed assessment of "age-friendly" banking principles, banking products, services, and policies"-- "In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security"-- |
| Beschreibung: | 1 online resource (xxxii, 246 pages) : illustrations |
| Bibliographie: | Includes bibliographical references and index. |
| ISBN: | 9780199374311 0199374317 |
Internformat
MARC
| LEADER | 00000cam a2200000 i 4500 | ||
|---|---|---|---|
| 001 | ZDB-4-EBA-ocn905969880 | ||
| 003 | OCoLC | ||
| 005 | 20240705115654.0 | ||
| 006 | m o d | ||
| 007 | cr cnu---unuuu | ||
| 008 | 150401s2015 nyua ob 001 0 eng d | ||
| 040 | |a N$T |b eng |e rda |e pn |c N$T |d CDX |d YDXCP |d VLB |d YDX |d OCLCO |d OCLCA |d WYU |d OCLCA |d OCLCQ |d OCLCO |d OCLCQ |d OCLCO |d OCLCL | ||
| 019 | |a 964599288 | ||
| 020 | |a 9780199374311 |q (electronic bk.) | ||
| 020 | |a 0199374317 |q (electronic bk.) | ||
| 020 | |z 9780199374304 | ||
| 020 | |z 0199374309 | ||
| 035 | |a (OCoLC)905969880 |z (OCoLC)964599288 | ||
| 050 | 4 | |a HQ1061 |b .F526 2015eb | |
| 072 | 7 | |a BUS |x 027000 |2 bisacsh | |
| 082 | 7 | |a 332.024/01 |2 23 | |
| 084 | |a SOC025000 |2 bisacsh | ||
| 049 | |a MAIN | ||
| 245 | 0 | 0 | |a Financial capability and asset holding in later life : |b a life course perspective / |c edited by Nancy Morrow-Howell, Margaret S. Sherraden. |
| 264 | 1 | |a New York, NY : |b Oxford University Press, |c [2015] | |
| 264 | 4 | |c ©2015 | |
| 300 | |a 1 online resource (xxxii, 246 pages) : |b illustrations | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b c |2 rdamedia | ||
| 338 | |a online resource |b cr |2 rdacarrier | ||
| 520 | |a "With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the poverty line. They are lacking the assets necessary to see them through a period of life that is often longer than expected and that requires more health and long-term care. While financial vulnerability can be most pronounced in old age, it is often created across decades, revealing itself in later years when there is little opportunity to reverse a lifetime of disadvantage. The concept of Financial Capability refers to both an individual and structural idea that combines a person's ability to act with their opportunity to act in their best financial interests. In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the chapters in this book written by leading experts in the field blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective. Part 2 presents chapters addressing financial vulnerability of diverse racial and ethnic groups, people with disabilities, and immigrants. Part 3 includes chapters describing current policies, programs, and innovations, including a review of important issues of working and caregiving in later life, and a detailed assessment of "age-friendly" banking principles, banking products, services, and policies"-- |c Provided by publisher | ||
| 520 | |a "In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security"-- |c Provided by publisher | ||
| 504 | |a Includes bibliographical references and index. | ||
| 505 | 0 | |a Part 1. Financial capability in later life : theory and evidence of life course Impacts. The economic and financial status of older Americans : trends and prospects / William R. Emmons and Bryan J. Noeth ; "All that glitters is not gold" : social mobility, health, and mental health among African Americans / Darrell L. Hudson -- Part 2. Financial capability in later life : vulnerable populations. Assets and older African Americans / Trina R. Williams Shanks and Wilhelmina A. Leigh ; Economic security of older Hispanics : the role of social security and employer-based pensions / Jacqueline L. Angel and Stipica Mudrazija ; Enhancing the financial capability of Native American elders / Amanda Barusch, Molly Tovar, and Tracy Golden ; Older immigrants : economic security, asset ownership, financial access, and public policy / Yunju Nam ; The interactions of disability, aging, assets, and financial instability / Michelle Putnam -- Part 3. Policies and Innovations. Asset development among older adults : a capability approach / Jin Huang and Jennifer C. Greenfield ; Long term care : who pays the price? / Jennifer C. Greenfield ; Workplace policies and practices : opportunities for and barriers to accumulating assets in midlife and later / Ernest Gonzales ; Age-friendly banking : policy, products, and services / Sehar N. Siddiqi, Robert O. Zdenek, and Edward J. Gorman III -- Conclusion: Financial capability and asset holding in later life : summary and application / Nancy Morrow-Howell, Michael Sherraden, and Margaret S. Sherraden. | |
