Assessing the cost of financial regulation /:
"This study assesses the overall impact on credit of the financial regulatory reforms in Europe, Japan, and the United States. Long-term cost estimates are provided for Basel III capital and liquidity requirements, derivatives reforms, and higher taxes and fees. Overall, average lending rates i...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Körperschaft: | |
| Weitere Verfasser: | , |
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Washington, D.C. :
International Monetary Fund, Monetary and Capital Markets Dept.,
2012.
|
| Schriftenreihe: | IMF working paper ;
WP/12/233. |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Zusammenfassung: | "This study assesses the overall impact on credit of the financial regulatory reforms in Europe, Japan, and the United States. Long-term cost estimates are provided for Basel III capital and liquidity requirements, derivatives reforms, and higher taxes and fees. Overall, average lending rates in the base case would rise by 18 bps in Europe, 8 bps in Japan, and 28 bps in the United States. These results are similar to the official BIS assessments of Basel III and an OECD analysis, but lower as a result of including expense cuts and reductions in the returns required by investors. As a result, they are markedly lower than those of the Institute of International Finance (IIF)."--Abstract. |
| Beschreibung: | "September 2012." |
| Beschreibung: | 1 online resource (81 pages) |
| Bibliographie: | Includes bibliographical references. |
| ISBN: | 9781475511970 1475511973 9781475511994 147551199X |
Internformat
MARC
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| 245 | 1 | 0 | |a Assessing the cost of financial regulation / |c prepared by Douglas Elliott, Suzanne Salloy, and André Oliveira Santos. |
| 260 | |a Washington, D.C. : |b International Monetary Fund, Monetary and Capital Markets Dept., |c 2012. | ||
| 300 | |a 1 online resource (81 pages) | ||
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| 490 | 1 | |a IMF working paper ; |v WP/12/233 | |
| 500 | |a "September 2012." | ||
| 520 | |a "This study assesses the overall impact on credit of the financial regulatory reforms in Europe, Japan, and the United States. Long-term cost estimates are provided for Basel III capital and liquidity requirements, derivatives reforms, and higher taxes and fees. Overall, average lending rates in the base case would rise by 18 bps in Europe, 8 bps in Japan, and 28 bps in the United States. These results are similar to the official BIS assessments of Basel III and an OECD analysis, but lower as a result of including expense cuts and reductions in the returns required by investors. As a result, they are markedly lower than those of the Institute of International Finance (IIF)."--Abstract. | ||
| 504 | |a Includes bibliographical references. | ||
| 505 | 0 | |a Cover; Contents; Executive Summary; Introduction; I. Literature Review; II. Qualitative Assessments of the Cost Impact of Regulatory Changes; Tables; 1. Basel III Impact on Credit and GDP Growth; 2. Major Regulatory Initiatives; 3. Impact of Major Regulatory Initiatives on U.S. Financial Institutions; III. Quantitative Analysis of Stand-Alone Reforms; A. Choice of Baseline Scenario; B. Translating Cost Changes to Credit Impacts; C. Estimating Changes to Lending rates; D. Capital Requirements; 4. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Region, End-2010; Figures. | |
| 505 | 8 | |a 1. Effect of Basel III Changes on Common Equity Tier 1 Capital Ratios5. Planned Mitigating Actions by U.S., European, and Japanese Banks; 6. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Bank Business; 2. Effect of Basel 2.5 and III on Common Equity Tier Capital Ratios; 7. Effects of Higher Capital Levels on Lending Rates; E. Liquidity Requirements; 8. Pro-forma Basel III Liquidity Ratios, End-2010; 9. Estimated Effects of Liquidity Changes on Lending Rates; F. Derivatives Requirements; 10. Effects of Derivatives Reforms on Banks per Year; G. Securitization Requirements. | |
| 505 | 8 | |a 11. Estimated Effects of Derivatives Changes on Lending RatesH. Taxes and Fees; I. Integrated Effects on Credit Provision; 12. Annual Fees and Taxes on European and U.S. Banks; 13. Estimated Effects of Tax and Fee Changes on Lending Rates; 14. Cumulative Impact of Regulatory Reforms on Lending rates; 3. Effects of Changes in Key Parameter Assumptions on Lending Rates; IV. Uncertainties and Areas for Further Research; V. Conclusion; Appendix I. Supplementary Tables; Appendixes; I. Supplementary Tables; 16. European, Japanese, and U.S. Banks in the Sample. | |