| 588 | 0 | |a Print version record. | |
| 650 | 0 | |a Older people |x Economic conditions. |0 http://id.loc.gov/authorities/subjects/sh85002097 | |
| 650 | 0 | |a Older people |x Finance, Personal. | |
| 650 | 0 | |a Retirement income. |0 http://id.loc.gov/authorities/subjects/sh85113353 | |
| 650 | 0 | |a Financial security. |0 http://id.loc.gov/authorities/subjects/sh85048312 | |
| 650 | 6 | |a Personnes âgées |x Conditions économiques. | |
| 650 | 6 | |a Personnes âgées |x Finances personnelles. | |
| 650 | 6 | |a Revenu de retraite. | |
| 650 | 6 | |a Sécurité financière. | |
| 650 | 7 | |a SOCIAL SCIENCE |x Social Work. |2 bisacsh | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Finance. |2 bisacsh | |
| 650 | 7 | |a Financial security |2 fast | |
| 650 | 7 | |a Older people |x Economic conditions |2 fast | |
| 650 | 7 | |a Older people |x Finance, Personal |2 fast | |
| 650 | 7 | |a Retirement income |2 fast | |
| 650 | 7 | |a Alter |2 gnd | |
| 650 | 7 | |a Finanzlage |2 gnd |0 http://d-nb.info/gnd/4238188-5 | |
| 650 | 7 | |a Altersversorgung |2 gnd | |
| 650 | 7 | |a Altersruhegeld |2 gnd |0 http://d-nb.info/gnd/4068604-8 | |
| 651 | 7 | |a USA |2 gnd | |
| 700 | 1 | |a Sherraden, Margaret S., |e editor. | |
| 700 | 1 | |a Morrow-Howell, Nancy, |d 1952- |e editor. |1 https://id.oclc.org/worldcat/entity/E39PCjG86RfXdHJMf773XCtFrq |0 http://id.loc.gov/authorities/names/n84024892 | |
| 776 | 0 | 8 | |i Print version: |t Financial capability and asset holding in later life |z 9780199374304 |w (DLC) 2014028321 |w (OCoLC)892889870 |
| 856 | 1 | |l FWS01 |p ZDB-4-EBA |q FWS_PDA_EBA |u https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=973781 |3 Volltext | |
| 856 | 1 | |l CBO01 |p ZDB-4-EBA |q FWS_PDA_EBA |u https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=973781 |3 Volltext | |
| 938 | |a Coutts Information Services |b COUT |n 31339097 | ||
| 938 | |a EBSCOhost |b EBSC |n 973781 | ||
| 938 | |a YBP Library Services |b YANK |n 12362103 | ||
| 994 | |a 92 |b GEBAY | ||
| 912 | |a ZDB-4-EBA | ||
Datensatz im Suchindex
| DE-BY-FWS_katkey | ZDB-4-EBA-ocn905969880 |
|---|---|
| _version_ | 1813903681418952704 |
| adam_text | |
| any_adam_object | |
| author2 | Sherraden, Margaret S. Morrow-Howell, Nancy, 1952- |
| author2_role | edt edt |
| author2_variant | m s s ms mss n m h nmh |
| author_GND | http://id.loc.gov/authorities/names/n84024892 |
| author_facet | Sherraden, Margaret S. Morrow-Howell, Nancy, 1952- |
| building | Verbundindex |
| bvnumber | localFWS |
| callnumber-first | H - Social Science |
| callnumber-label | HQ1061 |
| callnumber-raw | HQ1061 .F526 2015eb |
| callnumber-search | HQ1061 .F526 2015eb |
| callnumber-sort | HQ 41061 F526 42015EB |
| callnumber-subject | HQ - Family, Marriage, Women |
| collection | ZDB-4-EBA |
| contents | Part 1. Financial capability in later life : theory and evidence of life course Impacts. The economic and financial status of older Americans : trends and prospects / William R. Emmons and Bryan J. Noeth ; "All that glitters is not gold" : social mobility, health, and mental health among African Americans / Darrell L. Hudson -- Part 2. Financial capability in later life : vulnerable populations. Assets and older African Americans / Trina R. Williams Shanks and Wilhelmina A. Leigh ; Economic security of older Hispanics : the role of social security and employer-based pensions / Jacqueline L. Angel and Stipica Mudrazija ; Enhancing the financial capability of Native American elders / Amanda Barusch, Molly Tovar, and Tracy Golden ; Older immigrants : economic security, asset ownership, financial access, and public policy / Yunju Nam ; The interactions of disability, aging, assets, and financial instability / Michelle Putnam -- Part 3. Policies and Innovations. Asset development among older adults : a capability approach / Jin Huang and Jennifer C. Greenfield ; Long term care : who pays the price? / Jennifer C. Greenfield ; Workplace policies and practices : opportunities for and barriers to accumulating assets in midlife and later / Ernest Gonzales ; Age-friendly banking : policy, products, and services / Sehar N. Siddiqi, Robert O. Zdenek, and Edward J. Gorman III -- Conclusion: Financial capability and asset holding in later life : summary and application / Nancy Morrow-Howell, Michael Sherraden, and Margaret S. Sherraden. |
| ctrlnum | (OCoLC)905969880 |
| dewey-full | 332.024/01 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.024/01 |
| dewey-search | 332.024/01 |
| dewey-sort | 3332.024 11 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| format | Electronic eBook |
| fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>07038cam a2200709 i 4500</leader><controlfield tag="001">ZDB-4-EBA-ocn905969880</controlfield><controlfield tag="003">OCoLC</controlfield><controlfield tag="005">20240705115654.0</controlfield><controlfield tag="006">m o d </controlfield><controlfield tag="007">cr cnu---unuuu</controlfield><controlfield tag="008">150401s2015 nyua ob 001 0 eng d</controlfield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">N$T</subfield><subfield code="b">eng</subfield><subfield code="e">rda</subfield><subfield code="e">pn</subfield><subfield code="c">N$T</subfield><subfield code="d">CDX</subfield><subfield code="d">YDXCP</subfield><subfield code="d">VLB</subfield><subfield code="d">YDX</subfield><subfield code="d">OCLCO</subfield><subfield code="d">OCLCA</subfield><subfield code="d">WYU</subfield><subfield code="d">OCLCA</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">OCLCO</subfield><subfield code="d">OCLCQ</subfield><subfield code="d">OCLCO</subfield><subfield code="d">OCLCL</subfield></datafield><datafield tag="019" ind1=" " ind2=" "><subfield code="a">964599288</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9780199374311</subfield><subfield code="q">(electronic bk.)</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">0199374317</subfield><subfield code="q">(electronic bk.)</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">9780199374304</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">0199374309</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)905969880</subfield><subfield code="z">(OCoLC)964599288</subfield></datafield><datafield tag="050" ind1=" " ind2="4"><subfield code="a">HQ1061</subfield><subfield code="b">.F526 2015eb</subfield></datafield><datafield tag="072" ind1=" " ind2="7"><subfield code="a">BUS</subfield><subfield code="x">027000</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="082" ind1="7" ind2=" "><subfield code="a">332.024/01</subfield><subfield code="2">23</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">SOC025000</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">MAIN</subfield></datafield><datafield tag="245" ind1="0" ind2="0"><subfield code="a">Financial capability and asset holding in later life :</subfield><subfield code="b">a life course perspective /</subfield><subfield code="c">edited by Nancy Morrow-Howell, Margaret S. Sherraden.</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">New York, NY :</subfield><subfield code="b">Oxford University Press,</subfield><subfield code="c">[2015]</subfield></datafield><datafield tag="264" ind1=" " ind2="4"><subfield code="c">©2015</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">1 online resource (xxxii, 246 pages) :</subfield><subfield code="b">illustrations</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="a">text</subfield><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="a">computer</subfield><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="a">online resource</subfield><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">"With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the poverty line. They are lacking the assets necessary to see them through a period of life that is often longer than expected and that requires more health and long-term care. While financial vulnerability can be most pronounced in old age, it is often created across decades, revealing itself in later years when there is little opportunity to reverse a lifetime of disadvantage. The concept of Financial Capability refers to both an individual and structural idea that combines a person's ability to