| 505 | 8 | |a 17. Planned De-Risking Measures, End-2010Appendix II. Assumptions for the Credit Pricing Equation; II. Assumptions for the Credit Pricing Equation; References. | |
| 650 | 0 | |a Bank capital |x Law and legislation. |0 http://id.loc.gov/authorities/subjects/sh86000298 | |
| 650 | 0 | |a Financial institutions |x Law and legislation. |0 http://id.loc.gov/authorities/subjects/sh85048308 | |
| 650 | 0 | |a Bank loans. |0 http://id.loc.gov/authorities/subjects/sh85011575 | |
| 650 | 0 | |a Cost effectiveness. |0 http://id.loc.gov/authorities/subjects/sh85033197 | |
| 650 | 6 | |a Prêts bancaires. | |
| 650 | 6 | |a Coût-efficacité. | |
| 650 | 7 | |a cost benefit analysis. |2 aat | |
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| 650 | 7 | |a Financial institutions |x Law and legislation |2 fast | |
| 700 | 1 | |a Salloy, Suzanne. |0 http://id.loc.gov/authorities/names/no2012130019 | |
| 700 | 1 | |a Santos, André Oliveira. | |
| 710 | 2 | |a International Monetary Fund. |b Monetary and Capital Markets Department. |0 http://id.loc.gov/authorities/names/no2006113696 | |
| 758 | |i has work: |a Assessing the cost of financial regulation (Text) |1 https://id.oclc.org/worldcat/entity/E39PCFvfk3q8rT7MbHdGpKrwYd |4 https://id.oclc.org/worldcat/ontology/hasWork | ||
| 776 | 0 | 8 | |i Erscheint auch als: |n Druck-Ausgabe |t Assessing the cost of financial regulation |
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| author | Elliott, Douglas J., 1959- |
| author2 | Salloy, Suzanne Santos, André Oliveira |
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| author_facet | Elliott, Douglas J., 1959- Salloy, Suzanne Santos, André Oliveira International Monetary Fund. Monetary and Capital Markets Department |
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| contents | Cover; Contents; Executive Summary; Introduction; I. Literature Review; II. Qualitative Assessments of the Cost Impact of Regulatory Changes; Tables; 1. Basel III Impact on Credit and GDP Growth; 2. Major Regulatory Initiatives; 3. Impact of Major Regulatory Initiatives on U.S. Financial Institutions; III. Quantitative Analysis of Stand-Alone Reforms; A. Choice of Baseline Scenario; B. Translating Cost Changes to Credit Impacts; C. Estimating Changes to Lending rates; D. Capital Requirements; 4. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Region, End-2010; Figures. 1. Effect of Basel III Changes on Common Equity Tier 1 Capital Ratios5. Planned Mitigating Actions by U.S., European, and Japanese Banks; 6. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Bank Business; 2. Effect of Basel 2.5 and III on Common Equity Tier Capital Ratios; 7. Effects of Higher Capital Levels on Lending Rates; E. Liquidity Requirements; 8. Pro-forma Basel III Liquidity Ratios, End-2010; 9. Estimated Effects of Liquidity Changes on Lending Rates; F. Derivatives Requirements; 10. Effects of Derivatives Reforms on Banks per Year; G. Securitization Requirements. 11. Estimated Effects of Derivatives Changes on Lending RatesH. Taxes and Fees; I. Integrated Effects on Credit Provision; 12. Annual Fees and Taxes on European and U.S. Banks; 13. Estimated Effects of Tax and Fee Changes on Lending Rates; 14. Cumulative Impact of Regulatory Reforms on Lending rates; 3. Effects of Changes in Key Parameter Assumptions on Lending Rates; IV. Uncertainties and Areas for Further Research; V. Conclusion; Appendix I. Supplementary Tables; Appendixes; I. Supplementary Tables; 16. European, Japanese, and U.S. Banks in the Sample. 17. Planned De-Risking Measures, End-2010Appendix II. Assumptions for the Credit Pricing Equation; II. Assumptions for the Credit Pricing Equation; References. |
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| dewey-ones | 332 - Financial economics |
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| dewey-search | 332.4505 |
| dewey-sort | 3332.4505 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| format | Electronic eBook |
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| oclc_num | 811153512 |
| open_access_boolean | |
| owner | MAIN DE-863 DE-BY-FWS |
| owner_facet | MAIN DE-863 DE-BY-FWS |
| physical | 1 online resource (81 pages) |
| psigel | ZDB-4-EBA |
| publishDate | 2012 |
| publishDateSearch | 2012 |
| publishDateSort | 2012 |