act with their opportunity to act in their best financial interests. In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the chapters in this book written by leading experts in the field blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective. Part 2 presents chapters addressing financial vulnerability of diverse racial and ethnic groups, people with disabilities, and immigrants. Part 3 includes chapters describing current policies, programs, and innovations, including a review of important issues of working and caregiving in later life, and a detailed assessment of "age-friendly" banking principles, banking products, services, and policies"--</subfield><subfield code="c">Provided by publisher</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">"In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security"--</subfield><subfield code="c">Provided by publisher</subfield></datafield><datafield tag="504" ind1=" " ind2=" "><subfield code="a">Includes bibliographical references and index.</subfield></datafield><datafield tag="505" ind1="0" ind2=" "><subfield code="a">Part 1. Financial capability in later life : theory and evidence of life course Impacts. The economic and financial status of older Americans : trends and prospects / William R. Emmons and Bryan J. Noeth ; "All that glitters is not gold" : social mobility, health, and mental health among African Americans / Darrell L. Hudson -- Part 2. Financial capability in later life : vulnerable populations. Assets and older African Americans / Trina R. Williams Shanks and Wilhelmina A. Leigh ; Economic security of older Hispanics : the role of social security and employer-based pensions / Jacqueline L. Angel and Stipica Mudrazija ; Enhancing the financial capability of Native American elders / Amanda Barusch, Molly Tovar, and Tracy Golden ; Older immigrants : economic security, asset ownership, financial access, and public policy / Yunju Nam ; The interactions of disability, aging, assets, and financial instability / Michelle Putnam -- Part 3. Policies and Innovations. Asset development among older adults : a capability approach / Jin Huang and Jennifer C. Greenfield ; Long term care : who pays the price? / Jennifer C. Greenfield ; Workplace policies and practices : opportunities for and barriers to accumulating assets in midlife and later / Ernest Gonzales ; Age-friendly banking : policy, products, and services / Sehar N. Siddiqi, Robert O. Zdenek, and Edward J. Gorman III -- Conclusion: Financial capability and asset holding in later life : summary and application / Nancy Morrow-Howell, Michael Sherraden, and Margaret S. Sherraden.</subfield></datafield><datafield tag="588" ind1="0" ind2=" "><subfield code="a">Print version record.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Older people</subfield><subfield code="x">Economic conditions.</subfield><subfield code="0">http://id.loc.gov/authorities/subjects/sh85002097</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Older people</subfield><subfield code="x">Finance, Personal.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Retirement income.</subfield><subfield code="0">http://id.loc.gov/authorities/subjects/sh85113353</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Financial security.</subfield><subfield code="0">http://id.loc.gov/authorities/subjects/sh85048312</subfield></datafield><datafield tag="650" ind1=" " ind2="6"><subfield code="a">Personnes âgées</subfield><subfield code="x">Conditions économiques.</subfield></datafield><datafield tag="650" ind1=" " ind2="6"><subfield code="a">Personnes âgées</subfield><subfield code="x">Finances personnelles.</subfield></datafield><datafield tag="650" ind1=" " ind2="6"><subfield code="a">Revenu de retraite.</subfield></datafield><datafield tag="650" ind1=" " ind2="6"><subfield code="a">Sécurité financière.</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">SOCIAL SCIENCE</subfield><subfield code="x">Social Work.</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">BUSINESS & ECONOMICS</subfield><subfield code="x">Finance.</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Financial security</subfield><subfield code="2">fast</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Older people</subfield><subfield code="x">Economic conditions</subfield><subfield code="2">fast</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Older people</subfield><subfield code="x">Finance, Personal</subfield><subfield code="2">fast</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Retirement income</subfield><subfield code="2">fast</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Alter</subfield><subfield code="2">gnd</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Finanzlage</subfield><subfield code="2">gnd</subfield><subfield code="0">http://d-nb.info/gnd/4238188-5</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Altersversorgung</subfield><subfield code="2">gnd</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">Altersruhegeld</subfield><subfield code="2">gnd</subfield><subfield code="0">http://d-nb.info/gnd/4068604-8</subfield></datafield><datafield tag="651" ind1=" " ind2="7"><subfield code="a">USA</subfield><subfield code="2">gnd</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Sherraden, Margaret S.,</subfield><subfield code="e">editor.</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Morrow-Howell, Nancy,</subfield><subfield code="d">1952-</subfield><subfield code="e">editor.</subfield><subfield code="1">https://id.oclc.org/worldcat/entity/E39PCjG86RfXdHJMf773XCtFrq</subfield><subfield code="0">http://id.loc.gov/authorities/names/n84024892</subfield></datafield><datafield tag="776" ind1="0" ind2="8"><subfield code="i">Print version:</subfield><subfield code="t">Financial capability and asset holding in later life</subfield><subfield code="z">9780199374304</subfield><subfield code="w">(DLC) 2014028321</subfield><subfield code="w">(OCoLC)892889870</subfield></datafield><datafield tag="856" ind1="1" ind2=" "><subfield code="l">FWS01</subfield><subfield code="p">ZDB-4-EBA</subfield><subfield code="q">FWS_PDA_EBA</subfield><subfield code="u">https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=973781</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="856" ind1="1" ind2=" "><subfield code="l">CBO01</subfield><subfield code="p">ZDB-4-EBA</subfield><subfield code="q">FWS_PDA_EBA</subfield><subfield code="u">https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=973781</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">Coutts Information Services</subfield><subfield code="b">COUT</subfield><subfield code="n">31339097</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">EBSCOhost</subfield><subfield code="b">EBSC</subfield><subfield code="n">973781</subfield></datafield><datafield tag="938" ind1=" " ind2=" "><subfield code="a">YBP Library Services</subfield><subfield code="b">YANK</subfield><subfield code="n">12362103</subfield></datafield><datafield tag="994" ind1=" " ind2=" "><subfield code="a">92</subfield><subfield code="b">GEBAY</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ZDB-4-EBA</subfield></datafield></record></collection> |
| geographic | USA gnd |
| geographic_facet | USA |
| id | ZDB-4-EBA-ocn905969880 |
| illustrated | Illustrated |
| indexdate | 2024-10-25T16:22:33Z |
| institution | BVB |
| isbn | 9780199374311 0199374317 |
| language | English |
| oclc_num | 905969880 |
| open_access_boolean | |
| owner | MAIN |
| owner_facet | MAIN |
| physical | 1 online resource (xxxii, 246 pages) : illustrations |
| psigel | ZDB-4-EBA |
| publishDate | 2015 |
| publishDateSearch | 2015 |
| publishDateSort | 2015 |
| publisher | Oxford University Press, |
| record_format | marc |
| spelling | Financial capability and asset holding in later life : a life course perspective / edited by Nancy Morrow-Howell, Margaret S. Sherraden. New York, NY : Oxford University Press, [2015] ©2015 1 online resource (xxxii, 246 pages) : illustrations text txt rdacontent computer c rdamedia online resource cr rdacarrier "With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the poverty line. They are lacking the assets necessary to see them through a period of life that is often longer than expected and that requires more health and long-term care. While financial vulnerability can be most pronounced in old age, it is often created across decades, revealing itself in later years when there is little opportunity to reverse a lifetime of disadvantage. The concept of Financial Capability refers to both an individual and