| publisher | International Monetary Fund, Monetary and Capital Markets Dept., |
| record_format | marc |
| series | IMF working paper ; |
| series2 | IMF working paper ; |
| spelling | Elliott, Douglas J., 1959- https://id.oclc.org/worldcat/entity/E39PCjHv3WjPwWhdgKTVbRJtw3 http://id.loc.gov/authorities/names/n2011048849 Assessing the cost of financial regulation / prepared by Douglas Elliott, Suzanne Salloy, and André Oliveira Santos. Washington, D.C. : International Monetary Fund, Monetary and Capital Markets Dept., 2012. 1 online resource (81 pages) text txt rdacontent computer c rdamedia online resource cr rdacarrier IMF working paper ; WP/12/233 "September 2012." "This study assesses the overall impact on credit of the financial regulatory reforms in Europe, Japan, and the United States. Long-term cost estimates are provided for Basel III capital and liquidity requirements, derivatives reforms, and higher taxes and fees. Overall, average lending rates in the base case would rise by 18 bps in Europe, 8 bps in Japan, and 28 bps in the United States. These results are similar to the official BIS assessments of Basel III and an OECD analysis, but lower as a result of including expense cuts and reductions in the returns required by investors. As a result, they are markedly lower than those of the Institute of International Finance (IIF)."--Abstract. Includes bibliographical references. Cover; Contents; Executive Summary; Introduction; I. Literature Review; II. Qualitative Assessments of the Cost Impact of Regulatory Changes; Tables; 1. Basel III Impact on Credit and GDP Growth; 2. Major Regulatory Initiatives; 3. Impact of Major Regulatory Initiatives on U.S. Financial Institutions; III. Quantitative Analysis of Stand-Alone Reforms; A. Choice of Baseline Scenario; B. Translating Cost Changes to Credit Impacts; C. Estimating Changes to Lending rates; D. Capital Requirements; 4. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Region, End-2010; Figures. 1. Effect of Basel III Changes on Common Equity Tier 1 Capital Ratios5. Planned Mitigating Actions by U.S., European, and Japanese Banks; 6. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Bank Business; 2. Effect of Basel 2.5 and III on Common Equity Tier Capital Ratios; 7. Effects of Higher Capital Levels on Lending Rates; E. Liquidity Requirements; 8. Pro-forma Basel III Liquidity Ratios, End-2010; 9. Estimated Effects of Liquidity Changes on Lending Rates; F. Derivatives Requirements; 10. Effects of Derivatives Reforms on Banks per Year; G. Securitization Requirements. 11. Estimated Effects of Derivatives Changes on Lending RatesH. Taxes and Fees; I. Integrated Effects on Credit Provision; 12. Annual Fees and Taxes on European and U.S. Banks; 13. Estimated Effects of Tax and Fee Changes on Lending Rates; 14. Cumulative Impact of Regulatory Reforms on Lending rates; 3. Effects of Changes in Key Parameter Assumptions on Lending Rates; IV. Uncertainties and Areas for Further Research; V. Conclusion; Appendix I. Supplementary Tables; Appendixes; I. Supplementary Tables; 16. European, Japanese, and U.S. Banks in the Sample. 17. Planned De-Risking Measures, End-2010Appendix II. Assumptions for the Credit Pricing Equation; II. Assumptions for the Credit Pricing Equation; References. Bank capital Law and legislation. http://id.loc.gov/authorities/subjects/sh86000298 Financial institutions Law and legislation. http://id.loc.gov/authorities/subjects/sh85048308 Bank loans. http://id.loc.gov/authorities/subjects/sh85011575 Cost effectiveness. http://id.loc.gov/authorities/subjects/sh85033197 Prêts bancaires. Coût-efficacité. cost benefit analysis. aat BUSINESS & ECONOMICS Foreign Exchange. bisacsh Bank capital Law and legislation fast Bank loans fast Cost effectiveness fast Financial institutions Law and legislation fast Salloy, Suzanne. http://id.loc.gov/authorities/names/no2012130019 Santos, André Oliveira. International Monetary Fund. Monetary and Capital Markets Department. http://id.loc.gov/authorities/names/no2006113696 has work: Assessing the cost of financial regulation (Text) https://id.oclc.org/worldcat/entity/E39PCFvfk3q8rT7MbHdGpKrwYd https://id.oclc.org/worldcat/ontology/hasWork Erscheint auch als: Druck-Ausgabe Assessing the cost of financial regulation IMF working paper ; WP/12/233. http://id.loc.gov/authorities/names/no89010263 FWS01 ZDB-4-EBA FWS_PDA_EBA https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=516976 Volltext |