structural idea that combines a person's ability to act with their opportunity to act in their best financial interests. In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the chapters in this book written by leading experts in the field blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective. Part 2 presents chapters addressing financial vulnerability of diverse racial and ethnic groups, people with disabilities, and immigrants. Part 3 includes chapters describing current policies, programs, and innovations, including a review of important issues of working and caregiving in later life, and a detailed assessment of "age-friendly" banking principles, banking products, services, and policies"-- Provided by publisher "In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security"-- Provided by publisher Includes bibliographical references and index. Part 1. Financial capability in later life : theory and evidence of life course Impacts. The economic and financial status of older Americans : trends and prospects / William R. Emmons and Bryan J. Noeth ; "All that glitters is not gold" : social mobility, health, and mental health among African Americans / Darrell L. Hudson -- Part 2. Financial capability in later life : vulnerable populations. Assets and older African Americans / Trina R. Williams Shanks and Wilhelmina A. Leigh ; Economic security of older Hispanics : the role of social security and employer-based pensions / Jacqueline L. Angel and Stipica Mudrazija ; Enhancing the financial capability of Native American elders / Amanda Barusch, Molly Tovar, and Tracy Golden ; Older immigrants : economic security, asset ownership, financial access, and public policy / Yunju Nam ; The interactions of disability, aging, assets, and financial instability / Michelle Putnam -- Part 3. Policies and Innovations. Asset development among older adults : a capability approach / Jin Huang and Jennifer C. Greenfield ; Long term care : who pays the price? / Jennifer C. Greenfield ; Workplace policies and practices : opportunities for and barriers to accumulating assets in midlife and later / Ernest Gonzales ; Age-friendly banking : policy, products, and services / Sehar N. Siddiqi, Robert O. Zdenek, and Edward J. Gorman III -- Conclusion: Financial capability and asset holding in later life : summary and application / Nancy Morrow-Howell, Michael Sherraden, and Margaret S. Sherraden. Print version record. Older people Economic conditions. http://id.loc.gov/authorities/subjects/sh85002097 Older people Finance, Personal. Retirement income. http://id.loc.gov/authorities/subjects/sh85113353 Financial security. http://id.loc.gov/authorities/subjects/sh85048312 Personnes âgées Conditions économiques. Personnes âgées Finances personnelles. Revenu de retraite. Sécurité financière. SOCIAL SCIENCE Social Work. bisacsh BUSINESS & ECONOMICS Finance. bisacsh Financial security fast Older people Economic conditions fast Older people Finance, Personal fast Retirement income fast Alter gnd Finanzlage gnd http://d-nb.info/gnd/4238188-5 Altersversorgung gnd Altersruhegeld gnd http://d-nb.info/gnd/4068604-8 USA gnd Sherraden, Margaret S., editor. Morrow-Howell, Nancy, 1952- editor. https://id.oclc.org/worldcat/entity/E39PCjG86RfXdHJMf773XCtFrq http://id.loc.gov/authorities/names/n84024892 Print version: Financial capability and asset holding in later life 9780199374304 (DLC) 2014028321 (OCoLC)892889870 FWS01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=973781 Volltext CBO01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=973781 Volltext |
| spellingShingle | Financial capability and asset holding in later life : a life course perspective / Part 1. Financial capability in later life : theory and evidence of life course Impacts. The economic and financial status of older Americans : trends and prospects / William R. Emmons and Bryan J. Noeth ; "All that glitters is not gold" : social mobility, health, and mental health among African Americans / Darrell L. Hudson -- Part 2. Financial capability in later life : vulnerable populations. Assets and older African Americans / Trina R. Williams Shanks and Wilhelmina A. Leigh ; Economic security of older Hispanics : the role of social security and employer-based pensions / Jacqueline L. Angel and Stipica Mudrazija ; Enhancing the financial capability of Native American elders / Amanda Barusch, Molly Tovar, and Tracy Golden ; Older immigrants : economic security, asset ownership, financial access, and public policy / Yunju Nam ; The interactions of disability, aging, assets, and financial instability / Michelle Putnam -- Part 3. Policies and Innovations. Asset development among older adults : a capability approach / Jin Huang and Jennifer C. Greenfield ; Long term care : who pays the price? / Jennifer C. Greenfield ; Workplace policies and practices : opportunities for and barriers to accumulating assets in midlife and later / Ernest Gonzales ; Age-friendly banking : policy, products, and services / Sehar N. Siddiqi, Robert O. Zdenek, and Edward J. Gorman III -- Conclusion: Financial capability and asset holding in later life : summary and application / Nancy Morrow-Howell, Michael Sherraden, and Margaret S. Sherraden. Older people Economic conditions. http://id.loc.gov/authorities/subjects/sh85002097 Older people Finance, Personal. Retirement income. http://id.loc.gov/authorities/subjects/sh85113353 Financial security. http://id.loc.gov/authorities/subjects/sh85048312 Personnes âgées Conditions économiques. Personnes âgées Finances personnelles. Revenu de retraite. Sécurité financière. SOCIAL SCIENCE Social Work. bisacsh BUSINESS & ECONOMICS Finance. bisacsh Financial security fast Older people Economic conditions fast Older people Finance, Personal fast Retirement income fast Alter gnd Finanzlage gnd http://d-nb.info/gnd/4238188-5 Altersversorgung gnd Altersruhegeld gnd http://d-nb.info/gnd/4068604-8 |
| subject_GND | http://id.loc.gov/authorities/subjects/sh85002097 http://id.loc.gov/authorities/subjects/sh85113353 http://id.loc.gov/authorities/subjects/sh85048312 http://d-nb.info/gnd/4238188-5 http://d-nb.info/gnd/4068604-8 |
| title | Financial capability and asset holding in later life : a life course perspective / |
| title_auth | Financial capability and asset holding in later life : a life course perspective / |
| title_exact_search | Financial capability and asset holding in later life : a life course perspective / |
| title_full | Financial capability and asset holding in later life : a life course perspective / edited by Nancy Morrow-Howell, Margaret S. Sherraden. |
| title_fullStr | Financial capability and asset holding in later life : a life course perspective / edited by Nancy Morrow-Howell, Margaret S. Sherraden. |
| title_full_unstemmed | Financial capability and asset holding in later life : a life course perspective / edited by Nancy Morrow-Howell, Margaret S. Sherraden. |
| title_short | Financial capability and asset holding in later life : |
| title_sort | financial capability and asset holding in later life a life course perspective |
| title_sub | a life course perspective / |
| topic | Older people Economic conditions. http://id.loc.gov/authorities/subjects/sh85002097 Older people Finance, Personal. Retirement income. http://id.loc.gov/authorities/subjects/sh85113353 Financial security. http://id.loc.gov/authorities/subjects/sh85048312 Personnes âgées Conditions économiques. Personnes âgées Finances personnelles. Revenu de retraite. Sécurité financière. SOCIAL SCIENCE Social Work. bisacsh BUSINESS & ECONOMICS Finance. bisacsh Financial security fast Older people Economic conditions fast Older people Finance, Personal fast Retirement income fast Alter gnd Finanzlage gnd http://d-nb.info/gnd/4238188-5 Altersversorgung gnd Altersruhegeld gnd http://d-nb.info/gnd/4068604-8 |
| topic_facet | Older people Economic conditions. Older people Finance, Personal. Retirement income. Financial security. Personnes âgées Conditions économiques. Personnes âgées Finances personnelles. Revenu de retraite. Sécurité financière. SOCIAL SCIENCE Social Work. BUSINESS & ECONOMICS Finance. Financial security Older people Economic conditions Older people Finance, Personal Retirement income Alter Finanzlage Altersversorgung Altersruhegeld USA |
| url | https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=973781 |
| work_keys_str_mv | AT sherradenmargarets financialcapabilityandassetholdinginlaterlifealifecourseperspective AT morrowhowellnancy financialcapabilityandassetholdinginlaterlifealifecourseperspective |