| spellingShingle | Elliott, Douglas J., 1959- Assessing the cost of financial regulation / IMF working paper ; Cover; Contents; Executive Summary; Introduction; I. Literature Review; II. Qualitative Assessments of the Cost Impact of Regulatory Changes; Tables; 1. Basel III Impact on Credit and GDP Growth; 2. Major Regulatory Initiatives; 3. Impact of Major Regulatory Initiatives on U.S. Financial Institutions; III. Quantitative Analysis of Stand-Alone Reforms; A. Choice of Baseline Scenario; B. Translating Cost Changes to Credit Impacts; C. Estimating Changes to Lending rates; D. Capital Requirements; 4. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Region, End-2010; Figures. 1. Effect of Basel III Changes on Common Equity Tier 1 Capital Ratios5. Planned Mitigating Actions by U.S., European, and Japanese Banks; 6. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Bank Business; 2. Effect of Basel 2.5 and III on Common Equity Tier Capital Ratios; 7. Effects of Higher Capital Levels on Lending Rates; E. Liquidity Requirements; 8. Pro-forma Basel III Liquidity Ratios, End-2010; 9. Estimated Effects of Liquidity Changes on Lending Rates; F. Derivatives Requirements; 10. Effects of Derivatives Reforms on Banks per Year; G. Securitization Requirements. 11. Estimated Effects of Derivatives Changes on Lending RatesH. Taxes and Fees; I. Integrated Effects on Credit Provision; 12. Annual Fees and Taxes on European and U.S. Banks; 13. Estimated Effects of Tax and Fee Changes on Lending Rates; 14. Cumulative Impact of Regulatory Reforms on Lending rates; 3. Effects of Changes in Key Parameter Assumptions on Lending Rates; IV. Uncertainties and Areas for Further Research; V. Conclusion; Appendix I. Supplementary Tables; Appendixes; I. Supplementary Tables; 16. European, Japanese, and U.S. Banks in the Sample. 17. Planned De-Risking Measures, End-2010Appendix II. Assumptions for the Credit Pricing Equation; II. Assumptions for the Credit Pricing Equation; References. Bank capital Law and legislation. http://id.loc.gov/authorities/subjects/sh86000298 Financial institutions Law and legislation. http://id.loc.gov/authorities/subjects/sh85048308 Bank loans. http://id.loc.gov/authorities/subjects/sh85011575 Cost effectiveness. http://id.loc.gov/authorities/subjects/sh85033197 Prêts bancaires. Coût-efficacité. cost benefit analysis. aat BUSINESS & ECONOMICS Foreign Exchange. bisacsh Bank capital Law and legislation fast Bank loans fast Cost effectiveness fast Financial institutions Law and legislation fast |
| subject_GND | http://id.loc.gov/authorities/subjects/sh86000298 http://id.loc.gov/authorities/subjects/sh85048308 http://id.loc.gov/authorities/subjects/sh85011575 http://id.loc.gov/authorities/subjects/sh85033197 |
| title | Assessing the cost of financial regulation / |
| title_auth | Assessing the cost of financial regulation / |
| title_exact_search | Assessing the cost of financial regulation / |
| title_full | Assessing the cost of financial regulation / prepared by Douglas Elliott, Suzanne Salloy, and André Oliveira Santos. |
| title_fullStr | Assessing the cost of financial regulation / prepared by Douglas Elliott, Suzanne Salloy, and André Oliveira Santos. |
| title_full_unstemmed | Assessing the cost of financial regulation / prepared by Douglas Elliott, Suzanne Salloy, and André Oliveira Santos. |
| title_short | Assessing the cost of financial regulation / |
| title_sort | assessing the cost of financial regulation |
| topic | Bank capital Law and legislation. http://id.loc.gov/authorities/subjects/sh86000298 Financial institutions Law and legislation. http://id.loc.gov/authorities/subjects/sh85048308 Bank loans. http://id.loc.gov/authorities/subjects/sh85011575 Cost effectiveness. http://id.loc.gov/authorities/subjects/sh85033197 Prêts bancaires. Coût-efficacité. cost benefit analysis. aat BUSINESS & ECONOMICS Foreign Exchange. bisacsh Bank capital Law and legislation fast Bank loans fast Cost effectiveness fast Financial institutions Law and legislation fast |
| topic_facet | Bank capital Law and legislation. Financial institutions Law and legislation. Bank loans. Cost effectiveness. Prêts bancaires. Coût-efficacité. cost benefit analysis. BUSINESS & ECONOMICS Foreign Exchange. Bank capital Law and legislation Bank loans Cost effectiveness Financial institutions Law and legislation |
| url | https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=516976 |
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